Population & age
- Total population
- 153
- Median age
- 37.9
ZIP 04985, ME (04985)
Somerset County · Population 153
Fresh.Data current as of Apr 24, 2026
ME 04985 (ZIP 04985) sits in Somerset County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 41.6%. No NCES schools are mapped to this ZIP in the current dataset. 5 colleges and universities serve the area, with median in-state tuition of $17,476. FEMA has issued 29 federal disaster declarations affecting this ZIP since 1970 — a high-frequency exposure profile. Annual average temperature is just 40.1°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. County Health Rankings reports 10,675 years of potential life lost per 100,000 (2025) — well above the national county median. IRS migration data (2022-2023) shows a net gain of 759 residents (318 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,270 for a two-bedroom, a low 3.9% poverty rate, and a median home value of $230,400. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 89.5%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 2.0%
- Other / multi-racial
- 8.5%
Income & housing
- Median home value
- $230,400
Education
- Bachelor's degree or higher (age 25+)
- 42.9%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 63(87.5%)
- Renter-occupied
- 9(12.5%)
- Vacant units
- 384
- Built (median)
- 1964
Commute
- Public transit
- 0(0.0%)
- Work from home
- 0(0.0%)
- Avg commute
- 22.8 min
Economic wellbeing
- Below poverty line
- 6(3.9%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 69(95.8%)
- No broadband
- 3(4.2%)
Language & nativity
- Foreign-born
- 3(2.0%)
- Non-English at home
- 7(5.1%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,020
/month
1 Bed
$1,090
/month
2 Bed
$1,270
/month
3 Bed
$1,690
/month
4 Bed
$1,820
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
118
Across 110 permitted buildings. Total construction value: $27.6M.
Single-family
102
86% of total units
Multifamily (2+ unit)
16
14% of total units
Single-family value
$25.6M
construction value
Multifamily value
$2.0M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
20
Total employment
98
Annual payroll
$3.6M
Average annual pay
$37,020
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$55,148
Average weekly wage
$1,061
Total employment
16,034
Total establishments
1,574
That is roughly 16% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.1%
That tracks the US national unemployment rate of about 4.0%.
Labor force
22,687
Employed
21,758
Unemployed
929
Based on Somerset County, ME data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
29
Date Range
1970–2024
Most Recent Declaration
SEVERE STORM AND FLOODING
Severe Storm — declared January 30, 2024 (DR-4754)
Incident period: December 17, 2023 – December 21, 2023
Top Incident Types
- Severe Storm11 (38%)
- Flood7 (24%)
- Snowstorm6 (21%)
- Hurricane3 (10%)
- Biological2 (7%)
Individual Assistance
4
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
29
Repair of public facilities & roads
Hazard Mitigation
12
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
40.1°F
29.2° – 51°
Annual precipitation
41.5"
Annual snowfall
98.3"
Heating · cooling days
— · 148.8
Annual base 65°F
Nearest station: MOOSEHEAD, ME US, 16.8 miles from the centroid of ZIP 04985 (ZIP 04985)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
10,675
That is roughly 2,475 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
18%
of adults self-report
Poor physical health days
4.5
avg per adult per month
Poor mental health days
6.2
avg per adult per month
Uninsured
9.7%
of residents under 65
Primary care MDs
57
per 100,000 residents
Preventable hospital stays
1,727
per 100K Medicare enrollees
Food environment (0-10)
7.5
10 = best access & security
Exercise access
39%
residents near a facility
Flu vaccinated
40%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.1% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Somerset data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
9.3% of Somerset County, ME residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.26
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.34
accepting food benefits
Fast-food restaurants
0.51
per 1,000 residents
Among low-income residents, 3.9% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Somerset County, ME for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 37 reports
Property crime rate
—
per 100K residents · 370 reports
Homicide
0
Robbery
4
Burglary
49
Vehicle theft
58
County-level data for Somerset (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+759 people
+318 households • +$27.2M net AGI flow
Moved in
1,960households
3,347 people • $104.7M AGI
Moved out
1,642households
2,588 people • $77.5M AGI
Where new residents came from
- Kennebec County, ME — 406 households
- Penobscot County, ME — 189 households
- Cumberland County, ME — 88 households
- Franklin County, ME — 79 households
- Waldo County, ME — 49 households
Where departing residents went
- Kennebec County, ME — 363 households
- Penobscot County, ME — 190 households
- Franklin County, ME — 69 households
- Cumberland County, ME — 66 households
- Waldo County, ME — 46 households
Incoming households reported an average AGI of $53,427 versus departing households' $47,200.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Maine
State-level rules that apply to every resident of ZIP 04985. Numbers reflect the most recent published year per source.
Tax rates
Income tax
7.15%
graduated · 2 brackets
Sales tax (combined)
5.50%
State 5.50% · avg local 0.00%
Property tax (effective)
1.03%
Median $3,691/year
Tax burden rank
41 of 50
11.60% of personal income
For ZIP 04985: Applied to this ZIP's typical home value of $230,400, that works out to roughly $2,381/year in property tax.
Paid family leave
Program
Maine PFML
Mandatory (state-run insurance)
Max weeks/year
12
Parental
12wk
Max weekly benefit
$1,199
Replacement: 90% AWW up to 0.5x SAWW + 66% above · job protection
Safety net
SNAP eligibility
185% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 04985
Nearby ZIPs by distance
04925 (11.4 mi) · 04442 (11.9 mi) · 04485 (14.5 mi) · 04406 (17.9 mi) · 04920 (Bingham, 19.3 mi) · 04961 (20.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
36.3%
3.3pp above the 33.0% national rate.
