Bynum, TX (76631)

Hill County · Population 540

Fresh.Data current as of Apr 23, 2026

Bynum, TX (ZIP 76631) sits in Hill County. The page draws on 2 federal data feeds retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 39.5%. NCES lists 1 schools serving the area, 1 non-charter. 1 college or university serves the area, with median in-state tuition of $3,570. IRS data shows average household income (AGI) of $64,091, well above the ~$45K national average per return. Local establishments report average pay of $29,125 per worker (Census ZBP) — below the US average. CDC's Social Vulnerability Index places this ZIP in the 84th percentile nationally — a highly vulnerable community profile. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. County Health Rankings reports 12,166 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Texas has no state income tax, saving the local median household (AGI $64,091) approximately $2,948/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 568 residents (270 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $83,438, fair market rent of $1,140 for a two-bedroom, and a typical home value of $270,245, down 4.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

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Demographics

Population & age

Total population
540
Median age
37.3

Race & ethnicity

White
76.5%
Black
12.2%
Asian
0.6%
Hispanic / Latino
29.6%
Other / multi-racial
10.7%

Income & housing

Median household income
$83,438
Median home value
$121,400

Education

Bachelor's degree or higher (age 25+)
19.5%

Employment

Unemployment rate
7.6%

Housing

Owner-occupied
124(81.0%)
Renter-occupied
29(19.0%)
Vacant units
41
Built (median)
1975

Commute

Public transit
1(0.4%)
Work from home
5(2.0%)
Avg commute
29.1 min

Economic wellbeing

Below poverty line
82(15.2%)
Uninsured
46(8.5%)

Digital access

Broadband access
131(85.6%)
No broadband
22(14.4%)

Language & nativity

Foreign-born
10(1.9%)
Non-English at home
80(15.3%)

Studio

$790

/month

1 Bed

$890

/month

2 Bed

$1,140

/month

3 Bed

$1,560

/month

4 Bed

$1,910

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

See national housing trends →

Home values

Typical home value

$270,245

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

-4.8%

vs. March 2025

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

61

Across 57 permitted buildings. Total construction value: $14.1M.

Single-family

56

92% of total units

Multifamily (2+ unit)

5

8% of total units

Single-family value

$13.5M

construction value

Multifamily value

$616,300

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

220

Average AGI

$64,091

Avg property tax

EITC participation

18.2%

Income distribution

  • $1 – $25,00027.3% · 60
  • $25,000 – $50,00027.3% · 60
  • $50,000 – $75,00018.2% · 40
  • $75,000 – $100,0009.1% · 20
  • $100,000 – $200,00018.2% · 40
  • $200,000 or more0.0% · 0

Avg mortgage interest

Avg charitable contribution

Avg capital gains

-$45

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $14.1M across all reported brackets.

Business & employment

Business establishments

7

Total employment

16

Annual payroll

$466K

Average annual pay

$29,125

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$56,338

Average weekly wage

$1,083

Total employment

11,535

Total establishments

810

That is roughly 14% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.9%

That tracks the US national unemployment rate of about 4.0%.

Labor force

18,307

Employed

17,584

Unemployed

723

Based on Hill County, TX data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Social Vulnerability Index

Overall SVI

84th percentile

Very High Vulnerability

Based on 2 census tracts, population 712

Vulnerability Themes

  • Socioeconomic Status71st percentile
  • Household Characteristics63rd percentile
  • Racial & Ethnic Minority Status47th percentile
  • Housing Type & Transportation97th percentile

Households Without Vehicle

41

Limited English Speakers

11

Persons with Disability

140

Without HS Diploma

48

Without Health Insurance

110

Adults Age 65+

166

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

25

Date Range

1968–2024

Most Recent Declaration

SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING

Flood — declared May 17, 2024 (DR-4781)

Incident period: April 26, 2024 – June 5, 2024

Top Incident Types

  • Severe Storm7 (28%)
  • Fire5 (20%)
  • Flood4 (16%)
  • Hurricane4 (16%)
  • Severe Ice Storm2 (8%)
  • Other3 (12%)

Individual Assistance

5

Direct help to disaster survivors

Households Program

3

Housing & temporary lodging support

Public Assistance

23

Repair of public facilities & roads

Hazard Mitigation

11

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Climate

30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.

