Population & age
- Total population
- 427
- Median age
- 35.5
Benton Ridge, OH (45816)
Hancock County · Population 427
Fresh.Data current as of Apr 24, 2026
Benton Ridge, OH (ZIP 45816) sits in Hancock County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Obesity comes in above the national average at 41.6%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $13,875. Local establishments report average pay of $33,143 per worker (Census ZBP) — below the US average. Severe Storm accounts for 50% of the 14 FEMA disaster declarations on record for this ZIP. Fast-food restaurants outnumber grocery stores roughly 7-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net loss of 464 residents (266 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $75,057, fair market rent of $970 for a two-bedroom, and a median home value of $108,800. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 98.4%
- Black
- 0.0%
- Asian
- 1.6%
- Hispanic / Latino
- 8.0%
Income & housing
- Median household income
- $75,057
- Median home value
- $108,800
Education
- Bachelor's degree or higher (age 25+)
- 21.6%
Employment
- Unemployment rate
- 1.9%
Housing
- Owner-occupied
- 136(85.5%)
- Renter-occupied
- 23(14.5%)
- Vacant units
- 1
- Built (median)
- 1938
Commute
- Public transit
- 7(3.0%)
- Work from home
- 3(1.3%)
- Avg commute
- 24.3 min
Economic wellbeing
- Below poverty line
- 34(8.0%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 150(94.3%)
- No broadband
- 9(5.7%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 11(2.6%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$670
/month
1 Bed
$740
/month
2 Bed
$970
/month
3 Bed
$1,280
/month
4 Bed
$1,460
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
261
Across 101 permitted buildings. Total construction value: $56.0M.
Single-family
80
31% of total units
Multifamily (2+ unit)
181
69% of total units
Single-family value
$24.1M
construction value
Multifamily value
$32.0M
construction value
Apartment construction (5+ unit buildings) accounts for 57% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
3
Total employment
7
Annual payroll
$232K
Average annual pay
$33,143
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$65,463
Average weekly wage
$1,259
Total employment
44,126
Total establishments
1,961
Average annual pay tracks the US national average of about $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.0%
That tracks the US national unemployment rate of about 4.0%.
Labor force
37,181
Employed
35,711
Unemployed
1,470
Based on Hancock County, OH data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
14
Date Range
1965–2024
Most Recent Declaration
TORNADOES
Tornado — declared May 2, 2024 (DR-4777)
Incident period: March 14, 2024 – March 14, 2024
Top Incident Types
- Severe Storm7 (50%)
- Tornado2 (14%)
- Biological2 (14%)
- Snowstorm2 (14%)
- Hurricane1 (7%)
Individual Assistance
4
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
10
Repair of public facilities & roads
Hazard Mitigation
7
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
51.3°F
42° – 60.5°
Annual precipitation
37.7"
Annual snowfall
23.8"
Heating · cooling days
5,870 · 896
Annual base 65°F
Nearest station: FINDLAY WPCC, OH US, 7.5 miles from the centroid of Benton Ridge, OH (ZIP 45816)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
8,447
That is roughly 247 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
17%
of adults self-report
Poor physical health days
4.4
avg per adult per month
Poor mental health days
6.2
avg per adult per month
Uninsured
6.5%
of residents under 65
Primary care MDs
52
per 100,000 residents
Preventable hospital stays
2,501
per 100K Medicare enrollees
Food environment (0-10)
8.2
10 = best access & security
Exercise access
77%
residents near a facility
Flu vaccinated
52%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.0% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Hancock data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
13.0% of Hancock County, OH residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.13
per 1,000 residents
Supercenters & clubs
0.04
per 1,000 residents
SNAP-authorized stores
0.84
accepting food benefits
Fast-food restaurants
0.88
per 1,000 residents
Among low-income residents, 3.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Hancock County, OH for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 32 reports
Property crime rate
—
per 100K residents · 156 reports
Homicide
0
Robbery
1
Burglary
20
Vehicle theft
11
County-level data for Hancock (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−464 people
−266 households • −$97.1M net AGI flow
Moved in
2,381households
3,895 people • $136.3M AGI
Moved out
2,647households
4,359 people • $233.4M AGI
Where new residents came from
- Wood County, OH — 237 households
- Seneca County, OH — 222 households
- Allen County, OH — 117 households
- Hardin County, OH — 100 households
- Wyandot County, OH — 100 households
Where departing residents went
- Wood County, OH — 231 households
- Seneca County, OH — 223 households
- Lucas County, OH — 115 households
- Franklin County, OH — 100 households
- Hardin County, OH — 90 households
Incoming households reported an average AGI of $57,238 versus departing households' $88,166.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Ohio
State-level rules that apply to every resident of ZIP 45816. Numbers reflect the most recent published year per source.
Tax rates
Income tax
3.50%
flat · 1 brackets
Sales tax (combined)
7.29%
State 5.75% · avg local 1.54%
Property tax (effective)
0.89%
Median $1,417/year
Tax burden rank
25 of 50
10.10% of personal income
For ZIP 45816: Applied to this ZIP's typical home value of $108,800, that works out to roughly $967/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 45816
Nearby ZIPs by distance
45868 (Mount Cory, 3.8 mi) · 45881 (Rawson, 4.1 mi) · 45858 (Mccomb, 7.1 mi) · 45840 (Findlay, 7.7 mi) · 45877 (Pandora, 7.9 mi) · 45841 (Jenera, 9.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
41.6%
8.6pp above the 33.0% national rate.
High Blood Pressure
37.8%
5.8pp above the 32.0% national rate.
Depression
26.2%
4.2pp above the 22.0% national rate.
Annual Checkup
78.8%
2.8pp above the 76.0% national rate.
Health Insurance
7.2%
5.8pp below the 13.0% national rate.
