Population & age
- Total population
- 280
- Median age
- 51.5
Benton City, MO (65232)
Audrain County · Population 280
Fresh.Data current as of Apr 24, 2026
Benton City, MO (ZIP 65232) sits in Audrain County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 40.1%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $25,826. IRS data shows average household income (AGI) of $60,555, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $47,465 per worker, roughly 28% below the US average. FEMA has issued 19 federal disaster declarations affecting this ZIP since 1974. 24% of adults self-report fair or poor health (County Health Rankings, 2025) — above the national county median. Missouri levies a graduated state income tax (top rate 4.70%); a household at the local median AGI of $60,555 would pay roughly $1,708/year before deductions. New residents arriving here predominantly come from Boone County, MO (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $68,750, fair market rent of $980 for a two-bedroom, and a median home value of $96,300. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 100.0%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
Income & housing
- Median household income
- $68,750
- Median home value
- $96,300
Education
- Bachelor's degree or higher (age 25+)
- 18.2%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 119(88.8%)
- Renter-occupied
- 15(11.2%)
- Vacant units
- 6
- Built (median)
- 1976
Commute
- Public transit
- 0(0.0%)
- Work from home
- 18(12.8%)
- Avg commute
- 20.6 min
Economic wellbeing
- Below poverty line
- 55(19.6%)
- Uninsured
- 3(1.1%)
Digital access
- Broadband access
- 114(85.1%)
- No broadband
- 20(14.9%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 3(1.1%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$730
/month
1 Bed
$760
/month
2 Bed
$980
/month
3 Bed
$1,260
/month
4 Bed
$1,370
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
25
Across 24 permitted buildings. Total construction value: $4.4M.
Single-family
23
92% of total units
Multifamily (2+ unit)
2
8% of total units
Single-family value
$4.0M
construction value
Multifamily value
$400,000
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
110
Average AGI
$60,555
Avg property tax
—
EITC participation
—
Income distribution
- $1 – $25,00027.3% · 30
- $25,000 – $50,00045.5% · 50
- $50,000 – $75,0000.0% · 0
- $75,000 – $100,00027.3% · 30
- $100,000 – $200,0000.0% · 0
- $200,000 or more0.0% · 0
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
—
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $6.7M across all reported brackets.
Employment & wages
Average annual pay
$47,465
Average weekly wage
$913
Total employment
8,074
Total establishments
622
That is roughly 28% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.6%
That is 0.4 percentage points below the US national unemployment rate of about 4.0%.
Labor force
10,596
Employed
10,215
Unemployed
381
Based on Audrain County, MO data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
19
Date Range
1974–2021
Most Recent Declaration
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Severe Storm — declared September 1, 2021 (DR-4612)
Incident period: June 24, 2021 – July 1, 2021
Top Incident Types
- Severe Storm8 (42%)
- Severe Ice Storm4 (21%)
- Flood3 (16%)
- Biological2 (11%)
- Hurricane1 (5%)
- Other1 (5%)
Individual Assistance
4
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
16
Repair of public facilities & roads
Hazard Mitigation
9
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
53.4°F
43.4° – 63.4°
Annual precipitation
44.3"
Annual snowfall
18.9"
Heating · cooling days
5,280.9 · 1,083.2
Annual base 65°F
Nearest station: FULTON, MO US, 23.8 miles from the centroid of Benton City, MO (ZIP 65232)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
10,223
That is roughly 2,023 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
24%
of adults self-report
Poor physical health days
5.2
avg per adult per month
Poor mental health days
6.1
avg per adult per month
Uninsured
13.8%
of residents under 65
Primary care MDs
40
per 100,000 residents
Preventable hospital stays
3,053
per 100K Medicare enrollees
Food environment (0-10)
6.7
10 = best access & security
Exercise access
74%
residents near a facility
Flu vaccinated
43%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 10.0% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Audrain data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
22.6% of Audrain County, MO residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
—
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.93
accepting food benefits
Fast-food restaurants
0.48
per 1,000 residents
Among low-income residents, 9.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Audrain County, MO for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 15 reports
Property crime rate
—
per 100K residents · 19 reports
Homicide
0
Robbery
0
Burglary
4
Vehicle theft
1
County-level data for Audrain (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+111 people
+29 households • +$3.7M net AGI flow
Moved in
727households
1,338 people • $35.7M AGI
Moved out
698households
1,227 people • $32.0M AGI
Where new residents came from
- Boone County, MO — 135 households
- Callaway County, MO — 78 households
- Pike County, MO — 29 households
- Montgomery County, MO — 22 households
- Monroe County, MO — 20 households
Where departing residents went
- Boone County, MO — 127 households
- Callaway County, MO — 67 households
- Montgomery County, MO — 28 households
- Pike County, MO — 21 households
- Cole County, MO — 20 households
Incoming households reported an average AGI of $49,047 versus departing households' $45,784.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Missouri
State-level rules that apply to every resident of ZIP 65232. Numbers reflect the most recent published year per source.
