Population & age
- Total population
- 5,245
- Median age
- 36.2
Leipsic, OH (45856)
Putnam County · Population 5,245
Fresh.Data current as of Apr 24, 2026
Leipsic, OH (ZIP 45856) sits in Putnam County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 44.5%. NCES lists 2 schools serving the area, 2 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $13,875. IRS data shows average household income (AGI) of $70,289, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $50,046 per worker, roughly 24% below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. The most recent FEMA disaster declaration here was tornado-related (TORNADOES, 2024). Only 5.8% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 9-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Ohio levies a flat state income tax (top rate 3.50%); a household at the local median AGI of $70,289 would pay roughly $1,476/year before deductions. IRS migration data (2022-2023) shows a net loss of 252 residents (182 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $79,063, fair market rent of $1,250 for a two-bedroom, and a typical home value of $210,817, up 7.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 80.2%
- Black
- 0.5%
- Asian
- 0.0%
- Hispanic / Latino
- 21.1%
- Other / multi-racial
- 18.6%
Income & housing
- Median household income
- $79,063
- Median home value
- $152,500
Education
- Bachelor's degree or higher (age 25+)
- 21.8%
Employment
- Unemployment rate
- 2.8%
Housing
- Owner-occupied
- 1,596(83.9%)
- Renter-occupied
- 307(16.1%)
- Vacant units
- 118
- Built (median)
- 1957
Commute
- Public transit
- 12(0.5%)
- Work from home
- 65(2.4%)
- Avg commute
- 24.1 min
Economic wellbeing
- Below poverty line
- 519(10.1%)
- Uninsured
- 76(1.4%)
Digital access
- Broadband access
- 1,633(85.8%)
- No broadband
- 270(14.2%)
Language & nativity
- Foreign-born
- 287(5.5%)
- Non-English at home
- 730(15.1%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$940
/month
1 Bed
$960
/month
2 Bed
$1,250
/month
3 Bed
$1,500
/month
4 Bed
$1,660
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$210,817
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+7.0%
vs. March 2025
5-year change
+42.0%
vs. March 2021
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
321
Across 159 permitted buildings. Total construction value: $76.2M.
Single-family
137
43% of total units
Multifamily (2+ unit)
184
57% of total units
Single-family value
$43.8M
construction value
Multifamily value
$32.4M
construction value
Apartment construction (5+ unit buildings) accounts for 47% of new units this year — the area is densifying, not just adding single-family stock.
Aggregated from 3 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
2,390
Average AGI
$70,289
Avg property tax
$41
EITC participation
9.6%
Income distribution
- $1 – $25,00024.7% · 590
- $25,000 – $50,00023.8% · 570
- $50,000 – $75,00018.4% · 440
- $75,000 – $100,00011.7% · 280
- $100,000 – $200,00017.6% · 420
- $200,000 or more3.8% · 90
Avg mortgage interest
$66
Avg charitable contribution
$97
Avg capital gains
$1,731
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $168.0M across all reported brackets.
Business & employment
Business establishments
82
Total employment
1,441
Annual payroll
$97.8M
Average annual pay
$67,896
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$50,046
Average weekly wage
$962
Total employment
12,541
Total establishments
868
That is roughly 24% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.5%
That is 0.5 percentage points below the US national unemployment rate of about 4.0%.
Labor force
18,544
Employed
17,896
Unemployed
648
Based on Putnam County, OH data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
2
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$124.8M
across all branches in this ZIP
Distinct institutions
2
different banks operating here
Top banks by deposits in this ZIP
- 1.The Union Bank Company$95.4M · 1 branch
- 2.The Fort Jennings State Bank$29.3M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
27
across outlets in this ZIP
Avg square feet
1,368
per outlet
Outlets in this ZIP
- 1.Leipsic Branch
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
16
Date Range
1965–2024
Most Recent Declaration
TORNADOES
Tornado — declared May 2, 2024 (DR-4777)
Incident period: March 14, 2024 – March 14, 2024
Top Incident Types
- Severe Storm7 (44%)
- Tornado3 (19%)
- Biological2 (13%)
- Snowstorm2 (13%)
- Hurricane1 (6%)
- Other1 (6%)
Individual Assistance
6
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
12
Repair of public facilities & roads
Hazard Mitigation
7
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
51.3°F
42° – 60.6°
Annual precipitation
38.7"
Annual snowfall
32.5"
Heating · cooling days
5,842.9 · 896
Annual base 65°F
Nearest station: PANDORA, OH US, 11.6 miles from the centroid of Leipsic, OH (ZIP 45856)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
6,060
That is roughly 2,140 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
16%
of adults self-report
Poor physical health days
3.8
avg per adult per month
Poor mental health days
5.5
avg per adult per month
Uninsured
5.8%
of residents under 65
Primary care MDs
47
per 100,000 residents
Preventable hospital stays
2,242
per 100K Medicare enrollees
Food environment (0-10)
8.7
10 = best access & security
Exercise access
54%
residents near a facility
Flu vaccinated
54%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Putnam data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
23.9% of Putnam County, OH residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.09
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.49
accepting food benefits
Fast-food restaurants
0.77
per 1,000 residents
Among low-income residents, 4.9% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Putnam County, OH for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 32 reports
Property crime rate
—
per 100K residents · 156 reports
Homicide
0
Robbery
1
Burglary
20
Vehicle theft
11
County-level data for Hancock (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−252 people
−182 households • −$7.1M net AGI flow
Moved in
519households
879 people • $28.6M AGI
Moved out
701households
1,131 people • $35.8M AGI
Where new residents came from
- Allen County, OH — 96 households
- Hancock County, OH — 57 households
- Henry County, OH — 29 households
- Van Wert County, OH — 25 households
- Paulding County, OH — 24 households
Where departing residents went
- Allen County, OH — 130 households
- Hancock County, OH — 98 households
- Franklin County, OH — 32 households
- Defiance County, OH — 31 households
- Henry County, OH — 26 households
Incoming households reported an average AGI of $55,200 versus departing households' $51,027.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Ohio
State-level rules that apply to every resident of ZIP 45856. Numbers reflect the most recent published year per source.
