Population & age
- Total population
- 208
- Median age
- 40.7
Mclemoresville, TN (38235)
Carroll County · Population 208
Fresh.Data current as of Apr 24, 2026
Mclemoresville, TN (ZIP 38235) sits in Carroll County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Depression comes in above the national average at 31.8%. NCES lists 1 schools serving the area, 1 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $14,636. Local establishments report average pay of $19,706 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $47,607 per worker, roughly 27% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1971 — a high-frequency exposure profile. Annual precipitation averages 55.9" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 14,102 years of potential life lost per 100,000 (2025) — well above the national county median. Tennessee has no state income tax (Tax Foundation 2025). IRS migration data (2022-2023) shows a net gain of 548 residents (217 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $42,386, fair market rent of $990 for a two-bedroom, and a median home value of $86,300. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Loading map…
Demographics
Race & ethnicity
- White
- 74.0%
- Black
- 10.6%
- Asian
- 0.0%
- Hispanic / Latino
- 8.7%
- Other / multi-racial
- 10.6%
Income & housing
- Median household income
- $42,386
- Median home value
- $86,300
Education
- Bachelor's degree or higher (age 25+)
- 20.5%
Employment
- Unemployment rate
- 7.8%
Housing
- Owner-occupied
- 57(67.1%)
- Renter-occupied
- 28(32.9%)
- Vacant units
- 11
- Built (median)
- 1961
Commute
- Public transit
- 0(0.0%)
- Work from home
- 5(5.3%)
- Avg commute
- 22.1 min
Economic wellbeing
- Below poverty line
- 19(9.1%)
- Uninsured
- 6(2.9%)
Digital access
- Broadband access
- 76(89.4%)
- No broadband
- 9(10.6%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$770
/month
1 Bed
$800
/month
2 Bed
$990
/month
3 Bed
$1,230
/month
4 Bed
$1,580
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
13
Across 13 permitted buildings. Total construction value: $2.1M.
Single-family
13
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$2.1M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
3
Total employment
17
Annual payroll
$335K
Average annual pay
$19,706
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$47,607
Average weekly wage
$916
Total employment
7,603
Total establishments
572
That is roughly 27% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.0%
That tracks the US national unemployment rate of about 4.0%.
Labor force
11,998
Employed
11,514
Unemployed
484
Based on Carroll County, TN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$40.4M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
- 1.Carroll Bank and Trust$40.4M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federal Disaster Declarations
Federally Declared Disasters
24
Date Range
1971–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared February 6, 2026 (DR-4898)
Incident period: January 22, 2026 – January 27, 2026
Top Incident Types
- Severe Storm14 (58%)
- Tornado3 (13%)
- Winter Storm2 (8%)
- Biological2 (8%)
- Severe Ice Storm1 (4%)
- Other2 (8%)
Individual Assistance
8
Direct help to disaster survivors
Households Program
7
Housing & temporary lodging support
Public Assistance
22
Repair of public facilities & roads
Hazard Mitigation
13
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
59.1°F
48.2° – 70°
Annual precipitation
55.9"
Annual snowfall
3.3"
Heating · cooling days
3,768 · 1,655.8
Annual base 65°F
Nearest station: HUNTINGDON WTP, TN US, 8.8 miles from the centroid of Mclemoresville, TN (ZIP 38235)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
14,102
That is roughly 5,902 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
25%
of adults self-report
Poor physical health days
5.2
avg per adult per month
Poor mental health days
6.7
avg per adult per month
Uninsured
9.5%
of residents under 65
Primary care MDs
35
per 100,000 residents
Preventable hospital stays
2,591
per 100K Medicare enrollees
Food environment (0-10)
7.5
10 = best access & security
Exercise access
25%
residents near a facility
Flu vaccinated
43%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Carroll data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
9.4% of Carroll County, TN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.18
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.30
accepting food benefits
Fast-food restaurants
0.47
per 1,000 residents
Among low-income residents, 3.4% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Carroll County, TN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 19 reports
Property crime rate
—
per 100K residents · 47 reports
Homicide
0
Robbery
0
Burglary
16
Vehicle theft
2
County-level data for Carroll (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+548 people
+217 households • +$17.3M net AGI flow
Moved in
1,036households
1,954 people • $49.6M AGI
Moved out
819households
1,406 people • $32.3M AGI
Where new residents came from
- Gibson County, TN — 87 households
- Henry County, TN — 75 households
- Madison County, TN — 71 households
- Weakley County, TN — 62 households
- Benton County, TN — 58 households
Where departing residents went
- Henry County, TN — 75 households
- Gibson County, TN — 70 households
- Weakley County, TN — 66 households
- Madison County, TN — 51 households
- Benton County, TN — 38 households
Incoming households reported an average AGI of $47,921 versus departing households' $39,441.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Tennessee
State-level rules that apply to every resident of ZIP 38235. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
9.61%
State 7.00% · avg local 2.61%
Property tax (effective)
0.44%
Median $1,743/year
Tax burden rank
2 of 50
6.90% of personal income
For ZIP 38235: Applied to this ZIP's typical home value of $86,300, that works out to roughly $379/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 38235
Nearby ZIPs by distance
38258 (Trezevant, 2.6 mi) · 38220 (Atwood, 5 mi) · 38344 (Huntingdon, 8.2 mi) · 38348 (Lavinia, 9.1 mi) · 38201 (Mckenzie, 9.5 mi) · 38321 (Parker'S Crossroads, 10.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
42.7%
9.7pp above the 33.0% national rate.
