Population & age
- Total population
- 1,902
- Median age
- 46.2
Palmer, TN (37365)
Grundy County · Population 1,902
Fresh.Data current as of Apr 24, 2026
Palmer, TN (ZIP 37365) sits in Grundy County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 46.1%. NCES lists 1 schools serving the area, 1 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $23,790. 25% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $24,088 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $39,399 per worker, roughly 40% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 28 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 63.7" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 16,198 years of potential life lost per 100,000 (2025) — well above the national county median. Tennessee has no state income tax, saving the local median household (AGI $47,598) approximately $2,190/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 294 residents (127 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $49,737, fair market rent of $970 for a two-bedroom, and a typical home value of $147,359, down 3.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 96.8%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
- Other / multi-racial
- 3.0%
Income & housing
- Median household income
- $49,737
- Median home value
- $97,800
Education
- Bachelor's degree or higher (age 25+)
- 8.9%
Employment
- Unemployment rate
- 4.9%
Housing
- Owner-occupied
- 560(92.4%)
- Renter-occupied
- 46(7.6%)
- Vacant units
- 104
- Built (median)
- 1982
Commute
- Public transit
- 0(0.0%)
- Work from home
- 3(0.4%)
- Avg commute
- 35.9 min
Economic wellbeing
- Below poverty line
- 429(22.6%)
- Uninsured
- 9(0.5%)
Digital access
- Broadband access
- 433(71.5%)
- No broadband
- 173(28.5%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$770
/month
1 Bed
$890
/month
2 Bed
$970
/month
3 Bed
$1,220
/month
4 Bed
$1,350
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$147,359
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
-3.5%
vs. March 2025
Metro area
Chattanooga, TN-GA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
53
Across 51 permitted buildings. Total construction value: $9.0M.
Single-family
49
92% of total units
Multifamily (2+ unit)
4
8% of total units
Single-family value
$8.4M
construction value
Multifamily value
$600,000
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
520
Average AGI
$47,598
Avg property tax
—
EITC participation
25.0%
Income distribution
- $1 – $25,00040.4% · 210
- $25,000 – $50,00025.0% · 130
- $50,000 – $75,00015.4% · 80
- $75,000 – $100,0009.6% · 50
- $100,000 – $200,0009.6% · 50
- $200,000 or more0.0% · 0
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
—
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $24.8M across all reported brackets.
Business & employment
Business establishments
8
Total employment
57
Annual payroll
$1.4M
Average annual pay
$24,088
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$39,399
Average weekly wage
$758
Total employment
2,070
Total establishments
246
That is roughly 40% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.4%
That is 0.4 percentage points above the US national unemployment rate of about 4.0%.
Labor force
5,126
Employed
4,900
Unemployed
226
Based on Grundy County, TN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$32.9M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
- 1.Citizens Tri-County Bank$32.9M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Alternative-fuel stations
Public EV charging stations
1
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
2
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- RIVIAN_WAYPOINTS
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
20
across outlets in this ZIP
Avg square feet
960
per outlet
Outlets in this ZIP
- 1.Palmer Public Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
28
Date Range
1973–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared February 6, 2026 (DR-4898)
Incident period: January 22, 2026 – January 27, 2026
Top Incident Types
- Severe Storm13 (46%)
- Flood4 (14%)
- Fire3 (11%)
- Winter Storm2 (7%)
- Biological2 (7%)
- Other4 (14%)
Individual Assistance
5
Direct help to disaster survivors
Households Program
1
Housing & temporary lodging support
Public Assistance
28
Repair of public facilities & roads
Hazard Mitigation
12
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
60.2°F
50.1° – 70.3°
Annual precipitation
63.7"
Annual snowfall
3.1"
Heating · cooling days
3,275.8 · 1,554.1
Annual base 65°F
Nearest station: WHITWELL-SEQUATCHIE VLY, TN US, 6 miles from the centroid of Palmer, TN (ZIP 37365)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
16,198
That is roughly 7,998 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
23%
of adults self-report
Poor physical health days
5.5
avg per adult per month
Poor mental health days
6.8
avg per adult per month
Uninsured
13.7%
of residents under 65
Primary care MDs
—
per 100,000 residents
Preventable hospital stays
2,260
per 100K Medicare enrollees
Food environment (0-10)
7.0
10 = best access & security
Exercise access
38%
residents near a facility
Flu vaccinated
35%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Grundy data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
7.0% of Grundy County, TN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.22
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.48
accepting food benefits
Fast-food restaurants
0.22
