Ocean Pines, MD (21811)

Worcester County · Population 24,456

Fresh.Data current as of Apr 24, 2026

Ocean Pines, MD (ZIP 21811) sits in Worcester County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 41.3%. NCES lists 5 schools serving the area, 5 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $9,076. IRS data shows average household income (AGI) of $91,309, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $45,838 per worker, roughly 30% below the US average. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). 30.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Wicomico County, MD (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $87,611, fair market rent of $1,410 for a two-bedroom, and a typical home value of $433,196, down 1.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
24,456
Median age
54.9

Race & ethnicity

White
84.1%
Black
8.5%
Asian
2.3%
Hispanic / Latino
3.6%
Other / multi-racial
5.1%

Income & housing

Median household income
$87,611
Median home value
$332,000

Education

Bachelor's degree or higher (age 25+)
33.5%

Employment

Unemployment rate
5.2%

Housing

Owner-occupied
8,569(81.0%)
Renter-occupied
2,009(19.0%)
Vacant units
4,738
Built (median)
1993

Commute

Public transit
38(0.4%)
Work from home
1,001(9.6%)
Avg commute
21.3 min

Economic wellbeing

Below poverty line
1,828(7.5%)
Uninsured
286(1.2%)

Digital access

Broadband access
9,593(90.7%)
No broadband
985(9.3%)

Language & nativity

Foreign-born
1,075(4.4%)
Non-English at home
1,469(6.2%)

Studio

$1,210

/month

1 Bed

$1,220

/month

2 Bed

$1,410

/month

3 Bed

$1,960

/month

4 Bed

$2,270

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$433,196

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

-1.7%

vs. March 2025

5-year change

+30.5%

vs. March 2021

Metro area

Salisbury, MD-DE

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

354

Across 342 permitted buildings. Total construction value: $111.0M.

Single-family

338

95% of total units

Multifamily (2+ unit)

16

5% of total units

Single-family value

$108.3M

construction value

Multifamily value

$2.7M

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

13,180

Average AGI

$91,309

Avg property tax

$615

EITC participation

10.3%

Income distribution

  • $1 – $25,00027.1% · 3,570
  • $25,000 – $50,00020.3% · 2,670
  • $50,000 – $75,00014.2% · 1,870
  • $75,000 – $100,00010.2% · 1,350
  • $100,000 – $200,00019.7% · 2,600
  • $200,000 or more8.5% · 1,120

Avg mortgage interest

$1,294

Avg charitable contribution

$901

Avg capital gains

$5,423

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1203.5M across all reported brackets.

Business & employment

Business establishments

673

Total employment

6,599

Annual payroll

$294.8M

Average annual pay

$44,670

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$45,838

Average weekly wage

$882

Total employment

26,303

Total establishments

2,455

That is roughly 30% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

4.2%

That is 0.2 percentage points above the US national unemployment rate of about 4.0%.

Labor force

26,679

Employed

25,565

Unemployed

1,114

Based on Worcester County, MD data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

10

Strong banking access

Multiple institutions and offices within easy reach of residents.

Total deposits

$780.1M

across all branches in this ZIP

Distinct institutions

6

different banks operating here

Top banks by deposits in this ZIP

  • 1.Calvin B. Taylor Banking Company of Berlin, Maryland$263.9M · 3 branches
  • 2.Bank of Ocean City$132.4M · 2 branches
  • 3.PNC Bank, National Association$128.7M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Community health centers

Federally funded health-center sites

2

Multiple health-center sites

A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.

FQHC sites

2

federally qualified

Look-Alike sites

0

FQHC equivalents

Avg hours / week

45

across sites in this ZIP

Sites in this ZIP

  • 1.CHC - Berlin 9958
  • 2.Berlin BH &CC

Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.

Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.

Public libraries

Public-library outlets

3

Multiple library outlets

Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.

Buildings

2

2 branch

Avg hours / week

36.4

across outlets in this ZIP

Avg square feet

15,000

per outlet

Outlets in this ZIP

  • 1.Berlin Branch
  • 2.Ocean Pines Branch
  • 3.Pop-Up Library

Includes 1 bookmobile — service location varies; check the system's schedule.

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

37th percentile

Moderate Vulnerability

Based on 10 census tracts, population 26,290

Vulnerability Themes

  • Socioeconomic Status35th percentile
  • Household Characteristics48th percentile
  • Racial & Ethnic Minority Status28th percentile
  • Housing Type & Transportation43rd percentile

Households Without Vehicle

437

Limited English Speakers

140

Persons with Disability

3,840

Without HS Diploma

1,241

Without Health Insurance

1,173

Adults Age 65+

8,250

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

14

Date Range

1972–2026

Most Recent Declaration

SEVERE WINTER STORM

Winter Storm — declared January 24, 2026 (DR-3634)

Incident period: January 23, 2026 – January 27, 2026

Top Incident Types

  • Hurricane6 (43%)
  • Snowstorm4 (29%)
  • Biological2 (14%)
  • Winter Storm1 (7%)
  • Flood1 (7%)

Individual Assistance

3

Direct help to disaster survivors

Households Program

2

Housing & temporary lodging support

Public Assistance

13

Repair of public facilities & roads

Hazard Mitigation

5

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Community health profile

Years of potential life lost (per 100K)

7,635

That is roughly 565 years per 100,000 below the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

15%

of adults self-report

Poor physical health days

3.6

avg per adult per month

Poor mental health days

5.0

avg per adult per month

Uninsured

7.1%

of residents under 65

Primary care MDs

85

per 100,000 residents

Preventable hospital stays

2,810

per 100K Medicare enrollees

Food environment (0-10)