Tax rates
Income tax
3.50%
flat · 1 brackets
Sales tax (combined)
7.29%
State 5.75% · avg local 1.54%
Property tax (effective)
0.89%
Median $1,417/year
Tax burden rank
25 of 50
10.10% of personal income
For ZIP 45856: At this ZIP's median AGI of $70,289, the estimated state income tax (before deductions) runs about $1,476 per year. Applied to this ZIP's typical home value of $210,817, that works out to roughly $1,873/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 45856
Nearby ZIPs by distance
45815 (Belmore, 4.3 mi) · 45875 (Ottawa, 7.1 mi) · 45864 (Miller City, 7.2 mi) · 45848 (Glandorf, 7.2 mi) · 43524 (Hamler, 8.2 mi) · 43516 (Deshler, 8.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
44.5%
11.5pp above the 33.0% national rate.
High Blood Pressure
35.9%
3.9pp above the 32.0% national rate.
Depression
24.2%
2.2pp above the 22.0% national rate.
Annual Checkup
79.4%
3.4pp above the 76.0% national rate.
Health Insurance
10.1%
2.9pp below the 13.0% national rate.
Diabetes
12.9%
Tracks close to the 11.0% national rate.
Schools in this ZIP
2 schools serve this ZIP, including 2 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Leipsic High School | Public | 7–12 | 338 |
| Leipsic Elementary School | Public | 0–6 | 315 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$13,875
Median earnings (10 yr)
$49,524
- 4-Year
University of Northwestern Ohio
Lima, OH · 45805
- In-state tuition
- $13,875
- Out-of-state tuition
- $13,875
- Acceptance rate
- —
- Graduation rate
- 54.1%
- Median earnings (10 yr)
- $50,968
- Median student debt
- $17,084
- 4-Year
Ohio Northern University
Ada, OH · 45810
- In-state tuition
- $39,800
- Out-of-state tuition
- $39,800
- Acceptance rate
- 74.4%
- Graduation rate
- 74.9%
- Median earnings (10 yr)
- $80,928
- Median student debt
- $27,000
- 4-Year
The University of Findlay
Findlay, OH · 45840
- In-state tuition
- $41,164
- Out-of-state tuition
- $41,164
- Acceptance rate
- 83.4%
- Graduation rate
- 60.3%
- Median earnings (10 yr)
- $56,996
- Median student debt
- $25,439
- 4-Year
James A. Rhodes State College
Lima, OH · 45804
- In-state tuition
- $4,560
- Out-of-state tuition
- $9,120
- Acceptance rate
- —
- Graduation rate
- 39.3%
- Median earnings (10 yr)
- $41,855
- Median student debt
- $12,000
- 4-Year
Wright State University-Lake Campus
Celina, OH · 45822
- In-state tuition
- $7,728
- Out-of-state tuition
- $17,428
- Acceptance rate
- —
- Graduation rate
- 41.7%
- Median earnings (10 yr)
- $49,500
- Median student debt
- $22,750
- 4-Year
Ohio State University-Lima Campus
Lima, OH · 45804
- In-state tuition
- $9,488
- Out-of-state tuition
- $36,266
- Acceptance rate
- —
- Graduation rate
- 20.6%
- Median earnings (10 yr)
- $60,409
- Median student debt
- $19,976
- 4-Year
Bluffton University
Bluffton, OH · 45817
- In-state tuition
- $37,362
- Out-of-state tuition
- $37,362
- Acceptance rate
- 67.2%
- Graduation rate
- 51.0%
- Median earnings (10 yr)
- $49,547
- Median student debt
- $27,000
- Certificate
Apollo Career Center
Lima, OH · 45806
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 66.8%
- Median earnings (10 yr)
- $43,101
- Median student debt
- $8,107
- Certificate
Vantage Career Center
Van Wert, OH · 45891
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 86.6%
- Median earnings (10 yr)
- $33,875
- Median student debt
- $11,978
- 2-Year
Ohio State Beauty Academy
Lima, OH · 45807
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 58.8%
- Median earnings (10 yr)
- $25,434
- Median student debt
- $8,498
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Leipsic, OH (ZIP 45856) sits in Putnam County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 44.5%. NCES lists 2 schools serving the area, 2 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $13,875. IRS data shows average household income (AGI) of $70,289, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $50,046 per worker, roughly 24% below the US average. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. The most recent FEMA disaster declaration here was tornado-related (TORNADOES, 2024). Only 5.8% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 9-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Ohio levies a flat state income tax (top rate 3.50%); a household at the local median AGI of $70,289 would pay roughly $1,476/year before deductions. IRS migration data (2022-2023) shows a net loss of 252 residents (182 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $79,063, fair market rent of $1,250 for a two-bedroom, and a typical home value of $210,817, up 7.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 45856
What is the obesity rate in ZIP 45856?
44.5%, which is 11.5 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 45856?
