Population & age
- Total population
- 3,001
- Median age
- 40.2
Hancock County · Population 3,001
Arlington, OH (ZIP 45814) sits in Hancock County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.7%. NCES lists 2 schools serving the area, 2 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $13,875. IRS data shows average household income (AGI) of $74,683, well above the ~$45K national average per return. Local establishments report average pay of $30,438 per worker (Census ZBP) — below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 18th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. Severe Storm accounts for 50% of the 14 FEMA disaster declarations on record for this ZIP. Fast-food restaurants outnumber grocery stores roughly 7-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Ohio levies a flat state income tax (top rate 3.50%); a household at the local median AGI of $74,683 would pay roughly $1,568/year before deductions. IRS migration data (2022-2023) shows a net loss of 464 residents (266 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $71,182, fair market rent of $970 for a two-bedroom, and a typical home value of $235,688, up 1.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$670
/month
1 Bed
$740
/month
2 Bed
$970
/month
3 Bed
$1,280
/month
4 Bed
$1,460
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$235,688
Zillow Home Value Index (ZHVI) · as of March 2026
+1.5%
vs. March 2025
+25.3%
vs. March 2021
Findlay, OH
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
261
Across 101 permitted buildings. Total construction value: $56.0M.
Single-family
80
31% of total units
Multifamily (2+ unit)
181
69% of total units
Single-family value
$24.1M
construction value
Multifamily value
$32.0M
construction value
Apartment construction (5+ unit buildings) accounts for 57% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
1,250
Average AGI
$74,683
Avg property tax
$91
EITC participation
8.0%
Income distribution
Avg mortgage interest
$129
Avg charitable contribution
$482
Avg capital gains
$4,158
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $93.4M across all reported brackets.
Business establishments
36
Total employment
349
Annual payroll
$10.6M
Average annual pay
$30,438
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$65,463
Average weekly wage
$1,259
Total employment
44,126
Total establishments
1,961
Average annual pay tracks the US national average of about $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.0%
That tracks the US national unemployment rate of about 4.0%.
Labor force
37,181
Employed
35,711
Unemployed
1,470
Based on Hancock County, OH data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
2
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$84.7M
across all branches in this ZIP
Distinct institutions
2
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
44
across outlets in this ZIP
Avg square feet
3,938
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
14
Date Range
1965–2024
Most Recent Declaration
TORNADOES
Tornado — declared May 2, 2024 (DR-4777)
Incident period: March 14, 2024 – March 14, 2024
Top Incident Types
Individual Assistance
4
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
10
Repair of public facilities & roads
Hazard Mitigation
7
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
51.3°F
42° – 60.5°
Annual precipitation
37.7"
Annual snowfall
23.8"
Heating · cooling days
5,870 · 896
Annual base 65°F
Nearest station: FINDLAY WPCC, OH US, 10.6 miles from the centroid of Arlington, OH (ZIP 45814)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
8,447
That is roughly 247 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
17%
of adults self-report
Poor physical health days
4.4
avg per adult per month
Poor mental health days
6.2
avg per adult per month
Uninsured
6.5%
of residents under 65
Primary care MDs
52
per 100,000 residents
Preventable hospital stays
2,501
per 100K Medicare enrollees
Food environment (0-10)
8.2
10 = best access & security
Exercise access
77%
residents near a facility
Flu vaccinated
52%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.0% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Hancock data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
13.0% of Hancock County, OH residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.13
per 1,000 residents
Supercenters & clubs
0.04
per 1,000 residents
SNAP-authorized stores
0.84
accepting food benefits
Fast-food restaurants
0.88
per 1,000 residents
Among low-income residents, 3.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Hancock County, OH for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 32 reports
Property crime rate
—
per 100K residents · 156 reports
Homicide
0
Robbery
1
Burglary
20
Vehicle theft
11
County-level data for Hancock (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▼−464 people
−266 households • −$97.1M net AGI flow
Moved in
2,381households
3,895 people • $136.3M AGI
Moved out
2,647households
4,359 people • $233.4M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $57,238 versus departing households' $88,166.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 45814. Numbers reflect the most recent published year per source.
Income tax
3.50%
flat · 1 brackets
Sales tax (combined)
7.29%
State 5.75% · avg local 1.54%
Property tax (effective)
0.89%
Median $1,417/year
Tax burden rank
25 of 50
10.10% of personal income
For ZIP 45814: At this ZIP's median AGI of $74,683, the estimated state income tax (before deductions) runs about $1,568 per year. Applied to this ZIP's typical home value of $235,688, that works out to roughly $2,094/year in property tax.
