Population & age
- Total population
- 22,738
- Median age
- 29.8
Morehead, KY (40351)
Rowan County · Population 22,738
Fresh.Data current as of Apr 24, 2026
Morehead, KY (ZIP 40351) sits in Rowan County. The page draws on 2 federal data feeds retrieved Apr 27. Health-survey coverage is limited for this ZIP. NCES lists 9 schools serving the area, 9 non-charter. 6 colleges and universities serve the area, with median in-state tuition of $30,430. 21% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $48,895 per worker, roughly 25% below the US average. BLS LAUS records a 6.2% county unemployment rate (2024) — about 2.2 points above the US average and a labor-market distress signal. FEMA has issued 42 federal disaster declarations affecting this ZIP since 1978 — a high-frequency exposure profile. Annual precipitation averages 50.8" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 13,749 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 7-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New residents arriving here predominantly come from Carter County, KY (IRS SOI Migration, 2022-2023). Schools are the headline here — lots of options at varying types — while healthcare access numbers suggest worth-shopping coverage and provider choice carefully. Notable: median household income $49,339, fair market rent of $890 for a two-bedroom, and a typical home value of $183,790, up 0.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 95.3%
- Black
- 2.1%
- Asian
- 0.9%
- Hispanic / Latino
- 1.9%
- Other / multi-racial
- 1.7%
Income & housing
- Median household income
- $49,339
- Median home value
- $153,800
Education
- Bachelor's degree or higher (age 25+)
- 25.6%
Employment
- Unemployment rate
- 5.5%
Housing
- Owner-occupied
- 5,010(61.0%)
- Renter-occupied
- 3,206(39.0%)
- Vacant units
- 1,366
- Built (median)
- 1992
Commute
- Public transit
- 23(0.2%)
- Work from home
- 730(7.4%)
- Avg commute
- 20.5 min
Economic wellbeing
- Below poverty line
- 4,896(24.5%)
- Uninsured
- 73(0.3%)
Digital access
- Broadband access
- 7,390(89.9%)
- No broadband
- 826(10.1%)
Language & nativity
- Foreign-born
- 389(1.7%)
- Non-English at home
- 574(2.7%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$610
/month
1 Bed
$720
/month
2 Bed
$890
/month
3 Bed
$1,130
/month
4 Bed
$1,480
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$183,790
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+0.3%
vs. March 2025
5-year change
+40.7%
vs. March 2021
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
46
Across 10 permitted buildings. Total construction value: $11.5M.
Single-family
6
13% of total units
Multifamily (2+ unit)
40
87% of total units
Single-family value
$1.8M
construction value
Multifamily value
$9.6M
construction value
Apartment construction (5+ unit buildings) accounts for 87% of new units this year — the area is densifying, not just adding single-family stock.
Aggregated from 3 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
8,100
Average AGI
$59,255
Avg property tax
$55
EITC participation
21.5%
Income distribution
- $1 – $25,00034.0% · 2,750
- $25,000 – $50,00026.8% · 2,170
- $50,000 – $75,00014.4% · 1,170
- $75,000 – $100,0009.4% · 760
- $100,000 – $200,00012.7% · 1,030
- $200,000 or more2.7% · 220
Avg mortgage interest
$176
Avg charitable contribution
$388
Avg capital gains
$1,474
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $480.0M across all reported brackets.
Business & employment
Business establishments
509
Total employment
7,615
Annual payroll
$310.1M
Average annual pay
$40,721
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$48,895
Average weekly wage
$940
Total employment
10,490
Total establishments
808
That is roughly 25% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
6.2%
That is 2.2 percentage points above the US national unemployment rate of about 4.0%.
Labor force
10,683
Employed
10,023
Unemployed
660
Based on Rowan County, KY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
11
Strong banking access
Multiple institutions and offices within easy reach of residents.
Total deposits
$505.2M
across all branches in this ZIP
Distinct institutions
8
different banks operating here
Top banks by deposits in this ZIP
- 1.U.S. Bank National Association$134.6M · 1 branch
- 2.Stock Yards Bank & Trust Company$112.7M · 2 branches
- 3.The Citizens Bank$107.9M · 2 branches
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Community health centers
Federally funded health-center sites
1
Single health-center site
One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.
FQHC sites
1
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
60
across sites in this ZIP
Sites in this ZIP
- 1.PrimaryPlus - Morehead
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Hospitals & healthcare facilities
Facilities located inside ZIP 40351 from CMS Provider Data. Star ratings reflect Overall Hospital Quality where applicable; “Not rated” means the facility didn't report enough measures to qualify.
Hospitals (1)
ST CLAIRE REGIONAL MEDICAL CENTER
★★★★★4.0
Acute Care Hospitals
Government - Federal
Emergency services
222 MEDICAL CIRCLE, MOREHEAD, KY, 40351
Source: Centers for Medicare & Medicaid Services Provider Data (data.cms.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
4
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
7
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- ChargePoint Network
- FCN
- Tesla Destination
Other
1
Biodiesel, E85, LNG, RD
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
2
Multiple library outlets
Several public-library outlets within the ZIP, giving residents real choice in branch hours, programming, and walk-in distance.