7.8

10 = best access & security

Exercise access

84%

residents near a facility

Flu vaccinated

55%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 6.9% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Worcester data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Significant food access concerns

30.7% of Worcester County, MD residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.27

per 1,000 residents

Supercenters & clubs

per 1,000 residents

SNAP-authorized stores

1.10

accepting food benefits

Fast-food restaurants

1.72

per 1,000 residents

Among low-income residents, 6.0% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Worcester County, MD for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

+52 people

−121 households+$19.8M net AGI flow

Moved in

2,731households

4,379 people • $245.1M AGI

Moved out

2,852households

4,327 people • $225.3M AGI

Where new residents came from

  1. Wicomico County, MD309 households
  2. Sussex County, DE137 households
  3. Baltimore County, MD125 households
  4. Anne Arundel County, MD99 households
  5. Montgomery County, MD64 households

Where departing residents went

  1. Wicomico County, MD379 households
  2. Sussex County, DE209 households
  3. Baltimore County, MD60 households
  4. Somerset County, MD53 households
  5. Anne Arundel County, MD49 households

Incoming households reported an average AGI of $89,761 versus departing households' $79,001.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

5 schools serve this ZIP, including 5 non-charter.

All 5 schools serving this ZIP
SchoolTypeGradesEnrollment
Stephen Decatur HighPublic9–121,369
Stephen Decatur MiddlePublic7–8691
Berlin IntermediatePublic5–6658
Showell ElementaryPublic-1–4649
Buckingham ElementaryPublic-1–4494

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

4

Median in-state tuition

$9,076

Median earnings (10 yr)

$42,223

  • Salisbury University

    Salisbury, MD · 21801

    4-Year
    In-state tuition
    $11,084
    Out-of-state tuition
    $22,174
    Acceptance rate
    87.5%
    Graduation rate
    67.8%
    Median earnings (10 yr)
    $61,515
    Median student debt
    $21,000
  • University of Maryland Eastern Shore

    Princess Anne, MD · 21853

    4-Year
    In-state tuition
    $9,076
    Out-of-state tuition
    $20,122
    Acceptance rate
    96.4%
    Graduation rate
    35.0%
    Median earnings (10 yr)
    $47,697
    Median student debt
    $27,000
  • Wor-Wic Community College

    Salisbury, MD · 21804

    2-Year
    In-state tuition
    $3,840
    Out-of-state tuition
    $8,400
    Acceptance rate
    Graduation rate
    27.1%
    Median earnings (10 yr)
    $36,748
    Median student debt
    $7,828
  • Del-Mar-Va Beauty Academy

    Salisbury, MD · 21804

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    53.1%
    Median earnings (10 yr)
    $25,426
    Median student debt
    $16,500

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Ocean Pines, MD (ZIP 21811) sits in Worcester County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 41.3%. NCES lists 5 schools serving the area, 5 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $9,076. IRS data shows average household income (AGI) of $91,309, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $45,838 per worker, roughly 30% below the US average. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). 30.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Wicomico County, MD (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $87,611, fair market rent of $1,410 for a two-bedroom, and a typical home value of $433,196, down 1.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits near the national rate at 20.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 21811

What is the obesity rate in ZIP 21811?

31.7%, which is 1.3 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 21811?

20.3%, which is 1.7 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 21811?

41.3%, which is 9.3 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 21811?

5 schools serve this ZIP, including 5 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 21811 have charter schools?

No charter schools are listed in ZIP 21811 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 21811?

Yes, 1 high school serves this ZIP: Stephen Decatur High. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 21811?

24,456 people live in ZIP 21811, with a median age of 54.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 21811?

$87,611 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 21811 mostly renters or homeowners?

In ZIP 21811, 81.0% of occupied housing units are owner-occupied and 19.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 21811?

In ZIP 21811, 9.6% of workers work from home. Public transit is used by 0.4% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 21811?

7.5% of the population in ZIP 21811 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 21811 have broadband internet?

90.7% of households in ZIP 21811 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 21811?

The typical home value in ZIP 21811 is $433,196, down 1.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 21811?

Home values are down 1.7% over the past year and up 30.5% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 21811?

The average Adjusted Gross Income reported on tax returns from ZIP 21811 (Ocean Pines, MD) is $91,309 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 21811?

Tax returns from ZIP 21811 report an average of $615 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 21811 earn over $200,000?

8.5% of tax returns from ZIP 21811 (Ocean Pines, MD) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 21811?

As of 2022, 673 business establishments operated in ZIP 21811 employing 6,599 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 21811?

The average annual pay across all local establishments in ZIP 21811 is $44,670, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 21811 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 21811 ranks in the 37th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 21811?

Household Characteristics is the highest-scoring CDC SVI theme for ZIP 21811, ranking in the 48th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 21811 experienced?

FEMA has recorded 14 federal disaster declarations affecting ZIP 21811 between 1972–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 21811?

Hurricane is the most common federally declared disaster type affecting ZIP 21811, accounting for 6 of 14 declarations (43%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 21811?

The most recent FEMA disaster declaration affecting ZIP 21811 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3634) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 21811?

4 colleges and universities are listed near ZIP 21811 by the U.S. Department of Education College Scorecard, including Salisbury University, University Of Maryland Eastern Shore, and Wor-Wic Community College (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 21811?

Median in-state tuition across 4 nearby institutions is $9,076 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 21811?

Graduates of nearby colleges earn a median of $42,223 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 21811?

This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (5 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (4 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (14 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (14 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 21811?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.