Population & age
- Total population
- 349
- Median age
- 67.6
ZIP 12812, NY (12812)
Hamilton County · Population 349
Fresh.Data current as of Apr 24, 2026
NY 12812 (ZIP 12812) sits in Hamilton County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Annual Checkup comes in below the national average at 86.0%. No NCES schools are mapped to this ZIP in the current dataset. 6 colleges and universities serve the area, with median in-state tuition of $11,500. BLS QCEW reports average annual pay of $49,916 per worker, roughly 24% below the US average. Social vulnerability is low in this ZIP at the 13th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. The most recent FEMA disaster declaration here was flood-related (SEVERE STORM, TORNADOES, AND FLOODING, 2024). Annual average temperature is just 41.0°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Per USDA's Food Environment Atlas, 53.4% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. IRS migration data (2022-2023) shows a net gain of 58 residents (32 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $183,047, fair market rent of $1,200 for a two-bedroom, and a typical home value of $310,633, up 3.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 100.0%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
Income & housing
- Median household income
- $183,047
- Median home value
- $356,300
Education
- Bachelor's degree or higher (age 25+)
- 18.6%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 54(100.0%)
- Renter-occupied
- 0(0.0%)
- Vacant units
- 205
- Built (median)
- 1966
Commute
- Public transit
- 0(0.0%)
- Work from home
- 213(91.8%)
Economic wellbeing
- Below poverty line
- 0(0.0%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 53(98.1%)
- No broadband
- 1(1.9%)
Language & nativity
- Foreign-born
- 4(1.1%)
- Non-English at home
- 4(1.1%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$910
/month
1 Bed
$920
/month
2 Bed
$1,200
/month
3 Bed
$1,450
/month
4 Bed
$1,590
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$310,633
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+3.2%
vs. March 2025
5-year change
+28.2%
vs. March 2021
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
41
Across 41 permitted buildings. Total construction value: $17.5M.
Single-family
41
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$17.5M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
12
Total employment
80
Annual payroll
$4.7M
Average annual pay
$58,888
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$49,916
Average weekly wage
$960
Total employment
1,634
Total establishments
230
That is roughly 24% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
5.1%
That is 1.1 percentage points above the US national unemployment rate of about 4.0%.
Labor force
2,107
Employed
1,999
Unemployed
108
Based on Hamilton County, NY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Alternative-fuel stations
Public EV charging stations
2
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
6
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- ChargePoint Network
- VIALYNK
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federal Disaster Declarations
Federally Declared Disasters
18
Date Range
1993–2024
Most Recent Declaration
SEVERE STORM, TORNADOES, AND FLOODING
Flood — declared August 29, 2024 (DR-4814)
Incident period: July 10, 2024 – July 11, 2024
Top Incident Types
- Severe Storm5 (28%)
- Hurricane3 (17%)
- Flood2 (11%)
- Biological2 (11%)
- Snowstorm2 (11%)
- Other4 (22%)
Individual Assistance
1
Direct help to disaster survivors
Households Program
1
Housing & temporary lodging support
Public Assistance
17
Repair of public facilities & roads
Hazard Mitigation
10
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
41°F
30.9° – 51.1°
Annual precipitation
43.6"
Annual snowfall
101.5"
Heating · cooling days
8,865 · 139.9
Annual base 65°F
Nearest station: INDIAN LAKE 2SW, NY US, 10.1 miles from the centroid of ZIP 12812 (ZIP 12812)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
33
GoodGood 340dModerate 8d
Peak AQI (2024)
74
Moderate
Primary pollutant
Ozone
348 days as main pollutant
Days measured
348
Based on Hamilton County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
—
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
17%
of adults self-report
Poor physical health days
4.3
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
8.6%
of residents under 65
Primary care MDs
39
per 100,000 residents
Preventable hospital stays
1,600
per 100K Medicare enrollees
Food environment (0-10)
7.5
10 = best access & security
Exercise access
100%
residents near a facility
Flu vaccinated
50%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 5.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Hamilton data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Limited food access for many residents
53.4% of Hamilton County, NY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.69
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.98
accepting food benefits
Fast-food restaurants
1.15
per 1,000 residents
Among low-income residents, 12.2% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Hamilton County, NY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 1 reports
Property crime rate
—
per 100K residents · 5 reports
Homicide
0
Robbery
0
Burglary
1
Vehicle theft
2
County-level data for Hamilton (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+58 people
+32 households • +$7.3M net AGI flow
Moved in
198households
307 people • $17.6M AGI
Moved out
166households
249 people • $10.4M AGI
Where new residents came from
No county-level breakdown available.
Where departing residents went
No county-level breakdown available.
Incoming households reported an average AGI of $89,056 versus departing households' $62,482.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in New York
State-level rules that apply to every resident of ZIP 12812. Numbers reflect the most recent published year per source.
Tax rates
Income tax
10.90%
graduated · 8 brackets
Sales tax (combined)
8.54%
State 4.00% · avg local 4.54%
Property tax (effective)
1.92%
Median $3,417/year
Tax burden rank
50 of 50
14.20% of personal income
For ZIP 12812: Applied to this ZIP's typical home value of $310,633, that works out to roughly $5,963/year in property tax.
Paid family leave
Program
Paid Family Leave
Mandatory (private insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,229
Replacement: 67% AWW · job protection
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 12812
Nearby ZIPs by distance
12864 (11.1 mi) · 12842 (12.1 mi) · 12851 (13.6 mi) · 12847 (Long Lake, 13.7 mi) · 12852 (14.9 mi) · 13436 (15 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
30.9%
2.1pp below the 33.0% national rate.
High Blood Pressure
41.6%
9.6pp above the 32.0% national rate.
