Chester, IA (52134)

Howard County · Population 305

Fresh.Data current as of Apr 24, 2026

Chester, IA (ZIP 52134) sits in Howard County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Obesity comes in above the national average at 41.4%. No NCES schools are mapped to this ZIP in the current dataset. 3 colleges and universities serve the area, with median in-state tuition of $19,475. IRS data shows average household income (AGI) of $73,567, well above the ~$45K national average per return. Local establishments report average pay of $17,582 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $48,223 per worker, roughly 26% below the US average. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. Annual average temperature is just 45.0°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. 37.8% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net loss of 157 residents (88 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $70,461, fair market rent of $1,000 for a two-bedroom, and a typical home value of $161,927, up 0.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

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Demographics

Population & age

Total population
305
Median age
28.7

Race & ethnicity

White
95.4%
Black
0.0%
Asian
4.3%
Hispanic / Latino
0.3%
Other / multi-racial
0.3%

Income & housing

Median household income
$70,461
Median home value
$203,100

Education

Bachelor's degree or higher (age 25+)
7.7%

Employment

Unemployment rate
7.6%

Housing

Owner-occupied
109(96.5%)
Renter-occupied
4(3.5%)
Vacant units
38
Built (median)
1938

Commute

Public transit
0(0.0%)
Work from home
14(8.8%)
Avg commute
29.8 min

Economic wellbeing

Below poverty line
27(8.9%)
Uninsured
0(0.0%)

Digital access

Broadband access
101(89.4%)
No broadband
12(10.6%)

Language & nativity

Foreign-born
14(4.6%)
Non-English at home
22(8.0%)

Studio

$730

/month

1 Bed

$850

/month

2 Bed

$1,000

/month

3 Bed

$1,330

/month

4 Bed

$1,490

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

See national housing trends →

Home values

Typical home value

$161,927

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

+0.1%

vs. March 2025

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

8

Across 8 permitted buildings. Total construction value: $2.9M.

Single-family

8

100% of total units

Multifamily (2+ unit)

0

0% of total units

Single-family value

$2.9M

construction value

Multifamily value

$0

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

120

Average AGI

$73,567

Avg property tax

EITC participation

Income distribution

  • $1 – $25,00025.0% · 30
  • $25,000 – $50,00025.0% · 30
  • $50,000 – $75,00033.3% · 40
  • $75,000 – $100,0000.0% · 0
  • $100,000 – $200,00016.7% · 20
  • $200,000 or more0.0% · 0

Avg mortgage interest

Avg charitable contribution

Avg capital gains

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $8.8M across all reported brackets.

Business & employment

Business establishments

9

Total employment

55

Annual payroll

$967K

Average annual pay

$17,582

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$48,223

Average weekly wage

$927

Total employment

4,402

Total establishments

341

That is roughly 26% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.2%

That is 0.8 percentage points below the US national unemployment rate of about 4.0%.

Labor force

5,306

Employed

5,136

Unemployed

170

Based on Howard County, IA data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Social Vulnerability Index

Overall SVI

61st percentile

High Vulnerability

Based on 1 census tract, population 309

Vulnerability Themes

  • Socioeconomic Status64th percentile
  • Household Characteristics49th percentile
  • Racial & Ethnic Minority Status11th percentile
  • Housing Type & Transportation74th percentile

Households Without Vehicle

10

Limited English Speakers

4

Persons with Disability

30

Without HS Diploma

20

Without Health Insurance

55

Adults Age 65+

65

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

23

Date Range

1968–2024

Most Recent Declaration

SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES

Severe Storm — declared June 24, 2024 (DR-4796)

Incident period: June 16, 2024 – July 23, 2024

Top Incident Types

  • Severe Storm11 (48%)
  • Flood8 (35%)
  • Biological2 (9%)
  • Hurricane1 (4%)
  • Tornado1 (4%)

Individual Assistance

8

Direct help to disaster survivors

Households Program

4

Housing & temporary lodging support

Public Assistance

23

Repair of public facilities & roads

Hazard Mitigation

14

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Climate

30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.

Avg. temperature

45°F

34°56°

Annual precipitation

38"

Annual snowfall

40.3"

Heating · cooling days

7,839 · 590.3

Annual base 65°F

Nearest station: CRESCO 1 NE, IA US, 16.4 miles from the centroid of Chester, IA (ZIP 52134)

Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.

See national environment & climate trends →

Community health profile

Years of potential life lost (per 100K)

6,255

That is roughly 1,945 years per 100,000 below the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

16%

of adults self-report

Poor physical health days

3.8

avg per adult per month

Poor mental health days

5.0

avg per adult per month

Uninsured

6.8%

of residents under 65

Primary care MDs

53

per 100,000 residents

Preventable hospital stays

2,292

per 100K Medicare enrollees

Food environment (0-10)

8.3

10 = best access & security

Exercise access

76%

residents near a facility

Flu vaccinated

42%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 6.3% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Howard data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Significant food access concerns

37.8% of Howard County, IA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

per 1,000 residents

Supercenters & clubs

per 1,000 residents

SNAP-authorized stores

1.06

accepting food benefits

Fast-food restaurants

0.44

per 1,000 residents

Among low-income residents, 10.2% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Howard County, IA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

−157 people

−88 households−$6.6M net AGI flow

Moved in

215households

340 people • $9.6M AGI

Moved out

303households

497 people • $16.1M AGI

Where new residents came from

  1. Winneshiek County, IA28 households
  2. Chickasaw County, IA22 households

Where departing residents went

  1. Winneshiek County, IA39 households
  2. Chickasaw County, IA20 households
  3. Mitchell County, IA20 households

Incoming households reported an average AGI of $44,437 versus departing households' $53,267.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Taxes & benefits in Iowa

State-level rules that apply to every resident of ZIP 52134. Numbers reflect the most recent published year per source.

