Population & age
- Total population
- 220
- Median age
- 31.5
ZIP 12036, NY (12036)
Schoharie County · Albany-Schenectady-Troy, NY · Population 220
Fresh.Data current as of Apr 24, 2026
NY 12036 (ZIP 12036) sits in Schoharie County within the Albany-Schenectady-Troy metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 42.3%. No NCES schools are mapped to this ZIP in the current dataset. 4 colleges and universities serve the area, with median in-state tuition of $8,768. The CDC SVI flags housing & transportation (81th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 46th-percentile score. FEMA has issued 35 federal disaster declarations affecting this ZIP since 1987 — a high-frequency exposure profile. Only 5.0% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. New residents arriving here predominantly come from Albany County, NY (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $39,500, fair market rent of $1,340 for a two-bedroom, and a typical home value of $213,057, up 6.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 95.5%
- Black
- 0.0%
- Asian
- 1.4%
- Hispanic / Latino
- 3.2%
- Other / multi-racial
- 3.2%
Income & housing
- Median household income
- $39,500
- Median home value
- $120,800
Education
- Bachelor's degree or higher (age 25+)
- 25.5%
Employment
- Unemployment rate
- 19.5%
Housing
- Owner-occupied
- 71(91.0%)
- Renter-occupied
- 7(9.0%)
- Vacant units
- 126
- Built (median)
- 1938
Commute
- Public transit
- 0(0.0%)
- Work from home
- 3(4.8%)
- Avg commute
- 70.4 min
Economic wellbeing
- Below poverty line
- 32(14.5%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 45(57.7%)
- No broadband
- 33(42.3%)
Language & nativity
- Foreign-born
- 7(3.2%)
- Non-English at home
- 14(7.4%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$970
/month
1 Bed
$1,110
/month
2 Bed
$1,340
/month
3 Bed
$1,620
/month
4 Bed
$1,780
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$213,057
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+6.8%
vs. March 2025
5-year change
+51.6%
vs. March 2021
Metro area
Albany-Schenectady-Troy, NY
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
162
Across 162 permitted buildings. Total construction value: $41.6M.
Single-family
162
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$41.6M
construction value
Multifamily value
$0
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
5
Total employment
5
Annual payroll
$386K
Average annual pay
$77,200
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$54,611
Average weekly wage
$1,050
Total employment
8,062
Total establishments
710
That is roughly 17% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.1%
That tracks the US national unemployment rate of about 4.0%.
Labor force
13,991
Employed
13,413
Unemployed
578
Based on Schoharie County, NY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
35
Date Range
1987–2021
Most Recent Declaration
HURRICANE HENRI
Hurricane — declared August 22, 2021 (DR-3565)
Incident period: August 21, 2021 – August 24, 2021
Top Incident Types
- Severe Storm16 (46%)
- Hurricane6 (17%)
- Snowstorm4 (11%)
- Flood3 (9%)
- Biological2 (6%)
- Other4 (11%)
Individual Assistance
3
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
34
Repair of public facilities & roads
Hazard Mitigation
15
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
45.6°F
35.4° – 55.8°
Annual precipitation
40.7"
Annual snowfall
53.5"
Heating · cooling days
7,417.7 · 380.8
Annual base 65°F
Nearest station: COBLESKILL 2 ESE, NY US, 15.6 miles from the centroid of ZIP 12036 (ZIP 12036)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
7,415
That is roughly 785 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
17%
of adults self-report
Poor physical health days
4.0
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
5.0%
of residents under 65
Primary care MDs
30
per 100,000 residents
Preventable hospital stays
2,392
per 100K Medicare enrollees
Food environment (0-10)
8.7
10 = best access & security
Exercise access
35%
residents near a facility
Flu vaccinated
51%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 4.9% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Schoharie data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
6.9% of Schoharie County, NY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.13
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.03
accepting food benefits
Fast-food restaurants
0.35
per 1,000 residents
Among low-income residents, 1.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Schoharie County, NY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 3 reports
Property crime rate
—
per 100K residents · 31 reports
Homicide
0
Robbery
0
Burglary
1
Vehicle theft
3
County-level data for Schoharie (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−49 people
−69 households • +$1.2M net AGI flow
Moved in
836households
1,395 people • $50.9M AGI
Moved out
905households
1,444 people • $49.7M AGI
Where new residents came from
- Albany County, NY — 76 households
- Schenectady County, NY — 72 households
- Montgomery County, NY — 45 households
- Otsego County, NY — 41 households
- Delaware County, NY — 32 households
Where departing residents went
- Schenectady County, NY — 79 households
- Albany County, NY — 63 households
- Otsego County, NY — 53 households
- Montgomery County, NY — 38 households
- Delaware County, NY — 27 households
Incoming households reported an average AGI of $60,871 versus departing households' $54,912.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in New York
State-level rules that apply to every resident of ZIP 12036. Numbers reflect the most recent published year per source.
Tax rates
Income tax
10.90%
graduated · 8 brackets
Sales tax (combined)
8.54%
State 4.00% · avg local 4.54%
Property tax (effective)
1.92%
Median $3,417/year
Tax burden rank
50 of 50
14.20% of personal income
For ZIP 12036: Applied to this ZIP's typical home value of $213,057, that works out to roughly $4,090/year in property tax.
