Population & age
- Total population
- 3,957
- Median age
- 50.2
Spindale, NC (28160)
Rutherford County · Population 3,957
Fresh.Data current as of Apr 24, 2026
Spindale, NC (ZIP 28160) sits in Rutherford County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 43.6%. NCES lists 2 schools serving the area, 2 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $10,449. 30% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $48,125 per worker, roughly 26% below the US average. CDC's Social Vulnerability Index places this ZIP in the 83th percentile nationally — a highly vulnerable community profile. FEMA has issued 22 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. Annual precipitation averages 59.3" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 13,778 years of potential life lost per 100,000 (2025) — well above the national county median. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $43,654 would pay roughly $1,113/year before deductions. IRS migration data (2022-2023) shows a net gain of 783 residents (381 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $38,170, fair market rent of $930 for a two-bedroom, and a typical home value of $152,872, up 2.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 75.5%
- Black
- 17.2%
- Asian
- 1.2%
- Hispanic / Latino
- 1.3%
- Other / multi-racial
- 6.1%
Income & housing
- Median household income
- $38,170
- Median home value
- $113,100
Education
- Bachelor's degree or higher (age 25+)
- 19.9%
Employment
- Unemployment rate
- 9.0%
Housing
- Owner-occupied
- 895(45.9%)
- Renter-occupied
- 1,054(54.1%)
- Vacant units
- 279
- Built (median)
- 1954
Commute
- Public transit
- 0(0.0%)
- Work from home
- 111(7.2%)
- Avg commute
- 22.6 min
Economic wellbeing
- Below poverty line
- 529(14.6%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 1,479(75.9%)
- No broadband
- 470(24.1%)
Language & nativity
- Foreign-born
- 30(0.8%)
- Non-English at home
- 103(2.6%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$800
/month
1 Bed
$810
/month
2 Bed
$930
/month
3 Bed
$1,270
/month
4 Bed
$1,330
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$152,872
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+2.6%
vs. March 2025
5-year change
+34.8%
vs. March 2021
Metro area
Forest City, NC
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
193
Across 192 permitted buildings. Total construction value: $61.7M.
Single-family
191
99% of total units
Multifamily (2+ unit)
2
1% of total units
Single-family value
$61.3M
construction value
Multifamily value
$360,000
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
1,550
Average AGI
$43,654
Avg property tax
$35
EITC participation
30.3%
Income distribution
- $1 – $25,00039.4% · 610
- $25,000 – $50,00032.9% · 510
- $50,000 – $75,00014.2% · 220
- $75,000 – $100,0006.5% · 100
- $100,000 – $200,0005.8% · 90
- $200,000 or more1.3% · 20
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
$990
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $67.7M across all reported brackets.
Business & employment
Business establishments
120
Total employment
1,715
Annual payroll
$64.0M
Average annual pay
$37,311
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$48,125
Average weekly wage
$925
Total employment
17,994
Total establishments
1,498
That is roughly 26% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.4%
That is 0.4 percentage points above the US national unemployment rate of about 4.0%.
Labor force
26,629
Employed
25,461
Unemployed
1,168
Based on Rutherford County, NC data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Community health centers
Federally funded health-center sites
1
Single health-center site
One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.
FQHC sites
1
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
48
across sites in this ZIP
Sites in this ZIP
- 1.Rutherford Health Center
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Alternative-fuel stations
Public EV charging stations
1
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
2
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- ChargePoint Network
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
46.5
across outlets in this ZIP
Avg square feet
7,281
per outlet
Outlets in this ZIP
- 1.Rutherford County Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
22
Date Range
1977–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3637)
Incident period: January 21, 2026 – January 27, 2026
Top Incident Types
- Hurricane8 (36%)
- Snowstorm3 (14%)
- Tropical Storm2 (9%)
- Biological2 (9%)
- Winter Storm1 (5%)
- Other6 (27%)
Individual Assistance
5
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
21
Repair of public facilities & roads
Hazard Mitigation
7
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
58.5°F
46.5° – 70.6°
Annual precipitation
59.3"
Annual snowfall
3.1"
Heating · cooling days
3,655.5 · 1,331.2
Annual base 65°F
Nearest station: LAKE LURE 2, NC US, 15.5 miles from the centroid of Spindale, NC (ZIP 28160)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
13,778
That is roughly 5,578 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
21%
of adults self-report
Poor physical health days
4.6
avg per adult per month
Poor mental health days
5.6
avg per adult per month
Uninsured
12.3%
of residents under 65
Primary care MDs
45
per 100,000 residents
Preventable hospital stays
2,434
per 100K Medicare enrollees
Food environment (0-10)
6.9
10 = best access & security
Exercise access
34%
residents near a facility
Flu vaccinated
47%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 10.5% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Rutherford data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
14.5% of Rutherford County, NC residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.16
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.10
accepting food benefits
Fast-food restaurants
0.51
per 1,000 residents
Among low-income residents, 5.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Rutherford County, NC for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 80 reports
Property crime rate
—
per 100K residents · 428 reports
Homicide
1
Robbery
1
Burglary
145
Vehicle theft
47
County-level data for Rutherford (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+783 people
+381 households • +$27.4M net AGI flow
Moved in
1,990households
3,602 people • $118.3M AGI
Moved out
1,609households
2,819 people • $90.8M AGI
Where new residents came from
- Cleveland County, NC — 171 households
- Buncombe County, NC — 111 households
- Spartanburg County, SC — 77 households
- Polk County, NC — 71 households
- Henderson County, NC — 58 households
Where departing residents went
- Cleveland County, NC — 166 households
- Spartanburg County, SC — 90 households
- Polk County, NC — 53 households
- Buncombe County, NC — 48 households
- Mecklenburg County, NC — 41 households
Incoming households reported an average AGI of $59,430 versus departing households' $56,451.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in North Carolina
State-level rules that apply to every resident of ZIP 28160. Numbers reflect the most recent published year per source.
