Population & age
- Total population
- 638
- Median age
- 43.2
ZIP 13844, NY (13844)
Chenango County · Population 638
Fresh.Data current as of Apr 24, 2026
NY 13844 (ZIP 13844) sits in Chenango County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 40.1%. No NCES schools are mapped to this ZIP in the current dataset. 5 colleges and universities serve the area, with median in-state tuition of $10,567. IRS data shows average household income (AGI) of $56,406 per tax return. FEMA has issued 31 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Only 4.8% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. New York levies a graduated state income tax (top rate 10.90%); a household at the local median AGI of $56,406 would pay roughly $3,689/year before deductions. IRS migration data (2022-2023) shows a net loss of 321 residents (273 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $62,679, fair market rent of $1,000 for a two-bedroom, and a typical home value of $153,491, up 9.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 98.7%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
- Other / multi-racial
- 1.3%
Income & housing
- Median household income
- $62,679
- Median home value
- $112,500
Education
- Bachelor's degree or higher (age 25+)
- 8.3%
Employment
- Unemployment rate
- 6.5%
Housing
- Owner-occupied
- 189(80.4%)
- Renter-occupied
- 46(19.6%)
- Vacant units
- 62
- Built (median)
- 1976
Commute
- Public transit
- 0(0.0%)
- Work from home
- 4(1.6%)
- Avg commute
- 22.2 min
Economic wellbeing
- Below poverty line
- 115(19.6%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 201(85.5%)
- No broadband
- 34(14.5%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$870
/month
1 Bed
$880
/month
2 Bed
$1,000
/month
3 Bed
$1,390
/month
4 Bed
$1,520
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$153,491
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+9.0%
vs. March 2025
5-year change
+40.1%
vs. March 2021
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
150
Across 66 permitted buildings. Total construction value: $9.4M.
Single-family
54
36% of total units
Multifamily (2+ unit)
96
64% of total units
Single-family value
$5.0M
construction value
Multifamily value
$4.4M
construction value
Apartment construction (5+ unit buildings) accounts for 64% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
310
Average AGI
$56,406
Avg property tax
—
EITC participation
19.4%
Income distribution
- $1 – $25,00029.0% · 90
- $25,000 – $50,00029.0% · 90
- $50,000 – $75,00016.1% · 50
- $75,000 – $100,00012.9% · 40
- $100,000 – $200,00012.9% · 40
- $200,000 or more0.0% · 0
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
$668
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $17.5M across all reported brackets.
Employment & wages
Average annual pay
$64,170
Average weekly wage
$1,234
Total employment
17,279
Total establishments
1,040
That is roughly 2% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.4%
That is 0.6 percentage points below the US national unemployment rate of about 4.0%.
Labor force
20,906
Employed
20,185
Unemployed
721
Based on Chenango County, NY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
31
Date Range
1972–2024
Most Recent Declaration
REMNANTS OF TROPICAL STORM DEBBY
Tropical Storm — declared September 24, 2024 (DR-4825)
Incident period: August 8, 2024 – August 10, 2024
Top Incident Types
- Severe Storm12 (39%)
- Flood5 (16%)
- Snowstorm4 (13%)
- Hurricane3 (10%)
- Biological2 (6%)
- Other5 (16%)
Individual Assistance
6
Direct help to disaster survivors
Households Program
6
Housing & temporary lodging support
Public Assistance
30
Repair of public facilities & roads
Hazard Mitigation
15
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
45.8°F
35.2° – 56.4°
Annual precipitation
42.1"
Annual snowfall
77.1"
Heating · cooling days
7,353.1 · 392.6
Annual base 65°F
Nearest station: SHERBURNE, NY US, 10.5 miles from the centroid of ZIP 13844 (ZIP 13844)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
10,172
That is roughly 1,972 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
17%
of adults self-report
Poor physical health days
4.4
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
4.8%
of residents under 65
Primary care MDs
30
per 100,000 residents
Preventable hospital stays
2,756
per 100K Medicare enrollees
Food environment (0-10)
8.4
10 = best access & security
Exercise access
55%
residents near a facility
Flu vaccinated
49%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.0% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Chenango data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
4.1% of Chenango County, NY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.21
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.34
accepting food benefits
Fast-food restaurants
0.54
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Chenango County, NY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▼−321 people
−273 households • −$11.7M net AGI flow
Moved in
1,235households
2,101 people • $69.9M AGI
Moved out
1,508households
2,422 people • $81.6M AGI
Where new residents came from
- Broome County, NY — 160 households
- Otsego County, NY — 123 households
- Madison County, NY — 75 households
- Delaware County, NY — 73 households
- Cortland County, NY — 34 households
Where departing residents went
- Broome County, NY — 169 households
- Otsego County, NY — 108 households
- Delaware County, NY — 90 households
- Madison County, NY — 81 households
- Cortland County, NY — 41 households
Incoming households reported an average AGI of $56,584 versus departing households' $54,121.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in New York
State-level rules that apply to every resident of ZIP 13844. Numbers reflect the most recent published year per source.
Tax rates
Income tax
10.90%
graduated · 8 brackets
Sales tax (combined)
8.54%
State 4.00% · avg local 4.54%
Property tax (effective)
1.92%
Median $3,417/year
Tax burden rank
50 of 50
14.20% of personal income
For ZIP 13844: At this ZIP's median AGI of $56,406, the estimated state income tax (before deductions) runs about $3,689 per year. Applied to this ZIP's typical home value of $153,491, that works out to roughly $2,947/year in property tax.
