Population & age
- Total population
- 838
- Median age
- 62.5
ZIP 42076, KY (42076)
Calloway County · Population 838
Fresh.Data current as of Apr 24, 2026
KY 42076 (ZIP 42076) sits in Calloway County. The page draws on 1 federal data feed retrieved Apr 24. Health-survey coverage is limited for this ZIP. No NCES schools are mapped to this ZIP in the current dataset. 2 colleges and universities serve the area, with median in-state tuition of $7,314. IRS data shows average household income (AGI) of $57,849 per tax return. Local establishments report average pay of $32,105 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $46,250 per worker, roughly 29% below the US average. FEMA has issued 20 federal disaster declarations affecting this ZIP since 1975 — a high-frequency exposure profile. Annual precipitation averages 58.1" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. Fast-food restaurants outnumber grocery stores roughly 6-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New residents arriving here predominantly come from Marshall County, KY (IRS SOI Migration, 2022-2023). Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $31,182, fair market rent of $1,070 for a two-bedroom, and a typical home value of $137,741, down 18.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 95.9%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.6%
- Other / multi-racial
- 1.1%
Income & housing
- Median household income
- $31,182
- Median home value
- $89,700
Education
- Bachelor's degree or higher (age 25+)
- 10.8%
Employment
- Unemployment rate
- 6.5%
Housing
- Owner-occupied
- 325(69.6%)
- Renter-occupied
- 142(30.4%)
- Vacant units
- 450
- Built (median)
- 1992
Commute
- Public transit
- 0(0.0%)
- Work from home
- 20(8.7%)
- Avg commute
- 30.9 min
Economic wellbeing
- Below poverty line
- 142(16.9%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 390(83.5%)
- No broadband
- 77(16.5%)
Language & nativity
- Foreign-born
- 128(15.3%)
- Non-English at home
- 6(0.7%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$760
/month
1 Bed
$820
/month
2 Bed
$1,070
/month
3 Bed
$1,280
/month
4 Bed
$1,410
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$137,741
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
-18.7%
vs. March 2025
5-year change
+61.9%
vs. March 2021
Metro area
Murray, KY
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
81
Across 17 permitted buildings. Total construction value: $14.0M.
Single-family
15
19% of total units
Multifamily (2+ unit)
66
81% of total units
Single-family value
$5.0M
construction value
Multifamily value
$9.1M
construction value
Apartment construction (5+ unit buildings) accounts for 81% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
430
Average AGI
$57,849
Avg property tax
—
EITC participation
18.6%
Income distribution
- $1 – $25,00039.5% · 170
- $25,000 – $50,00020.9% · 90
- $50,000 – $75,00016.3% · 70
- $75,000 – $100,0009.3% · 40
- $100,000 – $200,00014.0% · 60
- $200,000 or more0.0% · 0
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
$1,281
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $24.9M across all reported brackets.
Business & employment
Business establishments
14
Total employment
86
Annual payroll
$2.8M
Average annual pay
$32,105
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$46,250
Average weekly wage
$889
Total employment
15,570
Total establishments
1,333
That is roughly 29% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
5.4%
That is 1.4 percentage points above the US national unemployment rate of about 4.0%.
Labor force
16,978
Employed
16,062
Unemployed
916
Based on Calloway County, KY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
20
Date Range
1975–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3633)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Severe Storm10 (50%)
- Flood3 (15%)
- Biological2 (10%)
- Severe Ice Storm2 (10%)
- Winter Storm1 (5%)
- Other2 (10%)
Individual Assistance
1
Direct help to disaster survivors
Households Program
3
Housing & temporary lodging support
Public Assistance
20
Repair of public facilities & roads
Hazard Mitigation
10
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
58.8°F
48.3° – 69.3°
Annual precipitation
58.1"
Annual snowfall
6.5"
Heating · cooling days
3,861 · 1,637.9
Annual base 65°F
Nearest station: MURRAY, KY US, 11.5 miles from the centroid of ZIP 42076 (ZIP 42076)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
10,108
That is roughly 1,908 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
20%
of adults self-report
Poor physical health days
5.0
avg per adult per month
Poor mental health days
5.3
avg per adult per month
Uninsured
7.2%
of residents under 65
Primary care MDs
48
per 100,000 residents
Preventable hospital stays
3,072
per 100K Medicare enrollees
Food environment (0-10)
7.2
10 = best access & security
Exercise access
70%
residents near a facility
Flu vaccinated
48%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Calloway data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
16.5% of Calloway County, KY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.10
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.80
accepting food benefits
Fast-food restaurants
0.64
per 1,000 residents
Among low-income residents, 6.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Calloway County, KY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 9 reports
Property crime rate
—
per 100K residents · 98 reports
Homicide
0
Robbery
1
Burglary
27
Vehicle theft
13
County-level data for Calloway (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−14 people
+39 households • +$6.0M net AGI flow
Moved in
1,580households
2,632 people • $77.1M AGI
Moved out
1,541households
2,646 people • $71.1M AGI
Where new residents came from
- Marshall County, KY — 117 households
- Graves County, KY — 115 households
- Henry County, TN — 61 households
- McCracken County, KY — 60 households
- Christian County, KY — 22 households
Where departing residents went
- Marshall County, KY — 119 households
- Graves County, KY — 92 households
- McCracken County, KY — 83 households
- Henry County, TN — 48 households
- Davidson County, TN — 23 households
Incoming households reported an average AGI of $48,825 versus departing households' $46,171.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Kentucky
State-level rules that apply to every resident of ZIP 42076. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
0.74%
Median $2,003/year
Tax burden rank
23 of 50
9.80% of personal income
For ZIP 42076: Applied to this ZIP's typical home value of $137,741, that works out to roughly $1,020/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 42076
Nearby ZIPs by distance
38222 (Buchanan, 9.1 mi) · 42071 (Murray, 10.2 mi) · 42036 (Dexter, 12.1 mi) · 42049 (Hazel, 12.4 mi) · 42020 (Dexter, 12.8 mi) · 37028 (14.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
All Teeth Lost
24.2%
No national benchmark available.
