Population & age
- Total population
- 754
- Median age
- 54.1
Paulding County · Population 754
Cecil, OH (ZIP 45821) sits in Paulding County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 41.2%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $13,875. IRS data shows average household income (AGI) of $58,942 per tax return. Local establishments report average pay of $21,031 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $50,035 per worker, roughly 24% below the US average. Social vulnerability is low in this ZIP at the 20th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 13 federal disaster declarations affecting this ZIP since 1974. Ohio levies a flat state income tax (top rate 3.50%); a household at the local median AGI of $58,942 would pay roughly $1,238/year before deductions. IRS migration data (2022-2023) shows a net loss of 124 residents (116 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $70,855, fair market rent of $970 for a two-bedroom, and a typical home value of $187,295, up 9.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$740
/month
1 Bed
$780
/month
2 Bed
$970
/month
3 Bed
$1,330
/month
4 Bed
$1,520
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$187,295
Zillow Home Value Index (ZHVI) · as of March 2026
+9.2%
vs. March 2025
+35.4%
vs. March 2021
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
68
Across 61 permitted buildings. Total construction value: $19.1M.
Single-family
55
81% of total units
Multifamily (2+ unit)
13
19% of total units
Single-family value
$17.0M
construction value
Multifamily value
$2.2M
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
600
Average AGI
$58,942
Avg property tax
—
EITC participation
13.3%
Income distribution
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
$627
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $35.4M across all reported brackets.
Business establishments
6
Total employment
32
Annual payroll
$673K
Average annual pay
$21,031
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$50,035
Average weekly wage
$962
Total employment
4,982
Total establishments
420
That is roughly 24% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.0%
That tracks the US national unemployment rate of about 4.0%.
Labor force
8,970
Employed
8,609
Unemployed
361
Based on Paulding County, OH data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federally Declared Disasters
13
Date Range
1974–2020
Most Recent Declaration
COVID-19 PANDEMIC
Biological — declared March 31, 2020 (DR-4507)
Incident period: January 20, 2020 – May 11, 2023
Top Incident Types
Individual Assistance
3
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
11
Repair of public facilities & roads
Hazard Mitigation
5
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
50.3°F
40° – 60.6°
Annual precipitation
37"
Annual snowfall
23.6"
Heating · cooling days
6,159.7 · 849.9
Annual base 65°F
Nearest station: PAULDING, OH US, 7.2 miles from the centroid of Cecil, OH (ZIP 45821)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
7,074
That is roughly 1,126 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
21%
of adults self-report
Poor physical health days
4.7
avg per adult per month
Poor mental health days
6.0
avg per adult per month
Uninsured
8.0%
of residents under 65
Primary care MDs
21
per 100,000 residents
Preventable hospital stays
3,603
per 100K Medicare enrollees
Food environment (0-10)
7.9
10 = best access & security
Exercise access
44%
residents near a facility
Flu vaccinated
44%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Paulding data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
19.5% of Paulding County, OH residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.16
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.85
accepting food benefits
Fast-food restaurants
0.54
per 1,000 residents
Among low-income residents, 6.2% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Paulding County, OH for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 9 reports
Property crime rate
—
per 100K residents · 93 reports
Homicide
0
Robbery
0
Burglary
17
Vehicle theft
4
County-level data for Defiance (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▼−124 people
−116 households • −$3.8M net AGI flow
Moved in
444households
779 people • $20.4M AGI
Moved out
560households
903 people • $24.2M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $45,908 versus departing households' $43,205.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 45821. Numbers reflect the most recent published year per source.
Income tax
3.50%
flat · 1 brackets
Sales tax (combined)
7.29%
State 5.75% · avg local 1.54%
Property tax (effective)
0.89%
Median $1,417/year
Tax burden rank
25 of 50
10.10% of personal income
For ZIP 45821: At this ZIP's median AGI of $58,942, the estimated state income tax (before deductions) runs about $1,238 per year. Applied to this ZIP's typical home value of $187,295, that works out to roughly $1,664/year in property tax.
