Population & age
- Total population
- 40
ZIP 21644, MD (21644)
Queen Anne's County · Baltimore-Columbia-Towson, MD · Population 40
Fresh.Data current as of Apr 24, 2026
MD 21644 (ZIP 21644) sits in Queen Anne's County within the Baltimore-Columbia-Towson metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Annual Checkup comes in above the national average at 72.4%. No NCES schools are mapped to this ZIP in the current dataset. 2 colleges and universities serve the area, with median in-state tuition of $29,800. Local establishments report average pay of $34,667 per worker (Census ZBP) — below the US average. BLS LAUS reports county unemployment of just 2.5% (2024), well below the ~4.0% US average and consistent with a tight local labor market. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). Only 6.0% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 7-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net gain of 491 residents (108 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,770 for a two-bedroom and a low 0.0% poverty rate. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 100.0%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 18(100.0%)
- Renter-occupied
- 0(0.0%)
- Vacant units
- 0
Commute
- Public transit
- 0(0.0%)
- Work from home
- 0(0.0%)
Economic wellbeing
- Below poverty line
- 0(0.0%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 18(100.0%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,270
/month
1 Bed
$1,450
/month
2 Bed
$1,770
/month
3 Bed
$2,280
/month
4 Bed
$2,550
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
356
Across 304 permitted buildings. Total construction value: $81.3M.
Single-family
300
84% of total units
Multifamily (2+ unit)
56
16% of total units
Single-family value
$68.5M
construction value
Multifamily value
$12.8M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
5
Total employment
39
Annual payroll
$1.4M
Average annual pay
$34,667
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$56,415
Average weekly wage
$1,085
Total employment
16,269
Total establishments
1,637
That is roughly 14% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
2.5%
That is 1.5 percentage points below the US national unemployment rate of about 4.0%.
Labor force
28,742
Employed
28,030
Unemployed
712
Based on Queen Anne's County, MD data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
18
Date Range
1977–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3634)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Hurricane7 (39%)
- Snowstorm6 (33%)
- Biological2 (11%)
- Severe Storm2 (11%)
- Winter Storm1 (6%)
Individual Assistance
3
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
17
Repair of public facilities & roads
Hazard Mitigation
9
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
56°F
47.3° – 64.6°
Annual precipitation
46"
Annual snowfall
16.7"
Heating · cooling days
4,546.3 · 1,284
Annual base 65°F
Nearest station: CHESTERTOWN, MD US, 11.7 miles from the centroid of ZIP 21644 (ZIP 21644)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
6,444
That is roughly 1,756 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
3.8
avg per adult per month
Poor mental health days
5.1
avg per adult per month
Uninsured
6.0%
of residents under 65
Primary care MDs
32
per 100,000 residents
Preventable hospital stays
1,954
per 100K Medicare enrollees
Food environment (0-10)
8.6
10 = best access & security
Exercise access
72%
residents near a facility
Flu vaccinated
54%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.1% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Queen Anne's data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
23.5% of Queen Anne's County, MD residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.10
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.66
accepting food benefits
Fast-food restaurants
0.72
per 1,000 residents
Among low-income residents, 3.6% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Queen Anne's County, MD for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 42 reports
Property crime rate
—
per 100K residents · 274 reports
Homicide
2
Robbery
2
Burglary
38
Vehicle theft
11
County-level data for Queen Anne's (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+491 people
+108 households • +$48.7M net AGI flow
Moved in
2,145households
3,727 people • $238.3M AGI
Moved out
2,037households
3,236 people • $189.6M AGI
Where new residents came from
- Anne Arundel County, MD — 463 households
- Caroline County, MD — 90 households
- Kent County, MD — 72 households
- Baltimore County, MD — 70 households
- Howard County, MD — 67 households
Where departing residents went
- Anne Arundel County, MD — 210 households
- Caroline County, MD — 121 households
- Kent County, MD — 104 households
- Talbot County, MD — 84 households
- Baltimore County, MD — 40 households
Incoming households reported an average AGI of $111,102 versus departing households' $93,095.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Maryland
State-level rules that apply to every resident of ZIP 21644. Numbers reflect the most recent published year per source.
Tax rates
Income tax
5.75%
graduated · 7 brackets
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
1.48%
Median $3,236/year
Tax burden rank
43 of 50
11.90% of personal income
Paid family leave
Program
Family and Medical Leave Insurance
Mandatory (state-run insurance) · benefits begin 2027/2028
Max weeks/year
24
Parental
12wk
Max weekly benefit
$1,000
Replacement: 90% AWW up to 0.65x SAWW + 50% above · job protection
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 21644
Nearby ZIPs by distance
21607 (Barclay, 1.5 mi) · 21640 (Henderson, 4.4 mi) · 21623 (Church Hill, 5 mi) · 21649 (Marydel, 5.2 mi) · 21668 (Sudlersville, 5.2 mi) · 19964 (8.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
31.8%
Tracks close to the 33.0% national rate.
