Fort Collins, CO (80526)

Larimer County · Fort Collins-Loveland, CO · Population 44,478

Fresh.Data current as of Apr 24, 2026

Fort Collins, CO (ZIP 80526) sits in Larimer County within the Fort Collins-Loveland metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in below the national average at 23.9%. NCES lists 12 schools serving the area, 12 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $13,373. IRS data shows average household income (AGI) of $81,384, well above the ~$45K national average per return. Social vulnerability is low in this ZIP at the 21th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 30 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Fast-food restaurants outnumber grocery stores roughly 8-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Per IRS migration filings (2022-2023), the area's primary county netted $126,430,000 in incoming taxable income — a wealth-inflow signal even when headcount churn is modest. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $80,265, fair market rent of $1,660 for a two-bedroom, and a typical home value of $539,567, down 1.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
44,478
Median age
32.3

Race & ethnicity

White
86.0%
Black
0.6%
Asian
2.9%
Hispanic / Latino
10.1%
Other / multi-racial
10.0%

Income & housing

Median household income
$80,265
Median home value
$475,500

Education

Bachelor's degree or higher (age 25+)
52.9%

Employment

Unemployment rate
4.6%

Housing

Owner-occupied
10,545(55.2%)
Renter-occupied
8,563(44.8%)
Vacant units
628
Built (median)
1988

Commute

Public transit
334(1.3%)
Work from home
4,392(17.5%)
Avg commute
17.6 min

Economic wellbeing

Below poverty line
6,269(14.2%)
Uninsured
634(1.4%)

Digital access

Broadband access
17,926(93.8%)
No broadband
1,182(6.2%)

Language & nativity

Foreign-born
2,044(4.6%)
Non-English at home
3,349(7.9%)

Studio

$1,450

/month

1 Bed

$1,470

/month

2 Bed

$1,660

/month

3 Bed

$2,290

/month

4 Bed

$2,430

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$539,567

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

-1.5%

vs. March 2025

5-year change

+20.8%

vs. March 2021

Metro area

Fort Collins, CO

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

1,786

Across 1,402 permitted buildings. Total construction value: $594.5M.

Single-family

1,370

77% of total units

Multifamily (2+ unit)

416

23% of total units

Single-family value

$513.0M

construction value

Multifamily value

$81.5M

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

23,200

Average AGI

$81,384

Avg property tax

$298

EITC participation

9.2%

Income distribution

  • $1 – $25,00026.3% · 6,110
  • $25,000 – $50,00023.3% · 5,410
  • $50,000 – $75,00014.7% · 3,420
  • $75,000 – $100,00010.0% · 2,310
  • $100,000 – $200,00018.5% · 4,300
  • $200,000 or more7.1% · 1,650

Avg mortgage interest

$743

Avg charitable contribution

$697

Avg capital gains

$3,692

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1888.1M across all reported brackets.

Business & employment

Business establishments

887

Total employment

6,052

Annual payroll

$333.4M

Average annual pay

$55,089

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$69,912

Average weekly wage

$1,344

Total employment

175,265

Total establishments

15,314

That is roughly 7% above the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

4.1%

That tracks the US national unemployment rate of about 4.0%.

Labor force

208,235

Employed

199,747

Unemployed

8,488

Based on Larimer County, CO data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

3

Typical banking access

A standard suburban / mid-density branch count for this area.

Total deposits

$214.1M

across all branches in this ZIP

Distinct institutions

3

different banks operating here

Top banks by deposits in this ZIP

  • 1.First National Bank of Omaha$118.1M · 1 branch
  • 2.BMO Bank National Association$67.8M · 1 branch
  • 3.Independent Bank$28.3M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Alternative-fuel stations

Public EV charging stations

15

Strong EV charging coverage

A robust public-charging footprint, including multiple networks. EV ownership is straightforward even without a home charger.

Level 2 ports

47

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • AUTEL
  • Blink Network
  • ChargePoint Network
  • + 2 more networks

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Social Vulnerability Index

Overall SVI

21st percentile

Low Vulnerability

Based on 15 census tracts, population 45,520

Vulnerability Themes

  • Socioeconomic Status40th percentile
  • Household Characteristics16th percentile
  • Racial & Ethnic Minority Status30th percentile
  • Housing Type & Transportation25th percentile

Households Without Vehicle

729

Limited English Speakers

220

Persons with Disability

4,132

Without HS Diploma

648

Without Health Insurance

2,755

Adults Age 65+

6,458

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

30

Date Range

1965–2024

Most Recent Declaration

STONE MOUNTAIN FIRE

Fire — declared July 31, 2024 (DR-5525)

Incident period: July 30, 2024 – August 30, 2024

Top Incident Types

  • Fire15 (50%)
  • Flood7 (23%)
  • Biological2 (7%)
  • Severe Storm2 (7%)
  • Snowstorm2 (7%)
  • Other2 (7%)

Individual Assistance

9

Direct help to disaster survivors

Households Program

4

Housing & temporary lodging support

Public Assistance

28

Repair of public facilities & roads

Hazard Mitigation

9

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Median daily AQI

54

Moderate
Good 156dModerate 187dUSG 21dUnhealthy 2d

Peak AQI (2024)

161

Unhealthy

Primary pollutant

Ozone

300 days as main pollutant

Days measured

366

Based on Larimer County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

5,743

That is roughly 2,457 years per 100,000 below the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

