Loretto, TN (38469)

Lawrence County · Population 4,347

Fresh.Data current as of Apr 24, 2026

Loretto, TN (ZIP 38469) sits in Lawrence County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 42.7%. NCES lists 2 schools serving the area, 2 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $8,110. IRS data shows average household income (AGI) of $58,968 per tax return. Local establishments report average pay of $31,369 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $45,770 per worker, roughly 30% below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 58.6" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 12,411 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Tennessee has no state income tax, saving the local median household (AGI $58,968) approximately $2,713/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 781 residents (271 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $56,940, fair market rent of $930 for a two-bedroom, and a typical home value of $238,660, up 7.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

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Demographics

Population & age

Total population
4,347
Median age
42.4

Race & ethnicity

White
96.6%
Black
0.0%
Asian
0.0%
Hispanic / Latino
2.8%
Other / multi-racial
3.4%

Income & housing

Median household income
$56,940
Median home value
$139,500

Education

Bachelor's degree or higher (age 25+)
16.2%

Employment

Unemployment rate
5.8%

Housing

Owner-occupied
1,442(87.4%)
Renter-occupied
207(12.6%)
Vacant units
168
Built (median)
1978

Commute

Public transit
7(0.4%)
Work from home
56(3.3%)
Avg commute
26.2 min

Economic wellbeing

Below poverty line
646(14.9%)
Uninsured
70(1.6%)

Digital access

Broadband access
1,335(81.0%)
No broadband
314(19.0%)

Language & nativity

Foreign-born
58(1.3%)
Non-English at home
24(0.6%)

Studio

$700

/month

1 Bed

$700

/month

2 Bed

$930

/month

3 Bed

$1,110

/month

4 Bed

$1,220

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

See national housing trends →

Home values

Typical home value

$238,660

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

+7.0%

vs. March 2025

5-year change

+41.6%

vs. March 2021

Metro area

Lawrenceburg, TN

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

27

Across 21 permitted buildings. Total construction value: $4.7M.

Single-family

18

67% of total units

Multifamily (2+ unit)

9

33% of total units

Single-family value

$3.8M

construction value

Multifamily value

$975,000

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

1,800

Average AGI

$58,968

Avg property tax

$36

EITC participation

17.8%

Income distribution

  • $1 – $25,00031.7% · 570
  • $25,000 – $50,00025.0% · 450
  • $50,000 – $75,00016.1% · 290
  • $75,000 – $100,00011.1% · 200
  • $100,000 – $200,00013.9% · 250
  • $200,000 or more2.2% · 40

Avg mortgage interest

$126

Avg charitable contribution

$320

Avg capital gains

$997

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $106.1M across all reported brackets.

Business & employment

Business establishments

63

Total employment

607

Annual payroll

$19.0M

Average annual pay

$31,369

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$45,770

Average weekly wage

$880

Total employment

11,816

Total establishments

931

That is roughly 30% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.8%

That is 0.2 percentage points below the US national unemployment rate of about 4.0%.

Labor force

19,015

Employed

18,289

Unemployed

726

Based on Lawrence County, TN data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

2

Limited banking access

Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.

Total deposits

$91.8M

across all branches in this ZIP

Distinct institutions

2

different banks operating here

Top banks by deposits in this ZIP

  • 1.First Farmers and Merchants Bank$87.4M · 1 branch
  • 2.Wayne County Bank$4.5M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Public libraries

Public-library outlets

1

Single library outlet

One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.

Buildings

1

1 branch

Avg hours / week

30

across outlets in this ZIP

Avg square feet

2,040

per outlet

Outlets in this ZIP

  • 1.Loretto Branch Library

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

50th percentile

Moderate Vulnerability

Based on 4 census tracts, population 4,258

Vulnerability Themes

  • Socioeconomic Status67th percentile
  • Household Characteristics69th percentile
  • Racial & Ethnic Minority Status6th percentile
  • Housing Type & Transportation28th percentile

Households Without Vehicle

29

Limited English Speakers

1

Persons with Disability

955

Without HS Diploma

491

Without Health Insurance

401

Adults Age 65+

836

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

25

Date Range

1973–2026

Most Recent Declaration

SEVERE WINTER STORM

Winter Storm — declared February 6, 2026 (DR-4898)

Incident period: January 22, 2026 – January 27, 2026

Top Incident Types

  • Severe Storm14 (56%)
  • Flood3 (12%)
  • Winter Storm2 (8%)
  • Biological2 (8%)
  • Severe Ice Storm1 (4%)
  • Other3 (12%)

Individual Assistance

5

Direct help to disaster survivors

Households Program

3

Housing & temporary lodging support

Public Assistance

25

Repair of public facilities & roads

Hazard Mitigation

11

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Climate

30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.