Tax rates

Income tax

Yes

graduated

Sales tax (combined)

6.94%

State 6.00% · avg local 0.94%

Property tax (effective)

1.54%

Median $1,695/year

Tax burden rank

37 of 50

11.00% of personal income

For ZIP 52134: Applied to this ZIP's typical home value of $161,927, that works out to roughly $2,500/year in property tax.

Paid family leave

Program

No program

No program

Safety net

SNAP eligibility

160% FPL

Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). Asset limit $15,000.

Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).

Other ZIPs near 52134

Nearby ZIPs by distance

55951 (Le Roy, 5.7 mi) · 52155 (Lime Springs, 6.7 mi) · 50466 (Riceville, 9.1 mi) · 55961 (Ostrander, 10 mi) · 50455 (Mcintire, 12.5 mi) · 55977 (Taopi, 13.6 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

Data sources used on this page

All data on this page is sourced from federal government datasets · Not AI-generated · Methodology

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Colleges & universities nearby

Colleges in this area

3

Median in-state tuition

$19,475

Median earnings (10 yr)

$52,766

  • Upper Iowa University

    Fayette, IA · 52142

    4-Year
    In-state tuition
    $19,475
    Out-of-state tuition
    $19,475
    Acceptance rate
    96.5%
    Graduation rate
    38.0%
    Median earnings (10 yr)
    $52,766
    Median student debt
    $25,000
  • 2-Year
    In-state tuition
    $6,780
    Out-of-state tuition
    $7,770
    Acceptance rate
    Graduation rate
    49.6%
    Median earnings (10 yr)
    $41,306
    Median student debt
    $12,000
  • Luther College

    Decorah, IA · 52101

    4-Year
    In-state tuition
    $52,120
    Out-of-state tuition
    $52,120
    Acceptance rate
    71.5%
    Graduation rate
    73.0%
    Median earnings (10 yr)
    $59,850
    Median student debt
    $27,000

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Chester, IA (ZIP 52134) sits in Howard County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Obesity comes in above the national average at 41.4%. No NCES schools are mapped to this ZIP in the current dataset. 3 colleges and universities serve the area, with median in-state tuition of $19,475. IRS data shows average household income (AGI) of $73,567, well above the ~$45K national average per return. Local establishments report average pay of $17,582 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $48,223 per worker, roughly 26% below the US average. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. Annual average temperature is just 45.0°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. 37.8% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net loss of 157 residents (88 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $70,461, fair market rent of $1,000 for a two-bedroom, and a typical home value of $161,927, up 0.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits near the national rate at 21.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 52134

What is the obesity rate in ZIP 52134?

41.4%, which is 8.4 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 52134?

21.6%, which is 0.4 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 52134?

39.3%, which is 7.3 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the population of ZIP 52134?

305 people live in ZIP 52134, with a median age of 28.7 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 52134?

$70,461 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 52134 mostly renters or homeowners?

In ZIP 52134, 96.5% of occupied housing units are owner-occupied and 3.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 52134?

In ZIP 52134, 8.8% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 52134?

8.9% of the population in ZIP 52134 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 52134 have broadband internet?

89.4% of households in ZIP 52134 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 52134?

The typical home value in ZIP 52134 is $161,927, up 0.1% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 52134?

Home values are up 0.1% over the past year (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 52134?

The average Adjusted Gross Income reported on tax returns from ZIP 52134 (Chester, IA) is $73,567 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 52134?

Tax returns from ZIP 52134 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 52134 earn over $200,000?

0.0% of tax returns from ZIP 52134 (Chester, IA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 52134?

As of 2022, 9 business establishments operated in ZIP 52134 employing 55 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 52134?

The average annual pay across all local establishments in ZIP 52134 is $17,582, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 52134 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 52134 ranks in the 61th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 52134?

Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 52134, ranking in the 74th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 52134 experienced?

FEMA has recorded 23 federal disaster declarations affecting ZIP 52134 between 1968–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 52134?

Severe Storm is the most common federally declared disaster type affecting ZIP 52134, accounting for 11 of 23 declarations (48%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 52134?

The most recent FEMA disaster declaration affecting ZIP 52134 was "SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES" — a severe storm declared in 2024 (DR-4796) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 52134?

3 colleges and universities are listed near ZIP 52134 by the U.S. Department of Education College Scorecard, including Upper Iowa University, Northeast Iowa Community College, and Luther College (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 52134?

Median in-state tuition across 3 nearby institutions is $19,475 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 52134?

Graduates of nearby colleges earn a median of $52,766 ten years after entry (College Scorecard, retrieved May 2, 2026).

What is the climate like in ZIP 52134?

ZIP 52134 has an average annual temperature of 45.0°F and 38.0" of annual precipitation based on the CRESCO 1 NE, IA US weather station 16.4 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).

What taxes apply in ZIP 52134?

Iowa has a graduated income tax with a top rate of unspecified. Combined sales tax: 6.94% (Tax Foundation 2025).

Does Iowa have paid family leave?

Iowa has no state paid family leave program (Bipartisan Policy Center 2026).

What data is available for ZIP 52134?

This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (3 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (23 on record), climate normals from NOAA NCEI (1991-2020), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (23 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.

Other ZIPs near 52134

Nearby ZIPs by distance

55951 (Le Roy, 5.7 mi) · 52155 (Lime Springs, 6.7 mi) · 50466 (Riceville, 9.1 mi) · 55961 (Ostrander, 10 mi) · 50455 (Mcintire, 12.5 mi) · 55977 (Taopi, 13.6 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

More Info topics

Have a specific question about ZIP 52134?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.