Avg. temperature

66.1°F

54.1°78.1°

Annual precipitation

38.7"

Annual snowfall

0.7"

Heating · cooling days

2,256.9 · 2,674.5

Annual base 65°F

Nearest station: HILLSBORO, TX US, 8.7 miles from the centroid of Bynum, TX (ZIP 76631)

Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.

See national environment & climate trends →

Community health profile

Years of potential life lost (per 100K)

12,166

That is roughly 3,966 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

22%

of adults self-report

Poor physical health days

4.6

avg per adult per month

Poor mental health days

6.2

avg per adult per month

Uninsured

19.6%

of residents under 65

Primary care MDs

25

per 100,000 residents

Preventable hospital stays

4,238

per 100K Medicare enrollees

Food environment (0-10)

7.6

10 = best access & security

Exercise access

48%

residents near a facility

Flu vaccinated

34%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 7.8% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Hill data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Good food access — most residents near a store

5.0% of Hill County, TX residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.16

per 1,000 residents

Supercenters & clubs

per 1,000 residents

SNAP-authorized stores

1.41

accepting food benefits

Fast-food restaurants

0.76

per 1,000 residents

Per-1,000 figures show how many of each store type exist in Hill County, TX for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Safety

FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.

Violent crime rate

per 100K residents · 40 reports

Property crime rate

per 100K residents · 155 reports

Homicide

1

Robbery

0

Burglary

32

Vehicle theft

12

County-level data for Hill (2024)

Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.

See national safety & crime trends →

Who’s moving in and out

Net migration (2022-2023)

+568 people

+270 households+$37.6M net AGI flow

Moved in

1,532households

2,998 people • $94.5M AGI

Moved out

1,262households

2,430 people • $56.8M AGI

Where new residents came from

  1. Johnson County, TX192 households
  2. Tarrant County, TX179 households
  3. McLennan County, TX161 households
  4. Ellis County, TX88 households
  5. Dallas County, TX85 households

Where departing residents went

  1. McLennan County, TX167 households
  2. Johnson County, TX140 households
  3. Tarrant County, TX104 households
  4. Ellis County, TX60 households
  5. Bosque County, TX54 households

Incoming households reported an average AGI of $61,662 versus departing households' $45,026.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Taxes & benefits in Texas

State-level rules that apply to every resident of ZIP 76631. Numbers reflect the most recent published year per source.

Tax rates

Income tax

None

No state income tax

Sales tax (combined)

8.20%

State 6.25% · avg local 1.95%

Property tax (effective)

1.42%

Median $1,254/year

Tax burden rank

4 of 50

8.40% of personal income

For ZIP 76631: A household at this ZIP's median AGI of $64,091 keeps approximately $2,948 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $270,245, that works out to roughly $3,847/year in property tax.

Paid family leave

Program

Voluntary (private insurance framework)

Voluntary (private insurance framework)

Safety net

SNAP eligibility

165% FPL

Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). Asset limit $5,000.

Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).

Other ZIPs near 76631

Nearby ZIPs by distance

76628 (3.5 mi) · 76660 (Malone, 5.5 mi) · 76666 (Mertens, 5.6 mi) · 76650 (6 mi) · 76676 (Penelope, 7.6 mi) · 76645 (Hillsboro, 9.6 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

Data sources used on this page

All data on this page is sourced from federal government datasets · Not AI-generated · Methodology

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

1 school serves this ZIP, including 1 non-charter.

