New Bern, NC (28562)

Craven County · Population 38,048

Fresh.Data current as of Apr 24, 2026

New Bern, NC (ZIP 28562) sits in Craven County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 40.5%. NCES lists 9 schools serving the area, 9 non-charter. 7 colleges and universities serve the area, with median in-state tuition of $2,411. IRS data shows average household income (AGI) of $82,135, well above the ~$45K national average per return. FEMA has issued 32 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. County Health Rankings reports 12,560 years of potential life lost per 100,000 (2025) — well above the national county median. 34.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Carteret County, NC (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $73,010, fair market rent of $1,190 for a two-bedroom, and a typical home value of $313,717, up 2.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
38,048
Median age
47.3

Race & ethnicity

White
72.0%
Black
20.0%
Asian
1.9%
Hispanic / Latino
6.3%
Other / multi-racial
5.2%

Income & housing

Median household income
$73,010
Median home value
$237,600

Education

Bachelor's degree or higher (age 25+)
31.2%

Employment

Unemployment rate
3.0%

Housing

Owner-occupied
12,642(74.7%)
Renter-occupied
4,287(25.3%)
Vacant units
1,674
Built (median)
1994

Commute

Public transit
31(0.2%)
Work from home
1,134(6.5%)
Avg commute
18.0 min

Economic wellbeing

Below poverty line
3,494(9.3%)
Uninsured
273(0.7%)

Digital access

Broadband access
14,511(85.7%)
No broadband
2,418(14.3%)

Language & nativity

Foreign-born
1,382(3.6%)
Non-English at home
2,457(6.8%)

Studio

$900

/month

1 Bed

$910

/month

2 Bed

$1,190

/month

3 Bed

$1,600

/month

4 Bed

$1,990

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$313,717

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

+2.1%

vs. March 2025

5-year change

+45.5%

vs. March 2021

Metro area

New Bern, NC

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

524

Across 510 permitted buildings. Total construction value: $117.4M.

Single-family

505

96% of total units

Multifamily (2+ unit)

19

4% of total units

Single-family value

$113.5M

construction value

Multifamily value

$3.9M

construction value

Aggregated from 2 counties touching this ZIP (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

19,650

Average AGI

$82,135

Avg property tax

$250

EITC participation

13.5%

Income distribution

  • $1 – $25,00026.0% · 5,110
  • $25,000 – $50,00023.0% · 4,520
  • $50,000 – $75,00015.2% · 2,990
  • $75,000 – $100,00011.0% · 2,160
  • $100,000 – $200,00018.4% · 3,620
  • $200,000 or more6.4% · 1,250

Avg mortgage interest

$538

Avg charitable contribution

$903

Avg capital gains

$3,736

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1614.0M across all reported brackets.

Business & employment

Business establishments

926

Total employment

11,917

Annual payroll

$546.6M

Average annual pay

$45,866

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$55,634

Average weekly wage

$1,070

Total employment

40,890

Total establishments

2,740

That is roughly 15% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.6%

That is 0.4 percentage points below the US national unemployment rate of about 4.0%.

Labor force

41,946

Employed

40,416

Unemployed

1,530

Based on Craven County, NC data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

10

Strong banking access

Multiple institutions and offices within easy reach of residents.

Total deposits

$888.4M

across all branches in this ZIP

Distinct institutions

8

different banks operating here

Top banks by deposits in this ZIP

  • 1.Wells Fargo Bank, National Association$224.4M · 1 branch
  • 2.First-Citizens Bank & Trust Company$206.3M · 2 branches
  • 3.Truist Bank$190.0M · 2 branches

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Community health centers

Federally funded health-center sites

4

Multiple health-center sites

A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.

FQHC sites

4

federally qualified

Look-Alike sites

0

FQHC equivalents

Avg hours / week

36.3

across sites in this ZIP

Sites in this ZIP

  • 1.GOSHEN MEDICAL CENTER - NEW BERN MOBILE UNIT
  • 2.CCHD - Craven County Community Health Center
  • 3.GOSHEN MEDICAL CENTER - NEW BERN

+ 1 more site in this ZIP

Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.

Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.

Alternative-fuel stations

Public EV charging stations

9

Established EV charging

Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.

Level 2 ports

11

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • Blink Network
  • ChargePoint Network
  • CIRCLE_K
  • + 4 more networks

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Social Vulnerability Index

Overall SVI

47th percentile

Moderate Vulnerability

Based on 16 census tracts, population 38,364

Vulnerability Themes

  • Socioeconomic Status38th percentile
  • Household Characteristics51st percentile
  • Racial & Ethnic Minority Status44th percentile
  • Housing Type & Transportation56th percentile

Households Without Vehicle

952

Limited English Speakers

603

Persons with Disability

5,599

Without HS Diploma

2,016

Without Health Insurance

2,493

Adults Age 65+

9,972

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

32

Date Range

1968–2026

Most Recent Declaration

SEVERE WINTER STORM

Winter Storm — declared January 24, 2026 (DR-3637)

Incident period: January 21, 2026 – January 27, 2026

Top Incident Types

  • Hurricane23 (72%)
  • Tropical Storm2 (6%)
  • Biological2 (6%)
  • Severe Storm2 (6%)
  • Winter Storm1 (3%)
  • Other2 (6%)

Individual Assistance

7

Direct help to disaster survivors

Households Program

7

Housing & temporary lodging support

Public Assistance

30

Repair of public facilities & roads

Hazard Mitigation

11

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Community health profile

Years of potential life lost (per 100K)

12,560

That is roughly 4,360 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

19%

of adults self-report

Poor physical health days

4.0

avg per adult per month

Poor mental health days

5.0

avg per adult per month

Uninsured

11.0%

of residents under 65

Primary care MDs

75

per 100,000 residents

Preventable hospital stays

2,499

per 100K Medicare enrollees

Food environment (0-10)

7.4

10 = best access & security

Exercise access

88%

residents near a facility

Flu vaccinated

53%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 9.1% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Craven data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Significant food access concerns

34.4% of Craven County, NC residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.21

per 1,000 residents

Supercenters & clubs

0.03

per 1,000 residents

SNAP-authorized stores

0.98

accepting food benefits

Fast-food restaurants

0.90

per 1,000 residents

Among low-income residents, 8.7% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Craven County, NC for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

+987 people

+780 households+$71.1M net AGI flow

Moved in

6,084households

10,962 people • $373.3M AGI

Moved out

5,304households

9,975 people • $302.1M AGI

Where new residents came from

  1. Carteret County, NC318 households
  2. Onslow County, NC222 households
  3. Pitt County, NC155 households
  4. Wake County, NC128 households
  5. Pamlico County, NC110 households

Where departing residents went

  1. Carteret County, NC288 households
  2. Onslow County, NC236 households
  3. Wake County, NC162 households
  4. Pitt County, NC159 households
  5. Pamlico County, NC108 households

Incoming households reported an average AGI of $61,354 versus departing households' $56,965.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

9 schools serve this ZIP, including 9 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
New Bern HighPublic9–121,616
H J MacDonald MiddlePublic6–8768
West Craven MiddlePublic6–8762
Creekside ElementaryPublic0–5437
Ben D Quinn ElementaryPublic-1–5433

Showing top 5 by enrollment. 4 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

7

Median in-state tuition

$2,411

Median earnings (10 yr)

$33,866

  • Craven Community College

    New Bern, NC · 28562

    2-Year
    In-state tuition
    $2,022
    Out-of-state tuition
    $6,630
    Acceptance rate
    Graduation rate
    47.1%
    Median earnings (10 yr)
    $34,231
    Median student debt
  • Pitt Community College

    Winterville, NC · 28590

    2-Year
    In-state tuition
    $2,580
    Out-of-state tuition
    $8,724
    Acceptance rate
    Graduation rate
    31.4%
    Median earnings (10 yr)
    $37,259
    Median student debt
    $11,977
  • Coastal Carolina Community College

