Population & age
- Total population
- 192
- Median age
- 35.2
ZIP 46789, IN (46789)
LaGrange County · Population 192
Fresh.Data current as of Apr 24, 2026
IN 46789 (ZIP 46789) sits in LaGrange County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Obesity comes in above the national average at 38.2%. No NCES schools are mapped to this ZIP in the current dataset. 3 colleges and universities serve the area, with median in-state tuition of $31,870. Local establishments report average pay of $32,680 per worker (Census ZBP) — below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 18th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). 33.3% of residents under 65 lack health insurance per the 2025 County Health Rankings — a notable access gap. IRS migration data (2022-2023) shows a net loss of 489 residents (312 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,010 for a two-bedroom, a low 0.0% poverty rate, and broadband access at 60.2% of households (below the ~87% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 100.0%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
Education
- Bachelor's degree or higher (age 25+)
- 60.2%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 43(39.8%)
- Renter-occupied
- 65(60.2%)
- Vacant units
- 0
Commute
- Public transit
- 0(0.0%)
- Work from home
- 0(0.0%)
Economic wellbeing
- Below poverty line
- 0(0.0%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 65(60.2%)
- No broadband
- 43(39.8%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$760
/month
1 Bed
$770
/month
2 Bed
$1,010
/month
3 Bed
$1,240
/month
4 Bed
$1,340
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
136
Across 136 permitted buildings. Total construction value: $26.9M.
Single-family
136
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$26.9M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
7
Total employment
25
Annual payroll
$817K
Average annual pay
$32,680
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$53,284
Average weekly wage
$1,025
Total employment
14,765
Total establishments
1,037
That is roughly 19% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.0%
That tracks the US national unemployment rate of about 4.0%.
Labor force
18,466
Employed
17,730
Unemployed
736
Based on LaGrange County, IN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$53.5M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
- 1.Farmers State Bank$53.5M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federal Disaster Declarations
Federally Declared Disasters
12
Date Range
1965–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 24, 2026 (DR-3641)
Incident period: January 23, 2026 – January 27, 2026
Top Incident Types
- Snowstorm5 (42%)
- Biological2 (17%)
- Tornado2 (17%)
- Winter Storm1 (8%)
- Severe Storm1 (8%)
- Other1 (8%)
Individual Assistance
2
Direct help to disaster survivors
Households Program
1
Housing & temporary lodging support
Public Assistance
12
Repair of public facilities & roads
Hazard Mitigation
2
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
48.3°F
38.8° – 57.8°
Annual precipitation
38.8"
Annual snowfall
38.9"
Heating · cooling days
6,676.1 · 619.7
Annual base 65°F
Nearest station: ANGOLA, IN US, 10.8 miles from the centroid of ZIP 46789 (ZIP 46789)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
6,290
That is roughly 1,910 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
23%
of adults self-report
Poor physical health days
4.8
avg per adult per month
Poor mental health days
6.2
avg per adult per month
Uninsured
33.3%
of residents under 65
Primary care MDs
25
per 100,000 residents
Preventable hospital stays
2,098
per 100K Medicare enrollees
Food environment (0-10)
9.0
10 = best access & security
Exercise access
31%
residents near a facility
Flu vaccinated
49%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 5.1% of live births in this county — an early-life health input that downstream outcomes track against.
Based on LaGrange data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
5.2% of LaGrange County, IN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.13
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.37
accepting food benefits
Fast-food restaurants
0.22
per 1,000 residents
Per-1,000 figures show how many of each store type exist in LaGrange County, IN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▼−489 people
−312 households • −$8.1M net AGI flow
Moved in
798households
1,567 people • $56.8M AGI
Moved out
1,110households
2,056 people • $64.9M AGI
Where new residents came from
- Elkhart County, IN — 147 households
- Noble County, IN — 111 households
- St. Joseph County, MI — 77 households
- Allen County, IN — 55 households
- Steuben County, IN — 41 households
Where departing residents went
- Elkhart County, IN — 204 households
- Noble County, IN — 149 households
- St. Joseph County, MI — 91 households
- Steuben County, IN — 55 households
- Allen County, IN — 50 households
Incoming households reported an average AGI of $71,198 versus departing households' $58,493.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Indiana
State-level rules that apply to every resident of ZIP 46789. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
7.00%
State 7.00% · avg local 0.00%
Property tax (effective)
0.70%
Median $1,432/year
Tax burden rank
10 of 50
9.00% of personal income
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 46789
Nearby ZIPs by distance
46747 (Hudson, 2.3 mi) · 46786 (5.2 mi) · 46795 (Wolcottville, 6.9 mi) · 46705 (Ashley, 8.4 mi) · 46779 (8.9 mi) · 46730 (Corunna, 8.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
38.2%
5.2pp above the 33.0% national rate.
