Population & age
- Total population
- 734
- Median age
- 47.1
ZIP 37765, TN (37765)
Hancock County · Population 734
Fresh.Data current as of Apr 24, 2026
TN 37765 (ZIP 37765) sits in Hancock County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 51.2%. No NCES schools are mapped to this ZIP in the current dataset. 8 colleges and universities serve the area, with median in-state tuition of $28,094. 29% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $34,323 per worker, roughly 48% below the US average. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). County Health Rankings reports 15,408 years of potential life lost per 100,000 (2025) — well above the national county median. Tennessee has no state income tax, saving the local median household (AGI $37,494) approximately $1,725/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 39 residents (33 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $46,250, fair market rent of $940 for a two-bedroom, and a typical home value of $170,518, up 11.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 100.0%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 2.2%
Income & housing
- Median household income
- $46,250
- Median home value
- $110,800
Education
- Bachelor's degree or higher (age 25+)
- 5.4%
Employment
- Unemployment rate
- 12.4%
Housing
- Owner-occupied
- 227(96.2%)
- Renter-occupied
- 9(3.8%)
- Vacant units
- 120
- Built (median)
- 1975
Commute
- Public transit
- 0(0.0%)
- Work from home
- 10(4.5%)
- Avg commute
- 29.6 min
Economic wellbeing
- Below poverty line
- 203(27.7%)
- Uninsured
- 17(2.3%)
Digital access
- Broadband access
- 157(66.5%)
- No broadband
- 79(33.5%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 3(0.4%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$710
/month
1 Bed
$830
/month
2 Bed
$940
/month
3 Bed
$1,140
/month
4 Bed
$1,260
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$170,518
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+11.1%
vs. March 2025
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
0
Across 0 permitted buildings. Total construction value: $0.
Single-family
0
Multifamily (2+ unit)
0
Single-family value
$0
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
170
Average AGI
$37,494
Avg property tax
—
EITC participation
29.4%
Income distribution
- $1 – $25,00047.1% · 80
- $25,000 – $50,00023.5% · 40
- $50,000 – $75,00017.6% · 30
- $75,000 – $100,00011.8% · 20
- $100,000 – $200,0000.0% · 0
- $200,000 or more0.0% · 0
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
—
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $6.4M across all reported brackets.
Employment & wages
Average annual pay
$34,323
Average weekly wage
$660
Total employment
1,013
Total establishments
114
That is roughly 48% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.5%
That is 0.5 percentage points above the US national unemployment rate of about 4.0%.
Labor force
2,364
Employed
2,258
Unemployed
106
Based on Hancock County, TN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
19
Date Range
1973–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared February 6, 2026 (DR-4898)
Incident period: January 22, 2026 – January 27, 2026
Top Incident Types
- Severe Storm5 (26%)
- Flood4 (21%)
- Winter Storm2 (11%)
- Biological2 (11%)
- Tropical Storm1 (5%)
- Other5 (26%)
Individual Assistance
5
Direct help to disaster survivors
Households Program
1
Housing & temporary lodging support
Public Assistance
19
Repair of public facilities & roads
Hazard Mitigation
6
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
56.3°F
45.2° – 67.4°
Annual precipitation
48.8"
Annual snowfall
6.3"
Heating · cooling days
4,217.1 · 1,080
Annual base 65°F
Nearest station: ROGERSVILLE 1 NE, TN US, 11.6 miles from the centroid of ZIP 37765 (ZIP 37765)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
15,408
That is roughly 7,208 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
30%
of adults self-report
Poor physical health days
6.5
avg per adult per month
Poor mental health days
7.4
avg per adult per month
Uninsured
10.5%
of residents under 65
Primary care MDs
—
per 100,000 residents
Preventable hospital stays
1,844
per 100K Medicare enrollees
Food environment (0-10)
6.2
10 = best access & security
Exercise access
2%
residents near a facility
Flu vaccinated
20%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.9% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Hancock data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
1.1% of Hancock County, TN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
—
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.49
accepting food benefits
Fast-food restaurants
—
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Hancock County, TN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 12 reports
Property crime rate
—
per 100K residents · 86 reports
Homicide
0
Robbery
0
Burglary
28
Vehicle theft
9
County-level data for Hancock (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+39 people
+33 households • +$3.6M net AGI flow
Moved in
163households
289 people • $8.3M AGI
Moved out
130households
250 people • $4.6M AGI
Where new residents came from
No county-level breakdown available.
Where departing residents went
- Claiborne County, TN — 20 households
- Hamblen County, TN — 20 households
Incoming households reported an average AGI of $50,816 versus departing households' $35,692.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Tennessee
State-level rules that apply to every resident of ZIP 37765. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
9.61%
State 7.00% · avg local 2.61%
Property tax (effective)
0.44%
Median $1,743/year
Tax burden rank
2 of 50
6.90% of personal income
For ZIP 37765: A household at this ZIP's median AGI of $37,494 keeps approximately $1,725 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $170,518, that works out to roughly $749/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 37765
Nearby ZIPs by distance
37731 (3.2 mi) · 24221 (4.9 mi) · 24263 (Jonesville, 8.9 mi) · 37869 (Sneedville, 11.1 mi) · 37857 (Rogersville, 12.1 mi) · 37873 (Surgoinsville, 12.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
41.7%
8.7pp above the 33.0% national rate.
High Blood Pressure
51.2%
19.2pp above the 32.0% national rate.
Depression
31.5%
9.5pp above the 22.0% national rate.
Annual Checkup
79.9%
3.9pp above the 76.0% national rate.
