Population & age
- Total population
- 1,327
- Median age
- 40.8
ZIP 49784, MI (49784)
Chippewa County · Population 1,327
Fresh.Data current as of Apr 24, 2026
MI 49784 (ZIP 49784) sits in Chippewa County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Obesity comes in above the national average at 49.5%. No NCES schools are mapped to this ZIP in the current dataset. 6 colleges and universities serve the area, with median in-state tuition of $5,340. BLS LAUS records a 6.4% county unemployment rate (2024) — about 2.4 points above the US average and a labor-market distress signal. FEMA has issued 7 federal disaster declarations affecting this ZIP since 1977. Annual average temperature is just 42.6°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. New residents arriving here predominantly come from Mackinac County, MI (IRS SOI Migration, 2022-2023). Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: fair market rent of $1,090 for a two-bedroom. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 25.2%
- Black
- 62.4%
- Asian
- 0.0%
- Hispanic / Latino
- 10.1%
- Other / multi-racial
- 10.2%
Housing
- Owner-occupied
- 0
- Renter-occupied
- 0
- Vacant units
- 0
Economic wellbeing
- Below poverty line
- 0
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 0
Language & nativity
- Foreign-born
- 13(1.0%)
- Non-English at home
- 233(17.6%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$750
/month
1 Bed
$840
/month
2 Bed
$1,090
/month
3 Bed
$1,310
/month
4 Bed
$1,440
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
55
Across 55 permitted buildings. Total construction value: $11.1M.
Single-family
55
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$11.1M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Employment & wages
Average annual pay
$52,748
Average weekly wage
$1,014
Total employment
12,793
Total establishments
842
That is roughly 19% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
6.4%
That is 2.4 percentage points above the US national unemployment rate of about 4.0%.
Labor force
17,745
Employed
16,611
Unemployed
1,134
Based on Chippewa County, MI data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
7
Date Range
1977–2020
Most Recent Declaration
COVID-19 PANDEMIC
Biological — declared March 27, 2020 (DR-4494)
Incident period: January 20, 2020 – May 11, 2023
Top Incident Types
- Biological2 (29%)
- Snowstorm2 (29%)
- Hurricane1 (14%)
- Freezing1 (14%)
- Drought1 (14%)
Households Program
1
Housing & temporary lodging support
Public Assistance
7
Repair of public facilities & roads
Hazard Mitigation
1
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
42.6°F
32° – 53.2°
Annual precipitation
35.6"
Annual snowfall
94.1"
Heating · cooling days
8,372 · 231.4
Annual base 65°F
Nearest station: RUDYARD 4N, MI US, 6.4 miles from the centroid of ZIP 49784 (ZIP 49784)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
7,385
That is roughly 815 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
19%
of adults self-report
Poor physical health days
4.7
avg per adult per month
Poor mental health days
5.9
avg per adult per month
Uninsured
7.5%
of residents under 65
Primary care MDs
71
per 100,000 residents
Preventable hospital stays
2,673
per 100K Medicare enrollees
Food environment (0-10)
6.8
10 = best access & security
Exercise access
77%
residents near a facility
Flu vaccinated
34%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.4% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Chippewa data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
19.8% of Chippewa County, MI residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.33
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.04
accepting food benefits
Fast-food restaurants
0.54
per 1,000 residents
Among low-income residents, 8.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Chippewa County, MI for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 14 reports
Property crime rate
—
per 100K residents · 10 reports
Homicide
0
Robbery
0
Burglary
3
Vehicle theft
3
County-level data for Chippewa (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+62 people
+15 households • +$5.8M net AGI flow
Moved in
1,018households
1,716 people • $59.6M AGI
Moved out
1,003households
1,654 people • $53.8M AGI
Where new residents came from
- Mackinac County, MI — 42 households
- Oakland County, MI — 25 households
- Kent County, MI — 21 households
Where departing residents went
- Mackinac County, MI — 43 households
- Kent County, MI — 30 households
Incoming households reported an average AGI of $58,573 versus departing households' $53,679.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Michigan
State-level rules that apply to every resident of ZIP 49784. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
1.17%
Median $1,868/year
Tax burden rank
20 of 50
9.60% of personal income
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 49784
Nearby ZIPs by distance
49788 (Kincheloe, 0.9 mi) · 49752 (1.8 mi) · 49724 (5.7 mi) · 49774 (9.8 mi) · 49780 (11.6 mi) · 49710 (13.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
49.5%
16.5pp above the 33.0% national rate.
High Blood Pressure
44.9%
12.9pp above the 32.0% national rate.