High Blood Pressure
36.2%
4.2pp above the 32.0% national rate.
Depression
27.1%
5.1pp above the 22.0% national rate.
Annual Checkup
80.3%
4.3pp above the 76.0% national rate.
Health Insurance
8.0%
5.0pp below the 13.0% national rate.
Diabetes
11.6%
Tracks close to the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
3
Median in-state tuition
$31,870
Median earnings (10 yr)
$57,165
- 4-Year
Trine University
Angola, IN · 46703
- In-state tuition
- $36,560
- Out-of-state tuition
- $36,560
- Acceptance rate
- 85.5%
- Graduation rate
- 65.9%
- Median earnings (10 yr)
- $57,165
- Median student debt
- $25,000
- 4-Year
Huntington University
Huntington, IN · 46750
- In-state tuition
- $31,870
- Out-of-state tuition
- $31,870
- Acceptance rate
- 75.6%
- Graduation rate
- 65.8%
- Median earnings (10 yr)
- $46,672
- Median student debt
- $25,576
- 4-Year
Trine University-Regional/Non-Traditional Campuses
Angola, IN · 46703
- In-state tuition
- $7,176
- Out-of-state tuition
- $7,176
- Acceptance rate
- 39.9%
- Graduation rate
- —
- Median earnings (10 yr)
- $57,165
- Median student debt
- $25,000
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
IN 46789 (ZIP 46789) sits in LaGrange County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Obesity comes in above the national average at 38.2%. No NCES schools are mapped to this ZIP in the current dataset. 3 colleges and universities serve the area, with median in-state tuition of $31,870. Local establishments report average pay of $32,680 per worker (Census ZBP) — below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 18th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. The most recent FEMA disaster declaration here was winter storm-related (SEVERE WINTER STORM, 2026). 33.3% of residents under 65 lack health insurance per the 2025 County Health Rankings — a notable access gap. IRS migration data (2022-2023) shows a net loss of 489 residents (312 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $1,010 for a two-bedroom, a low 0.0% poverty rate, and broadband access at 60.2% of households (below the ~87% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 27.1%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 46789
What is the obesity rate in ZIP 46789?
38.2%, which is 5.2 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 46789?
27.1%, which is 5.1 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 46789?
36.2%, which is 4.2 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 46789?
192 people live in ZIP 46789, with a median age of 35.2 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 46789 mostly renters or homeowners?
In ZIP 46789, 39.8% of occupied housing units are owner-occupied and 60.2% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 46789?
In ZIP 46789, 0.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 46789?
0.0% of the population in ZIP 46789 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 46789 have broadband internet?
60.2% of households in ZIP 46789 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many businesses are in ZIP 46789?
As of 2022, 7 business establishments operated in ZIP 46789 employing 25 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 46789?
The average annual pay across all local establishments in ZIP 46789 is $32,680, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 46789 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 46789 ranks in the 18th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 46789?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 46789, ranking in the 57th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 46789 experienced?
FEMA has recorded 12 federal disaster declarations affecting ZIP 46789 between 1965–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 46789?
Snowstorm is the most common federally declared disaster type affecting ZIP 46789, accounting for 5 of 12 declarations (42%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 46789?
The most recent FEMA disaster declaration affecting ZIP 46789 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3641) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 46789?
3 colleges and universities are listed near ZIP 46789 by the U.S. Department of Education College Scorecard, including Trine University, Huntington University, and Trine University-Regional/Non-Traditional Campuses (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 46789?
Median in-state tuition across 3 nearby institutions is $31,870 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 46789?
Graduates of nearby colleges earn a median of $57,165 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 46789?
ZIP 46789 has an average annual temperature of 48.3°F and 38.8" of annual precipitation based on the ANGOLA, IN US weather station 10.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 46789?
Indiana has a graduated income tax with a top rate of unspecified. Combined sales tax: 7.00% (Tax Foundation 2025).
Does Indiana have paid family leave?
Indiana has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 46789?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (3 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (12 on record), climate normals from NOAA NCEI (1991-2020), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (12 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 46789
Nearby ZIPs by distance
46747 (Hudson, 2.3 mi) · 46786 (5.2 mi) · 46795 (Wolcottville, 6.9 mi) · 46705 (Ashley, 8.4 mi) · 46779 (8.9 mi) · 46730 (Corunna, 8.9 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 46789?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
18th percentile
Low Vulnerability
Based on 1 census tract, population 10
Vulnerability Themes
Persons with Disability
2
Without HS Diploma
1
Adults Age 65+
2
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.