Program
No program
No program
SNAP eligibility
130% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
45867 (Mount Blanchard, 3.4 mi) · 45897 (4.8 mi) · 45841 (Jenera, 6.8 mi) · 45836 (Dunkirk, 7.6 mi) · 45890 (Vanlue, 8 mi) · 43359 (Wharton, 8.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
38.5%
5.5pp above the 33.0% national rate.
36.0%
4.0pp above the 32.0% national rate.
25.5%
3.5pp above the 22.0% national rate.
79.4%
3.4pp above the 76.0% national rate.
6.7%
6.3pp below the 13.0% national rate.
11.8%
Tracks close to the 11.0% national rate.
2 schools serve this ZIP, including 2 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Arlington Local Elementary School | Public | -1–6 | 292 |
| Arlington Local High School | Public | 7–12 | 246 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
10
Median in-state tuition
$13,875
Median earnings (10 yr)
$49,524
Lima, OH · 45805
Ada, OH · 45810
Findlay, OH · 45840
Lima, OH · 45804
Celina, OH · 45822
Lima, OH · 45804
Bluffton, OH · 45817
Lima, OH · 45806
Van Wert, OH · 45891
Lima, OH · 45807
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Arlington, OH (ZIP 45814) sits in Hancock County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 6.7%. NCES lists 2 schools serving the area, 2 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $13,875. IRS data shows average household income (AGI) of $74,683, well above the ~$45K national average per return. Local establishments report average pay of $30,438 per worker (Census ZBP) — below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 18th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. Severe Storm accounts for 50% of the 14 FEMA disaster declarations on record for this ZIP. Fast-food restaurants outnumber grocery stores roughly 7-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Ohio levies a flat state income tax (top rate 3.50%); a household at the local median AGI of $74,683 would pay roughly $1,568/year before deductions. IRS migration data (2022-2023) shows a net loss of 464 residents (266 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $71,182, fair market rent of $970 for a two-bedroom, and a typical home value of $235,688, up 1.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 25.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
38.5%, which is 5.5 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
25.5%, which is 3.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
36.0%, which is 4.0 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
2 schools serve this ZIP, including 2 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 45814 by NCES CCD (retrieved Apr 27, 2026).
Yes, 1 high school serves this ZIP: Arlington Local High School. (NCES CCD, retrieved Apr 27, 2026).
3,001 people live in ZIP 45814, with a median age of 40.2 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$71,182 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 45814, 84.2% of occupied housing units are owner-occupied and 15.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 45814, 6.2% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
5.0% of the population in ZIP 45814 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
85.1% of households in ZIP 45814 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 45814 is $235,688, up 1.5% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 1.5% over the past year and up 25.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 45814 (Arlington, OH) is $74,683 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 45814 report an average of $91 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
4.8% of tax returns from ZIP 45814 (Arlington, OH) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 36 business establishments operated in ZIP 45814 employing 349 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 45814 is $30,438, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 45814 ranks in the 18th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 45814, ranking in the 50th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 14 federal disaster declarations affecting ZIP 45814 between 1965–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Severe Storm is the most common federally declared disaster type affecting ZIP 45814, accounting for 7 of 14 declarations (50%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 45814 was "TORNADOES" — a tornado declared in 2024 (DR-4777) (FEMA OpenFEMA, retrieved May 3, 2026).
10 colleges and universities are listed near ZIP 45814 by the U.S. Department of Education College Scorecard, including University Of Northwestern Ohio, Ohio Northern University, and The University Of Findlay (retrieved May 2, 2026).
Median in-state tuition across 10 nearby institutions is $13,875 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $49,524 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 45814 has an average annual temperature of 51.3°F and 37.7" of annual precipitation based on the FINDLAY WPCC, OH US weather station 10.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Ohio has a flat income tax with a top rate of 3.50%. Households at the local median AGI of $74,683 would pay roughly $1,568 in state income tax annually (estimated, before deductions). Combined sales tax: 7.29% (Tax Foundation 2025).
Ohio has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (2 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (14 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (14 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
45867 (Mount Blanchard, 3.4 mi) · 45897 (4.8 mi) · 45841 (Jenera, 6.8 mi) · 45836 (Dunkirk, 7.6 mi) · 45890 (Vanlue, 8 mi) · 43359 (Wharton, 8.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 45814?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
18th percentile
Low Vulnerability
Based on 1 census tract, population 1,857
Vulnerability Themes
Households Without Vehicle
17
Limited English Speakers
1
Persons with Disability
217
Without HS Diploma
65
Without Health Insurance
53
Adults Age 65+
354
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.