24.2%, which is 2.2 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 45856?
35.9%, which is 3.9 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 45856?
2 schools serve this ZIP, including 2 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 45856 have charter schools?
No charter schools are listed in ZIP 45856 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 45856?
Yes, 1 high school serves this ZIP: Leipsic High School. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 45856?
5,245 people live in ZIP 45856, with a median age of 36.2 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 45856?
$79,063 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 45856 mostly renters or homeowners?
In ZIP 45856, 83.9% of occupied housing units are owner-occupied and 16.1% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 45856?
In ZIP 45856, 2.4% of workers work from home. Public transit is used by 0.5% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 45856?
10.1% of the population in ZIP 45856 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 45856 have broadband internet?
85.8% of households in ZIP 45856 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 45856?
The typical home value in ZIP 45856 is $210,817, up 7.0% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 45856?
Home values are up 7.0% over the past year and up 42.0% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 45856?
The average Adjusted Gross Income reported on tax returns from ZIP 45856 (Leipsic, OH) is $70,289 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 45856?
Tax returns from ZIP 45856 report an average of $41 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 45856 earn over $200,000?
3.8% of tax returns from ZIP 45856 (Leipsic, OH) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 45856?
As of 2022, 82 business establishments operated in ZIP 45856 employing 1,441 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 45856?
The average annual pay across all local establishments in ZIP 45856 is $67,896, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 45856 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 45856 ranks in the 47th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 45856?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 45856, ranking in the 67th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 45856 experienced?
FEMA has recorded 16 federal disaster declarations affecting ZIP 45856 between 1965–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 45856?
Severe Storm is the most common federally declared disaster type affecting ZIP 45856, accounting for 7 of 16 declarations (44%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 45856?
The most recent FEMA disaster declaration affecting ZIP 45856 was "TORNADOES" — a tornado declared in 2024 (DR-4777) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 45856?
10 colleges and universities are listed near ZIP 45856 by the U.S. Department of Education College Scorecard, including University Of Northwestern Ohio, Ohio Northern University, and The University Of Findlay (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 45856?
Median in-state tuition across 10 nearby institutions is $13,875 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 45856?
Graduates of nearby colleges earn a median of $49,524 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 45856?
ZIP 45856 has an average annual temperature of 51.3°F and 38.7" of annual precipitation based on the PANDORA, OH US weather station 11.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 45856?
Ohio has a flat income tax with a top rate of 3.50%. Households at the local median AGI of $70,289 would pay roughly $1,476 in state income tax annually (estimated, before deductions). Combined sales tax: 7.29% (Tax Foundation 2025).
Does Ohio have paid family leave?
Ohio has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 45856?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (2 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (16 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (16 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 45856
Nearby ZIPs by distance
45815 (Belmore, 4.3 mi) · 45875 (Ottawa, 7.1 mi) · 45864 (Miller City, 7.2 mi) · 45848 (Glandorf, 7.2 mi) · 43524 (Hamler, 8.2 mi) · 43516 (Deshler, 8.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
47th percentile
Moderate Vulnerability
Based on 6 census tracts, population 6,240
Vulnerability Themes
Households Without Vehicle
70
Limited English Speakers
142
Persons with Disability
695
Without HS Diploma
340
Without Health Insurance
338
Adults Age 65+
1,149
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.