Paid family leave
Program
Paid Family Leave
Mandatory (private insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,229
Replacement: 67% AWW · job protection
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 12036
Nearby ZIPs by distance
12064 (East Worcester, 3.9 mi) · 12093 (Jefferson, 3.9 mi) · 12197 (Worcester, 5.6 mi) · 13786 (6.1 mi) · 12175 (6.8 mi) · 12155 (Schenevus, 8.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
33.3%
Tracks close to the 33.0% national rate.
High Blood Pressure
42.3%
10.3pp above the 32.0% national rate.
Depression
18.6%
3.4pp below the 22.0% national rate.
Annual Checkup
83.0%
7.0pp above the 76.0% national rate.
Health Insurance
6.1%
6.9pp below the 13.0% national rate.
Diabetes
13.6%
2.6pp above the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
4
Median in-state tuition
$8,768
Median earnings (10 yr)
$45,787
- 4-Year
SUNY College of Agriculture and Technology at Cobleskill
Cobleskill, NY · 12043
- In-state tuition
- $8,768
- Out-of-state tuition
- $18,678
- Acceptance rate
- 84.0%
- Graduation rate
- 41.6%
- Median earnings (10 yr)
- $45,030
- Median student debt
- $16,023
- 2-Year
Fulton-Montgomery Community College
Johnstown, NY · 12095
- In-state tuition
- $6,198
- Out-of-state tuition
- $6,798
- Acceptance rate
- —
- Graduation rate
- 36.5%
- Median earnings (10 yr)
- $39,535
- Median student debt
- $12,125
- 2-Year
Samaritan Hospital School of Nursing
Troy, NY · 12065
- In-state tuition
- $15,358
- Out-of-state tuition
- $15,358
- Acceptance rate
- 100.0%
- Graduation rate
- —
- Median earnings (10 yr)
- $64,383
- Median student debt
- $15,250
- Certificate
Bard College - Coxsackie Correctional Facility
Coxsackie, NY · 12051
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $46,543
- Median student debt
- $24,254
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
NY 12036 (ZIP 12036) sits in Schoharie County within the Albany-Schenectady-Troy metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 42.3%. No NCES schools are mapped to this ZIP in the current dataset. 4 colleges and universities serve the area, with median in-state tuition of $8,768. The CDC SVI flags housing & transportation (81th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 46th-percentile score. FEMA has issued 35 federal disaster declarations affecting this ZIP since 1987 — a high-frequency exposure profile. Only 5.0% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. New residents arriving here predominantly come from Albany County, NY (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $39,500, fair market rent of $1,340 for a two-bedroom, and a typical home value of $213,057, up 6.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 18.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 12036
What is the obesity rate in ZIP 12036?
33.3%, which is 0.3 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 12036?
18.6%, which is 3.4 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 12036?
42.3%, which is 10.3 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 12036?
220 people live in ZIP 12036, with a median age of 31.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 12036?
$39,500 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 12036 mostly renters or homeowners?
In ZIP 12036, 91.0% of occupied housing units are owner-occupied and 9.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 12036?
In ZIP 12036, 4.8% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 12036?
14.5% of the population in ZIP 12036 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 12036 have broadband internet?
57.7% of households in ZIP 12036 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 12036?
The typical home value in ZIP 12036 is $213,057, up 6.8% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 12036?
Home values are up 6.8% over the past year and up 51.6% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
How many businesses are in ZIP 12036?
As of 2022, 5 business establishments operated in ZIP 12036 employing 5 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 12036?
The average annual pay across all local establishments in ZIP 12036 is $77,200, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 12036 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 12036 ranks in the 46th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 12036?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 12036, ranking in the 81th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 12036 experienced?
FEMA has recorded 35 federal disaster declarations affecting ZIP 12036 between 1987–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 12036?
Severe Storm is the most common federally declared disaster type affecting ZIP 12036, accounting for 16 of 35 declarations (46%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 12036?
The most recent FEMA disaster declaration affecting ZIP 12036 was "HURRICANE HENRI" — a hurricane declared in 2021 (DR-3565) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 12036?
4 colleges and universities are listed near ZIP 12036 by the U.S. Department of Education College Scorecard, including Suny College Of Agriculture And Technology At Cobleskill, Fulton-Montgomery Community College, and Samaritan Hospital School Of Nursing (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 12036?
Median in-state tuition across 4 nearby institutions is $8,768 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 12036?
Graduates of nearby colleges earn a median of $45,787 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 12036?
ZIP 12036 has an average annual temperature of 45.6°F and 40.7" of annual precipitation based on the COBLESKILL 2 ESE, NY US weather station 15.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 12036?
New York has a graduated income tax with a top rate of 10.90%. Combined sales tax: 8.54% (Tax Foundation 2025).
Does New York have paid family leave?
New York runs an active paid family leave program (Paid Family Leave) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,229 (Bipartisan Policy Center 2026).
What data is available for ZIP 12036?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (4 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (35 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (35 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 12036
Nearby ZIPs by distance
12064 (East Worcester, 3.9 mi) · 12093 (Jefferson, 3.9 mi) · 12197 (Worcester, 5.6 mi) · 13786 (6.1 mi) · 12175 (6.8 mi) · 12155 (Schenevus, 8.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 12036?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
46th percentile
Moderate Vulnerability
Based on 2 census tracts, population 343
Vulnerability Themes
Households Without Vehicle
9
Persons with Disability
48
Without HS Diploma
17
Without Health Insurance
14
Adults Age 65+
81
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.