Palatka, FL (32177)

Palatka, FL (ZIP 32177) sits in Putnam County. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 43.9%. NCES lists 15 schools serving the area, 15 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $13,446. 30% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $51,592 per worker, roughly 21% below the US average. CDC's Social Vulnerability Index places this ZIP in the 81th percentile nationally — a highly vulnerable community profile. FEMA has issued 41 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. Median daily AQI is just 25 per EPA AQS (2024), comfortably inside the Good range, with PM10 as the primary pollutant on most measured days. County Health Rankings reports 15,843 years of potential life lost per 100,000 (2025) — well above the national county median. IRS migration data (2022-2023) shows a net gain of 1,393 residents (718 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $45,455, fair market rent of $1,200 for a two-bedroom, and a typical home value of $206,013, up 1.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $536.5M across all reported brackets.

Business & employment

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

That is roughly 21% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Based on Putnam County, FL data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Community health centers

Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.

Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.

Alternative-fuel stations

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Based on Putnam County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Low birth weight (under 2,500 g) accounts for 10.9% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Putnam data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Among low-income residents, 6.7% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Putnam County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Incoming households reported an average AGI of $55,999 versus departing households' $46,967.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

15 schools serve this ZIP, including 15 non-charter.

Showing top 5 by enrollment. 10 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Colleges & universities nearby

• Saint Johns River State College

  Palatka, FL · 32177

  4-Year

  In-state tuition

  $2,591

  Out-of-state tuition

  $9,335

  Acceptance rate

  —

  Graduation rate

  47.2%

  Median earnings (10 yr)

  $41,728

  Median student debt

  $12,000

• Daytona State College

  Daytona Beach, FL · 32114

  4-Year

  In-state tuition

  $3,106

  Out-of-state tuition

  $11,994

  Acceptance rate

  —

  Graduation rate

  42.2%

  Median earnings (10 yr)

  $37,096

  Median student debt

  $8,250

• Embry-Riddle Aeronautical University-Worldwide

  Daytona Beach, FL · 32114

  4-Year

  In-state tuition

  $12,097

  Out-of-state tuition

  $12,097

  Acceptance rate

  57.9%

  Graduation rate

  21.1%

  Median earnings (10 yr)

  $84,131

  Median student debt

  $23,666

• Embry-Riddle Aeronautical University-Daytona Beach

  Daytona Beach, FL · 32114

  4-Year

  In-state tuition

  $44,249

  Out-of-state tuition

  $44,249

  Acceptance rate

  64.8%

  Graduation rate

  67.0%

  Median earnings (10 yr)

  $84,131

  Median student debt

  $23,666

• Bethune-Cookman University

  Daytona Beach, FL · 32114

  4-Year

  In-state tuition

  $14,794

  Out-of-state tuition

  $14,794

  Acceptance rate

  88.2%

  Graduation rate

  29.0%

  Median earnings (10 yr)

  $38,518

  Median student debt

  $31,000

• Daytona College

  Ormond Beach, FL · 32174

  4-Year

  In-state tuition

  —

  Out-of-state tuition

  —

  Acceptance rate

  —

  Graduation rate

  78.9%

  Median earnings (10 yr)

  $26,422

  Median student debt

  $7,403

• International Academy

  South Daytona, FL · 32119

  Certificate

  In-state tuition

  —

  Out-of-state tuition

  —

  Acceptance rate

  —

  Graduation rate

  53.7%

  Median earnings (10 yr)

  $19,824

  Median student debt

  $7,917

• Flagler Technical College

  Palm Coast, FL · 32164

  2-Year

  In-state tuition

  —

  Out-of-state tuition

  —

  Acceptance rate

  —

  Graduation rate

  85.4%

  Median earnings (10 yr)

  —

  Median student debt

  —

• Tenaj Salon Institute

  The Villages, FL · 32162

  Certificate

  In-state tuition

  —

  Out-of-state tuition

  —

  Acceptance rate

  —

  Graduation rate

  62.7%

  Median earnings (10 yr)

  $25,196

  Median student debt

  $13,000

• Keiser University-Daytona

  Daytona Beach, FL · 32114

  4-Year

  In-state tuition

  $25,056

  Out-of-state tuition

  $25,056

  Acceptance rate

  —

  Graduation rate

  —

  Median earnings (10 yr)

  $39,696

  Median student debt

  $26,125

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Frequently Asked Questions — ZIP 32177

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