Population & age
- Total population
- 2,875
- Median age
- 40.3
Columbia County · Population 2,875
White Springs, FL (ZIP 32096) sits in Columbia County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 44.3%. No NCES schools are mapped to this ZIP in the current dataset. 7 colleges and universities serve the area, with median in-state tuition of $14,946. 24% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Average annual pay across local establishments runs $114,967 per worker (Census ZBP) — a high-wage local economy. BLS QCEW reports average annual pay of $51,261 per worker, roughly 22% below the US average. CDC's Social Vulnerability Index places this ZIP in the 86th percentile nationally — a highly vulnerable community profile. FEMA has issued 40 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 52.6" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 12,795 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 6-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Florida has no state income tax, saving the local median household (AGI $55,331) approximately $2,545/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 841 residents (381 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $46,875, fair market rent of $970 for a two-bedroom, and a typical home value of $219,195, down 2.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$790
/month
1 Bed
$820
/month
2 Bed
$970
/month
3 Bed
$1,230
/month
4 Bed
$1,290
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$219,195
Zillow Home Value Index (ZHVI) · as of March 2026
-2.2%
vs. March 2025
+46.3%
vs. March 2021
Lake City, FL
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
340
Across 335 permitted buildings. Total construction value: $78.1M.
Single-family
330
97% of total units
Multifamily (2+ unit)
10
3% of total units
Single-family value
$77.4M
construction value
Multifamily value
$640,000
construction value
Aggregated from 3 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
1,210
Average AGI
$55,331
Avg property tax
—
EITC participation
24.0%
Income distribution
Avg mortgage interest
—
Avg charitable contribution
$260
Avg capital gains
$1,223
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $67.0M across all reported brackets.
Business establishments
38
Total employment
790
Annual payroll
$90.8M
Average annual pay
$114,967
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$51,261
Average weekly wage
$986
Total employment
24,644
Total establishments
1,818
That is roughly 22% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.0%
That tracks the US national unemployment rate of about 4.0%.
Labor force
27,927
Employed
26,798
Unemployed
1,129
Based on Columbia County, FL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
25.3
across outlets in this ZIP
Avg square feet
3,854
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
40
Date Range
1973–2024
Most Recent Declaration
HURRICANE MILTON
Hurricane — declared October 11, 2024 (DR-4834)
Incident period: October 5, 2024 – November 2, 2024
Top Incident Types
Individual Assistance
7
Direct help to disaster survivors
Households Program
9
Housing & temporary lodging support
Public Assistance
39
Repair of public facilities & roads
Hazard Mitigation
17
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
66.3°F
54.6° – 77.9°
Annual precipitation
52.6"
Diurnal range
23.3°F
Day-night swing
Heating · cooling days
1,721.9 · 2,216
Annual base 65°F
Nearest station: JASPER, FL US, 18.9 miles from the centroid of White Springs, FL (ZIP 32096)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
44
GoodPeak AQI (2024)
93
Moderate
Primary pollutant
PM2.5
249 days as main pollutant
Days measured
349
Based on Columbia County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
12,795
That is roughly 4,595 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
22%
of adults self-report
Poor physical health days
4.9
avg per adult per month
Poor mental health days
6.1
avg per adult per month
Uninsured
13.6%
of residents under 65
Primary care MDs
51
per 100,000 residents
Preventable hospital stays
3,872
per 100K Medicare enrollees
Food environment (0-10)
7.8
10 = best access & security
Exercise access
65%
residents near a facility
Flu vaccinated
37%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 10.4% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Columbia data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
13.1% of Columbia County, FL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.12
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.36
accepting food benefits
Fast-food restaurants
0.72
per 1,000 residents
Among low-income residents, 4.5% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Columbia County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 186 reports
Property crime rate
—
per 100K residents · 424 reports
Homicide
0
Robbery
10
Burglary
70
Vehicle theft
38
County-level data for Columbia (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+841 people
+381 households • +$37.0M net AGI flow
Moved in
2,630households
4,888 people • $142.3M AGI
Moved out
2,249households
4,047 people • $105.3M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $54,105 versus departing households' $46,807.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 32096. Numbers reflect the most recent published year per source.