Buildings
1
1 central
Avg hours / week
45.5
across outlets in this ZIP
Avg square feet
17,000
per outlet
Outlets in this ZIP
- 1.Rowan County Public Library
+ 1 more outlet in this ZIP
Includes 1 bookmobile — service location varies; check the system's schedule.
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
42
Date Range
1978–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3633)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Severe Storm23 (55%)
- Flood7 (17%)
- Severe Ice Storm3 (7%)
- Snowstorm3 (7%)
- Biological2 (5%)
- Other4 (10%)
Individual Assistance
10
Direct help to disaster survivors
Households Program
11
Housing & temporary lodging support
Public Assistance
40
Repair of public facilities & roads
Hazard Mitigation
25
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
54.8°F
44.2° – 65.4°
Annual precipitation
50.8"
Annual snowfall
12.3"
Heating · cooling days
4,729.6 · 1,057
Annual base 65°F
Nearest station: CAVE RUN LAKE, KY US, 8 miles from the centroid of Morehead, KY (ZIP 40351)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
13,749
That is roughly 5,549 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
24%
of adults self-report
Poor physical health days
5.4
avg per adult per month
Poor mental health days
5.6
avg per adult per month
Uninsured
6.2%
of residents under 65
Primary care MDs
64
per 100,000 residents
Preventable hospital stays
4,315
per 100K Medicare enrollees
Food environment (0-10)
7.3
10 = best access & security
Exercise access
97%
residents near a facility
Flu vaccinated
42%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.9% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Rowan data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
1.8% of Rowan County, KY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.12
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.22
accepting food benefits
Fast-food restaurants
0.89
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Rowan County, KY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 3 reports
Property crime rate
—
per 100K residents · 33 reports
Homicide
0
Robbery
0
Burglary
6
Vehicle theft
12
County-level data for Carter (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−113 people
−12 households • −$8.9M net AGI flow
Moved in
815households
1,325 people • $29.4M AGI
Moved out
827households
1,438 people • $38.4M AGI
Where new residents came from
- Carter County, KY — 77 households
- Montgomery County, KY — 50 households
- Bath County, KY — 48 households
- Fleming County, KY — 47 households
- Morgan County, KY — 38 households
Where departing residents went
- Carter County, KY — 57 households
- Fleming County, KY — 57 households
- Fayette County, KY — 52 households
- Bath County, KY — 42 households
- Montgomery County, KY — 41 households
Incoming households reported an average AGI of $36,101 versus departing households' $46,372.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Kentucky
State-level rules that apply to every resident of ZIP 40351. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
0.74%
Median $2,003/year
Tax burden rank
23 of 50
9.80% of personal income
For ZIP 40351: Applied to this ZIP's typical home value of $183,790, that works out to roughly $1,362/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 40351
Nearby ZIPs by distance
40313 (4.8 mi) · 40371 (Salt Lick, 12.4 mi) · 41049 (12.5 mi) · 41093 (13.8 mi) · 41135 (13.9 mi) · 41164 (Olive Hill, 15.8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
All Teeth Lost
21.7%
No national benchmark available.
Short Sleep Duration
40.5%
No national benchmark available.
Colorectal Cancer Screening
64.4%
No national benchmark available.
Dental Visit
54.4%
No national benchmark available.
Mammography
72.9%
No national benchmark available.
Schools in this ZIP
9 schools serve this ZIP, including 9 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Rowan County Senior High School | Public | 9–12 | 982 |
| Rowan County Middle School | Public | 6–8 | 798 |
| McBrayer Elementary School | Public | 0–5 | 485 |
| Rodburn Elementary School | Public | 0–5 | 402 |
| Tilden Hogge Elementary School | Public | 0–5 | 194 |
Showing top 5 by enrollment. 4 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
6
Median in-state tuition
$30,430
Median earnings (10 yr)
$43,722
- 4-Year
Morehead State University
Morehead, KY · 40351
- In-state tuition
- $10,024
- Out-of-state tuition
- $14,980
- Acceptance rate
- 77.2%
- Graduation rate
- 50.0%
- Median earnings (10 yr)
- $43,197
- Median student debt
- $22,250
- 4-Year
Asbury University
Wilmore, KY · 40390
- In-state tuition
- $33,640
- Out-of-state tuition
- $33,640
- Acceptance rate
- 63.4%
- Graduation rate
- 65.0%
- Median earnings (10 yr)
- $42,368
- Median student debt
- $24,028
- 4-Year
Midway University
Midway, KY · 40347
- In-state tuition
- $27,220
- Out-of-state tuition
- $27,220
- Acceptance rate
- 95.1%
- Graduation rate
- 43.0%
- Median earnings (10 yr)
- $44,246
- Median student debt
- $21,301
- 4-Year
Georgetown College
Georgetown, KY · 40324
- In-state tuition
- $42,840
- Out-of-state tuition
- $42,840
- Acceptance rate
- 91.1%
- Graduation rate
- 48.1%
- Median earnings (10 yr)
- $52,074
- Median student debt
- $25,200
- 4-Year
Frontier Nursing University
Versailles, KY · 40383
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
- 4-Year
Asbury Theological Seminary
Wilmore, KY · 40390