Health Insurance
13.8%
Tracks close to the 13.0% national rate.
Diabetes
20.7%
9.7pp above the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
8
Median in-state tuition
$28,094
Median earnings (10 yr)
$37,928
- 2-Year
Roane State Community College
Harriman, TN · 37748
- In-state tuition
- $4,998
- Out-of-state tuition
- $18,630
- Acceptance rate
- —
- Graduation rate
- 34.1%
- Median earnings (10 yr)
- $39,407
- Median student debt
- $8,454
- 4-Year
Lincoln Memorial University
Harrogate, TN · 37752
- In-state tuition
- $26,938
- Out-of-state tuition
- $26,938
- Acceptance rate
- 62.6%
- Graduation rate
- 51.8%
- Median earnings (10 yr)
- $49,956
- Median student debt
- $20,000
- 4-Year
Carson-Newman University
Jefferson City, TN · 37760
- In-state tuition
- $34,700
- Out-of-state tuition
- $34,700
- Acceptance rate
- 90.5%
- Graduation rate
- 50.2%
- Median earnings (10 yr)
- $48,382
- Median student debt
- $21,500
- 4-Year
Tusculum University
Greeneville, TN · 37743
- In-state tuition
- $29,250
- Out-of-state tuition
- $29,250
- Acceptance rate
- 72.2%
- Graduation rate
- 28.2%
- Median earnings (10 yr)
- $44,367
- Median student debt
- $23,250
- 2-Year
Tennessee College of Applied Technology-Harriman
Harriman, TN · 37748
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 70.1%
- Median earnings (10 yr)
- $31,591
- Median student debt
- —
- 2-Year
Tennessee College of Applied Technology-Jacksboro
Jacksboro, TN · 37757
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 82.2%
- Median earnings (10 yr)
- $36,449
- Median student debt
- —
- 2-Year
Tennessee College of Applied Technology-Oneida-Huntsville
Huntsville, TN · 37756
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 71.6%
- Median earnings (10 yr)
- $31,949
- Median student debt
- —
- Certificate
Tennessee College of Applied Technology-Jacksboro
LaFollette, TN · 37766
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $36,449
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
TN 37765 (ZIP 37765) sits in Hancock County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 51.2%. No NCES schools are mapped to this ZIP in the current dataset. 8 colleges and universities serve the area, with median in-state tuition of $28,094. 29% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $34,323 per worker, roughly 48% below the US average. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). County Health Rankings reports 15,408 years of potential life lost per 100,000 (2025) — well above the national county median. Tennessee has no state income tax, saving the local median household (AGI $37,494) approximately $1,725/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 39 residents (33 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $46,250, fair market rent of $940 for a two-bedroom, and a typical home value of $170,518, up 11.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 31.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 37765
What is the obesity rate in ZIP 37765?
41.7%, which is 8.7 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 37765?
31.5%, which is 9.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 37765?
51.2%, which is 19.2 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 37765?
734 people live in ZIP 37765, with a median age of 47.1 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 37765?
$46,250 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 37765 mostly renters or homeowners?
In ZIP 37765, 96.2% of occupied housing units are owner-occupied and 3.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 37765?
In ZIP 37765, 4.5% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 37765?
27.7% of the population in ZIP 37765 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 37765 have broadband internet?
66.5% of households in ZIP 37765 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 37765?
The typical home value in ZIP 37765 is $170,518, up 11.1% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 37765?
Home values are up 11.1% over the past year (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 37765?
The average Adjusted Gross Income reported on tax returns from ZIP 37765 (TN 37765) is $37,494 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 37765?
Tax returns from ZIP 37765 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 37765 earn over $200,000?
0.0% of tax returns from ZIP 37765 (TN 37765) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How vulnerable is ZIP 37765 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 37765 ranks in the 68th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 37765?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 37765, ranking in the 87th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 37765 experienced?
FEMA has recorded 19 federal disaster declarations affecting ZIP 37765 between 1973–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 37765?
Severe Storm is the most common federally declared disaster type affecting ZIP 37765, accounting for 5 of 19 declarations (26%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 37765?
The most recent FEMA disaster declaration affecting ZIP 37765 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-4898) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 37765?
8 colleges and universities are listed near ZIP 37765 by the U.S. Department of Education College Scorecard, including Roane State Community College, Lincoln Memorial University, and Carson-Newman University (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 37765?
Median in-state tuition across 8 nearby institutions is $28,094 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 37765?
Graduates of nearby colleges earn a median of $37,928 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 37765?
ZIP 37765 has an average annual temperature of 56.3°F and 48.8" of annual precipitation based on the ROGERSVILLE 1 NE, TN US weather station 11.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 37765?
Tennessee has no state income tax. For a household earning the local median AGI of $37,494, this saves approximately $1,725 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 9.61% (Tax Foundation 2025).
Does Tennessee have paid family leave?
Tennessee runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 37765?
This page covers health outcomes from CDC PLACES (33 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (8 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (19 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (19 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 37765
Nearby ZIPs by distance
37731 (3.2 mi) · 24221 (4.9 mi) · 24263 (Jonesville, 8.9 mi) · 37869 (Sneedville, 11.1 mi) · 37857 (Rogersville, 12.1 mi) · 37873 (Surgoinsville, 12.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 37765?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
68th percentile
High Vulnerability
Based on 1 census tract, population 459
Vulnerability Themes
Households Without Vehicle
13
Persons with Disability
114
Without HS Diploma
70
Without Health Insurance
52
Adults Age 65+
116
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.