11%

of adults self-report

Poor physical health days

3.9

avg per adult per month

Poor mental health days

5.5

avg per adult per month

Uninsured

7.2%

of residents under 65

Primary care MDs

83

per 100,000 residents

Preventable hospital stays

1,523

per 100K Medicare enrollees

Food environment (0-10)

8.6

10 = best access & security

Exercise access

92%

residents near a facility

Flu vaccinated

56%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 9.2% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Larimer data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Moderate food access challenges

23.3% of Larimer County, CO residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.11

per 1,000 residents

Supercenters & clubs

0.03

per 1,000 residents

SNAP-authorized stores

0.44

accepting food benefits

Fast-food restaurants

0.79

per 1,000 residents

Among low-income residents, 4.7% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Larimer County, CO for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

+539 people

+588 households+$126.4M net AGI flow

Moved in

19,026households

28,527 people • $1.4B AGI

Moved out

18,438households

27,988 people • $1.3B AGI

Where new residents came from

  1. Weld County, CO2,021 households
  2. Boulder County, CO984 households
  3. Denver County, CO575 households
  4. Jefferson County, CO546 households
  5. Adams County, CO475 households

Where departing residents went

  1. Weld County, CO2,730 households
  2. Boulder County, CO742 households
  3. Denver County, CO741 households
  4. Adams County, CO498 households
  5. Jefferson County, CO470 households

Incoming households reported an average AGI of $75,797 versus departing households' $71,357.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

12 schools serve this ZIP, including 12 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
Rocky Mountain High SchoolPublic9–122,056
Webber Middle SchoolPublic6–8793
Blevins Middle SchoolPublic6–8553
Bauder Elementary SchoolPublic-1–5511
Lopez Elementary SchoolPublic-1–5396

Showing top 5 by enrollment. 7 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

4

Median in-state tuition

$13,373

Median earnings (10 yr)

$34,432

  • 4-Year
    In-state tuition
    $13,373
    Out-of-state tuition
    $34,783
    Acceptance rate
    88.5%
    Graduation rate
    66.7%
    Median earnings (10 yr)
    $60,543
    Median student debt
    $20,000
  • IBMC College

    Fort Collins, CO · 80525

    2-Year
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    74.1%
    Median earnings (10 yr)
    $34,432
    Median student debt
    $8,750
  • Cheeks Beauty Academy

    Loveland, CO · 80538

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    70.6%
    Median earnings (10 yr)
    $25,459
    Median student debt
    $7,000
  • Tuana European Beauty Academy

    Fort Collins, CO · 80524

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    Median student debt

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Fort Collins, CO (ZIP 80526) sits in Larimer County within the Fort Collins-Loveland metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in below the national average at 23.9%. NCES lists 12 schools serving the area, 12 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $13,373. IRS data shows average household income (AGI) of $81,384, well above the ~$45K national average per return. Social vulnerability is low in this ZIP at the 21th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 30 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Fast-food restaurants outnumber grocery stores roughly 8-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Per IRS migration filings (2022-2023), the area's primary county netted $126,430,000 in incoming taxable income — a wealth-inflow signal even when headcount churn is modest. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $80,265, fair market rent of $1,660 for a two-bedroom, and a typical home value of $539,567, down 1.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.

One concrete reading worth keeping: Depression prevalence sits higher the national rate at 25.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 80526

What is the obesity rate in ZIP 80526?

23.9%, which is 9.1 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 80526?

25.6%, which is 3.6 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 80526?

24.2%, which is 7.8 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 80526?

12 schools serve this ZIP, including 12 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 80526 have charter schools?

No charter schools are listed in ZIP 80526 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 80526?

Yes, 1 high school serves this ZIP: Rocky Mountain High School. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 80526?

44,478 people live in ZIP 80526, with a median age of 32.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 80526?

$80,265 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 80526 mostly renters or homeowners?

In ZIP 80526, 55.2% of occupied housing units are owner-occupied and 44.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 80526?

In ZIP 80526, 17.5% of workers work from home. Public transit is used by 1.3% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 80526?

14.2% of the population in ZIP 80526 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 80526 have broadband internet?

93.8% of households in ZIP 80526 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 80526?

The typical home value in ZIP 80526 is $539,567, down 1.5% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 80526?

Home values are down 1.5% over the past year and up 20.8% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 80526?

The average Adjusted Gross Income reported on tax returns from ZIP 80526 (Fort Collins, CO) is $81,384 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 80526?

Tax returns from ZIP 80526 report an average of $298 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 80526 earn over $200,000?

7.1% of tax returns from ZIP 80526 (Fort Collins, CO) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 80526?

As of 2022, 887 business establishments operated in ZIP 80526 employing 6,052 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 80526?

The average annual pay across all local establishments in ZIP 80526 is $55,089, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 80526 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 80526 ranks in the 21th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 80526?

Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 80526, ranking in the 40th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 80526 experienced?

FEMA has recorded 30 federal disaster declarations affecting ZIP 80526 between 1965–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 80526?

Fire is the most common federally declared disaster type affecting ZIP 80526, accounting for 15 of 30 declarations (50%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 80526?

The most recent FEMA disaster declaration affecting ZIP 80526 was "STONE MOUNTAIN FIRE" — a fire declared in 2024 (DR-5525) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 80526?

4 colleges and universities are listed near ZIP 80526 by the U.S. Department of Education College Scorecard, including Colorado State University-Fort Collins, Ibmc College, and Cheeks Beauty Academy (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 80526?

Median in-state tuition across 4 nearby institutions is $13,373 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 80526?

Graduates of nearby colleges earn a median of $34,432 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 80526?

This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (12 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (4 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (30 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (30 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 80526?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.