Population & age
- Total population
- 152
- Median age
- 55.8
Beaver Bay, MN (55601)
Lake County · Population 152
Fresh.Data current as of Apr 24, 2026
Beaver Bay, MN (ZIP 55601) sits in Lake County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 38.6%. No NCES schools are mapped to this ZIP in the current dataset. Local establishments report average pay of $30,108 per worker (Census ZBP) — below the US average. The CDC SVI flags housing & transportation (88th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 51th-percentile score. The most recent FEMA disaster declaration here was flood-related (SEVERE STORMS AND FLOODING, 2024). Annual average temperature is just 38.9°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Premature-mortality burden is comparatively low at 4,750 years of potential life lost per 100,000 (County Health Rankings, 2025). IRS migration data (2022-2023) shows a net loss of 79 residents (67 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $71,875, fair market rent of $1,290 for a two-bedroom, and a typical home value of $352,991, up 4.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 95.4%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
- Other / multi-racial
- 4.6%
Income & housing
- Median household income
- $71,875
- Median home value
- $202,800
Education
- Bachelor's degree or higher (age 25+)
- 18.7%
Employment
- Unemployment rate
- 6.6%
Housing
- Owner-occupied
- 63(92.6%)
- Renter-occupied
- 5(7.4%)
- Vacant units
- 39
- Built (median)
- 1969
Commute
- Public transit
- 0(0.0%)
- Work from home
- 4(5.6%)
- Avg commute
- 21.5 min
Economic wellbeing
- Below poverty line
- 18(11.8%)
- Uninsured
- 12(7.9%)
Digital access
- Broadband access
- 60(88.2%)
- No broadband
- 8(11.8%)
Language & nativity
- Foreign-born
- 1(0.7%)
- Non-English at home
- 1(0.7%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$890
/month
1 Bed
$980
/month
2 Bed
$1,290
/month
3 Bed
$1,550
/month
4 Bed
$1,980
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$352,991
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+4.0%
vs. March 2025
Metro area
Duluth, MN-WI
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
75
Across 75 permitted buildings. Total construction value: $20.4M.
Single-family
75
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$20.4M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
12
Total employment
93
Annual payroll
$2.8M
Average annual pay
$30,108
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$54,467
Average weekly wage
$1,047
Total employment
3,902
Total establishments
378
That is roughly 17% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.2%
That is 0.8 percentage points below the US national unemployment rate of about 4.0%.
Labor force
5,182
Employed
5,016
Unemployed
166
Based on Lake County, MN data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
12
Date Range
1972–2024
Most Recent Declaration
SEVERE STORMS AND FLOODING
Flood — declared June 28, 2024 (DR-4797)
Incident period: June 16, 2024 – July 4, 2024
Top Incident Types
- Flood5 (42%)
- Severe Storm3 (25%)
- Biological2 (17%)
- Hurricane1 (8%)
- Drought1 (8%)
Individual Assistance
2
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
12
Repair of public facilities & roads
Hazard Mitigation
7
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
38.9°F
29.5° – 48.4°
Annual precipitation
32.5"
Annual snowfall
94.2"
Heating · cooling days
— · 175.3
Annual base 65°F
Nearest station: WOLF RIDGE ELC, MN US, 16.4 miles from the centroid of Beaver Bay, MN (ZIP 55601)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
32
GoodGood 330dModerate 35dUSG 1d
Peak AQI (2024)
110
Unhealthy for Sensitive Groups
Primary pollutant
PM2.5
188 days as main pollutant
Days measured
366
Based on Lake County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
4,750
That is roughly 3,450 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
14%
of adults self-report
Poor physical health days
3.8
avg per adult per month
Poor mental health days
5.2
avg per adult per month
Uninsured
6.3%
of residents under 65
Primary care MDs
91
per 100,000 residents
Preventable hospital stays
4,165
per 100K Medicare enrollees
Food environment (0-10)
8.7
10 = best access & security
Exercise access
80%
residents near a facility
Flu vaccinated
47%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 5.4% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Lake data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
11.6% of Lake County, MN residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
—
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.92
accepting food benefits
Fast-food restaurants
0.75
per 1,000 residents
Among low-income residents, 3.5% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Lake County, MN for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 2 reports
Property crime rate
—
per 100K residents · 8 reports
Homicide
0
Robbery
0
Burglary
1
Vehicle theft
0
County-level data for Lake (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−79 people
−67 households • −$1.4M net AGI flow
Moved in
353households
609 people • $25.6M AGI
Moved out
420households
688 people • $27.0M AGI
Where new residents came from
- St. Louis County, MN — 78 households
- Hennepin County, MN — 21 households
Where departing residents went
- St. Louis County, MN — 126 households
Incoming households reported an average AGI of $72,547 versus departing households' $64,195.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Minnesota
State-level rules that apply to every resident of ZIP 55601. Numbers reflect the most recent published year per source.
