Population & age
- Total population
- 27,673
- Median age
- 34.3
Binghamton, NY (13905)
Broome County · Binghamton, NY · Population 27,673
Fresh.Data current as of Apr 24, 2026
Binghamton, NY (ZIP 13905) sits in Broome County within the Binghamton metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Health Insurance comes in below the national average at 7.7%. NCES lists 6 schools serving the area, 6 non-charter. 1 college or university serves the area, with median in-state tuition of $8,624. IRS data shows average household income (AGI) of $64,362, well above the ~$45K national average per return. FEMA has issued 30 federal disaster declarations affecting this ZIP since 1970 — a high-frequency exposure profile. Only 5.2% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. IRS migration data (2022-2023) shows a net loss of 1,359 residents (1,208 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $51,411, fair market rent of $1,190 for a two-bedroom, and a typical home value of $181,392, up 3.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Demographics
Race & ethnicity
- White
- 73.3%
- Black
- 9.7%
- Asian
- 8.6%
- Hispanic / Latino
- 7.5%
- Other / multi-racial
- 8.1%
Income & housing
- Median household income
- $51,411
- Median home value
- $138,700
Education
- Bachelor's degree or higher (age 25+)
- 32.3%
Employment
- Unemployment rate
- 7.7%
Housing
- Owner-occupied
- 5,729(50.0%)
- Renter-occupied
- 5,735(50.0%)
- Vacant units
- 2,231
- Built (median)
- 1942
Commute
- Public transit
- 894(7.1%)
- Work from home
- 1,167(9.3%)
- Avg commute
- 18.3 min
Economic wellbeing
- Below poverty line
- 7,954(30.2%)
- Uninsured
- 19(0.1%)
Digital access
- Broadband access
- 9,701(84.6%)
- No broadband
- 1,763(15.4%)
Language & nativity
- Foreign-born
- 3,300(11.9%)
- Non-English at home
- 3,610(13.6%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$830
/month
1 Bed
$940
/month
2 Bed
$1,190
/month
3 Bed
$1,520
/month
4 Bed
$1,750
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$181,392
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+3.7%
vs. March 2025
5-year change
+51.6%
vs. March 2021
Metro area
Binghamton, NY
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
341
Across 98 permitted buildings. Total construction value: $52.1M.
Single-family
72
21% of total units
Multifamily (2+ unit)
269
79% of total units
Single-family value
$18.5M
construction value
Multifamily value
$33.6M
construction value
Apartment construction (5+ unit buildings) accounts for 79% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
10,570
Average AGI
$64,362
Avg property tax
$220
EITC participation
17.4%
Income distribution
- $1 – $25,00032.3% · 3,410
- $25,000 – $50,00027.2% · 2,870
- $50,000 – $75,00015.0% · 1,590
- $75,000 – $100,0009.1% · 960
- $100,000 – $200,00012.8% · 1,350
- $200,000 or more3.7% · 390
Avg mortgage interest
$149
Avg charitable contribution
$463
Avg capital gains
$1,870
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $680.3M across all reported brackets.
Business & employment
Business establishments
533
Total employment
8,443
Annual payroll
$440.0M
Average annual pay
$52,119
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$61,392
Average weekly wage
$1,181
Total employment
82,881
Total establishments
4,376
That is roughly 6% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.0%
That tracks the US national unemployment rate of about 4.0%.
Labor force
84,798
Employed
81,403
Unemployed
3,395
Based on Broome County, NY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
3
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$339.3M
across all branches in this ZIP
Distinct institutions
3
different banks operating here
Top banks by deposits in this ZIP
- 1.Manufacturers and Traders Trust Company$167.9M · 1 branch
- 2.Citizens Bank, National Association$92.3M · 1 branch
- 3.KeyBank National Association$79.1M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Alternative-fuel stations
Public EV charging stations
8
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
29
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- CHARGESMART_EV
- EVGATEWAY
- Non-Networked
- + 3 more networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Social Vulnerability Index
Overall SVI
57th percentile
High Vulnerability
Based on 13 census tracts, population 28,179
Vulnerability Themes
- Socioeconomic Status58th percentile
- Household Characteristics48th percentile
- Racial & Ethnic Minority Status42nd percentile
- Housing Type & Transportation62nd percentile
Households Without Vehicle
2,053
Limited English Speakers
461
Persons with Disability
5,102
Without HS Diploma
1,747
Without Health Insurance
1,172
Adults Age 65+
5,035
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.
Federal Disaster Declarations
Federally Declared Disasters
30
Date Range
1970–2024
Most Recent Declaration
REMNANTS OF TROPICAL STORM DEBBY
Tropical Storm — declared September 24, 2024 (DR-4825)
Incident period: August 8, 2024 – August 10, 2024
Top Incident Types
- Severe Storm9 (30%)
- Flood8 (27%)
- Snowstorm4 (13%)
- Hurricane3 (10%)
- Biological2 (7%)
- Other4 (13%)
Individual Assistance
9
Direct help to disaster survivors
Households Program
7
Housing & temporary lodging support
Public Assistance
29
Repair of public facilities & roads
Hazard Mitigation
13
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Community health profile
Years of potential life lost (per 100K)
9,128
That is roughly 928 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
4.2
avg per adult per month
Poor mental health days
6.1
avg per adult per month
Uninsured
5.2%
of residents under 65
Primary care MDs
79
per 100,000 residents
Preventable hospital stays
2,744
per 100K Medicare enrollees
Food environment (0-10)
7.9
10 = best access & security
Exercise access
86%
residents near a facility
Flu vaccinated
55%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.2% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Broome data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
16.4% of Broome County, NY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.21
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
1.01
accepting food benefits
Fast-food restaurants
0.79
per 1,000 residents
Among low-income residents, 3.7% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Broome County, NY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▼−1,359 people
−1,208 households • −$129.8M net AGI flow
Moved in
4,397households
7,255 people • $238.2M AGI
Moved out
5,605households
8,614 people • $368.1M AGI
Where new residents came from
- Tioga County, NY — 308 households
- Chenango County, NY — 169 households
- Queens County, NY — 129 households
- Onondaga County, NY — 106 households
- Kings County, NY — 99 households
Where departing residents went
- Tioga County, NY — 353 households
- Chenango County, NY — 160 households
- Onondaga County, NY — 158 households
- Susquehanna County, PA — 103 households
- Kings County, NY — 91 households
Incoming households reported an average AGI of $54,175 versus departing households' $65,665.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Data sources used on this page
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
34.7%
Tracks close to the 33.0% national rate.
