Population & age
- Total population
- 288
- Median age
- 48.8
ZIP 41421, KY (41421)
Morgan County · Population 288
Fresh.Data current as of Apr 24, 2026
KY 41421 (ZIP 41421) sits in Morgan County. The page draws on 1 federal data feed retrieved Apr 24. Health-survey coverage is limited for this ZIP. No NCES schools are mapped to this ZIP in the current dataset. 33% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $47,329 per worker, roughly 28% below the US average. BLS LAUS records a 6.7% county unemployment rate (2024) — about 2.7 points above the US average and a labor-market distress signal. FEMA has issued 34 federal disaster declarations affecting this ZIP since 1978 — a high-frequency exposure profile. County Health Rankings reports 11,958 years of potential life lost per 100,000 (2025) — well above the national county median. New residents arriving here predominantly come from Rowan County, KY (IRS SOI Migration, 2022-2023). Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: fair market rent of $880 for a two-bedroom and a 24.7% poverty rate (well above the ~12% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Loading map…
Demographics
Race & ethnicity
- White
- 100.0%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
Education
- Bachelor's degree or higher (age 25+)
- 28.1%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 121(92.4%)
- Renter-occupied
- 10(7.6%)
- Vacant units
- 7
- Built (median)
- 2002
Commute
- Public transit
- 0(0.0%)
- Work from home
- 0(0.0%)
- Avg commute
- 21.9 min
Economic wellbeing
- Below poverty line
- 71(24.7%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 121(92.4%)
- No broadband
- 10(7.6%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$630
/month
1 Bed
$680
/month
2 Bed
$880
/month
3 Bed
$1,180
/month
4 Bed
$1,270
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
1
Across 1 permitted buildings. Total construction value: $100,000.
Single-family
1
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$100,000
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
120
Average AGI
$41,783
Avg property tax
—
EITC participation
33.3%
Income distribution
- $1 – $25,00041.7% · 50
- $25,000 – $50,00025.0% · 30
- $50,000 – $75,00016.7% · 20
- $75,000 – $100,00016.7% · 20
- $100,000 – $200,0000.0% · 0
- $200,000 or more0.0% · 0
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
—
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $5.0M across all reported brackets.
Employment & wages
Average annual pay
$47,329
Average weekly wage
$910
Total employment
3,293
Total establishments
286
That is roughly 28% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
6.7%
That is 2.7 percentage points above the US national unemployment rate of about 4.0%.
Labor force
4,686
Employed
4,372
Unemployed
314
Based on Morgan County, KY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
34
Date Range
1978–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3633)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Severe Storm16 (47%)
- Flood6 (18%)
- Snowstorm4 (12%)
- Severe Ice Storm3 (9%)
- Biological2 (6%)
- Other3 (9%)
Individual Assistance
6
Direct help to disaster survivors
Households Program
5
Housing & temporary lodging support
Public Assistance
34
Repair of public facilities & roads
Hazard Mitigation
19
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
54.1°F
41.3° – 66.9°
Annual precipitation
46.9"
Annual snowfall
12.3"
Heating · cooling days
4,891 · 942.4
Annual base 65°F
Nearest station: W LIBERTY 3NW, KY US, 6.8 miles from the centroid of ZIP 41421 (ZIP 41421)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
38
GoodGood 334dModerate 25d
Peak AQI (2024)
64
Moderate
Primary pollutant
Ozone
359 days as main pollutant
Days measured
359
Based on Morgan County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
11,958
That is roughly 3,758 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
28%
of adults self-report
Poor physical health days
5.5
avg per adult per month
Poor mental health days
5.5
avg per adult per month
Uninsured
8.6%
of residents under 65
Primary care MDs
7
per 100,000 residents
Preventable hospital stays
2,888
per 100K Medicare enrollees
Food environment (0-10)
6.8
10 = best access & security
Exercise access
50%
residents near a facility
Flu vaccinated
32%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.5% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Morgan data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
7.6% of Morgan County, KY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.23
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.52
accepting food benefits
Fast-food restaurants
0.53
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Morgan County, KY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 3 reports
Property crime rate
—
per 100K residents · 13 reports
Homicide
0
Robbery
0
Burglary
9
Vehicle theft
1
County-level data for Morgan (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−26 people
+15 households • +$2.4M net AGI flow
Moved in
277households
508 people • $14.1M AGI
Moved out
262households
534 people • $11.7M AGI
Where new residents came from
- Rowan County, KY — 25 households
Where departing residents went
- Rowan County, KY — 38 households
Incoming households reported an average AGI of $50,852 versus departing households' $44,622.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Kentucky
State-level rules that apply to every resident of ZIP 41421. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
0.74%
Median $2,003/year
Tax burden rank
23 of 50
9.80% of personal income
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 41421
Nearby ZIPs by distance
41171 (Sandy Hook, 3.8 mi) · 41472 (West Liberty, 4.4 mi) · 41149 (9.8 mi) · 41159 (12 mi) · 41226 (13.1 mi) · 41352 (13.8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
All Teeth Lost
34.2%
No national benchmark available.