Tax rates
Income tax
9.85%
graduated · 3 brackets
Sales tax (combined)
8.14%
State 6.88% · avg local 1.26%
Property tax (effective)
1.04%
Median $1,545/year
Tax burden rank
47 of 50
12.30% of personal income
For ZIP 55601: Applied to this ZIP's typical home value of $352,991, that works out to roughly $3,680/year in property tax.
Paid family leave
Program
Minnesota Paid Leave
Mandatory (state-run insurance)
Max weeks/year
20
Parental
12wk
Max weekly benefit
$1,423
Replacement: 90% to 0.5x SAWW + 66% to 1.0x SAWW + 55% above · job protection
Safety net
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 55601
Nearby ZIPs by distance
55614 (Silver Bay, 7.6 mi) · 55616 (Two Harbors, 15.3 mi) · 55603 (Finland, 23 mi) · 55602 (27.1 mi) · 55609 (Knife River, 27.2 mi) · 55607 (27.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
36.4%
3.4pp above the 33.0% national rate.
High Blood Pressure
38.6%
6.6pp above the 32.0% national rate.
Depression
22.5%
Tracks close to the 22.0% national rate.
Annual Checkup
78.2%
2.2pp above the 76.0% national rate.
Health Insurance
7.0%
6.0pp below the 13.0% national rate.
Diabetes
13.8%
2.8pp above the 11.0% national rate.
What these numbers say together
Beaver Bay, MN (ZIP 55601) sits in Lake County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 38.6%. No NCES schools are mapped to this ZIP in the current dataset. Local establishments report average pay of $30,108 per worker (Census ZBP) — below the US average. The CDC SVI flags housing & transportation (88th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 51th-percentile score. The most recent FEMA disaster declaration here was flood-related (SEVERE STORMS AND FLOODING, 2024). Annual average temperature is just 38.9°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Premature-mortality burden is comparatively low at 4,750 years of potential life lost per 100,000 (County Health Rankings, 2025). IRS migration data (2022-2023) shows a net loss of 79 residents (67 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $71,875, fair market rent of $1,290 for a two-bedroom, and a typical home value of $352,991, up 4.0% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 55601
What is the obesity rate in ZIP 55601?
36.4%, which is 3.4 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 55601?
22.5%, which is 0.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 55601?
38.6%, which is 6.6 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 55601?
152 people live in ZIP 55601, with a median age of 55.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 55601?
$71,875 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 55601 mostly renters or homeowners?
In ZIP 55601, 92.6% of occupied housing units are owner-occupied and 7.4% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 55601?
In ZIP 55601, 5.6% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 55601?
11.8% of the population in ZIP 55601 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 55601 have broadband internet?
88.2% of households in ZIP 55601 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 55601?
The typical home value in ZIP 55601 is $352,991, up 4.0% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 55601?
Home values are up 4.0% over the past year (Zillow Home Value Index, retrieved May 1, 2026).
How many businesses are in ZIP 55601?
As of 2022, 12 business establishments operated in ZIP 55601 employing 93 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 55601?
The average annual pay across all local establishments in ZIP 55601 is $30,108, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 55601 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 55601 ranks in the 51th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 55601?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 55601, ranking in the 88th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 55601 experienced?
FEMA has recorded 12 federal disaster declarations affecting ZIP 55601 between 1972–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 55601?
Flood is the most common federally declared disaster type affecting ZIP 55601, accounting for 5 of 12 declarations (42%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 55601?
The most recent FEMA disaster declaration affecting ZIP 55601 was "SEVERE STORMS AND FLOODING" — a flood declared in 2024 (DR-4797) (FEMA OpenFEMA, retrieved May 3, 2026).
What is the climate like in ZIP 55601?
ZIP 55601 has an average annual temperature of 38.9°F and 32.5" of annual precipitation based on the WOLF RIDGE ELC, MN US weather station 16.4 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 55601?
Minnesota has a graduated income tax with a top rate of 9.85%. Combined sales tax: 8.14% (Tax Foundation 2025).
Does Minnesota have paid family leave?
Minnesota runs an active paid family leave program (Minnesota Paid Leave) offering up to 20 weeks of paid leave per year, with a maximum weekly benefit of $1,423 (Bipartisan Policy Center 2026).
What data is available for ZIP 55601?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (12 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (12 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 55601
Nearby ZIPs by distance
55614 (Silver Bay, 7.6 mi) · 55616 (Two Harbors, 15.3 mi) · 55603 (Finland, 23 mi) · 55602 (27.1 mi) · 55609 (Knife River, 27.2 mi) · 55607 (27.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 55601?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
51st percentile
High Vulnerability
Based on 1 census tract, population 646
Vulnerability Themes
Households Without Vehicle
22
Limited English Speakers
4
Persons with Disability
79
Without HS Diploma
22
Without Health Insurance
25
Adults Age 65+
206
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.