    Jacksonville, NC · 28546

    2-Year
    In-state tuition
    $2,512
    Out-of-state tuition
    $8,656
    Acceptance rate
    Graduation rate
    45.7%
    Median earnings (10 yr)
    $36,444
    Median student debt
  • Lenoir Community College

    Kinston, NC · 28502

    2-Year
    In-state tuition
    $2,578
    Out-of-state tuition
    $8,722
    Acceptance rate
    Graduation rate
    32.9%
    Median earnings (10 yr)
    $33,866
    Median student debt
  • Carteret Community College

    Morehead City, NC · 28557

    2-Year
    In-state tuition
    $2,310
    Out-of-state tuition
    $8,222
    Acceptance rate
    Graduation rate
    44.9%
    Median earnings (10 yr)
    $33,357
    Median student debt
  • Miller-Motte College-Jacksonville

    Jacksonville, NC · 28546

    2-Year
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    65.5%
    Median earnings (10 yr)
    $31,102
    Median student debt
    $15,917
  • Pamlico Community College

    Grantsboro, NC · 28529

    2-Year
    In-state tuition
    $1,867
    Out-of-state tuition
    $6,475
    Acceptance rate
    Graduation rate
    50.0%
    Median earnings (10 yr)
    $30,005
    Median student debt

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

New Bern, NC (ZIP 28562) sits in Craven County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 40.5%. NCES lists 9 schools serving the area, 9 non-charter. 7 colleges and universities serve the area, with median in-state tuition of $2,411. IRS data shows average household income (AGI) of $82,135, well above the ~$45K national average per return. FEMA has issued 32 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. County Health Rankings reports 12,560 years of potential life lost per 100,000 (2025) — well above the national county median. 34.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Carteret County, NC (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $73,010, fair market rent of $1,190 for a two-bedroom, and a typical home value of $313,717, up 2.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.

One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.4%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 28562

What is the obesity rate in ZIP 28562?

35.0%, which is 2.0 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 28562?

23.4%, which is 1.4 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 28562?

40.5%, which is 8.5 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 28562?

9 schools serve this ZIP, including 9 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 28562 have charter schools?

No charter schools are listed in ZIP 28562 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 28562?

Yes, 1 high school serves this ZIP: New Bern High. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 28562?

38,048 people live in ZIP 28562, with a median age of 47.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 28562?

$73,010 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 28562 mostly renters or homeowners?

In ZIP 28562, 74.7% of occupied housing units are owner-occupied and 25.3% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 28562?

In ZIP 28562, 6.5% of workers work from home. Public transit is used by 0.2% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 28562?

9.3% of the population in ZIP 28562 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 28562 have broadband internet?

85.7% of households in ZIP 28562 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 28562?

The typical home value in ZIP 28562 is $313,717, up 2.1% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 28562?

Home values are up 2.1% over the past year and up 45.5% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 28562?

The average Adjusted Gross Income reported on tax returns from ZIP 28562 (New Bern, NC) is $82,135 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 28562?

Tax returns from ZIP 28562 report an average of $250 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 28562 earn over $200,000?

6.4% of tax returns from ZIP 28562 (New Bern, NC) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 28562?

As of 2022, 926 business establishments operated in ZIP 28562 employing 11,917 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 28562?

The average annual pay across all local establishments in ZIP 28562 is $45,866, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 28562 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 28562 ranks in the 47th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 28562?

Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 28562, ranking in the 56th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 28562 experienced?

FEMA has recorded 32 federal disaster declarations affecting ZIP 28562 between 1968–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 28562?

Hurricane is the most common federally declared disaster type affecting ZIP 28562, accounting for 23 of 32 declarations (72%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 28562?

The most recent FEMA disaster declaration affecting ZIP 28562 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3637) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 28562?

7 colleges and universities are listed near ZIP 28562 by the U.S. Department of Education College Scorecard, including Craven Community College, Pitt Community College, and Coastal Carolina Community College (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 28562?

Median in-state tuition across 7 nearby institutions is $2,411 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 28562?

Graduates of nearby colleges earn a median of $33,866 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 28562?

This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (9 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (7 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (32 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (32 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 28562?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.