Population & age
- Total population
- 20,485
- Median age
- 34.4
Clark County · Springfield, OH · Population 20,485
Springfield, OH (ZIP 45505) sits in Clark County within the Springfield metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 46.8%. NCES lists 10 schools serving the area, 10 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $25,167. 29% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $52,055 per worker, roughly 20% below the US average. Fifth Third Bank, National Association holds 75% of FDIC-reported deposits in this ZIP (2024) — a notably concentrated local banking market. FEMA has issued 11 federal disaster declarations affecting this ZIP since 1974. County Health Rankings reports 12,878 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 6-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Ohio levies a flat state income tax (top rate 3.50%); a household at the local median AGI of $42,574 would pay roughly $894/year before deductions. New residents arriving here predominantly come from Montgomery County, OH (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $42,692, fair market rent of $1,070 for a two-bedroom, and a typical home value of $128,568, up 5.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$740
/month
1 Bed
$820
/month
2 Bed
$1,070
/month
3 Bed
$1,310
/month
4 Bed
$1,520
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$128,568
Zillow Home Value Index (ZHVI) · as of March 2026
+5.7%
vs. March 2025
+60.7%
vs. March 2021
Springfield, OH
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
232
Across 123 permitted buildings. Total construction value: $56.7M.
Single-family
102
44% of total units
Multifamily (2+ unit)
130
56% of total units
Single-family value
$37.0M
construction value
Multifamily value
$19.6M
construction value
Apartment construction (5+ unit buildings) accounts for 50% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
8,490
Average AGI
$42,574
Avg property tax
$27
EITC participation
28.5%
Income distribution
Avg mortgage interest
$49
Avg charitable contribution
$111
Avg capital gains
$485
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $361.5M across all reported brackets.
Business establishments
332
Total employment
6,530
Annual payroll
$294.3M
Average annual pay
$45,070
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$52,055
Average weekly wage
$1,001
Total employment
46,967
Total establishments
2,614
That is roughly 20% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.7%
That is 0.7 percentage points above the US national unemployment rate of about 4.0%.
Labor force
62,340
Employed
59,422
Unemployed
2,918
Based on Clark County, OH data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
3
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$84.7M
across all branches in this ZIP
Distinct institutions
3
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally funded health-center sites
3
Multiple health-center sites
A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.
FQHC sites
3
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
39.2
across sites in this ZIP
Sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Dayton, OH
Reporting agencies
3
Largest: City of Springfield, Ohio
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
54
across outlets in this ZIP
Avg square feet
6,000
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
11
Date Range
1974–2020
Most Recent Declaration
COVID-19 PANDEMIC
Biological — declared March 31, 2020 (DR-4507)
Incident period: January 20, 2020 – May 11, 2023
Top Incident Types
Individual Assistance
2
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
9
Repair of public facilities & roads
Hazard Mitigation
5
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
51.9°F
40.4° – 63.4°
Annual precipitation
41.9"
Annual snowfall
18.7"
Heating · cooling days
5,594.8 · 853.9
Annual base 65°F
Nearest station: NEW CARLISLE, OH US, 14.7 miles from the centroid of Springfield, OH (ZIP 45505)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
45
GoodPeak AQI (2024)
133
Unhealthy for Sensitive Groups
Primary pollutant
PM2.5
219 days as main pollutant
Days measured
363
Based on Clark County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
12,878
That is roughly 4,678 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
22%
of adults self-report
Poor physical health days
5.1
avg per adult per month
Poor mental health days
6.7
avg per adult per month
Uninsured
7.8%
of residents under 65
Primary care MDs
45
per 100,000 residents
Preventable hospital stays
2,891
per 100K Medicare enrollees
Food environment (0-10)
7.2
10 = best access & security
Exercise access
85%
residents near a facility
Flu vaccinated
47%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.5% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Clark data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
20.4% of Clark County, OH residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.14
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.88
accepting food benefits
Fast-food restaurants
0.79
per 1,000 residents
Among low-income residents, 8.0% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Clark County, OH for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Net migration (2022-2023)
▼−118 people
−159 households • −$13.2M net AGI flow
Moved in
3,423households
5,755 people • $172.8M AGI
Moved out
3,582households
5,873 people • $186.0M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $50,483 versus departing households' $51,920.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 45505. Numbers reflect the most recent published year per source.
Income tax
3.50%
flat · 1 brackets
Sales tax (combined)
7.29%
State 5.75% · avg local 1.54%
Property tax (effective)
0.89%
Median $1,417/year
Tax burden rank
25 of 50
10.10% of personal income
For ZIP 45505: At this ZIP's median AGI of $42,574, the estimated state income tax (before deductions) runs about $894 per year. Applied to this ZIP's typical home value of $128,568, that works out to roughly $1,142/year in property tax.