High Blood Pressure
34.9%
2.9pp above the 32.0% national rate.
Depression
21.0%
Tracks close to the 22.0% national rate.
Annual Checkup
80.6%
4.6pp above the 76.0% national rate.
Health Insurance
7.7%
5.3pp below the 13.0% national rate.
Diabetes
11.6%
Tracks close to the 11.0% national rate.
Schools in this ZIP
6 schools serve this ZIP, including 6 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| BINGHAMTON HIGH SCHOOL | Public | 9–12 | 1,420 |
| BROOME-DELAWARE-TIOGA BOCES | Special Ed | 0–12 | 913 |
| WEST MIDDLE SCHOOL | Public | 6–8 | 546 |
| WOODROW WILSON SCHOOL | Public | 0–5 | 330 |
| THOMAS JEFFERSON SCHOOL | Public | 0–5 | 261 |
Showing top 5 by enrollment. 1 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges & universities nearby
Colleges in this area
1
Median in-state tuition
$8,624
Median earnings (10 yr)
$39,710
- 2-Year
SUNY Broome Community College
Binghamton, NY · 13901
- In-state tuition
- $8,624
- Out-of-state tuition
- $14,288
- Acceptance rate
- —
- Graduation rate
- 23.1%
- Median earnings (10 yr)
- $39,710
- Median student debt
- $12,000
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Binghamton, NY (ZIP 13905) sits in Broome County within the Binghamton metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Health Insurance comes in below the national average at 7.7%. NCES lists 6 schools serving the area, 6 non-charter. 1 college or university serves the area, with median in-state tuition of $8,624. IRS data shows average household income (AGI) of $64,362, well above the ~$45K national average per return. FEMA has issued 30 federal disaster declarations affecting this ZIP since 1970 — a high-frequency exposure profile. Only 5.2% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. IRS migration data (2022-2023) shows a net loss of 1,359 residents (1,208 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $51,411, fair market rent of $1,190 for a two-bedroom, and a typical home value of $181,392, up 3.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 21.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 13905
What is the obesity rate in ZIP 13905?
34.7%, which is 1.7 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 13905?
21.0%, which is 1.0 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 13905?
34.9%, which is 2.9 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 13905?
6 schools serve this ZIP, including 6 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 13905 have charter schools?
No charter schools are listed in ZIP 13905 by NCES CCD (retrieved Apr 26, 2026).
Are there high schools in ZIP 13905?
Yes, 2 high schools serve this ZIP: Binghamton High School, Broome-Delaware-Tioga Boces. (NCES CCD, retrieved Apr 26, 2026).
What is the population of ZIP 13905?
27,673 people live in ZIP 13905, with a median age of 34.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 13905?
$51,411 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 13905 mostly renters or homeowners?
In ZIP 13905, 50.0% of occupied housing units are owner-occupied and 50.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 13905?
In ZIP 13905, 9.3% of workers work from home. Public transit is used by 7.1% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 13905?
30.2% of the population in ZIP 13905 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 13905 have broadband internet?
84.6% of households in ZIP 13905 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 13905?
The typical home value in ZIP 13905 is $181,392, up 3.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 13905?
Home values are up 3.7% over the past year and up 51.6% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 13905?
The average Adjusted Gross Income reported on tax returns from ZIP 13905 (Binghamton, NY) is $64,362 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 13905?
Tax returns from ZIP 13905 report an average of $220 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 13905 earn over $200,000?
3.7% of tax returns from ZIP 13905 (Binghamton, NY) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 13905?
As of 2022, 533 business establishments operated in ZIP 13905 employing 8,443 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 13905?
The average annual pay across all local establishments in ZIP 13905 is $52,119, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 13905 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 13905 ranks in the 57th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 13905?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 13905, ranking in the 62th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 13905 experienced?
FEMA has recorded 30 federal disaster declarations affecting ZIP 13905 between 1970–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 13905?
Severe Storm is the most common federally declared disaster type affecting ZIP 13905, accounting for 9 of 30 declarations (30%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 13905?
The most recent FEMA disaster declaration affecting ZIP 13905 was "REMNANTS OF TROPICAL STORM DEBBY" — a tropical storm declared in 2024 (DR-4825) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 13905?
1 college or university is listed near ZIP 13905 by the U.S. Department of Education College Scorecard, including Suny Broome Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 13905?
Median in-state tuition across 1 nearby institution is $8,624 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 13905?
Graduates of nearby colleges earn a median of $39,710 ten years after entry (College Scorecard, retrieved May 2, 2026).
What data is available for ZIP 13905?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (6 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (1 institution), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (30 on record). Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (30 on record).
More Info topics
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Have a specific question about ZIP 13905?
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.