Program
No program
No program
SNAP eligibility
130% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
43556 (Sherwood, 5.4 mi) · 45879 (Paulding, 6.7 mi) · 43536 (7.1 mi) · 45813 (Antwerp, 9.2 mi) · 45855 (Latty, 9.6 mi) · 43549 (Ney, 10 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
41.2%
8.2pp above the 33.0% national rate.
41.2%
9.2pp above the 32.0% national rate.
24.9%
2.9pp above the 22.0% national rate.
80.6%
4.6pp above the 76.0% national rate.
7.8%
5.2pp below the 13.0% national rate.
14.4%
3.4pp above the 11.0% national rate.
Colleges in this area
10
Median in-state tuition
$13,875
Median earnings (10 yr)
$49,524
Lima, OH · 45805
Ada, OH · 45810
Findlay, OH · 45840
Lima, OH · 45804
Celina, OH · 45822
Lima, OH · 45804
Bluffton, OH · 45817
Lima, OH · 45806
Van Wert, OH · 45891
Lima, OH · 45807
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Cecil, OH (ZIP 45821) sits in Paulding County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 41.2%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $13,875. IRS data shows average household income (AGI) of $58,942 per tax return. Local establishments report average pay of $21,031 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $50,035 per worker, roughly 24% below the US average. Social vulnerability is low in this ZIP at the 20th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 13 federal disaster declarations affecting this ZIP since 1974. Ohio levies a flat state income tax (top rate 3.50%); a household at the local median AGI of $58,942 would pay roughly $1,238/year before deductions. IRS migration data (2022-2023) shows a net loss of 124 residents (116 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $70,855, fair market rent of $970 for a two-bedroom, and a typical home value of $187,295, up 9.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.9%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
41.2%, which is 8.2 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
24.9%, which is 2.9 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
41.2%, which is 9.2 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
754 people live in ZIP 45821, with a median age of 54.1 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$70,855 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 45821, 93.2% of occupied housing units are owner-occupied and 6.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 45821, 0.3% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
4.1% of the population in ZIP 45821 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
82.5% of households in ZIP 45821 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 45821 is $187,295, up 9.2% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 9.2% over the past year and up 35.4% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 45821 (Cecil, OH) is $58,942 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 45821 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
0.0% of tax returns from ZIP 45821 (Cecil, OH) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 6 business establishments operated in ZIP 45821 employing 32 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 45821 is $21,031, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 45821 ranks in the 20th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 45821, ranking in the 62th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 13 federal disaster declarations affecting ZIP 45821 between 1974–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Severe Storm is the most common federally declared disaster type affecting ZIP 45821, accounting for 5 of 13 declarations (38%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 45821 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4507) (FEMA OpenFEMA, retrieved May 3, 2026).
10 colleges and universities are listed near ZIP 45821 by the U.S. Department of Education College Scorecard, including University Of Northwestern Ohio, Ohio Northern University, and The University Of Findlay (retrieved May 2, 2026).
Median in-state tuition across 10 nearby institutions is $13,875 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $49,524 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 45821 has an average annual temperature of 50.3°F and 37.0" of annual precipitation based on the PAULDING, OH US weather station 7.2 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Ohio has a flat income tax with a top rate of 3.50%. Households at the local median AGI of $58,942 would pay roughly $1,238 in state income tax annually (estimated, before deductions). Combined sales tax: 7.29% (Tax Foundation 2025).
Ohio has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (13 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (13 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
43556 (Sherwood, 5.4 mi) · 45879 (Paulding, 6.7 mi) · 43536 (7.1 mi) · 45813 (Antwerp, 9.2 mi) · 45855 (Latty, 9.6 mi) · 43549 (Ney, 10 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 45821?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
20th percentile
Low Vulnerability
Based on 3 census tracts, population 1,728
Vulnerability Themes
Households Without Vehicle
28
Limited English Speakers
1
Persons with Disability
322
Without HS Diploma
93
Without Health Insurance
57
Adults Age 65+
344
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.