Population & age
- Total population
- 16,943
- Median age
- 43.8
Belknap County · Population 16,943
Laconia, NH (ZIP 03246) sits in Belknap County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 7.6%. NCES lists 5 schools serving the area, 5 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $16,876. IRS data shows average household income (AGI) of $90,075, well above the ~$45K national average per return. BLS LAUS reports county unemployment of just 2.4% (2024), well below the ~4.0% US average and consistent with a tight local labor market. Bank of New Hampshire holds 69% of FDIC-reported deposits in this ZIP (2024) — a notably concentrated local banking market. FEMA has issued 30 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New Hampshire has no state income tax, saving the local median household (AGI $90,075) approximately $4,143/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 666 residents (166 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $68,024, fair market rent of $1,770 for a two-bedroom, and a typical home value of $434,142, up 2.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,220
/month
1 Bed
$1,400
/month
2 Bed
$1,770
/month
3 Bed
$2,180
/month
4 Bed
$2,630
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$434,142
Zillow Home Value Index (ZHVI) · as of March 2026
+2.3%
vs. March 2025
+49.7%
vs. March 2021
Laconia, NH
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
282
Across 253 permitted buildings. Total construction value: $118.6M.
Single-family
242
86% of total units
Multifamily (2+ unit)
40
14% of total units
Single-family value
$108.3M
construction value
Multifamily value
$10.3M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
8,620
Average AGI
$90,075
Avg property tax
$543
EITC participation
13.0%
Income distribution
Avg mortgage interest
$421
Avg charitable contribution
$556
Avg capital gains
$8,095
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $776.4M across all reported brackets.
Business establishments
538
Total employment
7,427
Annual payroll
$426.1M
Average annual pay
$57,371
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$56,999
Average weekly wage
$1,096
Total employment
25,854
Total establishments
2,240
That is roughly 13% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
2.4%
That is 1.6 percentage points below the US national unemployment rate of about 4.0%.
Labor force
33,253
Employed
32,456
Unemployed
797
Based on Belknap County, NH data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
5
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$771.8M
across all branches in this ZIP
Distinct institutions
4
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally funded health-center sites
3
Multiple health-center sites
A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.
FQHC sites
3
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
31.7
across sites in this ZIP
Sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Facilities located inside ZIP 03246 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (1)
CONCORD HOSPITAL- LACONIA
80 HIGHLAND ST, LACONIA, NH, 03246
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
Public EV charging stations
5
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
8
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public-library outlets
2
Multiple library outlets
Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.
Buildings
2
1 central · 1 branch
Avg hours / week
56.8
across outlets in this ZIP
Avg square feet
18,000
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
30
Date Range
1973–2024
Most Recent Declaration
SEVERE WINTER STORM AND FLOODING
Winter Storm — declared July 10, 2024 (DR-4799)
Incident period: April 3, 2024 – April 5, 2024
Top Incident Types
Individual Assistance
7
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
30
Repair of public facilities & roads
Hazard Mitigation
16
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
46.9°F
36.5° – 57.2°
Annual precipitation
45.6"
Annual snowfall
61.9"
Heating · cooling days
7,102.5 · 528.6
Annual base 65°F
Nearest station: LAKEPORT 2, NH US, 2.1 miles from the centroid of Laconia, NH (ZIP 03246)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
35
GoodPeak AQI (2024)
78
Moderate
Primary pollutant
PM2.5
197 days as main pollutant
Days measured
365
Based on Belknap County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
7,596
That is roughly 604 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
3.9
avg per adult per month
Poor mental health days
5.6
avg per adult per month
Uninsured
6.9%
of residents under 65
Primary care MDs
48
per 100,000 residents
Preventable hospital stays
2,101
per 100K Medicare enrollees
Food environment (0-10)
8.9
10 = best access & security
Exercise access
77%
residents near a facility
Flu vaccinated
53%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.9% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Belknap data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
11.3% of Belknap County, NH residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.20
per 1,000 residents
Supercenters & clubs
0.05
per 1,000 residents
SNAP-authorized stores
0.83
accepting food benefits
Fast-food restaurants
0.89
per 1,000 residents
Among low-income residents, 2.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Belknap County, NH for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 2 reports
Property crime rate
—
per 100K residents · 8 reports
Homicide
0
Robbery
0
Burglary
0
Vehicle theft
0
County-level data for Belknap (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+666 people
+166 households • +$154.0M net AGI flow
Moved in
3,047households
5,040 people • $388.3M AGI
Moved out
2,881households
4,374 people • $234.2M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $127,430 versus departing households' $81,308.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 03246. Numbers reflect the most recent published year per source.
Income tax
None
No state income tax
Sales tax (combined)
0.00%
State 0.00% · avg local 0.00%
Property tax (effective)
2.38%
Median $5,616/year
Tax burden rank
15 of 50
9.20% of personal income
For ZIP 03246: A household at this ZIP's median AGI of $90,075 keeps approximately $4,143 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $434,142, that works out to roughly $10,318/year in property tax.
