Population & age
- Total population
- 104
- Median age
- 59.3
Montezuma, OH (45866)
Mercer County · Population 104
Fresh.Data current as of Apr 24, 2026
Montezuma, OH (ZIP 45866) sits in Mercer County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 38.4%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $13,875. BLS QCEW reports average annual pay of $50,671 per worker, roughly 23% below the US average. Social vulnerability is low in this ZIP at the 16th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. The most recent FEMA disaster declaration here was tornado-related (TORNADOES, 2024). Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net loss of 226 residents (187 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $73,125, fair market rent of $1,040 for a two-bedroom, and a typical home value of $150,742, up 7.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 100.0%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
Income & housing
- Median household income
- $73,125
- Median home value
- $102,500
Education
- Bachelor's degree or higher (age 25+)
- 18.6%
Employment
- Unemployment rate
- 4.3%
Housing
- Owner-occupied
- 52(94.5%)
- Renter-occupied
- 3(5.5%)
- Vacant units
- 23
- Built (median)
- 1952
Commute
- Public transit
- 0(0.0%)
- Work from home
- 4(9.1%)
- Avg commute
- 15.8 min
Economic wellbeing
- Below poverty line
- 2(1.9%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 49(89.1%)
- No broadband
- 6(10.9%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$790
/month
1 Bed
$830
/month
2 Bed
$1,040
/month
3 Bed
$1,360
/month
4 Bed
$1,380
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$150,742
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+7.6%
vs. March 2025
5-year change
+48.2%
vs. March 2021
Metro area
Celina, OH
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
86
Across 83 permitted buildings. Total construction value: $32.6M.
Single-family
80
93% of total units
Multifamily (2+ unit)
6
7% of total units
Single-family value
$31.5M
construction value
Multifamily value
$1.1M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Employment & wages
Average annual pay
$50,671
Average weekly wage
$974
Total employment
20,581
Total establishments
1,218
That is roughly 23% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.3%
That is 0.7 percentage points below the US national unemployment rate of about 4.0%.
Labor force
22,749
Employed
22,003
Unemployed
746
Based on Mercer County, OH data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
14
Date Range
1965–2024
Most Recent Declaration
TORNADOES
Tornado — declared May 2, 2024 (DR-4777)
Incident period: March 14, 2024 – March 14, 2024
Top Incident Types
- Severe Storm6 (43%)
- Tornado3 (21%)
- Biological2 (14%)
- Hurricane1 (7%)
- Flood1 (7%)
- Other1 (7%)
Individual Assistance
5
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
9
Repair of public facilities & roads
Hazard Mitigation
6
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
51.4°F
41.7° – 61.1°
Annual precipitation
39.8"
Annual snowfall
28.8"
Heating · cooling days
5,788.9 · 864.9
Annual base 65°F
Nearest station: CELINA 3 NE, OH US, 5.6 miles from the centroid of Montezuma, OH (ZIP 45866)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
7,561
That is roughly 639 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
18%
of adults self-report
Poor physical health days
4.2
avg per adult per month
Poor mental health days
5.5
avg per adult per month
Uninsured
6.6%
of residents under 65
Primary care MDs
50
per 100,000 residents
Preventable hospital stays
3,669
per 100K Medicare enrollees
Food environment (0-10)
8.8
10 = best access & security
Exercise access
72%
residents near a facility
Flu vaccinated
46%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 5.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Mercer data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
13.0% of Mercer County, OH residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.17
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.64
accepting food benefits
Fast-food restaurants
0.78
per 1,000 residents
Among low-income residents, 2.6% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Mercer County, OH for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 8 reports
Property crime rate
—
per 100K residents · 18 reports
Homicide
0
Robbery
0
Burglary
1
Vehicle theft
2
County-level data for Mercer (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−226 people
−187 households • −$8.2M net AGI flow
Moved in
786households
1,368 people • $44.5M AGI
Moved out
973households
1,594 people • $52.7M AGI
Where new residents came from
- Auglaize County, OH — 146 households
- Darke County, OH — 47 households
- Van Wert County, OH — 47 households
- Franklin County, OH — 29 households
- Jay County, IN — 25 households
Where departing residents went
- Auglaize County, OH — 150 households
- Van Wert County, OH — 54 households
- Darke County, OH — 47 households
- Franklin County, OH — 44 households
- Allen County, OH — 39 households
Incoming households reported an average AGI of $56,593 versus departing households' $54,120.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Ohio
State-level rules that apply to every resident of ZIP 45866. Numbers reflect the most recent published year per source.
Tax rates
Income tax
3.50%
flat · 1 brackets
Sales tax (combined)
7.29%
State 5.75% · avg local 1.54%
Property tax (effective)
0.89%
Median $1,417/year
Tax burden rank
25 of 50
10.10% of personal income
For ZIP 45866: Applied to this ZIP's typical home value of $150,742, that works out to roughly $1,339/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 45866
Nearby ZIPs by distance
45826 (Chickasaw, 4.7 mi) · 45822 (Celina, 5.3 mi) · 45860 (Maria Stein, 6.4 mi) · 45828 (Coldwater, 7 mi) · 45883 (St. Henry, 7.2 mi) · 45869 (New Bremen, 8.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
36.2%
3.2pp above the 33.0% national rate.
High Blood Pressure
38.4%
6.4pp above the 32.0% national rate.
Depression
24.8%
2.8pp above the 22.0% national rate.
Annual Checkup
79.0%
3.0pp above the 76.0% national rate.
Health Insurance
6.7%
6.3pp below the 13.0% national rate.