Avg. temperature

57.3°F

44.8°69.9°

Annual precipitation

58.6"

Annual snowfall

1.9"

Heating · cooling days

4,028.2 · 1,266.6

Annual base 65°F

Nearest station: PULASKI WWTP, TN US, 23.1 miles from the centroid of Loretto, TN (ZIP 38469)

Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.

See national environment & climate trends →

Air quality

Median daily AQI

38

Good
Good 272dModerate 88d

Peak AQI (2024)

84

Moderate

Primary pollutant

PM2.5

360 days as main pollutant

Days measured

360

Based on Lawrence County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

12,411

That is roughly 4,211 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

23%

of adults self-report

Poor physical health days

5.5

avg per adult per month

Poor mental health days

6.8

avg per adult per month

Uninsured

13.1%

of residents under 65

Primary care MDs

38

per 100,000 residents

Preventable hospital stays

3,431

per 100K Medicare enrollees

Food environment (0-10)

7.8

10 = best access & security

Exercise access

53%

residents near a facility

Flu vaccinated

43%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 8.9% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Lawrence data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Good food access — most residents near a store

3.5% of Lawrence County, TN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.16

per 1,000 residents

Supercenters & clubs

per 1,000 residents

SNAP-authorized stores

1.38

accepting food benefits

Fast-food restaurants

0.68

per 1,000 residents

Per-1,000 figures show how many of each store type exist in Lawrence County, TN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Safety

FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.

Violent crime rate

per 100K residents · 22 reports

Property crime rate

per 100K residents · 75 reports

Homicide

0

Robbery

0

Burglary

25

Vehicle theft

10

County-level data for Lawrence (2024)

Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.

See national safety & crime trends →

Who’s moving in and out

Net migration (2022-2023)

+781 people

+271 households+$20.4M net AGI flow

Moved in

1,316households

2,580 people • $71.0M AGI

Moved out

1,045households

1,799 people • $50.6M AGI

Where new residents came from

  1. Maury County, TN236 households
  2. Giles County, TN81 households
  3. Lewis County, TN54 households
  4. Lauderdale County, AL45 households
  5. Wayne County, TN41 households

Where departing residents went

  1. Maury County, TN97 households
  2. Giles County, TN93 households
  3. Lauderdale County, AL61 households
  4. Wayne County, TN37 households
  5. Lewis County, TN33 households

Incoming households reported an average AGI of $53,939 versus departing households' $48,394.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Taxes & benefits in Tennessee

State-level rules that apply to every resident of ZIP 38469. Numbers reflect the most recent published year per source.

Tax rates

Income tax

None

No state income tax

Sales tax (combined)

9.61%

State 7.00% · avg local 2.61%

Property tax (effective)

0.44%

Median $1,743/year

Tax burden rank

2 of 50

6.90% of personal income

For ZIP 38469: A household at this ZIP's median AGI of $58,968 keeps approximately $2,713 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $238,660, that works out to roughly $1,048/year in property tax.

Paid family leave

Program

Voluntary (private insurance framework)

Voluntary (private insurance framework)

Safety net

SNAP eligibility

130% FPL

Federal 130% FPL gross income limit. Asset limit $3,000.

Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).

Other ZIPs near 38469

Nearby ZIPs by distance

38481 (St. Joseph, 4.7 mi) · 35648 (Lexington, 8.4 mi) · 38457 (8.7 mi) · 38468 (Leoma, 8.8 mi) · 38486 (Westpoint, 9.3 mi) · 38463 (Iron City, 12.3 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

Data sources used on this page

All data on this page is sourced from federal government datasets · Not AI-generated · Methodology

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

2 schools serve this ZIP, including 2 non-charter.