High Blood Pressure
41.4%
9.4pp above the 32.0% national rate.
Depression
31.8%
9.8pp above the 22.0% national rate.
Annual Checkup
78.0%
2.0pp above the 76.0% national rate.
Health Insurance
12.2%
Tracks close to the 13.0% national rate.
Diabetes
15.0%
4.0pp above the 11.0% national rate.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| West Carroll Primary | Public | -1–2 | 220 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
4
Median in-state tuition
$14,636
Median earnings (10 yr)
$40,467
- 4-Year
The University of Tennessee-Martin
Martin, TN · 38238
- In-state tuition
- $10,560
- Out-of-state tuition
- $16,600
- Acceptance rate
- 88.2%
- Graduation rate
- 53.6%
- Median earnings (10 yr)
- $44,213
- Median student debt
- $21,024
- 4-Year
Bethel University
McKenzie, TN · 38201
- In-state tuition
- $18,712
- Out-of-state tuition
- $18,712
- Acceptance rate
- 60.2%
- Graduation rate
- 35.0%
- Median earnings (10 yr)
- $47,482
- Median student debt
- $27,249
- 2-Year
Tennessee College of Applied Technology-Henry/Carroll
Paris, TN · 38242
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 71.2%
- Median earnings (10 yr)
- $29,074
- Median student debt
- —
- 2-Year
Tennessee College of Applied Technology-McKenzie
McKenzie, TN · 38201
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 71.9%
- Median earnings (10 yr)
- $36,720
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Mclemoresville, TN (ZIP 38235) sits in Carroll County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Depression comes in above the national average at 31.8%. NCES lists 1 schools serving the area, 1 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $14,636. Local establishments report average pay of $19,706 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $47,607 per worker, roughly 27% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1971 — a high-frequency exposure profile. Annual precipitation averages 55.9" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 14,102 years of potential life lost per 100,000 (2025) — well above the national county median. Tennessee has no state income tax (Tax Foundation 2025). IRS migration data (2022-2023) shows a net gain of 548 residents (217 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $42,386, fair market rent of $990 for a two-bedroom, and a median home value of $86,300. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 31.8%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 38235
What is the obesity rate in ZIP 38235?
42.7%, which is 9.7 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 38235?
31.8%, which is 9.8 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 38235?
41.4%, which is 9.4 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 38235?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 38235 have charter schools?
No charter schools are listed in ZIP 38235 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 38235?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
What is the population of ZIP 38235?
208 people live in ZIP 38235, with a median age of 40.7 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 38235?
$42,386 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 38235 mostly renters or homeowners?
In ZIP 38235, 67.1% of occupied housing units are owner-occupied and 32.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 38235?
In ZIP 38235, 5.3% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 38235?
9.1% of the population in ZIP 38235 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 38235 have broadband internet?
89.4% of households in ZIP 38235 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many businesses are in ZIP 38235?
As of 2022, 3 business establishments operated in ZIP 38235 employing 17 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 38235?
The average annual pay across all local establishments in ZIP 38235 is $19,706, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 38235 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 38235 ranks in the 57th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 38235?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 38235, ranking in the 72th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 38235 experienced?
FEMA has recorded 24 federal disaster declarations affecting ZIP 38235 between 1971–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 38235?
Severe Storm is the most common federally declared disaster type affecting ZIP 38235, accounting for 14 of 24 declarations (58%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 38235?
The most recent FEMA disaster declaration affecting ZIP 38235 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-4898) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 38235?
4 colleges and universities are listed near ZIP 38235 by the U.S. Department of Education College Scorecard, including The University Of Tennessee-Martin, Bethel University, and Tennessee College Of Applied Technology-Henry/Carroll (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 38235?
Median in-state tuition across 4 nearby institutions is $14,636 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 38235?
Graduates of nearby colleges earn a median of $40,467 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 38235?
ZIP 38235 has an average annual temperature of 59.1°F and 55.9" of annual precipitation based on the HUNTINGDON WTP, TN US weather station 8.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 38235?
Tennessee has no state income tax. The combined state and local sales tax rate is 9.61% (Tax Foundation 2025).
Does Tennessee have paid family leave?
Tennessee runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 38235?
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (4 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (24 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (24 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 38235
Nearby ZIPs by distance
38258 (Trezevant, 2.6 mi) · 38220 (Atwood, 5 mi) · 38344 (Huntingdon, 8.2 mi) · 38348 (Lavinia, 9.1 mi) · 38201 (Mckenzie, 9.5 mi) · 38321 (Parker'S Crossroads, 10.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 38235?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
57th percentile
High Vulnerability
Based on 1 census tract, population 61
Vulnerability Themes
Households Without Vehicle
1
Persons with Disability
10
Without HS Diploma
7
Without Health Insurance
9
Adults Age 65+
10
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.