Income tax
None
No state income tax
Sales tax (combined)
6.98%
State 6.00% · avg local 0.98%
Property tax (effective)
0.50%
Median $787/year
Tax burden rank
8 of 50
8.90% of personal income
For ZIP 32096: A household at this ZIP's median AGI of $55,331 keeps approximately $2,545 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $219,195, that works out to roughly $1,106/year in property tax.
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
31631 (Echols County, 12.1 mi) · 32055 (Lake City, 18.3 mi) · 32052 (Jasper, 19.2 mi) · 32087 (22.8 mi) · 31648 (Echols County, 25.7 mi) · 32094 (26.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
39.9%
6.9pp above the 33.0% national rate.
44.3%
12.3pp above the 32.0% national rate.
19.8%
2.2pp below the 22.0% national rate.
79.6%
3.6pp above the 76.0% national rate.
14.1%
Tracks close to the 13.0% national rate.
16.6%
5.6pp above the 11.0% national rate.
Colleges in this area
7
Median in-state tuition
$14,946
Median earnings (10 yr)
$31,778
Saint Augustine, FL · 32084
Lake City, FL · 32025
Saint Augustine, FL · 32084
Orange Park, FL · 32065
Live Oak, FL · 32064
Orange Park, FL · 32065
Starke, FL · 32091
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
White Springs, FL (ZIP 32096) sits in Columbia County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 44.3%. No NCES schools are mapped to this ZIP in the current dataset. 7 colleges and universities serve the area, with median in-state tuition of $14,946. 24% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Average annual pay across local establishments runs $114,967 per worker (Census ZBP) — a high-wage local economy. BLS QCEW reports average annual pay of $51,261 per worker, roughly 22% below the US average. CDC's Social Vulnerability Index places this ZIP in the 86th percentile nationally — a highly vulnerable community profile. FEMA has issued 40 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 52.6" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 12,795 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 6-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Florida has no state income tax, saving the local median household (AGI $55,331) approximately $2,545/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 841 residents (381 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $46,875, fair market rent of $970 for a two-bedroom, and a typical home value of $219,195, down 2.2% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 19.8%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
39.9%, which is 6.9 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
19.8%, which is 2.2 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
44.3%, which is 12.3 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
2,875 people live in ZIP 32096, with a median age of 40.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$46,875 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 32096, 83.1% of occupied housing units are owner-occupied and 16.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 32096, 4.4% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
9.9% of the population in ZIP 32096 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
79.0% of households in ZIP 32096 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 32096 is $219,195, down 2.2% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 2.2% over the past year and up 46.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 32096 (White Springs, FL) is $55,331 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 32096 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
1.7% of tax returns from ZIP 32096 (White Springs, FL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 38 business establishments operated in ZIP 32096 employing 790 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 32096 is $114,967, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 32096 ranks in the 86th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 32096, ranking in the 84th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 40 federal disaster declarations affecting ZIP 32096 between 1973–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 32096, accounting for 19 of 40 declarations (48%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 32096 was "HURRICANE MILTON" — a hurricane declared in 2024 (DR-4834) (FEMA OpenFEMA, retrieved May 3, 2026).
7 colleges and universities are listed near ZIP 32096 by the U.S. Department of Education College Scorecard, including Flagler College, Florida Gateway College, and First Coast Technical College (retrieved May 2, 2026).
Median in-state tuition across 7 nearby institutions is $14,946 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $31,778 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 32096 has an average annual temperature of 66.3°F and 52.6" of annual precipitation based on the JASPER, FL US weather station 18.9 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Florida has no state income tax. For a household earning the local median AGI of $55,331, this saves approximately $2,545 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 6.98% (Tax Foundation 2025).
Florida runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (33 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (7 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (40 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (40 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
31631 (Echols County, 12.1 mi) · 32055 (Lake City, 18.3 mi) · 32052 (Jasper, 19.2 mi) · 32087 (22.8 mi) · 31648 (Echols County, 25.7 mi) · 32094 (26.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 32096?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
86th percentile
Very High Vulnerability
Based on 6 census tracts, population 5,435
Vulnerability Themes
Households Without Vehicle
144
Limited English Speakers
30
Persons with Disability
1,032
Without HS Diploma
833
Without Health Insurance
621
Adults Age 65+
967
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.