Depression
20.2%
Tracks close to the 22.0% national rate.
Annual Checkup
86.0%
10.0pp above the 76.0% national rate.
Health Insurance
4.8%
8.2pp below the 13.0% national rate.
Diabetes
13.1%
2.1pp above the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
6
Median in-state tuition
$11,500
Median earnings (10 yr)
$44,698
- 4-Year
Empire State University
Saratoga Springs, NY · 12866
- In-state tuition
- $7,648
- Out-of-state tuition
- $17,558
- Acceptance rate
- —
- Graduation rate
- 33.8%
- Median earnings (10 yr)
- $54,080
- Median student debt
- $18,730
- 4-Year
Skidmore College
Saratoga Springs, NY · 12866
- In-state tuition
- $67,290
- Out-of-state tuition
- $67,290
- Acceptance rate
- 21.1%
- Graduation rate
- 82.1%
- Median earnings (10 yr)
- $69,363
- Median student debt
- $19,500
- 2-Year
SUNY Adirondack
Queensbury, NY · 12804
- In-state tuition
- $6,844
- Out-of-state tuition
- $9,616
- Acceptance rate
- —
- Graduation rate
- 33.3%
- Median earnings (10 yr)
- $41,267
- Median student debt
- $14,345
- 2-Year
Word of Life Bible Institute
Pottersville, NY · 12860
- In-state tuition
- $11,500
- Out-of-state tuition
- $11,500
- Acceptance rate
- —
- Graduation rate
- 83.7%
- Median earnings (10 yr)
- $36,173
- Median student debt
- $12,000
- 4-Year
Davis College
Pottersville, NY · 12860
- In-state tuition
- $18,000
- Out-of-state tuition
- $18,000
- Acceptance rate
- 56.3%
- Graduation rate
- 33.3%
- Median earnings (10 yr)
- $38,450
- Median student debt
- —
- Certificate
Washington Saratoga Warren Hamilton Essex BOCES-Practical Nursing Program
Hudson Falls, NY · 12839
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- 87.8%
- Graduation rate
- 79.0%
- Median earnings (10 yr)
- $48,129
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
NY 12812 (ZIP 12812) sits in Hamilton County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Annual Checkup comes in below the national average at 86.0%. No NCES schools are mapped to this ZIP in the current dataset. 6 colleges and universities serve the area, with median in-state tuition of $11,500. BLS QCEW reports average annual pay of $49,916 per worker, roughly 24% below the US average. Social vulnerability is low in this ZIP at the 13th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. The most recent FEMA disaster declaration here was flood-related (SEVERE STORM, TORNADOES, AND FLOODING, 2024). Annual average temperature is just 41.0°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Per USDA's Food Environment Atlas, 53.4% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. IRS migration data (2022-2023) shows a net gain of 58 residents (32 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $183,047, fair market rent of $1,200 for a two-bedroom, and a typical home value of $310,633, up 3.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 20.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 12812
What is the obesity rate in ZIP 12812?
30.9%, which is 2.1 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 12812?
20.2%, which is 1.8 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 12812?
41.6%, which is 9.6 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 12812?
349 people live in ZIP 12812, with a median age of 67.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 12812?
$183,047 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 12812 mostly renters or homeowners?
In ZIP 12812, 100.0% of occupied housing units are owner-occupied and 0.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 12812?
In ZIP 12812, 91.8% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 12812?
0.0% of the population in ZIP 12812 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 12812 have broadband internet?
98.1% of households in ZIP 12812 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 12812?
The typical home value in ZIP 12812 is $310,633, up 3.2% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 12812?
Home values are up 3.2% over the past year and up 28.2% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
How many businesses are in ZIP 12812?
As of 2022, 12 business establishments operated in ZIP 12812 employing 80 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 12812?
The average annual pay across all local establishments in ZIP 12812 is $58,888, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 12812 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 12812 ranks in the 13th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 12812?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 12812, ranking in the 43th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 12812 experienced?
FEMA has recorded 18 federal disaster declarations affecting ZIP 12812 between 1993–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 12812?
Severe Storm is the most common federally declared disaster type affecting ZIP 12812, accounting for 5 of 18 declarations (28%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 12812?
The most recent FEMA disaster declaration affecting ZIP 12812 was "SEVERE STORM, TORNADOES, AND FLOODING" — a flood declared in 2024 (DR-4814) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 12812?
6 colleges and universities are listed near ZIP 12812 by the U.S. Department of Education College Scorecard, including Empire State University, Skidmore College, and Suny Adirondack (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 12812?
Median in-state tuition across 6 nearby institutions is $11,500 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 12812?
Graduates of nearby colleges earn a median of $44,698 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 12812?
ZIP 12812 has an average annual temperature of 41.0°F and 43.5" of annual precipitation based on the INDIAN LAKE 2SW, NY US weather station 10.1 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 12812?
New York has a graduated income tax with a top rate of 10.90%. Combined sales tax: 8.54% (Tax Foundation 2025).
Does New York have paid family leave?
New York runs an active paid family leave program (Paid Family Leave) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,229 (Bipartisan Policy Center 2026).
What data is available for ZIP 12812?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (6 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (18 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (18 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 12812
Nearby ZIPs by distance
12864 (11.1 mi) · 12842 (12.1 mi) · 12851 (13.6 mi) · 12847 (Long Lake, 13.7 mi) · 12852 (14.9 mi) · 13436 (15 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 12812?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
13th percentile
Low Vulnerability
Based on 1 census tract, population 367
Vulnerability Themes
Households Without Vehicle
3
Persons with Disability
31
Without HS Diploma
17
Without Health Insurance
16
Adults Age 65+
164
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.