Diabetes
12.3%
Tracks close to the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$13,875
Median earnings (10 yr)
$49,524
- 4-Year
University of Northwestern Ohio
Lima, OH · 45805
- In-state tuition
- $13,875
- Out-of-state tuition
- $13,875
- Acceptance rate
- —
- Graduation rate
- 54.1%
- Median earnings (10 yr)
- $50,968
- Median student debt
- $17,084
- 4-Year
Ohio Northern University
Ada, OH · 45810
- In-state tuition
- $39,800
- Out-of-state tuition
- $39,800
- Acceptance rate
- 74.4%
- Graduation rate
- 74.9%
- Median earnings (10 yr)
- $80,928
- Median student debt
- $27,000
- 4-Year
The University of Findlay
Findlay, OH · 45840
- In-state tuition
- $41,164
- Out-of-state tuition
- $41,164
- Acceptance rate
- 83.4%
- Graduation rate
- 60.3%
- Median earnings (10 yr)
- $56,996
- Median student debt
- $25,439
- 4-Year
James A. Rhodes State College
Lima, OH · 45804
- In-state tuition
- $4,560
- Out-of-state tuition
- $9,120
- Acceptance rate
- —
- Graduation rate
- 39.3%
- Median earnings (10 yr)
- $41,855
- Median student debt
- $12,000
- 4-Year
Wright State University-Lake Campus
Celina, OH · 45822
- In-state tuition
- $7,728
- Out-of-state tuition
- $17,428
- Acceptance rate
- —
- Graduation rate
- 41.7%
- Median earnings (10 yr)
- $49,500
- Median student debt
- $22,750
- 4-Year
Ohio State University-Lima Campus
Lima, OH · 45804
- In-state tuition
- $9,488
- Out-of-state tuition
- $36,266
- Acceptance rate
- —
- Graduation rate
- 20.6%
- Median earnings (10 yr)
- $60,409
- Median student debt
- $19,976
- 4-Year
Bluffton University
Bluffton, OH · 45817
- In-state tuition
- $37,362
- Out-of-state tuition
- $37,362
- Acceptance rate
- 67.2%
- Graduation rate
- 51.0%
- Median earnings (10 yr)
- $49,547
- Median student debt
- $27,000
- Certificate
Apollo Career Center
Lima, OH · 45806
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 66.8%
- Median earnings (10 yr)
- $43,101
- Median student debt
- $8,107
- Certificate
Vantage Career Center
Van Wert, OH · 45891
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 86.6%
- Median earnings (10 yr)
- $33,875
- Median student debt
- $11,978
- 2-Year
Ohio State Beauty Academy
Lima, OH · 45807
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 58.8%
- Median earnings (10 yr)
- $25,434
- Median student debt
- $8,498
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Montezuma, OH (ZIP 45866) sits in Mercer County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 38.4%. No NCES schools are mapped to this ZIP in the current dataset. 10 colleges and universities serve the area, with median in-state tuition of $13,875. BLS QCEW reports average annual pay of $50,671 per worker, roughly 23% below the US average. Social vulnerability is low in this ZIP at the 16th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. The most recent FEMA disaster declaration here was tornado-related (TORNADOES, 2024). Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net loss of 226 residents (187 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $73,125, fair market rent of $1,040 for a two-bedroom, and a typical home value of $150,742, up 7.6% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.8%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 45866
What is the obesity rate in ZIP 45866?
36.2%, which is 3.2 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 45866?
24.8%, which is 2.8 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 45866?
38.4%, which is 6.4 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 45866?
104 people live in ZIP 45866, with a median age of 59.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 45866?
$73,125 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 45866 mostly renters or homeowners?
In ZIP 45866, 94.5% of occupied housing units are owner-occupied and 5.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 45866?
In ZIP 45866, 9.1% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 45866?
1.9% of the population in ZIP 45866 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 45866 have broadband internet?
89.1% of households in ZIP 45866 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 45866?
The typical home value in ZIP 45866 is $150,742, up 7.6% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 45866?
Home values are up 7.6% over the past year and up 48.2% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
How vulnerable is ZIP 45866 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 45866 ranks in the 16th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 45866?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 45866, ranking in the 38th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 45866 experienced?
FEMA has recorded 14 federal disaster declarations affecting ZIP 45866 between 1965–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 45866?
Severe Storm is the most common federally declared disaster type affecting ZIP 45866, accounting for 6 of 14 declarations (43%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 45866?
The most recent FEMA disaster declaration affecting ZIP 45866 was "TORNADOES" — a tornado declared in 2024 (DR-4777) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 45866?
10 colleges and universities are listed near ZIP 45866 by the U.S. Department of Education College Scorecard, including University Of Northwestern Ohio, Ohio Northern University, and The University Of Findlay (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 45866?
Median in-state tuition across 10 nearby institutions is $13,875 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 45866?
Graduates of nearby colleges earn a median of $49,524 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 45866?
ZIP 45866 has an average annual temperature of 51.4°F and 39.8" of annual precipitation based on the CELINA 3 NE, OH US weather station 5.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 45866?
Ohio has a flat income tax with a top rate of 3.50%. Combined sales tax: 7.29% (Tax Foundation 2025).
Does Ohio have paid family leave?
Ohio has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 45866?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (14 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (14 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 45866
Nearby ZIPs by distance
45826 (Chickasaw, 4.7 mi) · 45822 (Celina, 5.3 mi) · 45860 (Maria Stein, 6.4 mi) · 45828 (Coldwater, 7 mi) · 45883 (St. Henry, 7.2 mi) · 45869 (New Bremen, 8.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 45866?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
16th percentile
Low Vulnerability
Based on 1 census tract, population 16
Vulnerability Themes
Persons with Disability
3
Without HS Diploma
1
Without Health Insurance
1
Adults Age 65+
4
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.