Population & age
- Total population
- 641
- Median age
- 45.8
ZIP 41232, KY (41232)
Lawrence County · Huntington-Ashland, WV-KY-OH · Population 641
Fresh.Data current as of Apr 24, 2026
KY 41232 (ZIP 41232) sits in Lawrence County within the Huntington-Ashland metro area. The page draws on 1 federal data feed retrieved Apr 24. Health-survey coverage is limited for this ZIP. No NCES schools are mapped to this ZIP in the current dataset. 1 college or university serves the area. 24% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $20,500 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $44,742 per worker, roughly 32% below the US average. BLS LAUS records a 8.1% county unemployment rate (2024) — about 4.1 points above the US average and a labor-market distress signal. FEMA has issued 52 federal disaster declarations affecting this ZIP since 1967 — a high-frequency exposure profile. County Health Rankings reports 14,424 years of potential life lost per 100,000 (2025) — well above the national county median. IRS migration data (2022-2023) shows a net loss of 95 residents (70 households) — the ZIP's primary county is shrinking. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $35,556, fair market rent of $920 for a two-bedroom, and a 41.8% poverty rate (well above the ~12% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 100.0%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
Income & housing
- Median household income
- $35,556
- Median home value
- $78,500
Education
- Bachelor's degree or higher (age 25+)
- 6.9%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 122(55.5%)
- Renter-occupied
- 98(44.5%)
- Vacant units
- 77
- Built (median)
- 1997
Commute
- Public transit
- 0(0.0%)
- Work from home
- 0(0.0%)
- Avg commute
- 34.5 min
Economic wellbeing
- Below poverty line
- 262(41.8%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 154(70.0%)
- No broadband
- 66(30.0%)
Language & nativity
- Foreign-born
- 24(3.7%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$690
/month
1 Bed
$720
/month
2 Bed
$920
/month
3 Bed
$1,140
/month
4 Bed
$1,340
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Income & tax statistics
Tax returns filed
210
Average AGI
$46,662
Avg property tax
—
EITC participation
23.8%
Income distribution
- $1 – $25,00038.1% · 80
- $25,000 – $50,00028.6% · 60
- $50,000 – $75,00023.8% · 50
- $75,000 – $100,0000.0% · 0
- $100,000 – $200,0009.5% · 20
- $200,000 or more0.0% · 0
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
—
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $9.8M across all reported brackets.
Business & employment
Business establishments
9
Total employment
36
Annual payroll
$738K
Average annual pay
$20,500
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$44,742
Average weekly wage
$860
Total employment
4,232
Total establishments
353
That is roughly 32% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
8.1%
That is 4.1 percentage points above the US national unemployment rate of about 4.0%.
Labor force
5,392
Employed
4,956
Unemployed
436
Based on Lawrence County, KY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
52
Date Range
1967–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3633)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Severe Storm25 (48%)
- Flood12 (23%)
- Snowstorm4 (8%)
- Severe Ice Storm3 (6%)
- Biological2 (4%)
- Other6 (12%)
Individual Assistance
11
Direct help to disaster survivors
Households Program
10
Housing & temporary lodging support
Public Assistance
51
Repair of public facilities & roads
Hazard Mitigation
30
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
55.1°F
45.1° – 65.1°
Annual precipitation
49.1"
Annual snowfall
17.4"
Heating · cooling days
4,569.3 · 1,006.7
Annual base 65°F
Nearest station: DUNLOW 1 SW, WV US, 17.7 miles from the centroid of ZIP 41232 (ZIP 41232)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
14,424
That is roughly 6,224 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
25%
of adults self-report
Poor physical health days
5.8
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
7.7%
of residents under 65
Primary care MDs
37
per 100,000 residents
Preventable hospital stays
4,305
per 100K Medicare enrollees
Food environment (0-10)
6.2
10 = best access & security
Exercise access
28%
residents near a facility
Flu vaccinated
29%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Lawrence data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
9.3% of Lawrence County, KY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
—
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.23
accepting food benefits
Fast-food restaurants
0.58
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Lawrence County, KY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 4 reports
Property crime rate
—
per 100K residents · 35 reports
Homicide
0
Robbery
0
Burglary
18
Vehicle theft
8
County-level data for Lawrence (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−95 people
−70 households • −$3.8M net AGI flow
Moved in
351households
736 people • $14.6M AGI
Moved out
421households
831 people • $18.5M AGI
Where new residents came from
- Boyd County, KY — 38 households
- Wayne County, WV — 37 households
- Johnson County, KY — 26 households
Where departing residents went
- Boyd County, KY — 37 households
- Johnson County, KY — 31 households
- Wayne County, WV — 30 households
- Martin County, KY — 23 households
Incoming households reported an average AGI of $41,707 versus departing households' $43,879.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Kentucky
State-level rules that apply to every resident of ZIP 41232. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
0.74%
Median $2,003/year
Tax burden rank
23 of 50
9.80% of personal income
For ZIP 41232: Applied to this ZIP's typical home value of $78,500, that works out to roughly $582/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 41232
Nearby ZIPs by distance
41264 (2.9 mi) · 41254 (3.8 mi) · 41257 (4.2 mi) · 41255 (5.4 mi) · 41263 (6.1 mi) · 41274 (6.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
All Teeth Lost
31.2%
No national benchmark available.