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Replacement: 60% AWW, max $2128
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
03253 (Meredith, 3.9 mi) · 03249 (6.6 mi) · 03269 (6.8 mi) · 03220 (Belmont, 7.1 mi) · 03256 (New Hampton, 8.2 mi) · 03226 (8.8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
31.2%
Tracks close to the 33.0% national rate.
35.8%
3.8pp above the 32.0% national rate.
23.8%
Tracks close to the 22.0% national rate.
77.3%
Tracks close to the 76.0% national rate.
7.6%
5.4pp below the 13.0% national rate.
10.8%
Tracks close to the 11.0% national rate.
5 schools serve this ZIP, including 5 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Laconia High School | Public | 9–12 | 560 |
| Laconia Middle School | Public | 6–8 | 481 |
| Woodland Heights Elementary School | Public | -1–5 | 332 |
| Elm Street School | Public | -1–5 | 273 |
| Pleasant Street School | Public | -1–5 | 265 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
5
Median in-state tuition
$16,876
Median earnings (10 yr)
$46,474
Laconia, NH · 03246
Laconia, NH · 03246
Plymouth, NH · 03264
Henniker, NH · 03242
New London, NH · 03257
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Laconia, NH (ZIP 03246) sits in Belknap County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 7.6%. NCES lists 5 schools serving the area, 5 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $16,876. IRS data shows average household income (AGI) of $90,075, well above the ~$45K national average per return. BLS LAUS reports county unemployment of just 2.4% (2024), well below the ~4.0% US average and consistent with a tight local labor market. Bank of New Hampshire holds 69% of FDIC-reported deposits in this ZIP (2024) — a notably concentrated local banking market. FEMA has issued 30 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New Hampshire has no state income tax, saving the local median household (AGI $90,075) approximately $4,143/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 666 residents (166 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $68,024, fair market rent of $1,770 for a two-bedroom, and a typical home value of $434,142, up 2.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.8%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
31.2%, which is 1.8 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
23.8%, which is 1.8 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
35.8%, which is 3.8 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
5 schools serve this ZIP, including 5 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 03246 by NCES CCD (retrieved Apr 27, 2026).
Yes, 1 high school serves this ZIP: Laconia High School. (NCES CCD, retrieved Apr 27, 2026).
16,943 people live in ZIP 03246, with a median age of 43.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$68,024 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 03246, 58.9% of occupied housing units are owner-occupied and 41.1% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 03246, 6.8% of workers work from home. Public transit is used by 0.3% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
10.2% of the population in ZIP 03246 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
88.1% of households in ZIP 03246 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 03246 is $434,142, up 2.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 2.3% over the past year and up 49.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 03246 (Laconia, NH) is $90,075 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 03246 report an average of $543 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
6.8% of tax returns from ZIP 03246 (Laconia, NH) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 538 business establishments operated in ZIP 03246 employing 7,427 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 03246 is $57,371, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 03246 ranks in the 61th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 03246, ranking in the 80th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 30 federal disaster declarations affecting ZIP 03246 between 1973–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Severe Storm is the most common federally declared disaster type affecting ZIP 03246, accounting for 13 of 30 declarations (43%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 03246 was "SEVERE WINTER STORM AND FLOODING" — a winter storm declared in 2024 (DR-4799) (FEMA OpenFEMA, retrieved May 3, 2026).
5 colleges and universities are listed near ZIP 03246 by the U.S. Department of Education College Scorecard, including Lakes Region Community College, Empire Beauty School-Laconia, and Plymouth State University (retrieved May 2, 2026).
Median in-state tuition across 5 nearby institutions is $16,876 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $46,474 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 03246 has an average annual temperature of 46.9°F and 45.6" of annual precipitation based on the LAKEPORT 2, NH US weather station 2.1 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
1 hospital is located in ZIP 03246 1 is rated by CMS, with an average overall rating of 3.0 out of 5 stars (CMS Hospital Compare, 2024).
New Hampshire has no state income tax. For a household earning the local median AGI of $90,075, this saves approximately $4,143 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 0.00% (Tax Foundation 2025).
New Hampshire runs an active paid family leave program offering up to — weeks of paid leave per year, with a maximum weekly benefit of $2,128 (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (5 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (5 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (30 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (30 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
03253 (Meredith, 3.9 mi) · 03249 (6.6 mi) · 03269 (6.8 mi) · 03220 (Belmont, 7.1 mi) · 03256 (New Hampton, 8.2 mi) · 03226 (8.8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 03246?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
61st percentile
High Vulnerability
Based on 6 census tracts, population 16,906
Vulnerability Themes
Households Without Vehicle
549
Limited English Speakers
52
Persons with Disability
3,270
Without HS Diploma
1,099
Without Health Insurance
1,297
Adults Age 65+
3,716
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.