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Grundy County, TN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 38 reports
Property crime rate
—
per 100K residents · 97 reports
Homicide
0
Robbery
1
Burglary
14
Vehicle theft
34
County-level data for Sequatchie (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+294 people
+127 households • +$21.4M net AGI flow
Moved in
447households
866 people • $34.2M AGI
Moved out
320households
572 people • $12.8M AGI
Where new residents came from
- Marion County, TN — 56 households
- Franklin County, TN — 39 households
- Rutherford County, TN — 25 households
- Coffee County, TN — 22 households
- Warren County, TN — 21 households
Where departing residents went
- Marion County, TN — 47 households
- Franklin County, TN — 45 households
- Coffee County, TN — 32 households
Incoming households reported an average AGI of $76,470 versus departing households' $39,878.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Tennessee
State-level rules that apply to every resident of ZIP 37365. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
9.61%
State 7.00% · avg local 2.61%
Property tax (effective)
0.44%
Median $1,743/year
Tax burden rank
2 of 50
6.90% of personal income
For ZIP 37365: A household at this ZIP's median AGI of $47,598 keeps approximately $2,190 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $147,359, that works out to roughly $647/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 37365
Nearby ZIPs by distance
37339 (Gruetli-Laager, 6.5 mi) · 37327 (Dunlap, 7.6 mi) · 37313 (Coalmont, 10.1 mi) · 37397 (Powells Crossroads, 11.1 mi) · 37305 (Beersheba Springs, 12.1 mi) · 37387 (Tracy City, 13.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
41.4%
8.4pp above the 33.0% national rate.
High Blood Pressure
46.1%
14.1pp above the 32.0% national rate.
Depression
31.8%
9.8pp above the 22.0% national rate.
Annual Checkup
78.6%
2.6pp above the 76.0% national rate.
Health Insurance
14.0%
Tracks close to the 13.0% national rate.
Diabetes
17.4%
6.4pp above the 11.0% national rate.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Palmer Elementary | Public | -1–8 | 124 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$23,790
Median earnings (10 yr)
$41,881
- 2-Year
Motlow State Community College
Tullahoma, TN · 37388
- In-state tuition
- $4,738
- Out-of-state tuition
- $17,722
- Acceptance rate
- —
- Graduation rate
- 31.1%
- Median earnings (10 yr)
- $40,397
- Median student debt
- —
- 4-Year
Southern Adventist University
Collegedale, TN · 37315
- In-state tuition
- $27,300
- Out-of-state tuition
- $27,300
- Acceptance rate
- 65.5%
- Graduation rate
- 50.5%
- Median earnings (10 yr)
- $53,723
- Median student debt
- $24,500
- 4-Year
Lee University
Cleveland, TN · 37311
- In-state tuition
- $23,790
- Out-of-state tuition
- $23,790
- Acceptance rate
- 70.5%
- Graduation rate
- 61.6%
- Median earnings (10 yr)
- $43,222
- Median student debt
- $25,750
- 2-Year
Cleveland State Community College
Cleveland, TN · 37312
- In-state tuition
- $4,762
- Out-of-state tuition
- $17,746
- Acceptance rate
- —
- Graduation rate
- 32.6%
- Median earnings (10 yr)
- $36,671
- Median student debt
- $7,954
- 4-Year
The University of the South
Sewanee, TN · 37383
- In-state tuition
- $56,120
- Out-of-state tuition
- $56,120
- Acceptance rate
- 56.9%
- Graduation rate
- 81.0%
- Median earnings (10 yr)
- $64,911
- Median student debt
- $22,855
- 4-Year
Tennessee Wesleyan University
Athens, TN · 37303
- In-state tuition
- $30,814
- Out-of-state tuition
- $30,814
- Acceptance rate
- 68.8%
- Graduation rate
- 45.5%
- Median earnings (10 yr)
- $45,989
- Median student debt
- $20,000
- 4-Year
Bryan College-Dayton
Dayton, TN · 37321
- In-state tuition
- $19,800
- Out-of-state tuition
- $19,800
- Acceptance rate
- —
- Graduation rate
- 52.7%
- Median earnings (10 yr)
- $54,434
- Median student debt
- $23,000
- Certificate
Brillare Beauty Institute
Cleveland, TN · 37312
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 79.7%
- Median earnings (10 yr)
- $24,728
- Median student debt
- $7,479
- 2-Year
TCAT Athens
Athens, TN · 37371
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 75.9%
- Median earnings (10 yr)
- $40,540
- Median student debt
- —
- Certificate
The Hair Academy LLC
Fayetteville, TN · 37334
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 79.6%
- Median earnings (10 yr)
- $22,193
- Median student debt
- $7,917
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Palmer, TN (ZIP 37365) sits in Grundy County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 46.1%. NCES lists 1 schools serving the area, 1 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $23,790. 25% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $24,088 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $39,399 per worker, roughly 40% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 28 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 63.7" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 16,198 years of potential life lost per 100,000 (2025) — well above the national county median. Tennessee has no state income tax, saving the local median household (AGI $47,598) approximately $2,190/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 294 residents (127 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $49,737, fair market rent of $970 for a two-bedroom, and a typical home value of $147,359, down 3.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 31.8%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 37365
What is the obesity rate in ZIP 37365?