Depression
20.7%
Tracks close to the 22.0% national rate.
Annual Checkup
73.8%
2.2pp below the 76.0% national rate.
Health Insurance
16.5%
3.5pp above the 13.0% national rate.
Diabetes
14.8%
3.8pp above the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
6
Median in-state tuition
$5,340
Median earnings (10 yr)
$36,442
- 4-Year
Lake Superior State University
Sault Ste Marie, MI · 49783
- In-state tuition
- $14,890
- Out-of-state tuition
- $14,890
- Acceptance rate
- —
- Graduation rate
- 53.8%
- Median earnings (10 yr)
- $49,045
- Median student debt
- $23,250
- 2-Year
Kirtland Community College
Grayling, MI · 49738
- In-state tuition
- $5,190
- Out-of-state tuition
- $9,870
- Acceptance rate
- —
- Graduation rate
- 30.1%
- Median earnings (10 yr)
- $35,831
- Median student debt
- $13,067
- 2-Year
North Central Michigan College
Petoskey, MI · 49770
- In-state tuition
- $5,430
- Out-of-state tuition
- $10,590
- Acceptance rate
- —
- Graduation rate
- 26.7%
- Median earnings (10 yr)
- $36,594
- Median student debt
- $14,000
- 4-Year
Alpena Community College
Alpena, MI · 49707
- In-state tuition
- $5,250
- Out-of-state tuition
- $8,010
- Acceptance rate
- —
- Graduation rate
- 50.9%
- Median earnings (10 yr)
- $36,442
- Median student debt
- $9,024
- 4-Year
Bay Mills Community College
Brimley, MI · 49715
- In-state tuition
- $3,480
- Out-of-state tuition
- $3,480
- Acceptance rate
- —
- Graduation rate
- 30.3%
- Median earnings (10 yr)
- $30,048
- Median student debt
- —
- Certificate
Great Lakes Boat Building School
Cedarville, MI · 49719
- In-state tuition
- $25,470
- Out-of-state tuition
- $25,470
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
MI 49784 (ZIP 49784) sits in Chippewa County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Obesity comes in above the national average at 49.5%. No NCES schools are mapped to this ZIP in the current dataset. 6 colleges and universities serve the area, with median in-state tuition of $5,340. BLS LAUS records a 6.4% county unemployment rate (2024) — about 2.4 points above the US average and a labor-market distress signal. FEMA has issued 7 federal disaster declarations affecting this ZIP since 1977. Annual average temperature is just 42.6°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. New residents arriving here predominantly come from Mackinac County, MI (IRS SOI Migration, 2022-2023). Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: fair market rent of $1,090 for a two-bedroom. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Both surfaces skew lighter than national averages. That isn’t a verdict — small-area estimates compress real neighborhood-level texture, and a single ZIP reading can miss a district line or a hospital corridor sitting just outside it. Treat this as a starting point for fieldwork, not a conclusion.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 20.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 49784
What is the obesity rate in ZIP 49784?
49.5%, which is 16.5 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 49784?
20.7%, which is 1.3 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 49784?
44.9%, which is 12.9 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 49784?
1,327 people live in ZIP 49784, with a median age of 40.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many federally declared disasters has ZIP 49784 experienced?
FEMA has recorded 7 federal disaster declarations affecting ZIP 49784 between 1977–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 49784?
Biological is the most common federally declared disaster type affecting ZIP 49784, accounting for 2 of 7 declarations (29%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 49784?
The most recent FEMA disaster declaration affecting ZIP 49784 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4494) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 49784?
6 colleges and universities are listed near ZIP 49784 by the U.S. Department of Education College Scorecard, including Lake Superior State University, Kirtland Community College, and North Central Michigan College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 49784?
Median in-state tuition across 6 nearby institutions is $5,340 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 49784?
Graduates of nearby colleges earn a median of $36,442 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 49784?
ZIP 49784 has an average annual temperature of 42.6°F and 35.5" of annual precipitation based on the RUDYARD 4N, MI US weather station 6.4 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 49784?
Michigan has a graduated income tax with a top rate of unspecified. Combined sales tax: 6.00% (Tax Foundation 2025).
Does Michigan have paid family leave?
Michigan has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 49784?
This page covers health outcomes from CDC PLACES (39 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (6 institutions), federal disaster declarations from FEMA OpenFEMA (7 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (7 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 49784
Nearby ZIPs by distance
49788 (Kincheloe, 0.9 mi) · 49752 (1.8 mi) · 49724 (5.7 mi) · 49774 (9.8 mi) · 49780 (11.6 mi) · 49710 (13.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 49784?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.