Short Sleep Duration
39.9%
No national benchmark available.
Colorectal Cancer Screening
69.9%
No national benchmark available.
Dental Visit
57.8%
No national benchmark available.
Mammography
71.7%
No national benchmark available.
Colleges & universities nearby
Colleges in this area
2
Median in-state tuition
$7,314
Median earnings (10 yr)
$39,814
- 4-Year
Murray State University
Murray, KY · 42071
- In-state tuition
- $9,900
- Out-of-state tuition
- $19,836
- Acceptance rate
- 85.7%
- Graduation rate
- 60.4%
- Median earnings (10 yr)
- $44,737
- Median student debt
- $20,500
- 2-Year
West Kentucky Community and Technical College
Paducah, KY · 42001
- In-state tuition
- $4,728
- Out-of-state tuition
- $6,432
- Acceptance rate
- —
- Graduation rate
- 49.3%
- Median earnings (10 yr)
- $34,891
- Median student debt
- $8,986
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
KY 42076 (ZIP 42076) sits in Calloway County. The page draws on 1 federal data feed retrieved Apr 24. Health-survey coverage is limited for this ZIP. No NCES schools are mapped to this ZIP in the current dataset. 2 colleges and universities serve the area, with median in-state tuition of $7,314. IRS data shows average household income (AGI) of $57,849 per tax return. Local establishments report average pay of $32,105 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $46,250 per worker, roughly 29% below the US average. FEMA has issued 20 federal disaster declarations affecting this ZIP since 1975 — a high-frequency exposure profile. Annual precipitation averages 58.1" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. Fast-food restaurants outnumber grocery stores roughly 6-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New residents arriving here predominantly come from Marshall County, KY (IRS SOI Migration, 2022-2023). Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $31,182, fair market rent of $1,070 for a two-bedroom, and a typical home value of $137,741, down 18.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Both surfaces skew lighter than national averages. That isn’t a verdict — small-area estimates compress real neighborhood-level texture, and a single ZIP reading can miss a district line or a hospital corridor sitting just outside it. Treat this as a starting point for fieldwork, not a conclusion.
Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 42076
What is the population of ZIP 42076?
838 people live in ZIP 42076, with a median age of 62.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 42076?
$31,182 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 42076 mostly renters or homeowners?
In ZIP 42076, 69.6% of occupied housing units are owner-occupied and 30.4% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 42076?
In ZIP 42076, 8.7% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 42076?
16.9% of the population in ZIP 42076 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 42076 have broadband internet?
83.5% of households in ZIP 42076 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 42076?
The typical home value in ZIP 42076 is $137,741, down 18.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 42076?
Home values are down 18.7% over the past year and up 61.9% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 42076?
The average Adjusted Gross Income reported on tax returns from ZIP 42076 (KY 42076) is $57,849 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 42076?
Tax returns from ZIP 42076 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 42076 earn over $200,000?
0.0% of tax returns from ZIP 42076 (KY 42076) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 42076?
As of 2022, 14 business establishments operated in ZIP 42076 employing 86 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 42076?
The average annual pay across all local establishments in ZIP 42076 is $32,105, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 42076 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 42076 ranks in the 57th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 42076?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 42076, ranking in the 70th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 42076 experienced?
FEMA has recorded 20 federal disaster declarations affecting ZIP 42076 between 1975–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 42076?
Severe Storm is the most common federally declared disaster type affecting ZIP 42076, accounting for 10 of 20 declarations (50%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 42076?
The most recent FEMA disaster declaration affecting ZIP 42076 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3633) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 42076?
2 colleges and universities are listed near ZIP 42076 by the U.S. Department of Education College Scorecard, including Murray State University and West Kentucky Community And Technical College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 42076?
Median in-state tuition across 2 nearby institutions is $7,314 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 42076?
Graduates of nearby colleges earn a median of $39,814 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 42076?
ZIP 42076 has an average annual temperature of 58.8°F and 58.1" of annual precipitation based on the MURRAY, KY US weather station 11.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 42076?
Kentucky has a graduated income tax with a top rate of unspecified. Combined sales tax: 6.00% (Tax Foundation 2025).
Does Kentucky have paid family leave?
Kentucky runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 42076?
This page covers health outcomes from CDC PLACES (5 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (2 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (20 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (20 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 42076
Nearby ZIPs by distance
38222 (Buchanan, 9.1 mi) · 42071 (Murray, 10.2 mi) · 42036 (Dexter, 12.1 mi) · 42049 (Hazel, 12.4 mi) · 42020 (Dexter, 12.8 mi) · 37028 (14.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 42076?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
57th percentile
High Vulnerability
Based on 1 census tract, population 1,324
Vulnerability Themes
Households Without Vehicle
3
Limited English Speakers
1
Persons with Disability
273
Without HS Diploma
97
Without Health Insurance
199
Adults Age 65+
397
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.