High Blood Pressure
33.9%
Tracks close to the 32.0% national rate.
Depression
24.9%
2.9pp above the 22.0% national rate.
Annual Checkup
72.4%
3.6pp below the 76.0% national rate.
Health Insurance
10.5%
2.5pp below the 13.0% national rate.
Diabetes
9.8%
Tracks close to the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
2
Median in-state tuition
$29,800
Median earnings (10 yr)
$50,910
- 2-Year
Chesapeake College
Wye Mills, MD · 21679
- In-state tuition
- $4,274
- Out-of-state tuition
- $8,768
- Acceptance rate
- —
- Graduation rate
- 27.3%
- Median earnings (10 yr)
- $36,301
- Median student debt
- —
- 4-Year
Washington College
Chestertown, MD · 21620
- In-state tuition
- $55,326
- Out-of-state tuition
- $55,326
- Acceptance rate
- 56.9%
- Graduation rate
- 70.1%
- Median earnings (10 yr)
- $65,518
- Median student debt
- $26,956
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
MD 21644 (ZIP 21644) sits in Queen Anne's County within the Baltimore-Columbia-Towson metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Annual Checkup comes in above the national average at 72.4%. No NCES schools are mapped to this ZIP in the current dataset. 2 colleges and universities serve the area, with median in-state tuition of $29,800. Local establishments report average pay of $34,667 per worker (Census ZBP) — below the US average. BLS LAUS reports county unemployment of just 2.5% (2024), well below the ~4.0% US average and consistent with a tight local labor market. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). Only 6.0% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 7-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net gain of 491 residents (108 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,770 for a two-bedroom and a low 0.0% poverty rate. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.9%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 21644
What is the obesity rate in ZIP 21644?
31.8%, which is 1.2 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 21644?
24.9%, which is 2.9 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 21644?
33.9%, which is 1.9 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 21644?
40 people live in ZIP 21644 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 21644 mostly renters or homeowners?
In ZIP 21644, 100.0% of occupied housing units are owner-occupied and 0.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 21644?
In ZIP 21644, 0.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 21644?
0.0% of the population in ZIP 21644 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 21644 have broadband internet?
100.0% of households in ZIP 21644 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many businesses are in ZIP 21644?
As of 2022, 5 business establishments operated in ZIP 21644 employing 39 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 21644?
The average annual pay across all local establishments in ZIP 21644 is $34,667, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 21644 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 21644 ranks in the 57th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 21644?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 21644, ranking in the 73th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 21644 experienced?
FEMA has recorded 18 federal disaster declarations affecting ZIP 21644 between 1977–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 21644?
Hurricane is the most common federally declared disaster type affecting ZIP 21644, accounting for 7 of 18 declarations (39%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 21644?
The most recent FEMA disaster declaration affecting ZIP 21644 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3634) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 21644?
2 colleges and universities are listed near ZIP 21644 by the U.S. Department of Education College Scorecard, including Chesapeake College and Washington College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 21644?
Median in-state tuition across 2 nearby institutions is $29,800 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 21644?
Graduates of nearby colleges earn a median of $50,910 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 21644?
ZIP 21644 has an average annual temperature of 56.0°F and 46.0" of annual precipitation based on the CHESTERTOWN, MD US weather station 11.7 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 21644?
Maryland has a graduated income tax with a top rate of 5.75%. Combined sales tax: 6.00% (Tax Foundation 2025).
Does Maryland have paid family leave?
Maryland has enacted a paid family leave program with benefits beginning 2027/2028 but it is not yet active (Bipartisan Policy Center 2026).
What data is available for ZIP 21644?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (2 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (18 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (18 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 21644
Nearby ZIPs by distance
21607 (Barclay, 1.5 mi) · 21640 (Henderson, 4.4 mi) · 21623 (Church Hill, 5 mi) · 21649 (Marydel, 5.2 mi) · 21668 (Sudlersville, 5.2 mi) · 19964 (8.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 21644?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
57th percentile
High Vulnerability
Based on 1 census tract, population 136
Vulnerability Themes
Households Without Vehicle
1
Limited English Speakers
2
Persons with Disability
21
Without HS Diploma
9
Without Health Insurance
9
Adults Age 65+
29
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.