Tax rates
Income tax
4.70%
graduated · 6 brackets
Sales tax (combined)
8.44%
State 4.22% · avg local 4.22%
Property tax (effective)
1.05%
Median $1,935/year
Tax burden rank
11 of 50
9.00% of personal income
For ZIP 65232: At this ZIP's median AGI of $60,555, the estimated state income tax (before deductions) runs about $1,708 per year. Applied to this ZIP's typical home value of $96,300, that works out to roughly $1,007/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 65232
Nearby ZIPs by distance
65280 (Rush Hill, 5 mi) · 65264 (Martinsburg, 6.3 mi) · 65265 (Mexico, 7.5 mi) · 63352 (Laddonia, 8 mi) · 63384 (Wellsville, 11.8 mi) · 63345 (Farber, 12.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
37.4%
4.4pp above the 33.0% national rate.
High Blood Pressure
40.1%
8.1pp above the 32.0% national rate.
Depression
24.5%
2.5pp above the 22.0% national rate.
Annual Checkup
79.1%
3.1pp above the 76.0% national rate.
Health Insurance
9.1%
3.9pp below the 13.0% national rate.
Diabetes
14.0%
3.0pp above the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$25,826
Median earnings (10 yr)
$44,225
- 4-Year
University of Missouri-Columbia
Columbia, MO · 65211
- In-state tuition
- $14,837
- Out-of-state tuition
- $36,056
- Acceptance rate
- 78.5%
- Graduation rate
- 75.5%
- Median earnings (10 yr)
- $63,403
- Median student debt
- $20,500
- 4-Year
Columbia College
Columbia, MO · 65216
- In-state tuition
- $25,826
- Out-of-state tuition
- $25,826
- Acceptance rate
- —
- Graduation rate
- 43.8%
- Median earnings (10 yr)
- $45,378
- Median student debt
- $23,879
- 2-Year
Moberly Area Community College
Moberly, MO · 65270
- In-state tuition
- $4,110
- Out-of-state tuition
- $8,640
- Acceptance rate
- —
- Graduation rate
- 43.0%
- Median earnings (10 yr)
- $37,537
- Median student debt
- $10,658
- 4-Year
Central Methodist University-College of Graduate and Extended Studies
Fayette, MO · 65248
- In-state tuition
- $7,440
- Out-of-state tuition
- $7,440
- Acceptance rate
- 87.5%
- Graduation rate
- —
- Median earnings (10 yr)
- $48,991
- Median student debt
- $17,619
- 4-Year
William Woods University
Fulton, MO · 65251
- In-state tuition
- $30,340
- Out-of-state tuition
- $30,340
- Acceptance rate
- 71.0%
- Graduation rate
- 52.0%
- Median earnings (10 yr)
- $42,401
- Median student debt
- $21,983
- 4-Year
Central Methodist University-College of Liberal Arts and Sciences
Fayette, MO · 65248
- In-state tuition
- $28,260
- Out-of-state tuition
- $28,260
- Acceptance rate
- 56.9%
- Graduation rate
- 51.8%
- Median earnings (10 yr)
- $48,991
- Median student debt
- $17,619
- 4-Year
Westminster College
Fulton, MO · 65251
- In-state tuition
- $35,214
- Out-of-state tuition
- $35,214
- Acceptance rate
- 79.2%
- Graduation rate
- 56.5%
- Median earnings (10 yr)
- $52,199
- Median student debt
- $27,000
- 4-Year
Stephens College
Columbia, MO · 65215
- In-state tuition
- $28,300
- Out-of-state tuition
- $28,300
- Acceptance rate
- 77.2%
- Graduation rate
- 44.7%
- Median earnings (10 yr)
- $43,071
- Median student debt
- $27,000
- 4-Year
Central Christian College of the Bible
Moberly, MO · 65270
- In-state tuition
- $12,200
- Out-of-state tuition
- $12,200
- Acceptance rate
- —
- Graduation rate
- 31.8%
- Median earnings (10 yr)
- $34,675
- Median student debt
- $17,500
- Certificate
Paul Mitchell the School-Missouri Columbia
Columbia, MO · 65203
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 71.7%
- Median earnings (10 yr)
- $27,715
- Median student debt
- $9,500
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Benton City, MO (ZIP 65232) sits in Audrain County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 40.1%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $25,826. IRS data shows average household income (AGI) of $60,555, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $47,465 per worker, roughly 28% below the US average. FEMA has issued 19 federal disaster declarations affecting this ZIP since 1974. 24% of adults self-report fair or poor health (County Health Rankings, 2025) — above the national county median. Missouri levies a graduated state income tax (top rate 4.70%); a household at the local median AGI of $60,555 would pay roughly $1,708/year before deductions. New residents arriving here predominantly come from Boone County, MO (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $68,750, fair market rent of $980 for a two-bedroom, and a median home value of $96,300. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 65232
