Population & age
- Total population
- 16,769
- Median age
- 45.3
Marshall County · Population 16,769
Guntersville, AL (ZIP 35976) sits in Marshall County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 44.6%. NCES lists 9 schools serving the area, 9 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $5,040. IRS data shows average household income (AGI) of $89,549, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $48,206 per worker, roughly 26% below the US average. FEMA has issued 40 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 56.8" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 12,809 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Alabama levies a graduated state income tax (top rate 5.00%); a household at the local median AGI of $89,549 would pay roughly $2,686/year before deductions. IRS migration data (2022-2023) shows a net gain of 971 residents (359 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $63,551, fair market rent of $1,020 for a two-bedroom, and a typical home value of $304,378, up 0.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$810
/month
1 Bed
$900
/month
2 Bed
$1,020
/month
3 Bed
$1,280
/month
4 Bed
$1,430
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$304,378
Zillow Home Value Index (ZHVI) · as of March 2026
+0.6%
vs. March 2025
+34.7%
vs. March 2021
Albertville, AL
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
357
Across 350 permitted buildings. Total construction value: $79.6M.
Single-family
343
96% of total units
Multifamily (2+ unit)
14
4% of total units
Single-family value
$78.2M
construction value
Multifamily value
$1.4M
construction value
Aggregated from 3 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
7,560
Average AGI
$89,549
Avg property tax
$224
EITC participation
17.1%
Income distribution
Avg mortgage interest
$697
Avg charitable contribution
$2,112
Avg capital gains
$6,344
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $677.0M across all reported brackets.
Business establishments
544
Total employment
10,642
Annual payroll
$440.0M
Average annual pay
$41,346
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$48,206
Average weekly wage
$927
Total employment
40,812
Total establishments
2,582
That is roughly 26% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
2.7%
That is 1.3 percentage points below the US national unemployment rate of about 4.0%.
Labor force
44,760
Employed
43,567
Unemployed
1,193
Based on Marshall County, AL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
6
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$706.4M
across all branches in this ZIP
Distinct institutions
6
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public EV charging stations
5
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
4
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public-library outlets
2
Multiple library outlets
Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.
Buildings
1
1 central
Avg hours / week
43.8
across outlets in this ZIP
Avg square feet
14,900
per outlet
Outlets in this ZIP
Includes 1 bookmobile — service location varies; check the system's schedule.
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
40
Date Range
1973–2024
Most Recent Declaration
HURRICANE HELENE
Hurricane — declared September 26, 2024 (DR-3618)
Incident period: September 22, 2024 – September 29, 2024
Top Incident Types
Individual Assistance
17
Direct help to disaster survivors
Households Program
8
Housing & temporary lodging support
Public Assistance
35
Repair of public facilities & roads
Hazard Mitigation
17
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
61.9°F
52.5° – 71.4°
Annual precipitation
56.8"
Annual snowfall
0.7"
Heating · cooling days
2,994.8 · 1,909.6
Annual base 65°F
Nearest station: GUNTERSVILLE, AL US, 0.6 miles from the centroid of Guntersville, AL (ZIP 35976)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
12,809
That is roughly 4,609 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
21%
of adults self-report
Poor physical health days
4.8
avg per adult per month
Poor mental health days
6.1
avg per adult per month
Uninsured
12.4%
of residents under 65
Primary care MDs
55
per 100,000 residents
Preventable hospital stays
3,202
per 100K Medicare enrollees
Food environment (0-10)
6.6
10 = best access & security
Exercise access
52%
residents near a facility
Flu vaccinated
45%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.1% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Marshall data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
22.3% of Marshall County, AL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.24
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
1.19
accepting food benefits
Fast-food restaurants
0.97
per 1,000 residents
Among low-income residents, 10.0% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Marshall County, AL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 82 reports
Property crime rate
—
per 100K residents · 298 reports
Homicide
1
Robbery
2
Burglary
66
Vehicle theft
52
County-level data for Blount (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+971 people
+359 households • +$50.5M net AGI flow
Moved in
2,910households
5,716 people • $178.1M AGI
Moved out
2,551households
4,745 people • $127.6M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $61,187 versus departing households' $50,013.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 35976. Numbers reflect the most recent published year per source.
Income tax
5.00%
graduated · 2 brackets
Sales tax (combined)
9.46%
State 4.00% · avg local 5.46%
Property tax (effective)
0.33%
Median $363/year
Tax burden rank
12 of 50
9.10% of personal income
For ZIP 35976: At this ZIP's median AGI of $89,549, the estimated state income tax (before deductions) runs about $2,686 per year. Applied to this ZIP's typical home value of $304,378, that works out to roughly $1,000/year in property tax.
