Population & age
- Total population
- 2,046
- Median age
- 48.4
Boston, KY (40107)
Nelson County · Louisville/Jefferson County, KY-IN · Population 2,046
Fresh.Data current as of Apr 24, 2026
Boston, KY (ZIP 40107) sits in Nelson County within the Louisville/Jefferson County metro area. The page draws on 2 federal data feeds retrieved Apr 27. Health-survey coverage is limited for this ZIP. NCES lists 1 schools serving the area, 1 non-charter. IRS data shows average household income (AGI) of $67,288, well above the ~$45K national average per return. Social vulnerability is low in this ZIP at the 11th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1970 — a high-frequency exposure profile. Annual precipitation averages 51.6" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 10,516 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net gain of 245 residents (171 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $59,942, fair market rent of $980 for a two-bedroom, and a typical home value of $254,852, up 2.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 99.2%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
- Other / multi-racial
- 0.8%
Income & housing
- Median household income
- $59,942
- Median home value
- $205,800
Education
- Bachelor's degree or higher (age 25+)
- 16.9%
Employment
- Unemployment rate
- 1.7%
Housing
- Owner-occupied
- 684(82.4%)
- Renter-occupied
- 146(17.6%)
- Vacant units
- 89
- Built (median)
- 1987
Commute
- Public transit
- 0(0.0%)
- Work from home
- 52(5.2%)
- Avg commute
- 28.8 min
Economic wellbeing
- Below poverty line
- 71(3.5%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 689(83.0%)
- No broadband
- 141(17.0%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$740
/month
1 Bed
$750
/month
2 Bed
$980
/month
3 Bed
$1,310
/month
4 Bed
$1,640
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$254,852
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+2.3%
vs. March 2025
5-year change
+31.3%
vs. March 2021
Metro area
Bardstown, KY
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
210
Across 187 permitted buildings. Total construction value: $48.5M.
Single-family
181
86% of total units
Multifamily (2+ unit)
29
14% of total units
Single-family value
$46.2M
construction value
Multifamily value
$2.3M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
990
Average AGI
$67,288
Avg property tax
$77
EITC participation
17.2%
Income distribution
- $1 – $25,00025.3% · 250
- $25,000 – $50,00025.3% · 250
- $50,000 – $75,00017.2% · 170
- $75,000 – $100,00011.1% · 110
- $100,000 – $200,00017.2% · 170
- $200,000 or more4.0% · 40
Avg mortgage interest
$228
Avg charitable contribution
$164
Avg capital gains
$1,204
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $66.6M across all reported brackets.
Business & employment
Business establishments
25
Total employment
270
Annual payroll
$15.4M
Average annual pay
$57,019
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$56,670
Average weekly wage
$1,090
Total employment
18,445
Total establishments
1,530
That is roughly 13% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.7%
That is 0.7 percentage points above the US national unemployment rate of about 4.0%.
Labor force
23,325
Employed
22,223
Unemployed
1,102
Based on Nelson County, KY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
24
Date Range
1970–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3633)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Severe Storm10 (42%)
- Severe Ice Storm3 (13%)
- Snowstorm3 (13%)
- Flood3 (13%)
- Biological2 (8%)
- Other3 (13%)
Individual Assistance
7
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
22
Repair of public facilities & roads
Hazard Mitigation
9
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
56.8°F
46.6° – 67°
Annual precipitation
51.6"
Annual snowfall
11.9"
Heating · cooling days
4,235.3 · 1,272.6
Annual base 65°F
Nearest station: BARDSTOWN 5E, KY US, 13.4 miles from the centroid of Boston, KY (ZIP 40107)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
10,516
That is roughly 2,316 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
18%
of adults self-report
Poor physical health days
4.2
avg per adult per month
Poor mental health days
5.0
avg per adult per month
Uninsured
5.4%
of residents under 65
Primary care MDs
53
per 100,000 residents
Preventable hospital stays
2,837
per 100K Medicare enrollees
Food environment (0-10)
8.7
10 = best access & security
Exercise access
61%
residents near a facility
Flu vaccinated
52%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.5% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Nelson data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
3.9% of Nelson County, KY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.13
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.92
accepting food benefits
Fast-food restaurants
0.58
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Nelson County, KY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 26 reports
Property crime rate
—
per 100K residents · 131 reports
Homicide
0
Robbery
3
Burglary
28
Vehicle theft
20
County-level data for Nelson (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+245 people
+171 households • +$14.7M net AGI flow
Moved in
1,394households
2,416 people • $84.3M AGI
Moved out
1,223households
2,171 people • $69.6M AGI
Where new residents came from
- Jefferson County, KY — 247 households
- Bullitt County, KY — 162 households
- Hardin County, KY — 99 households
- Washington County, KY — 62 households
- Marion County, KY — 53 households
Where departing residents went
- Jefferson County, KY — 182 households
- Bullitt County, KY — 115 households
- Hardin County, KY — 71 households
- Washington County, KY — 60 households
- Marion County, KY — 47 households
Incoming households reported an average AGI of $60,451 versus departing households' $56,884.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Kentucky
State-level rules that apply to every resident of ZIP 40107. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
0.74%
Median $2,003/year
Tax burden rank
23 of 50
9.80% of personal income
For ZIP 40107: Applied to this ZIP's typical home value of $254,852, that works out to roughly $1,888/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 40107
Nearby ZIPs by distance
40051 (New Haven, 5.2 mi) · 40004 (Bardstown, 8.8 mi) · 40052 (New Hope, 10.3 mi) · 40037 (Loretto, 10.9 mi) · 40150 (Lebanon Junction, 11.4 mi) · 40062 (11.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
All Teeth Lost
11.6%
No national benchmark available.
