Population & age
- Total population
- 1,447
- Median age
- 50.0
ZIP 28432, NC (28432)
Columbus County · Population 1,447
Fresh.Data current as of Apr 24, 2026
NC 28432 (ZIP 28432) sits in Columbus County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 39.2%. No NCES schools are mapped to this ZIP in the current dataset. 6 colleges and universities serve the area, with median in-state tuition of $2,674. 21% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $47,896 per worker, roughly 27% below the US average. CDC's Social Vulnerability Index places this ZIP in the 81th percentile nationally — a highly vulnerable community profile. FEMA has issued 29 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. Annual precipitation averages 57.0" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 16,521 years of potential life lost per 100,000 (2025) — well above the national county median. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $56,390 would pay roughly $1,438/year before deductions. IRS migration data (2022-2023) shows a net gain of 272 residents (66 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $51,917, fair market rent of $1,130 for a two-bedroom, and a typical home value of $198,531, up 3.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 84.5%
- Black
- 15.5%
- Asian
- 0.0%
- Hispanic / Latino
- 6.8%
Income & housing
- Median household income
- $51,917
- Median home value
- $108,000
Education
- Bachelor's degree or higher (age 25+)
- 5.4%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 495(84.6%)
- Renter-occupied
- 90(15.4%)
- Vacant units
- 112
- Built (median)
- 1977
Commute
- Public transit
- 0(0.0%)
- Work from home
- 12(1.9%)
- Avg commute
- 21.9 min
Economic wellbeing
- Below poverty line
- 139(9.6%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 368(62.9%)
- No broadband
- 217(37.1%)
Language & nativity
- Foreign-born
- 44(3.0%)
- Non-English at home
- 109(8.1%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$880
/month
1 Bed
$880
/month
2 Bed
$1,130
/month
3 Bed
$1,350
/month
4 Bed
$1,500
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$198,531
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+3.8%
vs. March 2025
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
55
Across 55 permitted buildings. Total construction value: $13.7M.
Single-family
55
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$13.7M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
820
Average AGI
$56,390
Avg property tax
—
EITC participation
20.7%
Income distribution
- $1 – $25,00030.5% · 250
- $25,000 – $50,00028.0% · 230
- $50,000 – $75,00015.9% · 130
- $75,000 – $100,0009.8% · 80
- $100,000 – $200,00015.9% · 130
- $200,000 or more0.0% · 0
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
$406
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $46.2M across all reported brackets.
Business & employment
Business establishments
12
Total employment
33
Annual payroll
$1.2M
Average annual pay
$37,152
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$47,896
Average weekly wage
$921
Total employment
14,466
Total establishments
1,217
That is roughly 27% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.4%
That is 0.4 percentage points above the US national unemployment rate of about 4.0%.
Labor force
20,186
Employed
19,304
Unemployed
882
Based on Columbus County, NC data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
29
Date Range
1977–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3637)
Incident period: January 21, 2026 – January 27, 2026
Top Incident Types
- Hurricane22 (76%)
- Tropical Storm2 (7%)
- Biological2 (7%)
- Winter Storm1 (3%)
- Snowstorm1 (3%)
- Other1 (3%)
Individual Assistance
6
Direct help to disaster survivors
Households Program
6
Housing & temporary lodging support
Public Assistance
26
Repair of public facilities & roads
Hazard Mitigation
8
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
62.6°F
52.5° – 72.8°
Annual precipitation
57"
Annual snowfall
0.5"
Heating · cooling days
2,666.7 · 1,828.7
Annual base 65°F
Nearest station: LONGWOOD, NC US, 16.3 miles from the centroid of ZIP 28432 (ZIP 28432)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
16,521
That is roughly 8,321 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
24%
of adults self-report
Poor physical health days
4.8
avg per adult per month
Poor mental health days
5.7
avg per adult per month
Uninsured
13.7%
of residents under 65
Primary care MDs
40
per 100,000 residents
Preventable hospital stays
4,056
per 100K Medicare enrollees
Food environment (0-10)
7.4
10 = best access & security
Exercise access
38%
residents near a facility
Flu vaccinated
43%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 11.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Columbus data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
8.2% of Columbus County, NC residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.24
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.55
accepting food benefits
Fast-food restaurants
0.79
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Columbus County, NC for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▲+272 people
+66 households • +$9.9M net AGI flow
Moved in
1,211households
2,327 people • $55.4M AGI
Moved out
1,145households
2,055 people • $45.5M AGI
Where new residents came from
- Brunswick County, NC — 148 households
- Horry County, SC — 109 households
- New Hanover County, NC — 71 households
- Bladen County, NC — 64 households
- Robeson County, NC — 42 households
Where departing residents went
- Horry County, SC — 133 households
- Brunswick County, NC — 115 households
- Bladen County, NC — 85 households
- Robeson County, NC — 64 households
- New Hanover County, NC — 60 households
Incoming households reported an average AGI of $45,733 versus departing households' $39,704.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in North Carolina
State-level rules that apply to every resident of ZIP 28432. Numbers reflect the most recent published year per source.