41.4%, which is 8.4 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 37365?
31.8%, which is 9.8 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 37365?
46.1%, which is 14.1 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 37365?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 37365 have charter schools?
No charter schools are listed in ZIP 37365 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 37365?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
What is the population of ZIP 37365?
1,902 people live in ZIP 37365, with a median age of 46.2 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 37365?
$49,737 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 37365 mostly renters or homeowners?
In ZIP 37365, 92.4% of occupied housing units are owner-occupied and 7.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 37365?
In ZIP 37365, 0.4% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 37365?
22.6% of the population in ZIP 37365 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 37365 have broadband internet?
71.5% of households in ZIP 37365 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 37365?
The typical home value in ZIP 37365 is $147,359, down 3.5% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 37365?
Home values are down 3.5% over the past year (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 37365?
The average Adjusted Gross Income reported on tax returns from ZIP 37365 (Palmer, TN) is $47,598 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 37365?
Tax returns from ZIP 37365 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 37365 earn over $200,000?
0.0% of tax returns from ZIP 37365 (Palmer, TN) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 37365?
As of 2022, 8 business establishments operated in ZIP 37365 employing 57 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 37365?
The average annual pay across all local establishments in ZIP 37365 is $24,088, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 37365 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 37365 ranks in the 51th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 37365?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 37365, ranking in the 73th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 37365 experienced?
FEMA has recorded 28 federal disaster declarations affecting ZIP 37365 between 1973–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 37365?
Severe Storm is the most common federally declared disaster type affecting ZIP 37365, accounting for 13 of 28 declarations (46%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 37365?
The most recent FEMA disaster declaration affecting ZIP 37365 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-4898) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 37365?
10 colleges and universities are listed near ZIP 37365 by the U.S. Department of Education College Scorecard, including Motlow State Community College, Southern Adventist University, and Lee University (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 37365?
Median in-state tuition across 10 nearby institutions is $23,790 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 37365?
Graduates of nearby colleges earn a median of $41,881 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 37365?
ZIP 37365 has an average annual temperature of 60.2°F and 63.7" of annual precipitation based on the WHITWELL-SEQUATCHIE VLY, TN US weather station 6.0 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 37365?
Tennessee has no state income tax. For a household earning the local median AGI of $47,598, this saves approximately $2,190 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 9.61% (Tax Foundation 2025).
Does Tennessee have paid family leave?
Tennessee runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 37365?
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (28 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (28 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 37365
Nearby ZIPs by distance
37339 (Gruetli-Laager, 6.5 mi) · 37327 (Dunlap, 7.6 mi) · 37313 (Coalmont, 10.1 mi) · 37397 (Powells Crossroads, 11.1 mi) · 37305 (Beersheba Springs, 12.1 mi) · 37387 (Tracy City, 13.2 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
51st percentile
High Vulnerability
Based on 2 census tracts, population 2,290
Vulnerability Themes
Households Without Vehicle
23
Limited English Speakers
6
Persons with Disability
592
Without HS Diploma
299
Without Health Insurance
279
Adults Age 65+
442
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.