Diabetes
13.1%
2.1pp above the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$13,875
Median earnings (10 yr)
$49,524
- 4-Year
University of Northwestern Ohio
Lima, OH · 45805
- In-state tuition
- $13,875
- Out-of-state tuition
- $13,875
- Acceptance rate
- —
- Graduation rate
- 54.1%
- Median earnings (10 yr)
- $50,968
- Median student debt
- $17,084
- 4-Year
Ohio Northern University
Ada, OH · 45810
- In-state tuition
- $39,800
- Out-of-state tuition
- $39,800
- Acceptance rate
- 74.4%
- Graduation rate
- 74.9%
- Median earnings (10 yr)
- $80,928
- Median student debt
- $27,000
- 4-Year
The University of Findlay
Findlay, OH · 45840
- In-state tuition
- $41,164
- Out-of-state tuition
- $41,164
- Acceptance rate
- 83.4%
- Graduation rate
- 60.3%
- Median earnings (10 yr)
- $56,996
- Median student debt
- $25,439
- 4-Year
James A. Rhodes State College
Lima, OH · 45804
- In-state tuition
- $4,560
- Out-of-state tuition
- $9,120
- Acceptance rate
- —
- Graduation rate
- 39.3%
- Median earnings (10 yr)
- $41,855
- Median student debt
- $12,000
- 4-Year
Wright State University-Lake Campus
Celina, OH · 45822
- In-state tuition
- $7,728
- Out-of-state tuition
- $17,428
- Acceptance rate
- —
- Graduation rate
- 41.7%
- Median earnings (10 yr)
- $49,500
- Median student debt
- $22,750
- 4-Year
Ohio State University-Lima Campus
Lima, OH · 45804
- In-state tuition
- $9,488
- Out-of-state tuition
- $36,266
- Acceptance rate
- —
- Graduation rate
- 20.6%
- Median earnings (10 yr)
- $60,409
- Median student debt
- $19,976
- 4-Year
Bluffton University
Bluffton, OH · 45817
- In-state tuition
- $37,362
- Out-of-state tuition
- $37,362
- Acceptance rate
- 67.2%
- Graduation rate
- 51.0%
- Median earnings (10 yr)
- $49,547
- Median student debt
- $27,000
- Certificate
Apollo Career Center
Lima, OH · 45806
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 66.8%
- Median earnings (10 yr)
- $43,101
- Median student debt
- $8,107
- Certificate
Vantage Career Center
Van Wert, OH · 45891
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 86.6%
- Median earnings (10 yr)
- $33,875
- Median student debt
- $11,978
- 2-Year
Ohio State Beauty Academy
Lima, OH · 45807
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 58.8%
- Median earnings (10 yr)
- $25,434
- Median student debt
- $8,498
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Benton Ridge, OH (ZIP 45816) sits in Hancock County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Obesity comes in above the national average at 41.6%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $13,875. Local establishments report average pay of $33,143 per worker (Census ZBP) — below the US average. Severe Storm accounts for 50% of the 14 FEMA disaster declarations on record for this ZIP. Fast-food restaurants outnumber grocery stores roughly 7-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net loss of 464 residents (266 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $75,057, fair market rent of $970 for a two-bedroom, and a median home value of $108,800. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 26.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 45816
What is the obesity rate in ZIP 45816?
41.6%, which is 8.6 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 45816?
26.2%, which is 4.2 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 45816?
37.8%, which is 5.8 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 45816?
427 people live in ZIP 45816, with a median age of 35.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 45816?
$75,057 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 45816 mostly renters or homeowners?
In ZIP 45816, 85.5% of occupied housing units are owner-occupied and 14.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 45816?
In ZIP 45816, 1.3% of workers work from home. Public transit is used by 3.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 45816?
8.0% of the population in ZIP 45816 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 45816 have broadband internet?
94.3% of households in ZIP 45816 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many businesses are in ZIP 45816?
As of 2022, 3 business establishments operated in ZIP 45816 employing 7 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 45816?
The average annual pay across all local establishments in ZIP 45816 is $33,143, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 45816 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 45816 ranks in the 26th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 45816?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 45816, ranking in the 46th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 45816 experienced?
FEMA has recorded 14 federal disaster declarations affecting ZIP 45816 between 1965–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 45816?
Severe Storm is the most common federally declared disaster type affecting ZIP 45816, accounting for 7 of 14 declarations (50%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 45816?
The most recent FEMA disaster declaration affecting ZIP 45816 was "TORNADOES" — a tornado declared in 2024 (DR-4777) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 45816?
10 colleges and universities are listed near ZIP 45816 by the U.S. Department of Education College Scorecard, including University Of Northwestern Ohio, Ohio Northern University, and The University Of Findlay (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 45816?
Median in-state tuition across 10 nearby institutions is $13,875 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 45816?
Graduates of nearby colleges earn a median of $49,524 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 45816?
ZIP 45816 has an average annual temperature of 51.3°F and 37.7" of annual precipitation based on the FINDLAY WPCC, OH US weather station 7.5 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 45816?
Ohio has a flat income tax with a top rate of 3.50%. Combined sales tax: 7.29% (Tax Foundation 2025).
Does Ohio have paid family leave?
Ohio has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 45816?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (10 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (14 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (14 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 45816
Nearby ZIPs by distance
45868 (Mount Cory, 3.8 mi) · 45881 (Rawson, 4.1 mi) · 45858 (Mccomb, 7.1 mi) · 45840 (Findlay, 7.7 mi) · 45877 (Pandora, 7.9 mi) · 45841 (Jenera, 9.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 45816?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
26th percentile
Moderate Vulnerability
Based on 1 census tract, population 8
Vulnerability Themes
Households Without Vehicle
1
Persons with Disability
2
Adults Age 65+
3
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.