Tax rates
Income tax
4.25%
flat · 1 brackets
Sales tax (combined)
7.00%
State 4.75% · avg local 2.25%
Property tax (effective)
0.48%
Median $1,058/year
Tax burden rank
21 of 50
9.60% of personal income
For ZIP 28432: At this ZIP's median AGI of $56,390, the estimated state income tax (before deductions) runs about $1,438 per year. Applied to this ZIP's typical home value of $198,531, that works out to roughly $945/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 28432
Nearby ZIPs by distance
28463 (Tabor City, 4.2 mi) · 28455 (8.2 mi) · 28424 (Brunswick, 9.1 mi) · 28472 (Whiteville, 9.8 mi) · 28431 (Chadbourn, 11.4 mi) · 29545 (Green Sea, 11.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
38.5%
5.5pp above the 33.0% national rate.
High Blood Pressure
39.2%
7.2pp above the 32.0% national rate.
Depression
27.8%
5.8pp above the 22.0% national rate.
Annual Checkup
78.3%
2.3pp above the 76.0% national rate.
Health Insurance
11.4%
Tracks close to the 13.0% national rate.
Diabetes
12.6%
Tracks close to the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
6
Median in-state tuition
$2,674
Median earnings (10 yr)
$33,885
- 4-Year
University of North Carolina Wilmington
Wilmington, NC · 28403
- In-state tuition
- $7,277
- Out-of-state tuition
- $24,152
- Acceptance rate
- 64.2%
- Graduation rate
- 70.7%
- Median earnings (10 yr)
- $54,967
- Median student debt
- $19,500
- 2-Year
Cape Fear Community College
Wilmington, NC · 28401
- In-state tuition
- $2,748
- Out-of-state tuition
- $8,892
- Acceptance rate
- —
- Graduation rate
- 33.9%
- Median earnings (10 yr)
- $38,654
- Median student debt
- $9,500
- 2-Year
Brunswick Community College
Bolivia, NC · 28422
- In-state tuition
- $2,553
- Out-of-state tuition
- $8,697
- Acceptance rate
- —
- Graduation rate
- 43.5%
- Median earnings (10 yr)
- $36,668
- Median student debt
- —
- 2-Year
Southeastern Community College
Whiteville, NC · 28472
- In-state tuition
- $2,600
- Out-of-state tuition
- $8,744
- Acceptance rate
- —
- Graduation rate
- 46.6%
- Median earnings (10 yr)
- $30,284
- Median student debt
- —
- Certificate
College of Wilmington
Wilmington, NC · 28403
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 27.7%
- Median earnings (10 yr)
- $19,235
- Median student debt
- $9,423
- 4-Year
Miller-Motte College-Wilmington
Wilmington, NC · 28405
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 6.3%
- Median earnings (10 yr)
- $31,102
- Median student debt
- $15,917
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
NC 28432 (ZIP 28432) sits in Columbus County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 39.2%. No NCES schools are mapped to this ZIP in the current dataset. 6 colleges and universities serve the area, with median in-state tuition of $2,674. 21% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $47,896 per worker, roughly 27% below the US average. CDC's Social Vulnerability Index places this ZIP in the 81th percentile nationally — a highly vulnerable community profile. FEMA has issued 29 federal disaster declarations affecting this ZIP since 1977 — a high-frequency exposure profile. Annual precipitation averages 57.0" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 16,521 years of potential life lost per 100,000 (2025) — well above the national county median. North Carolina levies a flat state income tax (top rate 4.25%); a household at the local median AGI of $56,390 would pay roughly $1,438/year before deductions. IRS migration data (2022-2023) shows a net gain of 272 residents (66 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $51,917, fair market rent of $1,130 for a two-bedroom, and a typical home value of $198,531, up 3.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 27.8%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 28432
What is the obesity rate in ZIP 28432?
