Population & age
- Total population
- 110
- Median age
- 39.6
North Middletown, KY (40357)
Bourbon County · Lexington-Fayette, KY · Population 110
Fresh.Data current as of Apr 24, 2026
North Middletown, KY (ZIP 40357) sits in Bourbon County within the Lexington-Fayette metro area. The page draws on 2 federal data feeds retrieved Apr 27. Health-survey coverage is limited for this ZIP. NCES lists 1 schools serving the area, 1 non-charter. 6 colleges and universities serve the area, with median in-state tuition of $30,430. Local establishments report average pay of $19,636 per worker (Census ZBP) — below the US average. FEMA has issued 22 federal disaster declarations affecting this ZIP since 1978 — a high-frequency exposure profile. County Health Rankings reports 11,509 years of potential life lost per 100,000 (2025) — well above the national county median. 26.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net gain of 216 residents (105 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: fair market rent of $1,050 for a two-bedroom, a 64.5% poverty rate (well above the ~12% US average), and broadband access at 57.4% of households (below the ~87% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 99.1%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
- Other / multi-racial
- 0.9%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 4(8.5%)
- Renter-occupied
- 43(91.5%)
- Vacant units
- 4
- Built (median)
- 1971
Commute
- Public transit
- 0(0.0%)
- Work from home
- 2(8.3%)
Economic wellbeing
- Below poverty line
- 71(64.5%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 27(57.4%)
- No broadband
- 20(42.6%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$720
/month
1 Bed
$890
/month
2 Bed
$1,050
/month
3 Bed
$1,430
/month
4 Bed
$1,610
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
90
Across 79 permitted buildings. Total construction value: $21.1M.
Single-family
68
76% of total units
Multifamily (2+ unit)
22
24% of total units
Single-family value
$19.5M
construction value
Multifamily value
$1.6M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
6
Total employment
22
Annual payroll
$432K
Average annual pay
$19,636
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$53,178
Average weekly wage
$1,023
Total employment
7,092
Total establishments
646
That is roughly 19% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.3%
That is 0.3 percentage points above the US national unemployment rate of about 4.0%.
Labor force
10,142
Employed
9,707
Unemployed
435
Based on Bourbon County, KY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
22
Date Range
1978–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3633)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Severe Storm9 (41%)
- Flood4 (18%)
- Biological2 (9%)
- Severe Ice Storm2 (9%)
- Snowstorm2 (9%)
- Other3 (14%)
Individual Assistance
5
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
19
Repair of public facilities & roads
Hazard Mitigation
10
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
53.8°F
41.6° – 65.9°
Annual precipitation
48.5"
Annual snowfall
8.8"
Heating · cooling days
5,046.4 · 988.9
Annual base 65°F
Nearest station: MT STERLING, KY US, 11.3 miles from the centroid of North Middletown, KY (ZIP 40357)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
11,509
That is roughly 3,309 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
23%
of adults self-report
Poor physical health days
4.9
avg per adult per month
Poor mental health days
5.5
avg per adult per month
Uninsured
7.5%
of residents under 65
Primary care MDs
64
per 100,000 residents
Preventable hospital stays
2,692
per 100K Medicare enrollees
Food environment (0-10)
6.8
10 = best access & security
Exercise access
58%
residents near a facility
Flu vaccinated
51%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Bourbon data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
26.7% of Bourbon County, KY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
—
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.04
accepting food benefits
Fast-food restaurants
0.70
per 1,000 residents
Among low-income residents, 12.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Bourbon County, KY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 5 reports
Property crime rate
—
per 100K residents · 28 reports
Homicide
0
Robbery
0
Burglary
8
Vehicle theft
1
County-level data for Bourbon (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+216 people
+105 households • +$7.4M net AGI flow
Moved in
720households
1,366 people • $38.6M AGI
Moved out
615households
1,150 people • $31.1M AGI
Where new residents came from
- Fayette County, KY — 153 households
- Harrison County, KY — 46 households
- Scott County, KY — 44 households
- Nicholas County, KY — 38 households
- Clark County, KY — 24 households
Where departing residents went
- Fayette County, KY — 109 households
- Harrison County, KY — 65 households
- Scott County, KY — 55 households
- Clark County, KY — 34 households
- Nicholas County, KY — 33 households
Incoming households reported an average AGI of $53,558 versus departing households' $50,607.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Kentucky
State-level rules that apply to every resident of ZIP 40357. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
0.74%
Median $2,003/year
Tax burden rank
23 of 50
9.80% of personal income
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 40357
Nearby ZIPs by distance
40361 (Paris, 6.8 mi) · 40353 (Mount Sterling, 10.3 mi) · 40348 (Millersburg, 11.1 mi) · 40374 (Sharpsburg, 12.2 mi) · 40391 (Winchester, 12.2 mi) · 40311 (Carlisle, 14.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
All Teeth Lost
28.6%
No national benchmark available.
Short Sleep Duration
41.7%
No national benchmark available.
Colorectal Cancer Screening
61.5%
No national benchmark available.