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Morehead, KY (ZIP 40351) sits in Rowan County. The page draws on 2 federal data feeds retrieved Apr 27. Health-survey coverage is limited for this ZIP. NCES lists 9 schools serving the area, 9 non-charter. 6 colleges and universities serve the area, with median in-state tuition of $30,430. 21% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $48,895 per worker, roughly 25% below the US average. BLS LAUS records a 6.2% county unemployment rate (2024) — about 2.2 points above the US average and a labor-market distress signal. FEMA has issued 42 federal disaster declarations affecting this ZIP since 1978 — a high-frequency exposure profile. Annual precipitation averages 50.8" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 13,749 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 7-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New residents arriving here predominantly come from Carter County, KY (IRS SOI Migration, 2022-2023). Schools are the headline here — lots of options at varying types — while healthcare access numbers suggest worth-shopping coverage and provider choice carefully. Notable: median household income $49,339, fair market rent of $890 for a two-bedroom, and a typical home value of $183,790, up 0.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These readings invert. Education density is the headline; healthcare access numbers suggest provider choice and coverage are worth shopping carefully. The two domains don’t move together at the ZIP level — both deserve their own due diligence rather than a single judgment.
Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 40351
How many schools are in ZIP 40351?
9 schools serve this ZIP, including 9 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 40351 have charter schools?
No charter schools are listed in ZIP 40351 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 40351?
Yes, 3 high schools serve this ZIP: Rowan County Senior High School, Bluegrass Discovery Academy High, Morehead Youth Development Center. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 40351?
22,738 people live in ZIP 40351, with a median age of 29.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 40351?
$49,339 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 40351 mostly renters or homeowners?
In ZIP 40351, 61.0% of occupied housing units are owner-occupied and 39.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 40351?
In ZIP 40351, 7.4% of workers work from home. Public transit is used by 0.2% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 40351?
24.5% of the population in ZIP 40351 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 40351 have broadband internet?
89.9% of households in ZIP 40351 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 40351?
The typical home value in ZIP 40351 is $183,790, up 0.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 40351?
Home values are up 0.3% over the past year and up 40.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 40351?
The average Adjusted Gross Income reported on tax returns from ZIP 40351 (Morehead, KY) is $59,255 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 40351?
Tax returns from ZIP 40351 report an average of $55 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 40351 earn over $200,000?
2.7% of tax returns from ZIP 40351 (Morehead, KY) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 40351?
As of 2022, 509 business establishments operated in ZIP 40351 employing 7,615 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 40351?
The average annual pay across all local establishments in ZIP 40351 is $40,721, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 40351 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 40351 ranks in the 50th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 40351?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 40351, ranking in the 63th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 40351 experienced?
FEMA has recorded 42 federal disaster declarations affecting ZIP 40351 between 1978–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 40351?
Severe Storm is the most common federally declared disaster type affecting ZIP 40351, accounting for 23 of 42 declarations (55%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 40351?
The most recent FEMA disaster declaration affecting ZIP 40351 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3633) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 40351?
6 colleges and universities are listed near ZIP 40351 by the U.S. Department of Education College Scorecard, including Morehead State University, Asbury University, and Midway University (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 40351?
Median in-state tuition across 6 nearby institutions is $30,430 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 40351?
Graduates of nearby colleges earn a median of $43,722 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 40351?
ZIP 40351 has an average annual temperature of 54.8°F and 50.8" of annual precipitation based on the CAVE RUN LAKE, KY US weather station 8.0 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What hospitals are in ZIP 40351?
1 hospital is located in ZIP 40351 1 is rated by CMS, with an average overall rating of 4.0 out of 5 stars (CMS Hospital Compare, 2024).
What taxes apply in ZIP 40351?
Kentucky has a graduated income tax with a top rate of unspecified. Combined sales tax: 6.00% (Tax Foundation 2025).
Does Kentucky have paid family leave?
Kentucky runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 40351?
This page covers health outcomes from CDC PLACES (5 metrics), school information from NCES CCD (9 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (6 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (42 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), hospitals from CMS Hospital Compare, and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (42 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 40351
Nearby ZIPs by distance
40313 (4.8 mi) · 40371 (Salt Lick, 12.4 mi) · 41049 (12.5 mi) · 41093 (13.8 mi) · 41135 (13.9 mi) · 41164 (Olive Hill, 15.8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
50th percentile
High Vulnerability
Based on 10 census tracts, population 22,839
Vulnerability Themes
Households Without Vehicle
667
Limited English Speakers
55
Persons with Disability
3,555
Without HS Diploma
1,789
Without Health Insurance
1,235
Adults Age 65+
3,197
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.