What is the obesity rate in ZIP 65232?
37.4%, which is 4.4 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 65232?
24.5%, which is 2.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 65232?
40.1%, which is 8.1 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 65232?
280 people live in ZIP 65232, with a median age of 51.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 65232?
$68,750 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 65232 mostly renters or homeowners?
In ZIP 65232, 88.8% of occupied housing units are owner-occupied and 11.2% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 65232?
In ZIP 65232, 12.8% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 65232?
19.6% of the population in ZIP 65232 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 65232 have broadband internet?
85.1% of households in ZIP 65232 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the average household income in ZIP 65232?
The average Adjusted Gross Income reported on tax returns from ZIP 65232 (Benton City, MO) is $60,555 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 65232?
Tax returns from ZIP 65232 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 65232 earn over $200,000?
0.0% of tax returns from ZIP 65232 (Benton City, MO) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How vulnerable is ZIP 65232 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 65232 ranks in the 28th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 65232?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 65232, ranking in the 52th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 65232 experienced?
FEMA has recorded 19 federal disaster declarations affecting ZIP 65232 between 1974–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 65232?
Severe Storm is the most common federally declared disaster type affecting ZIP 65232, accounting for 8 of 19 declarations (42%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 65232?
The most recent FEMA disaster declaration affecting ZIP 65232 was "SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING" — a severe storm declared in 2021 (DR-4612) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 65232?
10 colleges and universities are listed near ZIP 65232 by the U.S. Department of Education College Scorecard, including University Of Missouri-Columbia, Columbia College, and Moberly Area Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 65232?
Median in-state tuition across 10 nearby institutions is $25,826 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 65232?
Graduates of nearby colleges earn a median of $44,225 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 65232?
ZIP 65232 has an average annual temperature of 53.4°F and 44.3" of annual precipitation based on the FULTON, MO US weather station 23.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 65232?
Missouri has a graduated income tax with a top rate of 4.70%. Households at the local median AGI of $60,555 would pay roughly $1,708 in state income tax annually (estimated, before deductions). Combined sales tax: 8.44% (Tax Foundation 2025).
Does Missouri have paid family leave?
Missouri has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 65232?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (19 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (19 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 65232
Nearby ZIPs by distance
65280 (Rush Hill, 5 mi) · 65264 (Martinsburg, 6.3 mi) · 65265 (Mexico, 7.5 mi) · 63352 (Laddonia, 8 mi) · 63384 (Wellsville, 11.8 mi) · 63345 (Farber, 12.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 65232?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
28th percentile
Moderate Vulnerability
Based on 1 census tract, population 279
Vulnerability Themes
Households Without Vehicle
2
Limited English Speakers
1
Persons with Disability
52
Without HS Diploma
22
Without Health Insurance
40
Adults Age 65+
62
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.