High Blood Pressure
41.6%
9.6pp above the 32.0% national rate.
Depression
27.5%
5.5pp above the 22.0% national rate.
Annual Checkup
84.6%
8.6pp above the 76.0% national rate.
Health Insurance
8.9%
4.1pp below the 13.0% national rate.
Diabetes
14.4%
3.4pp above the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
5
Median in-state tuition
$17,476
Median earnings (10 yr)
$44,433
- 4-Year
Colby College
Waterville, ME · 04901
- In-state tuition
- $69,600
- Out-of-state tuition
- $69,600
- Acceptance rate
- 7.1%
- Graduation rate
- 89.5%
- Median earnings (10 yr)
- $80,490
- Median student debt
- $19,157
- 2-Year
Kennebec Valley Community College
Fairfield, ME · 04937
- In-state tuition
- $4,156
- Out-of-state tuition
- $7,036
- Acceptance rate
- —
- Graduation rate
- 43.7%
- Median earnings (10 yr)
- $36,035
- Median student debt
- $13,255
- 4-Year
University of Maine at Farmington
Farmington, ME · 04938
- In-state tuition
- $11,308
- Out-of-state tuition
- $23,878
- Acceptance rate
- 96.7%
- Graduation rate
- 52.2%
- Median earnings (10 yr)
- $44,433
- Median student debt
- $24,499
- 4-Year
Thomas College
Waterville, ME · 04901
- In-state tuition
- $31,824
- Out-of-state tuition
- $31,824
- Acceptance rate
- 96.3%
- Graduation rate
- 52.6%
- Median earnings (10 yr)
- $44,991
- Median student debt
- $24,250
- 4-Year
Unity Environmental University - Unity
Unity, ME · 04988
- In-state tuition
- $17,476
- Out-of-state tuition
- $17,476
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $37,852
- Median student debt
- $25,000
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
ME 04985 (ZIP 04985) sits in Somerset County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 41.6%. No NCES schools are mapped to this ZIP in the current dataset. 5 colleges and universities serve the area, with median in-state tuition of $17,476. FEMA has issued 29 federal disaster declarations affecting this ZIP since 1970 — a high-frequency exposure profile. Annual average temperature is just 40.1°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. County Health Rankings reports 10,675 years of potential life lost per 100,000 (2025) — well above the national county median. IRS migration data (2022-2023) shows a net gain of 759 residents (318 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,270 for a two-bedroom, a low 3.9% poverty rate, and a median home value of $230,400. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 27.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 04985
What is the obesity rate in ZIP 04985?
36.3%, which is 3.3 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 04985?
27.5%, which is 5.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 04985?
41.6%, which is 9.6 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 04985?
153 people live in ZIP 04985, with a median age of 37.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 04985 mostly renters or homeowners?
In ZIP 04985, 87.5% of occupied housing units are owner-occupied and 12.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 04985?
In ZIP 04985, 0.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 04985?
3.9% of the population in ZIP 04985 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 04985 have broadband internet?
95.8% of households in ZIP 04985 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many businesses are in ZIP 04985?
As of 2022, 20 business establishments operated in ZIP 04985 employing 98 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 04985?
The average annual pay across all local establishments in ZIP 04985 is $37,020, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 04985 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 04985 ranks in the 46th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 04985?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 04985, ranking in the 62th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 04985 experienced?
FEMA has recorded 29 federal disaster declarations affecting ZIP 04985 between 1970–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 04985?
Severe Storm is the most common federally declared disaster type affecting ZIP 04985, accounting for 11 of 29 declarations (38%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 04985?
The most recent FEMA disaster declaration affecting ZIP 04985 was "SEVERE STORM AND FLOODING" — a severe storm declared in 2024 (DR-4754) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 04985?
5 colleges and universities are listed near ZIP 04985 by the U.S. Department of Education College Scorecard, including Colby College, Kennebec Valley Community College, and University Of Maine At Farmington (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 04985?
Median in-state tuition across 5 nearby institutions is $17,476 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 04985?
Graduates of nearby colleges earn a median of $44,433 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 04985?
ZIP 04985 has an average annual temperature of 40.1°F and 41.5" of annual precipitation based on the MOOSEHEAD, ME US weather station 16.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 04985?
Maine has a graduated income tax with a top rate of 7.15%. Combined sales tax: 5.50% (Tax Foundation 2025).
Does Maine have paid family leave?
Maine runs an active paid family leave program (Maine PFML) offering up to 12 weeks of paid leave per year, with a maximum weekly benefit of $1,199 (Bipartisan Policy Center 2026).
What data is available for ZIP 04985?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (5 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (29 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (29 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 04985
Nearby ZIPs by distance
04925 (11.4 mi) · 04442 (11.9 mi) · 04485 (14.5 mi) · 04406 (17.9 mi) · 04920 (Bingham, 19.3 mi) · 04961 (20.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 04985?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
46th percentile
Moderate Vulnerability
Based on 1 census tract, population 232
Vulnerability Themes
Households Without Vehicle
1
Persons with Disability
46
Without HS Diploma
13
Without Health Insurance
20
Adults Age 65+
96
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.