Program
No program
No program
SNAP eligibility
130% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs in Springfield
Nearby ZIPs by distance
45501 (Springfield, 3.2 mi) · 45506 (Springfield, 4.2 mi) · 45503 (Springfield, 4.4 mi) · 45504 (Springfield, 6.5 mi) · 45368 (South Charleston, 7 mi) · 45316 (Clifton, 8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
46.8%
13.8pp above the 33.0% national rate.
42.8%
10.8pp above the 32.0% national rate.
28.5%
6.5pp above the 22.0% national rate.
78.8%
2.8pp above the 76.0% national rate.
12.5%
Tracks close to the 13.0% national rate.
16.8%
5.8pp above the 11.0% national rate.
10 schools serve this ZIP, including 10 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Global Impact STEM Academy | Public | 7–12 | 658 |
| Reid Elementary School | Public | 0–6 | 432 |
| Mann Elementary School | Public | 0–6 | 409 |
| Kenwood Elementary | Public | 0–6 | 379 |
| Hayward Middle School | Public | 7–8 | 354 |
Showing top 5 by enrollment. 5 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
2
Median in-state tuition
$25,167
Median earnings (10 yr)
$47,266
Springfield, OH · 45501
Springfield, OH · 45504
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Springfield, OH (ZIP 45505) sits in Clark County within the Springfield metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 46.8%. NCES lists 10 schools serving the area, 10 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $25,167. 29% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $52,055 per worker, roughly 20% below the US average. Fifth Third Bank, National Association holds 75% of FDIC-reported deposits in this ZIP (2024) — a notably concentrated local banking market. FEMA has issued 11 federal disaster declarations affecting this ZIP since 1974. County Health Rankings reports 12,878 years of potential life lost per 100,000 (2025) — well above the national county median. Fast-food restaurants outnumber grocery stores roughly 6-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Ohio levies a flat state income tax (top rate 3.50%); a household at the local median AGI of $42,574 would pay roughly $894/year before deductions. New residents arriving here predominantly come from Montgomery County, OH (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $42,692, fair market rent of $1,070 for a two-bedroom, and a typical home value of $128,568, up 5.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 28.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
46.8%, which is 13.8 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
28.5%, which is 6.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
42.8%, which is 10.8 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
10 schools serve this ZIP, including 10 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 45505 by NCES CCD (retrieved Apr 27, 2026).
Yes, 3 high schools serve this ZIP: Global Impact Stem Academy, Springfield School Of Innovation, Springfield-Clark County. (NCES CCD, retrieved Apr 27, 2026).
20,485 people live in ZIP 45505, with a median age of 34.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$42,692 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 45505, 51.3% of occupied housing units are owner-occupied and 48.7% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 45505, 5.9% of workers work from home. Public transit is used by 1.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
26.5% of the population in ZIP 45505 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
86.5% of households in ZIP 45505 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 45505 is $128,568, up 5.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 5.7% over the past year and up 60.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 45505 (Springfield, OH) is $42,574 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 45505 report an average of $27 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
0.8% of tax returns from ZIP 45505 (Springfield, OH) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 332 business establishments operated in ZIP 45505 employing 6,530 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 45505 is $45,070, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 45505 ranks in the 73th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 45505, ranking in the 78th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 11 federal disaster declarations affecting ZIP 45505 between 1974–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Severe Storm is the most common federally declared disaster type affecting ZIP 45505, accounting for 5 of 11 declarations (45%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 45505 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4507) (FEMA OpenFEMA, retrieved May 3, 2026).
2 colleges and universities are listed near ZIP 45505 by the U.S. Department of Education College Scorecard, including Clark State College and Wittenberg University (retrieved May 2, 2026).
Median in-state tuition across 2 nearby institutions is $25,167 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $47,266 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 45505 has an average annual temperature of 51.9°F and 41.9" of annual precipitation based on the NEW CARLISLE, OH US weather station 14.7 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 45505 is part of the Dayton, OH urbanized area, primarily served by City of Springfield, Ohio (National Transit Database 2024, retrieved May 4, 2026).
Ohio has a flat income tax with a top rate of 3.50%. Households at the local median AGI of $42,574 would pay roughly $894 in state income tax annually (estimated, before deductions). Combined sales tax: 7.29% (Tax Foundation 2025).
Ohio has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (10 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (2 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (11 on record), climate normals from NOAA NCEI (1991-2020), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (11 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs in Springfield
Nearby ZIPs by distance
45501 (Springfield, 3.2 mi) · 45506 (Springfield, 4.2 mi) · 45503 (Springfield, 4.4 mi) · 45504 (Springfield, 6.5 mi) · 45368 (South Charleston, 7 mi) · 45316 (Clifton, 8 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 45505?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
73rd percentile
High Vulnerability
Based on 12 census tracts, population 19,551
Vulnerability Themes
Households Without Vehicle
850
Limited English Speakers
431
Persons with Disability
3,358
Without HS Diploma
2,391
Without Health Insurance
2,071
Adults Age 65+
2,524
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.