Tax rates
Income tax
4.25%
flat · 1 brackets
Sales tax (combined)
7.00%
State 4.75% · avg local 2.25%
Property tax (effective)
0.48%
Median $1,058/year
Tax burden rank
21 of 50
9.60% of personal income
For ZIP 28160: At this ZIP's median AGI of $43,654, the estimated state income tax (before deductions) runs about $1,113 per year. Applied to this ZIP's typical home value of $152,872, that works out to roughly $728/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 28160
Nearby ZIPs by distance
28139 (Rutherfordton, 4.2 mi) · 28043 (Forest City, 4.4 mi) · 28074 (8.7 mi) · 28019 (Caroleen, 9 mi) · 28040 (Ellenboro, 9.8 mi) · 28167 (10.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
42.8%
9.8pp above the 33.0% national rate.
High Blood Pressure
43.6%
11.6pp above the 32.0% national rate.
Depression
27.1%
5.1pp above the 22.0% national rate.
Annual Checkup
78.8%
2.8pp above the 76.0% national rate.
Health Insurance
13.8%
Tracks close to the 13.0% national rate.
Diabetes
16.3%
5.3pp above the 11.0% national rate.
Schools in this ZIP
2 schools serve this ZIP, including 2 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Spindale Elementary School | Public | -1–5 | 378 |
| Rutherford Early College High School | Public | 9–13 | 208 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$10,449
Median earnings (10 yr)
$36,122
- 2-Year
Isothermal Community College
Spindale, NC · 28160
- In-state tuition
- $2,030
- Out-of-state tuition
- $6,638
- Acceptance rate
- —
- Graduation rate
- 51.8%
- Median earnings (10 yr)
- $33,325
- Median student debt
- —
- 2-Year
Rowan-Cabarrus Community College
Salisbury, NC · 28146
- In-state tuition
- $2,064
- Out-of-state tuition
- $6,672
- Acceptance rate
- —
- Graduation rate
- 32.6%
- Median earnings (10 yr)
- $34,936
- Median student debt
- $9,458
- 4-Year
Wingate University
Wingate, NC · 28174
- In-state tuition
- $41,636
- Out-of-state tuition
- $41,636
- Acceptance rate
- 91.1%
- Graduation rate
- 46.6%
- Median earnings (10 yr)
- $52,649
- Median student debt
- $25,000
- 2-Year
South Piedmont Community College
Polkton, NC · 28135
- In-state tuition
- $2,022
- Out-of-state tuition
- $6,630
- Acceptance rate
- —
- Graduation rate
- 36.8%
- Median earnings (10 yr)
- $37,308
- Median student debt
- —
- 2-Year
NASCAR Technical Institute
Mooresville, NC · 28117
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 61.0%
- Median earnings (10 yr)
- $52,873
- Median student debt
- $13,124
- 4-Year
Catawba College
Salisbury, NC · 28144
- In-state tuition
- $34,300
- Out-of-state tuition
- $34,300
- Acceptance rate
- 75.2%
- Graduation rate
- 49.7%
- Median earnings (10 yr)
- $48,793
- Median student debt
- $25,000
- 2-Year
Cleveland Community College
Shelby, NC · 28152
- In-state tuition
- $2,602
- Out-of-state tuition
- $8,746
- Acceptance rate
- —
- Graduation rate
- 20.4%
- Median earnings (10 yr)
- $33,755
- Median student debt
- —
- 4-Year
Livingstone College
Salisbury, NC · 28144
- In-state tuition
- $18,296
- Out-of-state tuition
- $18,296
- Acceptance rate
- 59.3%
- Graduation rate
- 26.1%
- Median earnings (10 yr)
- $32,600
- Median student debt
- $31,125
- 4-Year
Pfeiffer University
Misenheimer, NC · 28109
- In-state tuition
- $35,070
- Out-of-state tuition
- $35,070
- Acceptance rate
- 96.0%
- Graduation rate
- 38.6%
- Median earnings (10 yr)
- $51,562
- Median student debt
- $26,163
- Certificate
Pinnacle Institute of Cosmetology
Mooresville, NC · 28115
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 46.3%
- Median earnings (10 yr)
- $22,786
- Median student debt
- $9,833
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Spindale, NC (ZIP 28160) sits in Rutherford County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 43.6%. NCES lists 2 schools serving the area, 2 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $10,449. 30% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $48,125 per worker, roughly 26% below the US average. CDC's Social Vulnerability Index places this ZIP in the 83th percentile nationally — a highly vulnerable community profile. FEMA has issued 22 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. Annual precipitation averages 59.3" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 13,778 years of potential life lost per 100,000 (2025) — well above the national county median. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $43,654 would pay roughly $1,113/year before deductions. IRS migration data (2022-2023) shows a net gain of 783 residents (381 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $38,170, fair market rent of $930 for a two-bedroom, and a typical home value of $152,872, up 2.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
- With fair market rent at $930/month (HUD SAFMR) and median household income at $38,170 (Census ACS), housing costs represent approximately 29% of income.
