Population & age
- Total population
- 297
- Median age
- 49.2
Elkport, IA (52044)
Clayton County · Population 297
Fresh.Data current as of Apr 24, 2026
Elkport, IA (ZIP 52044) sits in Clayton County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Obesity comes in above the national average at 43.8%. No NCES schools are mapped to this ZIP in the current dataset. 7 colleges and universities serve the area, with median in-state tuition of $39,824. BLS QCEW reports average annual pay of $51,349 per worker, roughly 22% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 27 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. USDA's Food Environment Atlas shows a strong food retail environment in this county — only 2.5% of residents are low-access and grocery density is above the national county median. IRS migration data (2022-2023) shows a net loss of 98 residents (44 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $71,632, fair market rent of $920 for a two-bedroom, and a 32.0% poverty rate (well above the ~12% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 100.0%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
Income & housing
- Median household income
- $71,632
Education
- Bachelor's degree or higher (age 25+)
- 24.7%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 81(95.3%)
- Renter-occupied
- 4(4.7%)
- Vacant units
- 16
- Built (median)
- 1978
Commute
- Public transit
- 0(0.0%)
- Work from home
- 25(17.5%)
- Avg commute
- 27.9 min
Economic wellbeing
- Below poverty line
- 95(32.0%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 82(96.5%)
- No broadband
- 3(3.5%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 37(12.8%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$680
/month
1 Bed
$700
/month
2 Bed
$920
/month
3 Bed
$1,130
/month
4 Bed
$1,310
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
55
Across 52 permitted buildings. Total construction value: $17.7M.
Single-family
49
89% of total units
Multifamily (2+ unit)
6
11% of total units
Single-family value
$17.1M
construction value
Multifamily value
$680,100
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Employment & wages
Average annual pay
$51,349
Average weekly wage
$987
Total employment
6,230
Total establishments
614
That is roughly 22% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.8%
That is 0.2 percentage points below the US national unemployment rate of about 4.0%.
Labor force
9,033
Employed
8,693
Unemployed
340
Based on Clayton County, IA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$9.0M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
- 1.Farmers Savings Bank$9.0M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federal Disaster Declarations
Federally Declared Disasters
27
Date Range
1965–2023
Most Recent Declaration
FLOODING
Flood — declared August 25, 2023 (DR-4732)
Incident period: April 24, 2023 – May 13, 2023
Top Incident Types
- Flood14 (52%)
- Severe Storm10 (37%)
- Biological2 (7%)
- Hurricane1 (4%)
Individual Assistance
13
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
27
Repair of public facilities & roads
Hazard Mitigation
15
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
45.9°F
34.7° – 57.1°
Annual precipitation
38.8"
Annual snowfall
35.6"
Heating · cooling days
7,511.5 · 581.7
Annual base 65°F
Nearest station: ELKADER 6 SSW, IA US, 6.6 miles from the centroid of Elkport, IA (ZIP 52044)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
6,442
That is roughly 1,758 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
16%
of adults self-report
Poor physical health days
3.9
avg per adult per month
Poor mental health days
5.0
avg per adult per month
Uninsured
6.6%
of residents under 65
Primary care MDs
41
per 100,000 residents
Preventable hospital stays
1,975
per 100K Medicare enrollees
Food environment (0-10)
8.5
10 = best access & security
Exercise access
61%
residents near a facility
Flu vaccinated
39%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 5.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Clayton data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
2.5% of Clayton County, IA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.35
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.11
accepting food benefits
Fast-food restaurants
0.64
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Clayton County, IA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 7 reports
Property crime rate
—
per 100K residents · 14 reports
Homicide
0
Robbery
0
Burglary
6
Vehicle theft
0
County-level data for Clayton (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−98 people
−44 households • −$1.3M net AGI flow
Moved in
507households
844 people • $28.0M AGI
Moved out
551households
942 people • $29.2M AGI
Where new residents came from
- Delaware County, IA — 32 households
- Fayette County, IA — 32 households
- Dubuque County, IA — 29 households
- Allamakee County, IA — 28 households
- Crawford County, WI — 25 households
Where departing residents went
- Dubuque County, IA — 45 households
- Delaware County, IA — 41 households
- Allamakee County, IA — 34 households
- Fayette County, IA — 32 households
- Crawford County, WI — 27 households
Incoming households reported an average AGI of $55,138 versus departing households' $53,016.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Iowa
State-level rules that apply to every resident of ZIP 52044. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
6.94%
State 6.00% · avg local 0.94%
Property tax (effective)
1.54%
Median $1,695/year
Tax burden rank
37 of 50
11.00% of personal income
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
160% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). Asset limit $15,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 52044
Nearby ZIPs by distance
52048 (Garber, 4 mi) · 52042 (Edgewood, 6.5 mi) · 52043 (Elkader, 6.9 mi) · 52035 (Colesburg, 9.9 mi) · 52049 (Garnavillo, 10.3 mi) · 52052 (Guttenberg, 10.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
43.8%
10.8pp above the 33.0% national rate.
High Blood Pressure
42.4%
10.4pp above the 32.0% national rate.