Short Sleep Duration
44.5%
No national benchmark available.
Colorectal Cancer Screening
60.3%
No national benchmark available.
Dental Visit
44.0%
No national benchmark available.
Mammography
72.6%
No national benchmark available.
What these numbers say together
KY 41421 (ZIP 41421) sits in Morgan County. The page draws on 1 federal data feed retrieved Apr 24. Health-survey coverage is limited for this ZIP. No NCES schools are mapped to this ZIP in the current dataset. 33% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $47,329 per worker, roughly 28% below the US average. BLS LAUS records a 6.7% county unemployment rate (2024) — about 2.7 points above the US average and a labor-market distress signal. FEMA has issued 34 federal disaster declarations affecting this ZIP since 1978 — a high-frequency exposure profile. County Health Rankings reports 11,958 years of potential life lost per 100,000 (2025) — well above the national county median. New residents arriving here predominantly come from Rowan County, KY (IRS SOI Migration, 2022-2023). Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: fair market rent of $880 for a two-bedroom and a 24.7% poverty rate (well above the ~12% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Both surfaces skew lighter than national averages. That isn’t a verdict — small-area estimates compress real neighborhood-level texture, and a single ZIP reading can miss a district line or a hospital corridor sitting just outside it. Treat this as a starting point for fieldwork, not a conclusion.
Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 41421
What is the population of ZIP 41421?
288 people live in ZIP 41421, with a median age of 48.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 41421 mostly renters or homeowners?
In ZIP 41421, 92.4% of occupied housing units are owner-occupied and 7.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 41421?
In ZIP 41421, 0.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 41421?
24.7% of the population in ZIP 41421 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 41421 have broadband internet?
92.4% of households in ZIP 41421 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the average household income in ZIP 41421?
The average Adjusted Gross Income reported on tax returns from ZIP 41421 (KY 41421) is $41,783 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 41421?
Tax returns from ZIP 41421 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 41421 earn over $200,000?
0.0% of tax returns from ZIP 41421 (KY 41421) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How vulnerable is ZIP 41421 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 41421 ranks in the 54th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 41421?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 41421, ranking in the 73th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 41421 experienced?
FEMA has recorded 34 federal disaster declarations affecting ZIP 41421 between 1978–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 41421?
Severe Storm is the most common federally declared disaster type affecting ZIP 41421, accounting for 16 of 34 declarations (47%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 41421?
The most recent FEMA disaster declaration affecting ZIP 41421 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3633) (FEMA OpenFEMA, retrieved May 3, 2026).
What is the climate like in ZIP 41421?
ZIP 41421 has an average annual temperature of 54.1°F and 46.9" of annual precipitation based on the W LIBERTY 3NW, KY US weather station 6.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 41421?
Kentucky has a graduated income tax with a top rate of unspecified. Combined sales tax: 6.00% (Tax Foundation 2025).
Does Kentucky have paid family leave?
Kentucky runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 41421?
This page covers health outcomes from CDC PLACES (5 metrics), demographics from the Census ACS 5-Year (2022), income & tax statistics from the IRS SOI (Tax Year 2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (34 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (34 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 41421
Nearby ZIPs by distance
41171 (Sandy Hook, 3.8 mi) · 41472 (West Liberty, 4.4 mi) · 41149 (9.8 mi) · 41159 (12 mi) · 41226 (13.1 mi) · 41352 (13.8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 41421?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
54th percentile
High Vulnerability
Based on 1 census tract, population 411
Vulnerability Themes
Households Without Vehicle
8
Persons with Disability
112
Without HS Diploma
110
Without Health Insurance
62
Adults Age 65+
85
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.