Shelbyville, TN (37160)

Bedford County · Population 36,057

Fresh.Data current as of Apr 24, 2026

Shelbyville, TN (ZIP 37160) sits in Bedford County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 45.4%. NCES lists 8 schools serving the area, 8 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $15,308. IRS data shows average household income (AGI) of $62,023, well above the ~$45K national average per return. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. County Health Rankings reports 11,720 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net gain of 682 residents (280 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $56,400, fair market rent of $1,320 for a two-bedroom, and a typical home value of $312,579, up 0.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
36,057
Median age
36.2

Race & ethnicity

White
77.5%
Black
7.9%
Asian
0.0%
Hispanic / Latino
18.1%
Other / multi-racial
13.3%

Income & housing

Median household income
$56,400
Median home value
$212,200

Education

Bachelor's degree or higher (age 25+)
15.4%

Employment

Unemployment rate
4.8%

Housing

Owner-occupied
8,310(63.3%)
Renter-occupied
4,817(36.7%)
Vacant units
875
Built (median)
1988

Commute

Public transit
17(0.1%)
Work from home
984(6.0%)
Avg commute
23.7 min

Economic wellbeing

Below poverty line
5,138(14.5%)
Uninsured
966(2.7%)

Digital access

Broadband access
10,888(82.9%)
No broadband
2,239(17.1%)

Language & nativity

Foreign-born
2,882(8.0%)
Non-English at home
5,180(15.4%)

Studio

$1,150

/month

1 Bed

$1,170

/month

2 Bed

$1,320

/month

3 Bed

$1,660

/month

4 Bed

$2,020

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$312,579

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

+0.8%

vs. March 2025

5-year change

+43.5%

vs. March 2021

Metro area

Shelbyville, TN

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

662

Across 656 permitted buildings. Total construction value: $129.0M.

Single-family

654

99% of total units

Multifamily (2+ unit)

8

1% of total units

Single-family value

$128.1M

construction value

Multifamily value

$885,500

construction value

Aggregated from 2 counties touching this ZIP (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

16,120

Average AGI

$62,023

Avg property tax

$74

EITC participation

21.3%

Income distribution

  • $1 – $25,00030.9% · 4,980
  • $25,000 – $50,00030.1% · 4,860
  • $50,000 – $75,00016.6% · 2,680
  • $75,000 – $100,0008.8% · 1,420
  • $100,000 – $200,00011.0% · 1,780
  • $200,000 or more2.5% · 400

Avg mortgage interest

$182

Avg charitable contribution

$470

Avg capital gains

$4,055

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $999.8M across all reported brackets.

Business & employment

Business establishments

708

Total employment

12,621

Annual payroll

$635.6M

Average annual pay

$50,358

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$53,753

Average weekly wage

$1,034

Total employment

18,134

Total establishments

1,069

That is roughly 18% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.1%

That is 0.9 percentage points below the US national unemployment rate of about 4.0%.

Labor force

25,422

Employed

24,644

Unemployed

778

Based on Bedford County, TN data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

10

Strong banking access

Multiple institutions and offices within easy reach of residents.

Total deposits

$1.3B

across all branches in this ZIP

Distinct institutions

8

different banks operating here

Top banks by deposits in this ZIP

  • 1.First Community Bank of Tennessee$599.6M · 3 branches
  • 2.PEOPLES BANK OF MIDDLE TENNESSEE$162.8M · 1 branch
  • 3.Regions Bank$131.9M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Community health centers

Federally funded health-center sites

1

Single health-center site

One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.

FQHC sites

1

federally qualified

Look-Alike sites

0

FQHC equivalents

Avg hours / week

34

across sites in this ZIP

Sites in this ZIP

  • 1.Primary Care & Hope Clinic of Shelbyville

Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.

Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.

Public libraries

Public-library outlets

2

Multiple library outlets

Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.

Buildings

1

1 central

Avg hours / week

34

across outlets in this ZIP

Avg square feet

11,904

per outlet

Outlets in this ZIP

  • 1.Shelbyville-Bedford County Public Library

+ 1 more outlet in this ZIP

Includes 1 bookmobile — service location varies; check the system's schedule.

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

72nd percentile

High Vulnerability

Based on 11 census tracts, population 35,533

Vulnerability Themes

  • Socioeconomic Status69th percentile
  • Household Characteristics68th percentile
  • Racial & Ethnic Minority Status45th percentile
  • Housing Type & Transportation74th percentile

Households Without Vehicle

641

Limited English Speakers

887

Persons with Disability

5,146

Without HS Diploma

3,840

Without Health Insurance

5,675

Adults Age 65+

4,776

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

23

Date Range

1973–2026

Most Recent Declaration

SEVERE WINTER STORM

Winter Storm — declared February 6, 2026 (DR-4898)

Incident period: January 22, 2026 – January 27, 2026

Top Incident Types

  • Severe Storm10 (43%)
  • Flood3 (13%)
  • Winter Storm2 (9%)
  • Tornado2 (9%)
  • Severe Ice Storm2 (9%)
  • Other4 (17%)

Individual Assistance

5

Direct help to disaster survivors

Households Program

3

Housing & temporary lodging support

Public Assistance

22

Repair of public facilities & roads

Hazard Mitigation

12

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Community health profile

Years of potential life lost (per 100K)

11,720

That is roughly 3,520 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

22%

of adults self-report

Poor physical health days

4.9

avg per adult per month

Poor mental health days

6.5

avg per adult per month

Uninsured

12.9%

of residents under 65

Primary care MDs

29

per 100,000 residents

Preventable hospital stays

2,743

per 100K Medicare enrollees

Food environment (0-10)