Paid family leave
Program
Paid Family Leave
Mandatory (private insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,229
Replacement: 67% AWW · job protection
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 13844
Nearby ZIPs by distance
13832 (3.6 mi) · 13155 (6.5 mi) · 13464 (Smyrna, 6.8 mi) · 13124 (7.8 mi) · 13801 (Smithville Flats, 8.3 mi) · 13136 (8.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
38.3%
5.3pp above the 33.0% national rate.
High Blood Pressure
40.1%
8.1pp above the 32.0% national rate.
Depression
20.7%
Tracks close to the 22.0% national rate.
Annual Checkup
81.0%
5.0pp above the 76.0% national rate.
Health Insurance
6.4%
6.6pp below the 13.0% national rate.
Diabetes
13.7%
2.7pp above the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
5
Median in-state tuition
$10,567
Median earnings (10 yr)
$60,386
- 4-Year
Binghamton University
Vestal, NY · 13850
- In-state tuition
- $10,567
- Out-of-state tuition
- $30,447
- Acceptance rate
- 38.6%
- Graduation rate
- 82.6%
- Median earnings (10 yr)
- $80,596
- Median student debt
- $18,500
- 4-Year
SUNY Oneonta
Oneonta, NY · 13820
- In-state tuition
- $8,831
- Out-of-state tuition
- $19,781
- Acceptance rate
- 69.6%
- Graduation rate
- 69.5%
- Median earnings (10 yr)
- $60,386
- Median student debt
- $19,812
- 4-Year
Hartwick College
Oneonta, NY · 13820
- In-state tuition
- $54,962
- Out-of-state tuition
- $54,962
- Acceptance rate
- 69.6%
- Graduation rate
- 50.0%
- Median earnings (10 yr)
- $61,107
- Median student debt
- $27,000
- Certificate
Otsego Area BOCES-Practical Nursing Program
Oneonta, NY · 13820
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 71.7%
- Median earnings (10 yr)
- $45,248
- Median student debt
- —
- Certificate
Delaware Chenango Madison Otsego BOCES-Practical Nursing Program
Norwich, NY · 13815
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 68.8%
- Median earnings (10 yr)
- $48,116
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
NY 13844 (ZIP 13844) sits in Chenango County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 40.1%. No NCES schools are mapped to this ZIP in the current dataset. 5 colleges and universities serve the area, with median in-state tuition of $10,567. IRS data shows average household income (AGI) of $56,406 per tax return. FEMA has issued 31 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Only 4.8% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. New York levies a graduated state income tax (top rate 10.90%); a household at the local median AGI of $56,406 would pay roughly $3,689/year before deductions. IRS migration data (2022-2023) shows a net loss of 321 residents (273 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $62,679, fair market rent of $1,000 for a two-bedroom, and a typical home value of $153,491, up 9.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 20.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 13844
What is the obesity rate in ZIP 13844?
38.3%, which is 5.3 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 13844?
20.7%, which is 1.3 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 13844?
40.1%, which is 8.1 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 13844?
638 people live in ZIP 13844, with a median age of 43.2 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 13844?
$62,679 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 13844 mostly renters or homeowners?
In ZIP 13844, 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 13844?
In ZIP 13844, 1.6% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 13844?
19.6% of the population in ZIP 13844 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 13844 have broadband internet?
85.5% of households in ZIP 13844 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 13844?
The typical home value in ZIP 13844 is $153,491, up 9.0% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 13844?
Home values are up 9.0% over the past year and up 40.1% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 13844?
The average Adjusted Gross Income reported on tax returns from ZIP 13844 (NY 13844) is $56,406 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 13844?
Tax returns from ZIP 13844 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 13844 earn over $200,000?
0.0% of tax returns from ZIP 13844 (NY 13844) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How vulnerable is ZIP 13844 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 13844 ranks in the 39th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 13844?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 13844, ranking in the 54th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 13844 experienced?
FEMA has recorded 31 federal disaster declarations affecting ZIP 13844 between 1972–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 13844?
Severe Storm is the most common federally declared disaster type affecting ZIP 13844, accounting for 12 of 31 declarations (39%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 13844?
The most recent FEMA disaster declaration affecting ZIP 13844 was "REMNANTS OF TROPICAL STORM DEBBY" — a tropical storm declared in 2024 (DR-4825) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 13844?
5 colleges and universities are listed near ZIP 13844 by the U.S. Department of Education College Scorecard, including Binghamton University, Suny Oneonta, and Hartwick College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 13844?
Median in-state tuition across 5 nearby institutions is $10,567 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 13844?
Graduates of nearby colleges earn a median of $60,386 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 13844?
ZIP 13844 has an average annual temperature of 45.8°F and 42.1" of annual precipitation based on the SHERBURNE, NY US weather station 10.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 13844?
New York has a graduated income tax with a top rate of 10.90%. Households at the local median AGI of $56,406 would pay roughly $3,689 in state income tax annually (estimated, before deductions). Combined sales tax: 8.54% (Tax Foundation 2025).
Does New York have paid family leave?
New York runs an active paid family leave program (Paid Family Leave) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,229 (Bipartisan Policy Center 2026).
What data is available for ZIP 13844?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (5 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (31 on record), climate normals from NOAA NCEI (1991-2020), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (31 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 13844
Nearby ZIPs by distance
13832 (3.6 mi) · 13155 (6.5 mi) · 13464 (Smyrna, 6.8 mi) · 13124 (7.8 mi) · 13801 (Smithville Flats, 8.3 mi) · 13136 (8.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 13844?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
39th percentile
Moderate Vulnerability
Based on 3 census tracts, population 770
Vulnerability Themes
Households Without Vehicle
18
Limited English Speakers
2
Persons with Disability
149
Without HS Diploma
56
Without Health Insurance
29
Adults Age 65+
174
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.