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
35950 (Albertville, 7.2 mi) · 35951 (Albertville, 10 mi) · 35016 (Arab, 10.5 mi) · 35747 (Grant, 10.7 mi) · 35980 (Douglas, 12.3 mi) · 35957 (Boaz, 12.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
36.6%
3.6pp above the 33.0% national rate.
44.6%
12.6pp above the 32.0% national rate.
24.9%
2.9pp above the 22.0% national rate.
80.5%
4.5pp above the 76.0% national rate.
9.7%
3.3pp below the 13.0% national rate.
15.2%
4.2pp above the 11.0% national rate.
9 schools serve this ZIP, including 9 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Guntersville High School | Public | 9–12 | 577 |
| Brindlee Mountain High School | Public | 6–12 | 575 |
| Guntersville Elementary School | Public | -1–2 | 435 |
| Guntersville Middle School | Public | 6–8 | 410 |
| Cherokee Elementary School | Public | 3–5 | 402 |
Showing top 5 by enrollment. 4 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
4
Median in-state tuition
$5,040
Median earnings (10 yr)
$34,913
Gadsden, AL · 35903
Rainsville, AL · 35986
Boaz, AL · 35957
Albertville, AL · 35951
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Guntersville, AL (ZIP 35976) sits in Marshall County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 44.6%. NCES lists 9 schools serving the area, 9 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $5,040. IRS data shows average household income (AGI) of $89,549, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $48,206 per worker, roughly 26% below the US average. FEMA has issued 40 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 56.8" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 12,809 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Alabama levies a graduated state income tax (top rate 5.00%); a household at the local median AGI of $89,549 would pay roughly $2,686/year before deductions. IRS migration data (2022-2023) shows a net gain of 971 residents (359 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $63,551, fair market rent of $1,020 for a two-bedroom, and a typical home value of $304,378, up 0.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.9%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
36.6%, which is 3.6 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
24.9%, which is 2.9 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
44.6%, which is 12.6 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
9 schools serve this ZIP, including 9 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 35976 by NCES CCD (retrieved Apr 27, 2026).
Yes, 4 high schools serve this ZIP: Guntersville High School, Brindlee Mountain High School, Marshall Alternative School, and 1 more. (NCES CCD, retrieved Apr 27, 2026).
16,769 people live in ZIP 35976, with a median age of 45.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$63,551 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 35976, 77.5% of occupied housing units are owner-occupied and 22.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 35976, 5.8% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
16.8% of the population in ZIP 35976 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
86.2% of households in ZIP 35976 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 35976 is $304,378, up 0.6% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 0.6% over the past year and up 34.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 35976 (Guntersville, AL) is $89,549 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 35976 report an average of $224 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
7.7% of tax returns from ZIP 35976 (Guntersville, AL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 544 business establishments operated in ZIP 35976 employing 10,642 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 35976 is $41,346, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 35976 ranks in the 57th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 35976, ranking in the 62th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 40 federal disaster declarations affecting ZIP 35976 between 1973–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Severe Storm is the most common federally declared disaster type affecting ZIP 35976, accounting for 21 of 40 declarations (53%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 35976 was "HURRICANE HELENE" — a hurricane declared in 2024 (DR-3618) (FEMA OpenFEMA, retrieved May 3, 2026).
4 colleges and universities are listed near ZIP 35976 by the U.S. Department of Education College Scorecard, including Gadsden State Community College, Northeast Alabama Community College, and Snead State Community College (retrieved May 2, 2026).
Median in-state tuition across 4 nearby institutions is $5,040 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $34,913 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 35976 has an average annual temperature of 61.9°F and 56.8" of annual precipitation based on the GUNTERSVILLE, AL US weather station 0.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Alabama has a graduated income tax with a top rate of 5.00%. Households at the local median AGI of $89,549 would pay roughly $2,686 in state income tax annually (estimated, before deductions). Combined sales tax: 9.46% (Tax Foundation 2025).
Alabama runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (9 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (4 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (40 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (40 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
35950 (Albertville, 7.2 mi) · 35951 (Albertville, 10 mi) · 35016 (Arab, 10.5 mi) · 35747 (Grant, 10.7 mi) · 35980 (Douglas, 12.3 mi) · 35957 (Boaz, 12.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 35976?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
57th percentile
High Vulnerability
Based on 12 census tracts, population 16,155
Vulnerability Themes
Households Without Vehicle
395
Limited English Speakers
282
Persons with Disability
2,489
Without HS Diploma
1,631
Without Health Insurance
1,872
Adults Age 65+
3,239
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.