- Lower median household income ($38,170, Census ACS) sits alongside an above-average 42.8% obesity rate (CDC PLACES) — a pattern that correlates with reduced healthcare access in lower-income areas.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 27.1%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 28160
What is the obesity rate in ZIP 28160?
42.8%, which is 9.8 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 28160?
27.1%, which is 5.1 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 28160?
43.6%, which is 11.6 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 28160?
2 schools serve this ZIP, including 2 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 28160 have charter schools?
No charter schools are listed in ZIP 28160 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 28160?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
What is the population of ZIP 28160?
3,957 people live in ZIP 28160, with a median age of 50.2 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 28160?
$38,170 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 28160 mostly renters or homeowners?
In ZIP 28160, 45.9% of occupied housing units are owner-occupied and 54.1% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 28160?
In ZIP 28160, 7.2% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 28160?
14.6% of the population in ZIP 28160 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 28160 have broadband internet?
75.9% of households in ZIP 28160 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 28160?
The typical home value in ZIP 28160 is $152,872, up 2.6% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 28160?
Home values are up 2.6% over the past year and up 34.8% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 28160?
The average Adjusted Gross Income reported on tax returns from ZIP 28160 (Spindale, NC) is $43,654 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 28160?
Tax returns from ZIP 28160 report an average of $35 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 28160 earn over $200,000?
1.3% of tax returns from ZIP 28160 (Spindale, NC) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 28160?
As of 2022, 120 business establishments operated in ZIP 28160 employing 1,715 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 28160?
The average annual pay across all local establishments in ZIP 28160 is $37,311, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 28160 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 28160 ranks in the 83th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 28160?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 28160, ranking in the 93th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 28160 experienced?
FEMA has recorded 22 federal disaster declarations affecting ZIP 28160 between 1977–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 28160?
Hurricane is the most common federally declared disaster type affecting ZIP 28160, accounting for 8 of 22 declarations (36%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 28160?
The most recent FEMA disaster declaration affecting ZIP 28160 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3637) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 28160?
10 colleges and universities are listed near ZIP 28160 by the U.S. Department of Education College Scorecard, including Isothermal Community College, Rowan-Cabarrus Community College, and Wingate University (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 28160?
Median in-state tuition across 10 nearby institutions is $10,449 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 28160?
Graduates of nearby colleges earn a median of $36,122 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 28160?
ZIP 28160 has an average annual temperature of 58.5°F and 59.3" of annual precipitation based on the LAKE LURE 2, NC US weather station 15.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 28160?
North Carolina has a flat income tax with a top rate of 4.25%. Households at the local median AGI of $43,654 would pay roughly $1,113 in state income tax annually (estimated, before deductions). Combined sales tax: 7.00% (Tax Foundation 2025).
Does North Carolina have paid family leave?
North Carolina has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 28160?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (2 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (22 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (22 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 28160
Nearby ZIPs by distance
28139 (Rutherfordton, 4.2 mi) · 28043 (Forest City, 4.4 mi) · 28074 (8.7 mi) · 28019 (Caroleen, 9 mi) · 28040 (Ellenboro, 9.8 mi) · 28167 (10.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
83rd percentile
Very High Vulnerability
Based on 4 census tracts, population 3,439
Vulnerability Themes
Households Without Vehicle
167
Limited English Speakers
4
Persons with Disability
975
Without HS Diploma
593
Without Health Insurance
477
Adults Age 65+
726
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.