Depression
20.7%
Tracks close to the 22.0% national rate.
Annual Checkup
79.5%
3.5pp above the 76.0% national rate.
Health Insurance
7.8%
5.2pp below the 13.0% national rate.
Diabetes
14.8%
3.8pp above the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
7
Median in-state tuition
$39,824
Median earnings (10 yr)
$51,190
- 4-Year
University of Dubuque
Dubuque, IA · 52001
- In-state tuition
- $42,095
- Out-of-state tuition
- $42,095
- Acceptance rate
- 88.6%
- Graduation rate
- 40.6%
- Median earnings (10 yr)
- $51,190
- Median student debt
- $25,750
- 4-Year
Loras College
Dubuque, IA · 52004
- In-state tuition
- $39,824
- Out-of-state tuition
- $39,824
- Acceptance rate
- 99.9%
- Graduation rate
- 68.7%
- Median earnings (10 yr)
- $58,289
- Median student debt
- $26,000
- 4-Year
Clarke University
Dubuque, IA · 52001
- In-state tuition
- $40,910
- Out-of-state tuition
- $40,910
- Acceptance rate
- 71.8%
- Graduation rate
- 55.6%
- Median earnings (10 yr)
- $55,396
- Median student debt
- $26,717
- 4-Year
Emmaus Bible College
Dubuque, IA · 52001
- In-state tuition
- $20,800
- Out-of-state tuition
- $20,800
- Acceptance rate
- 59.8%
- Graduation rate
- 82.2%
- Median earnings (10 yr)
- $42,631
- Median student debt
- $15,750
- Certificate
Capri College-Dubuque
Dubuque, IA · 52001
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 75.0%
- Median earnings (10 yr)
- $28,266
- Median student debt
- $7,600
- 4-Year
Divine Word College
Epworth, IA · 52045
- In-state tuition
- $15,600
- Out-of-state tuition
- $15,600
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
- 4-Year
Wartburg Theological Seminary
Dubuque, IA · 52003
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Elkport, IA (ZIP 52044) sits in Clayton County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Obesity comes in above the national average at 43.8%. No NCES schools are mapped to this ZIP in the current dataset. 7 colleges and universities serve the area, with median in-state tuition of $39,824. BLS QCEW reports average annual pay of $51,349 per worker, roughly 22% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 27 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. USDA's Food Environment Atlas shows a strong food retail environment in this county — only 2.5% of residents are low-access and grocery density is above the national county median. IRS migration data (2022-2023) shows a net loss of 98 residents (44 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $71,632, fair market rent of $920 for a two-bedroom, and a 32.0% poverty rate (well above the ~12% US average). Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 20.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 52044
What is the obesity rate in ZIP 52044?
43.8%, which is 10.8 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 52044?
20.7%, which is 1.3 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 52044?
42.4%, which is 10.4 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 52044?
297 people live in ZIP 52044, with a median age of 49.2 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 52044?
$71,632 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 52044 mostly renters or homeowners?
In ZIP 52044, 95.3% of occupied housing units are owner-occupied and 4.7% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 52044?
In ZIP 52044, 17.5% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 52044?
32.0% of the population in ZIP 52044 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 52044 have broadband internet?
96.5% of households in ZIP 52044 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How vulnerable is ZIP 52044 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 52044 ranks in the 48th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 52044?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 52044, ranking in the 65th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 52044 experienced?
FEMA has recorded 27 federal disaster declarations affecting ZIP 52044 between 1965–2023 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 52044?
Flood is the most common federally declared disaster type affecting ZIP 52044, accounting for 14 of 27 declarations (52%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 52044?
The most recent FEMA disaster declaration affecting ZIP 52044 was "FLOODING" — a flood declared in 2023 (DR-4732) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 52044?
7 colleges and universities are listed near ZIP 52044 by the U.S. Department of Education College Scorecard, including University Of Dubuque, Loras College, and Clarke University (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 52044?
Median in-state tuition across 7 nearby institutions is $39,824 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 52044?
Graduates of nearby colleges earn a median of $51,190 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 52044?
ZIP 52044 has an average annual temperature of 45.9°F and 38.8" of annual precipitation based on the ELKADER 6 SSW, IA US weather station 6.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 52044?
Iowa has a graduated income tax with a top rate of unspecified. Combined sales tax: 6.94% (Tax Foundation 2025).
Does Iowa have paid family leave?
Iowa has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 52044?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (7 institutions), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (27 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (27 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 52044
Nearby ZIPs by distance
52048 (Garber, 4 mi) · 52042 (Edgewood, 6.5 mi) · 52043 (Elkader, 6.9 mi) · 52035 (Colesburg, 9.9 mi) · 52049 (Garnavillo, 10.3 mi) · 52052 (Guttenberg, 10.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 52044?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
48th percentile
Moderate Vulnerability
Based on 2 census tracts, population 183
Vulnerability Themes
Households Without Vehicle
7
Persons with Disability
20
Without HS Diploma
17
Without Health Insurance
26
Adults Age 65+
26
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.