All 1 schools serving this ZIP
SchoolTypeGradesEnrollment
BYNUM SCHOOLPublic-1–12195

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 23, 2026

Colleges & universities nearby

Colleges in this area

1

Median in-state tuition

$3,570

Median earnings (10 yr)

$39,572

  • Hill College

    Hillsboro, TX · 76645

    2-Year
    In-state tuition
    $3,570
    Out-of-state tuition
    $3,570
    Acceptance rate
    Graduation rate
    29.8%
    Median earnings (10 yr)
    $39,572
    Median student debt
    $10,000

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Bynum, TX (ZIP 76631) sits in Hill County. The page draws on 2 federal data feeds retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 39.5%. NCES lists 1 schools serving the area, 1 non-charter. 1 college or university serves the area, with median in-state tuition of $3,570. IRS data shows average household income (AGI) of $64,091, well above the ~$45K national average per return. Local establishments report average pay of $29,125 per worker (Census ZBP) — below the US average. CDC's Social Vulnerability Index places this ZIP in the 84th percentile nationally — a highly vulnerable community profile. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. County Health Rankings reports 12,166 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Texas has no state income tax, saving the local median household (AGI $64,091) approximately $2,948/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 568 residents (270 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $83,438, fair market rent of $1,140 for a two-bedroom, and a typical home value of $270,245, down 4.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.8%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 76631

What is the obesity rate in ZIP 76631?

35.5%, which is 2.5 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 76631?

23.8%, which is 1.8 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 76631?

39.5%, which is 7.5 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 76631?

1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 23, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 76631 have charter schools?

No charter schools are listed in ZIP 76631 by NCES CCD (retrieved Apr 23, 2026).

Are there high schools in ZIP 76631?

Yes, 1 high school serves this ZIP: Bynum School. (NCES CCD, retrieved Apr 23, 2026).

What is the population of ZIP 76631?

540 people live in ZIP 76631, with a median age of 37.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 76631?

$83,438 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 76631 mostly renters or homeowners?

In ZIP 76631, 81.0% of occupied housing units are owner-occupied and 19.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 76631?

In ZIP 76631, 2.0% of workers work from home. Public transit is used by 0.4% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 76631?

15.2% of the population in ZIP 76631 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 76631 have broadband internet?

85.6% of households in ZIP 76631 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 76631?

The typical home value in ZIP 76631 is $270,245, down 4.8% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 76631?

Home values are down 4.8% over the past year (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 76631?

The average Adjusted Gross Income reported on tax returns from ZIP 76631 (Bynum, TX) is $64,091 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 76631?

Tax returns from ZIP 76631 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 76631 earn over $200,000?

0.0% of tax returns from ZIP 76631 (Bynum, TX) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 76631?

As of 2022, 7 business establishments operated in ZIP 76631 employing 16 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 76631?

The average annual pay across all local establishments in ZIP 76631 is $29,125, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 76631 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 76631 ranks in the 84th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 76631?

Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 76631, ranking in the 97th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 76631 experienced?

FEMA has recorded 25 federal disaster declarations affecting ZIP 76631 between 1968–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 76631?

Severe Storm is the most common federally declared disaster type affecting ZIP 76631, accounting for 7 of 25 declarations (28%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 76631?

The most recent FEMA disaster declaration affecting ZIP 76631 was "SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING" — a flood declared in 2024 (DR-4781) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 76631?

1 college or university is listed near ZIP 76631 by the U.S. Department of Education College Scorecard, including Hill College (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 76631?

Median in-state tuition across 1 nearby institution is $3,570 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 76631?

Graduates of nearby colleges earn a median of $39,572 ten years after entry (College Scorecard, retrieved May 2, 2026).

What is the climate like in ZIP 76631?

ZIP 76631 has an average annual temperature of 66.1°F and 38.7" of annual precipitation based on the HILLSBORO, TX US weather station 8.7 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).

What taxes apply in ZIP 76631?

Texas has no state income tax. For a household earning the local median AGI of $64,091, this saves approximately $2,948 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 8.20% (Tax Foundation 2025).

Does Texas have paid family leave?

Texas runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).

What data is available for ZIP 76631?

This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (1 institution), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (25 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 23, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (25 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.

Other ZIPs near 76631

Nearby ZIPs by distance

76628 (3.5 mi) · 76660 (Malone, 5.5 mi) · 76666 (Mertens, 5.6 mi) · 76650 (6 mi) · 76676 (Penelope, 7.6 mi) · 76645 (Hillsboro, 9.6 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

More Info topics

Have a specific question about ZIP 76631?

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By Mubboo Editorial Team

Last reviewed Apr 23, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 23, 2026.