Short Sleep Duration
37.6%
No national benchmark available.
Colorectal Cancer Screening
70.7%
No national benchmark available.
Dental Visit
63.1%
No national benchmark available.
Mammography
74.4%
No national benchmark available.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Boston School | Public | 0–8 | 359 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026What these numbers say together
Boston, KY (ZIP 40107) sits in Nelson County within the Louisville/Jefferson County metro area. The page draws on 2 federal data feeds retrieved Apr 27. Health-survey coverage is limited for this ZIP. NCES lists 1 schools serving the area, 1 non-charter. IRS data shows average household income (AGI) of $67,288, well above the ~$45K national average per return. Social vulnerability is low in this ZIP at the 11th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 24 federal disaster declarations affecting this ZIP since 1970 — a high-frequency exposure profile. Annual precipitation averages 51.6" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 10,516 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net gain of 245 residents (171 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $59,942, fair market rent of $980 for a two-bedroom, and a typical home value of $254,852, up 2.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Both surfaces skew lighter than national averages. That isn’t a verdict — small-area estimates compress real neighborhood-level texture, and a single ZIP reading can miss a district line or a hospital corridor sitting just outside it. Treat this as a starting point for fieldwork, not a conclusion.
Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 40107
How many schools are in ZIP 40107?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 40107 have charter schools?
No charter schools are listed in ZIP 40107 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 40107?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
What is the population of ZIP 40107?
2,046 people live in ZIP 40107, with a median age of 48.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 40107?
$59,942 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 40107 mostly renters or homeowners?
In ZIP 40107, 82.4% of occupied housing units are owner-occupied and 17.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 40107?
In ZIP 40107, 5.2% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 40107?
3.5% of the population in ZIP 40107 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 40107 have broadband internet?
83.0% of households in ZIP 40107 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 40107?
The typical home value in ZIP 40107 is $254,852, up 2.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 40107?
Home values are up 2.3% over the past year and up 31.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 40107?
The average Adjusted Gross Income reported on tax returns from ZIP 40107 (Boston, KY) is $67,288 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 40107?
Tax returns from ZIP 40107 report an average of $77 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 40107 earn over $200,000?
4.0% of tax returns from ZIP 40107 (Boston, KY) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 40107?
As of 2022, 25 business establishments operated in ZIP 40107 employing 270 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 40107?
The average annual pay across all local establishments in ZIP 40107 is $57,019, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 40107 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 40107 ranks in the 11th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 40107?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 40107, ranking in the 28th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 40107 experienced?
FEMA has recorded 24 federal disaster declarations affecting ZIP 40107 between 1970–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 40107?
Severe Storm is the most common federally declared disaster type affecting ZIP 40107, accounting for 10 of 24 declarations (42%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 40107?
The most recent FEMA disaster declaration affecting ZIP 40107 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3633) (FEMA OpenFEMA, retrieved May 3, 2026).
What is the climate like in ZIP 40107?
ZIP 40107 has an average annual temperature of 56.8°F and 51.6" of annual precipitation based on the BARDSTOWN 5E, KY US weather station 13.4 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 40107?
Kentucky has a graduated income tax with a top rate of unspecified. Combined sales tax: 6.00% (Tax Foundation 2025).
Does Kentucky have paid family leave?
Kentucky runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 40107?
This page covers health outcomes from CDC PLACES (5 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (24 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (24 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 40107
Nearby ZIPs by distance
40051 (New Haven, 5.2 mi) · 40004 (Bardstown, 8.8 mi) · 40052 (New Hope, 10.3 mi) · 40037 (Loretto, 10.9 mi) · 40150 (Lebanon Junction, 11.4 mi) · 40062 (11.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 40107?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
11th percentile
Low Vulnerability
Based on 2 census tracts, population 2,274
Vulnerability Themes
Households Without Vehicle
15
Persons with Disability
284
Without HS Diploma
139
Without Health Insurance
75
Adults Age 65+
288
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.