Short Sleep Duration
42.6%
No national benchmark available.
Colorectal Cancer Screening
58.1%
No national benchmark available.
Dental Visit
49.9%
No national benchmark available.
Mammography
69.2%
No national benchmark available.
Colleges & universities nearby
Colleges in this area
1
Median in-state tuition
—
Median earnings (10 yr)
—
- Certificate
South Eastern Beauty Academy
Paintsville, KY · 41240
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 50.8%
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
KY 41232 (ZIP 41232) sits in Lawrence County within the Huntington-Ashland metro area. The page draws on 1 federal data feed retrieved Apr 24. Health-survey coverage is limited for this ZIP. No NCES schools are mapped to this ZIP in the current dataset. 1 college or university serves the area. 24% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $20,500 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $44,742 per worker, roughly 32% below the US average. BLS LAUS records a 8.1% county unemployment rate (2024) — about 4.1 points above the US average and a labor-market distress signal. FEMA has issued 52 federal disaster declarations affecting this ZIP since 1967 — a high-frequency exposure profile. County Health Rankings reports 14,424 years of potential life lost per 100,000 (2025) — well above the national county median. IRS migration data (2022-2023) shows a net loss of 95 residents (70 households) — the ZIP's primary county is shrinking. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $35,556, fair market rent of $920 for a two-bedroom, and a 41.8% poverty rate (well above the ~12% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Both surfaces skew lighter than national averages. That isn’t a verdict — small-area estimates compress real neighborhood-level texture, and a single ZIP reading can miss a district line or a hospital corridor sitting just outside it. Treat this as a starting point for fieldwork, not a conclusion.
Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 41232
What is the population of ZIP 41232?
641 people live in ZIP 41232, with a median age of 45.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 41232?
$35,556 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 41232 mostly renters or homeowners?
In ZIP 41232, 55.5% of occupied housing units are owner-occupied and 44.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 41232?
In ZIP 41232, 0.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 41232?
41.8% of the population in ZIP 41232 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 41232 have broadband internet?
70.0% of households in ZIP 41232 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the average household income in ZIP 41232?
The average Adjusted Gross Income reported on tax returns from ZIP 41232 (KY 41232) is $46,662 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 41232?
Tax returns from ZIP 41232 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 41232 earn over $200,000?
0.0% of tax returns from ZIP 41232 (KY 41232) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 41232?
As of 2022, 9 business establishments operated in ZIP 41232 employing 36 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 41232?
The average annual pay across all local establishments in ZIP 41232 is $20,500, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 41232 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 41232 ranks in the 45th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 41232?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 41232, ranking in the 66th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 41232 experienced?
FEMA has recorded 52 federal disaster declarations affecting ZIP 41232 between 1967–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 41232?
Severe Storm is the most common federally declared disaster type affecting ZIP 41232, accounting for 25 of 52 declarations (48%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 41232?
The most recent FEMA disaster declaration affecting ZIP 41232 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3633) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 41232?
1 college or university is listed near ZIP 41232 by the U.S. Department of Education College Scorecard, including South Eastern Beauty Academy (retrieved May 2, 2026).
What is the climate like in ZIP 41232?
ZIP 41232 has an average annual temperature of 55.1°F and 49.1" of annual precipitation based on the DUNLOW 1 SW, WV US weather station 17.7 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 41232?
Kentucky has a graduated income tax with a top rate of unspecified. Combined sales tax: 6.00% (Tax Foundation 2025).
Does Kentucky have paid family leave?
Kentucky runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 41232?
This page covers health outcomes from CDC PLACES (5 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (1 institution), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (52 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (52 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 41232
Nearby ZIPs by distance
41264 (2.9 mi) · 41254 (3.8 mi) · 41257 (4.2 mi) · 41255 (5.4 mi) · 41263 (6.1 mi) · 41274 (6.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 41232?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
45th percentile
Moderate Vulnerability
Based on 2 census tracts, population 521
Vulnerability Themes
Households Without Vehicle
13
Persons with Disability
143
Without HS Diploma
111
Without Health Insurance
34
Adults Age 65+
73
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.