38.5%, which is 5.5 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 28432?
27.8%, which is 5.8 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 28432?
39.2%, which is 7.2 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 28432?
1,447 people live in ZIP 28432, with a median age of 50.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 28432?
$51,917 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 28432 mostly renters or homeowners?
In ZIP 28432, 84.6% of occupied housing units are owner-occupied and 15.4% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 28432?
In ZIP 28432, 1.9% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 28432?
9.6% of the population in ZIP 28432 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 28432 have broadband internet?
62.9% of households in ZIP 28432 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 28432?
The typical home value in ZIP 28432 is $198,531, up 3.8% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 28432?
Home values are up 3.8% over the past year (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 28432?
The average Adjusted Gross Income reported on tax returns from ZIP 28432 (NC 28432) is $56,390 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 28432?
Tax returns from ZIP 28432 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 28432 earn over $200,000?
0.0% of tax returns from ZIP 28432 (NC 28432) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 28432?
As of 2022, 12 business establishments operated in ZIP 28432 employing 33 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 28432?
The average annual pay across all local establishments in ZIP 28432 is $37,152, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 28432 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 28432 ranks in the 81th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 28432?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 28432, ranking in the 95th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 28432 experienced?
FEMA has recorded 29 federal disaster declarations affecting ZIP 28432 between 1977–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 28432?
Hurricane is the most common federally declared disaster type affecting ZIP 28432, accounting for 22 of 29 declarations (76%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 28432?
The most recent FEMA disaster declaration affecting ZIP 28432 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3637) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 28432?
6 colleges and universities are listed near ZIP 28432 by the U.S. Department of Education College Scorecard, including University Of North Carolina Wilmington, Cape Fear Community College, and Brunswick Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 28432?
Median in-state tuition across 6 nearby institutions is $2,674 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 28432?
Graduates of nearby colleges earn a median of $33,885 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 28432?
ZIP 28432 has an average annual temperature of 62.6°F and 57.0" of annual precipitation based on the LONGWOOD, NC US weather station 16.3 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 28432?
North Carolina has a flat income tax with a top rate of 4.25%. Households at the local median AGI of $56,390 would pay roughly $1,438 in state income tax annually (estimated, before deductions). Combined sales tax: 7.00% (Tax Foundation 2025).
Does North Carolina have paid family leave?
North Carolina has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 28432?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (6 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (29 on record), climate normals from NOAA NCEI (1991-2020), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (29 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 28432
Nearby ZIPs by distance
28463 (Tabor City, 4.2 mi) · 28455 (8.2 mi) · 28424 (Brunswick, 9.1 mi) · 28472 (Whiteville, 9.8 mi) · 28431 (Chadbourn, 11.4 mi) · 29545 (Green Sea, 11.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 28432?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
81st percentile
Very High Vulnerability
Based on 3 census tracts, population 2,272
Vulnerability Themes
Households Without Vehicle
68
Limited English Speakers
28
Persons with Disability
521
Without HS Diploma
324
Without Health Insurance
266
Adults Age 65+
415
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.