Dental Visit
52.6%
No national benchmark available.
Mammography
68.8%
No national benchmark available.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| North Middletown Elementary School | Public | 0–5 | 148 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
6
Median in-state tuition
$30,430
Median earnings (10 yr)
$43,722
- 4-Year
Morehead State University
Morehead, KY · 40351
- In-state tuition
- $10,024
- Out-of-state tuition
- $14,980
- Acceptance rate
- 77.2%
- Graduation rate
- 50.0%
- Median earnings (10 yr)
- $43,197
- Median student debt
- $22,250
- 4-Year
Asbury University
Wilmore, KY · 40390
- In-state tuition
- $33,640
- Out-of-state tuition
- $33,640
- Acceptance rate
- 63.4%
- Graduation rate
- 65.0%
- Median earnings (10 yr)
- $42,368
- Median student debt
- $24,028
- 4-Year
Midway University
Midway, KY · 40347
- In-state tuition
- $27,220
- Out-of-state tuition
- $27,220
- Acceptance rate
- 95.1%
- Graduation rate
- 43.0%
- Median earnings (10 yr)
- $44,246
- Median student debt
- $21,301
- 4-Year
Georgetown College
Georgetown, KY · 40324
- In-state tuition
- $42,840
- Out-of-state tuition
- $42,840
- Acceptance rate
- 91.1%
- Graduation rate
- 48.1%
- Median earnings (10 yr)
- $52,074
- Median student debt
- $25,200
- 4-Year
Frontier Nursing University
Versailles, KY · 40383
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
- 4-Year
Asbury Theological Seminary
Wilmore, KY · 40390
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
North Middletown, KY (ZIP 40357) sits in Bourbon County within the Lexington-Fayette metro area. The page draws on 2 federal data feeds retrieved Apr 27. Health-survey coverage is limited for this ZIP. NCES lists 1 schools serving the area, 1 non-charter. 6 colleges and universities serve the area, with median in-state tuition of $30,430. Local establishments report average pay of $19,636 per worker (Census ZBP) — below the US average. FEMA has issued 22 federal disaster declarations affecting this ZIP since 1978 — a high-frequency exposure profile. County Health Rankings reports 11,509 years of potential life lost per 100,000 (2025) — well above the national county median. 26.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net gain of 216 residents (105 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: fair market rent of $1,050 for a two-bedroom, a 64.5% poverty rate (well above the ~12% US average), and broadband access at 57.4% of households (below the ~87% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Both surfaces skew lighter than national averages. That isn’t a verdict — small-area estimates compress real neighborhood-level texture, and a single ZIP reading can miss a district line or a hospital corridor sitting just outside it. Treat this as a starting point for fieldwork, not a conclusion.
Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 40357
How many schools are in ZIP 40357?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 40357 have charter schools?
No charter schools are listed in ZIP 40357 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 40357?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
What is the population of ZIP 40357?
110 people live in ZIP 40357, with a median age of 39.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 40357 mostly renters or homeowners?
In ZIP 40357, 8.5% of occupied housing units are owner-occupied and 91.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 40357?
In ZIP 40357, 8.3% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 40357?
64.5% of the population in ZIP 40357 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 40357 have broadband internet?
57.4% of households in ZIP 40357 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many businesses are in ZIP 40357?
As of 2022, 6 business establishments operated in ZIP 40357 employing 22 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 40357?
The average annual pay across all local establishments in ZIP 40357 is $19,636, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 40357 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 40357 ranks in the 62th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 40357?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 40357, ranking in the 74th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 40357 experienced?
FEMA has recorded 22 federal disaster declarations affecting ZIP 40357 between 1978–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 40357?
Severe Storm is the most common federally declared disaster type affecting ZIP 40357, accounting for 9 of 22 declarations (41%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 40357?
The most recent FEMA disaster declaration affecting ZIP 40357 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3633) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 40357?
6 colleges and universities are listed near ZIP 40357 by the U.S. Department of Education College Scorecard, including Morehead State University, Asbury University, and Midway University (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 40357?
Median in-state tuition across 6 nearby institutions is $30,430 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 40357?
Graduates of nearby colleges earn a median of $43,722 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 40357?
ZIP 40357 has an average annual temperature of 53.8°F and 48.5" of annual precipitation based on the MT STERLING, KY US weather station 11.3 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 40357?
Kentucky has a graduated income tax with a top rate of unspecified. Combined sales tax: 6.00% (Tax Foundation 2025).
Does Kentucky have paid family leave?
Kentucky runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 40357?
This page covers health outcomes from CDC PLACES (5 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (6 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (22 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (22 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 40357
Nearby ZIPs by distance
40361 (Paris, 6.8 mi) · 40353 (Mount Sterling, 10.3 mi) · 40348 (Millersburg, 11.1 mi) · 40374 (Sharpsburg, 12.2 mi) · 40391 (Winchester, 12.2 mi) · 40311 (Carlisle, 14.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 40357?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
62nd percentile
High Vulnerability
Based on 1 census tract, population 1
Vulnerability Themes
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.