All 2 schools serving this ZIP
SchoolTypeGradesEnrollment
South Lawrence ElementaryPublic-1–8551
Loretto High SchoolPublic9–12472

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

5

Median in-state tuition

$8,110

Median earnings (10 yr)

$38,924

  • 2-Year
    In-state tuition
    $5,296
    Out-of-state tuition
    $18,112
    Acceptance rate
    Graduation rate
    30.2%
    Median earnings (10 yr)
    $40,256
    Median student debt
    $8,500
  • 4-Year
    In-state tuition
    $10,924
    Out-of-state tuition
    $10,924
    Acceptance rate
    86.7%
    Graduation rate
    36.3%
    Median earnings (10 yr)
    $38,924
    Median student debt
    $21,500
  • In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    57.2%
    Median earnings (10 yr)
    $36,106
    Median student debt
  • In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    72.1%
    Median earnings (10 yr)
    $40,368
    Median student debt
  • Lawrenceburg Technical College

    Lawrenceburg, TN · 38464

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    54.4%
    Median earnings (10 yr)
    $25,089
    Median student debt

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Loretto, TN (ZIP 38469) sits in Lawrence County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 42.7%. NCES lists 2 schools serving the area, 2 non-charter. 5 colleges and universities serve the area, with median in-state tuition of $8,110. IRS data shows average household income (AGI) of $58,968 per tax return. Local establishments report average pay of $31,369 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $45,770 per worker, roughly 30% below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. Annual precipitation averages 58.6" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 12,411 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Tennessee has no state income tax, saving the local median household (AGI $58,968) approximately $2,713/year vs the US average effective state tax rate. IRS migration data (2022-2023) shows a net gain of 781 residents (271 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $56,940, fair market rent of $930 for a two-bedroom, and a typical home value of $238,660, up 7.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits higher the national rate at 31.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 38469

What is the obesity rate in ZIP 38469?

40.4%, which is 7.4 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 38469?

31.5%, which is 9.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 38469?

42.7%, which is 10.7 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 38469?

2 schools serve this ZIP, including 2 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 38469 have charter schools?

No charter schools are listed in ZIP 38469 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 38469?

Yes, 1 high school serves this ZIP: Loretto High School. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 38469?

4,347 people live in ZIP 38469, with a median age of 42.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 38469?

$56,940 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 38469 mostly renters or homeowners?

In ZIP 38469, 87.4% of occupied housing units are owner-occupied and 12.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 38469?

In ZIP 38469, 3.3% of workers work from home. Public transit is used by 0.4% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 38469?

14.9% of the population in ZIP 38469 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 38469 have broadband internet?

81.0% of households in ZIP 38469 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 38469?

The typical home value in ZIP 38469 is $238,660, up 7.0% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 38469?

Home values are up 7.0% over the past year and up 41.6% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 38469?

The average Adjusted Gross Income reported on tax returns from ZIP 38469 (Loretto, TN) is $58,968 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 38469?

Tax returns from ZIP 38469 report an average of $36 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 38469 earn over $200,000?

2.2% of tax returns from ZIP 38469 (Loretto, TN) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 38469?

As of 2022, 63 business establishments operated in ZIP 38469 employing 607 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 38469?

The average annual pay across all local establishments in ZIP 38469 is $31,369, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 38469 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 38469 ranks in the 50th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 38469?

Household Characteristics is the highest-scoring CDC SVI theme for ZIP 38469, ranking in the 69th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 38469 experienced?

FEMA has recorded 25 federal disaster declarations affecting ZIP 38469 between 1973–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 38469?

Severe Storm is the most common federally declared disaster type affecting ZIP 38469, accounting for 14 of 25 declarations (56%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 38469?

The most recent FEMA disaster declaration affecting ZIP 38469 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-4898) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 38469?

5 colleges and universities are listed near ZIP 38469 by the U.S. Department of Education College Scorecard, including Columbia State Community College, The University Of Tennessee Southern, and Tennessee College Of Applied Technology-Hohenwald (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 38469?

Median in-state tuition across 5 nearby institutions is $8,110 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 38469?

Graduates of nearby colleges earn a median of $38,924 ten years after entry (College Scorecard, retrieved May 2, 2026).

What is the climate like in ZIP 38469?

ZIP 38469 has an average annual temperature of 57.3°F and 58.6" of annual precipitation based on the PULASKI WWTP, TN US weather station 23.1 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).

What taxes apply in ZIP 38469?

Tennessee has no state income tax. For a household earning the local median AGI of $58,968, this saves approximately $2,713 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 9.61% (Tax Foundation 2025).

Does Tennessee have paid family leave?

Tennessee runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).

What data is available for ZIP 38469?

This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (2 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (5 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (25 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (25 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.

Other ZIPs near 38469

Nearby ZIPs by distance

38481 (St. Joseph, 4.7 mi) · 35648 (Lexington, 8.4 mi) · 38457 (8.7 mi) · 38468 (Leoma, 8.8 mi) · 38486 (Westpoint, 9.3 mi) · 38463 (Iron City, 12.3 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

More Info topics

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Last reviewed Apr 24, 2026


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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.