7.4

10 = best access & security

Exercise access

44%

residents near a facility

Flu vaccinated

46%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 9.0% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Bedford data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Moderate food access challenges

23.0% of Bedford County, TN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.12

per 1,000 residents

Supercenters & clubs

per 1,000 residents

SNAP-authorized stores

1.07

accepting food benefits

Fast-food restaurants

0.50

per 1,000 residents

Among low-income residents, 8.9% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Bedford County, TN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

+682 people

+280 households+$35.7M net AGI flow

Moved in

2,003households

3,792 people • $120.4M AGI

Moved out

1,723households

3,110 people • $84.7M AGI

Where new residents came from

  1. Rutherford County, TN458 households
  2. Coffee County, TN125 households
  3. Davidson County, TN86 households
  4. Marshall County, TN66 households
  5. Williamson County, TN53 households

Where departing residents went

  1. Rutherford County, TN344 households
  2. Coffee County, TN154 households
  3. Marshall County, TN73 households
  4. Davidson County, TN59 households
  5. Franklin County, TN54 households

Incoming households reported an average AGI of $60,101 versus departing households' $49,151.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

8 schools serve this ZIP, including 8 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
Shelbyville Central High SchoolPublic9–121,475
Harris Middle SchoolPublic6–81,078
Eakin ElementaryPublic-1–5661
Liberty ElementaryPublic0–8626
Learning Way ElementaryPublic-1–5558

Showing top 5 by enrollment. 3 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

9

Median in-state tuition

$15,308

Median earnings (10 yr)

$39,511

  • In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    73.4%
    Median earnings (10 yr)
    $38,700
    Median student debt
  • Middle Tennessee State University

    Murfreesboro, TN · 37132

    4-Year
    In-state tuition
    $10,266
    Out-of-state tuition
    $31,574
    Acceptance rate
    69.1%
    Graduation rate
    53.8%
    Median earnings (10 yr)
    $48,541
    Median student debt
    $20,000
  • In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    75.3%
    Median earnings (10 yr)
    $40,869
    Median student debt
  • In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    66.7%
    Median earnings (10 yr)
    $40,322
    Median student debt
  • Nossi College of Art and Design

    Nashville, TN · 37115

    4-Year
    In-state tuition
    $20,350
    Out-of-state tuition
    $20,350
    Acceptance rate
    46.3%
    Graduation rate
    39.7%
    Median earnings (10 yr)
    $35,113
    Median student debt
    $33,498
  • Paul Mitchell the School-Murfreesboro

    Murfreesboro, TN · 37129

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    68.3%
    Median earnings (10 yr)
    $30,461
    Median student debt
    $7,917
  • Mind Body Institute

    Madison, TN · 37115

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    77.8%
    Median earnings (10 yr)
    Median student debt
  • Allied Health Careers Institute

    Murfreesboro, TN · 37130

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    80.0%
    Median earnings (10 yr)
    Median student debt
  • In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    Median student debt

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Shelbyville, TN (ZIP 37160) sits in Bedford County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 45.4%. NCES lists 8 schools serving the area, 8 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $15,308. IRS data shows average household income (AGI) of $62,023, well above the ~$45K national average per return. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. County Health Rankings reports 11,720 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net gain of 682 residents (280 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $56,400, fair market rent of $1,320 for a two-bedroom, and a typical home value of $312,579, up 0.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.

One concrete reading worth keeping: Depression prevalence sits higher the national rate at 29.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 37160

What is the obesity rate in ZIP 37160?

45.4%, which is 12.4 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 37160?

29.6%, which is 7.6 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 37160?

40.4%, which is 8.4 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 37160?

8 schools serve this ZIP, including 8 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 37160 have charter schools?

No charter schools are listed in ZIP 37160 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 37160?

Yes, 1 high school serves this ZIP: Shelbyville Central High School. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 37160?

36,057 people live in ZIP 37160, with a median age of 36.2 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 37160?

$56,400 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 37160 mostly renters or homeowners?

In ZIP 37160, 63.3% of occupied housing units are owner-occupied and 36.7% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 37160?

In ZIP 37160, 6.0% of workers work from home. Public transit is used by 0.1% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 37160?

14.5% of the population in ZIP 37160 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 37160 have broadband internet?

82.9% of households in ZIP 37160 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 37160?

The typical home value in ZIP 37160 is $312,579, up 0.8% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 37160?

Home values are up 0.8% over the past year and up 43.5% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 37160?

The average Adjusted Gross Income reported on tax returns from ZIP 37160 (Shelbyville, TN) is $62,023 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 37160?

Tax returns from ZIP 37160 report an average of $74 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 37160 earn over $200,000?

2.5% of tax returns from ZIP 37160 (Shelbyville, TN) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 37160?

As of 2022, 708 business establishments operated in ZIP 37160 employing 12,621 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 37160?

The average annual pay across all local establishments in ZIP 37160 is $50,358, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 37160 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 37160 ranks in the 72th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 37160?

Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 37160, ranking in the 74th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 37160 experienced?

FEMA has recorded 23 federal disaster declarations affecting ZIP 37160 between 1973–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 37160?

Severe Storm is the most common federally declared disaster type affecting ZIP 37160, accounting for 10 of 23 declarations (43%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 37160?

The most recent FEMA disaster declaration affecting ZIP 37160 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-4898) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 37160?

9 colleges and universities are listed near ZIP 37160 by the U.S. Department of Education College Scorecard, including Tennessee College Of Applied Technology-Shelbyville, Middle Tennessee State University, and Tennessee College Of Applied Technology-Murfreesboro (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 37160?

Median in-state tuition across 9 nearby institutions is $15,308 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 37160?

Graduates of nearby colleges earn a median of $39,511 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 37160?

This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (8 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (9 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (23 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (23 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 37160?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.