Rome, NY (13440)

Oneida County · Utica-Rome, NY · Population 41,198

Fresh.Data current as of Apr 24, 2026

Rome, NY (ZIP 13440) sits in Oneida County within the Utica-Rome metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 37.6%. NCES lists 10 schools serving the area, 10 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $8,825. IRS data shows average household income (AGI) of $62,190, well above the ~$45K national average per return. FEMA has issued 28 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Median daily AQI is just 27 per EPA AQS (2024), comfortably inside the Good range, with PM2.5 as the primary pollutant on most measured days. Only 4.5% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. IRS migration data (2022-2023) shows a net loss of 972 residents (648 households) — the ZIP's primary county is shrinking. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $62,141, fair market rent of $1,190 for a two-bedroom, and a typical home value of $201,238, up 7.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
41,198
Median age
42.3

Race & ethnicity

White
88.0%
Black
3.9%
Asian
1.4%
Hispanic / Latino
6.1%
Other / multi-racial
6.6%

Income & housing

Median household income
$62,141
Median home value
$140,100

Education

Bachelor's degree or higher (age 25+)
20.8%

Employment

Unemployment rate
4.4%

Housing

Owner-occupied
11,168(64.2%)
Renter-occupied
6,222(35.8%)
Vacant units
1,885
Built (median)
1957

Commute

Public transit
121(0.7%)
Work from home
1,876(11.1%)
Avg commute
16.7 min

Economic wellbeing

Below poverty line
5,610(14.3%)
Uninsured
106(0.3%)

Digital access

Broadband access
14,892(85.6%)
No broadband
2,498(14.4%)

Language & nativity

Foreign-born
1,166(2.8%)
Non-English at home
2,176(5.6%)

Studio

$910

/month

1 Bed

$940

/month

2 Bed

$1,190

/month

3 Bed

$1,430

/month

4 Bed

$1,650

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$201,238

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

+7.7%

vs. March 2025

5-year change

+49.6%

vs. March 2021

Metro area

Utica-Rome, NY

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

221

Across 140 permitted buildings. Total construction value: $46.1M.

Single-family

125

57% of total units

Multifamily (2+ unit)

96

43% of total units

Single-family value

$34.1M

construction value

Multifamily value

$12.0M

construction value

Apartment construction (5+ unit buildings) accounts for 43% of new units this year — the area is densifying, not just adding single-family stock.

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

18,130

Average AGI

$62,190

Avg property tax

$172

EITC participation

16.1%

Income distribution

  • $1 – $25,00026.6% · 4,830
  • $25,000 – $50,00027.7% · 5,020
  • $50,000 – $75,00017.5% · 3,170
  • $75,000 – $100,00010.6% · 1,930
  • $100,000 – $200,00014.9% · 2,710
  • $200,000 or more2.6% · 470

Avg mortgage interest

$130

Avg charitable contribution

$190

Avg capital gains

$1,092

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1127.5M across all reported brackets.

Business & employment

Business establishments

684

Total employment

8,826

Annual payroll

$404.6M

Average annual pay

$45,840

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$61,102

Average weekly wage

$1,175

Total employment

102,542

Total establishments

5,356

That is roughly 7% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.7%

That is 0.3 percentage points below the US national unemployment rate of about 4.0%.

Labor force

99,641

Employed

95,912

Unemployed

3,729

Based on Oneida County, NY data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

8

Typical banking access

A standard suburban / mid-density branch count for this area.

Total deposits

$727.9M

across all branches in this ZIP

Distinct institutions

6

different banks operating here

Top banks by deposits in this ZIP

  • 1.Berkshire Bank$331.4M · 2 branches
  • 2.NBT Bank, National Association$176.5M · 2 branches
  • 3.KeyBank National Association$98.5M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Alternative-fuel stations

Public EV charging stations

5

Established EV charging

Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.

Level 2 ports

10

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • ChargePoint Network
  • EV Connect
  • Non-Networked
  • + 1 more network

Propane (LPG)

1

Propane autogas

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public-library outlets

1

Single library outlet

One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.

Buildings

1

1 central

Avg hours / week

60.8

across outlets in this ZIP

Avg square feet

29,629

per outlet

Outlets in this ZIP

  • 1.Jervis Public Library

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

46th percentile

Moderate Vulnerability

Based on 19 census tracts, population 39,257

Vulnerability Themes

  • Socioeconomic Status40th percentile
  • Household Characteristics56th percentile
  • Racial & Ethnic Minority Status23rd percentile
  • Housing Type & Transportation57th percentile

Households Without Vehicle

2,045

Limited English Speakers

237

Persons with Disability

6,271

Without HS Diploma

3,321

Without Health Insurance

1,285

Adults Age 65+

7,713

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

28

Date Range

1972–2022

Most Recent Declaration

SEVERE WINTER STORM AND SNOWSTORM

Winter Storm — declared November 20, 2022 (DR-3589)

Incident period: November 18, 2022 – November 21, 2022

Top Incident Types

  • Severe Storm8 (29%)
  • Snowstorm5 (18%)
  • Flood5 (18%)
  • Hurricane3 (11%)
  • Biological2 (7%)
  • Other5 (18%)

Individual Assistance

7

Direct help to disaster survivors

Households Program

5

Housing & temporary lodging support

Public Assistance

26

Repair of public facilities & roads

Hazard Mitigation

12

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Median daily AQI

27

Good
Good 300dModerate 49d

Peak AQI (2024)

68

Moderate

Primary pollutant

PM2.5

349 days as main pollutant

Days measured

349

Based on Oneida County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

8,898

That is roughly 698 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

16%

of adults self-report

Poor physical health days

4.0

avg per adult per month

Poor mental health days

5.5

avg per adult per month

Uninsured

4.5%

of residents under 65

Primary care MDs

70

per 100,000 residents

Preventable hospital stays

2,558

per 100K Medicare enrollees

Food environment (0-10)

8.0

10 = best access & security

Exercise access

85%

residents near a facility

Flu vaccinated

49%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 8.5% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Oneida data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Moderate food access challenges

18.3% of Oneida County, NY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.23

per 1,000 residents

Supercenters & clubs

0.02

per 1,000 residents

SNAP-authorized stores

1.13

accepting food benefits

Fast-food restaurants

0.69

per 1,000 residents

Among low-income residents, 5.6% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Oneida County, NY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

−972 people

−648 households−$48.8M net AGI flow

Moved in

4,657households

7,687 people • $258.4M AGI

Moved out

5,305households

8,659 people • $307.2M AGI

Where new residents came from

  1. Herkimer County, NY459 households
  2. Madison County, NY353 households
  3. Onondaga County, NY234 households
  4. Oswego County, NY81 households
  5. Lewis County, NY80 households

Where departing residents went

  1. Herkimer County, NY420 households
  2. Madison County, NY351 households
  3. Onondaga County, NY327 households
  4. Monroe County, NY94 households
  5. Oswego County, NY88 households

Incoming households reported an average AGI of $55,489 versus departing households' $57,916.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

10 schools serve this ZIP, including 10 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
LYNDON H STROUGH MIDDLE SCHOOLPublic7–8813
GEORGE R STALEY ELEMENTARY SCHOOLPublic0–6582
LOUIS V DENTI ELEMENTARY SCHOOLPublic0–6485
BELLAMY ELEMENTARY SCHOOLPublic0–6478
RIDGE MILLS ELEMENTARY SCHOOLPublic0–6346

Showing top 5 by enrollment. 5 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026

Colleges & universities nearby

Colleges in this area

2

Median in-state tuition

$8,825

Median earnings (10 yr)

$42,232

  • SUNY Morrisville

    Morrisville, NY · 13408

    4-Year
    In-state tuition
    $8,825
    Out-of-state tuition
    $19,245
    Acceptance rate
    91.5%
    Graduation rate
    30.1%
    Median earnings (10 yr)
    $43,295
    Median student debt
    $18,742
  • In-state tuition
    Out-of-state tuition
    Acceptance rate
    100.0%
    Graduation rate
    83.8%
    Median earnings (10 yr)
    $41,169
    Median student debt

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Rome, NY (ZIP 13440) sits in Oneida County within the Utica-Rome metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 37.6%. NCES lists 10 schools serving the area, 10 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $8,825. IRS data shows average household income (AGI) of $62,190, well above the ~$45K national average per return. FEMA has issued 28 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Median daily AQI is just 27 per EPA AQS (2024), comfortably inside the Good range, with PM2.5 as the primary pollutant on most measured days. Only 4.5% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. IRS migration data (2022-2023) shows a net loss of 972 residents (648 households) — the ZIP's primary county is shrinking. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $62,141, fair market rent of $1,190 for a two-bedroom, and a typical home value of $201,238, up 7.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.

One concrete reading worth keeping: Depression prevalence sits near the national rate at 21.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 13440

What is the obesity rate in ZIP 13440?

37.9%, which is 4.9 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 13440?

21.2%, which is 0.8 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 13440?

37.6%, which is 5.6 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 13440?

10 schools serve this ZIP, including 10 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 13440 have charter schools?

No charter schools are listed in ZIP 13440 by NCES CCD (retrieved Apr 26, 2026).

Are there high schools in ZIP 13440?

Yes, 1 high school serves this ZIP: New York State School For The Deaf. (NCES CCD, retrieved Apr 26, 2026).

What is the population of ZIP 13440?

41,198 people live in ZIP 13440, with a median age of 42.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 13440?

$62,141 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 13440 mostly renters or homeowners?

In ZIP 13440, 64.2% of occupied housing units are owner-occupied and 35.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 13440?

In ZIP 13440, 11.1% of workers work from home. Public transit is used by 0.7% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 13440?

14.3% of the population in ZIP 13440 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 13440 have broadband internet?

85.6% of households in ZIP 13440 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 13440?

The typical home value in ZIP 13440 is $201,238, up 7.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 13440?

Home values are up 7.7% over the past year and up 49.6% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 13440?

The average Adjusted Gross Income reported on tax returns from ZIP 13440 (Rome, NY) is $62,190 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 13440?

Tax returns from ZIP 13440 report an average of $172 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 13440 earn over $200,000?

2.6% of tax returns from ZIP 13440 (Rome, NY) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 13440?

As of 2022, 684 business establishments operated in ZIP 13440 employing 8,826 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 13440?

The average annual pay across all local establishments in ZIP 13440 is $45,840, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 13440 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 13440 ranks in the 46th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 13440?

Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 13440, ranking in the 57th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 13440 experienced?

FEMA has recorded 28 federal disaster declarations affecting ZIP 13440 between 1972–2022 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 13440?

Severe Storm is the most common federally declared disaster type affecting ZIP 13440, accounting for 8 of 28 declarations (29%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 13440?

The most recent FEMA disaster declaration affecting ZIP 13440 was "SEVERE WINTER STORM AND SNOWSTORM" — a winter storm declared in 2022 (DR-3589) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 13440?

2 colleges and universities are listed near ZIP 13440 by the U.S. Department of Education College Scorecard, including Suny Morrisville and Madison Oneida Boces-Practical Nursing Program (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 13440?

Median in-state tuition across 2 nearby institutions is $8,825 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 13440?

Graduates of nearby colleges earn a median of $42,232 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 13440?

This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (10 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (2 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (28 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (28 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 13440?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.