Gwinner, ND (58040)

Sargent County · Population 1,001

Fresh.Data current as of Apr 24, 2026

Gwinner, ND (ZIP 58040) sits in Sargent County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 42.4%. NCES lists 2 schools serving the area, 2 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $7,244. IRS data shows average household income (AGI) of $78,886, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 21th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 32 federal disaster declarations affecting this ZIP since 1966 — a high-frequency exposure profile. Annual average temperature is just 41.4°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Only 5.1% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. North Dakota levies a flat state income tax (top rate 2.50%); a household at the local median AGI of $78,886 would pay roughly $1,183/year before deductions. IRS migration data (2022-2023) shows a net gain of 25 residents (21 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $70,000, fair market rent of $960 for a two-bedroom, and a median home value of $165,200. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

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Demographics

Population & age

Total population
1,001
Median age
31.9

Race & ethnicity

White
86.9%
Black
9.8%
Asian
1.1%
Hispanic / Latino
5.0%
Other / multi-racial
2.2%

Income & housing

Median household income
$70,000
Median home value
$165,200

Education

Bachelor's degree or higher (age 25+)
17.3%

Employment

Unemployment rate
3.2%

Housing

Owner-occupied
278(59.1%)
Renter-occupied
192(40.9%)
Vacant units
34
Built (median)
1987

Commute

Public transit
0(0.0%)
Work from home
58(10.4%)
Avg commute
7.8 min

Economic wellbeing

Below poverty line
70(7.0%)
Uninsured
9(0.9%)

Digital access

Broadband access
437(93.0%)
No broadband
33(7.0%)

Language & nativity

Foreign-born
88(8.8%)
Non-English at home
95(10.2%)

Studio

$840

/month

1 Bed

$840

/month

2 Bed

$960

/month

3 Bed

$1,290

/month

4 Bed

$1,610

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

See national housing trends →

New housing construction

New housing units permitted

3

Across 3 permitted buildings. Total construction value: $880,000.

Single-family

3

100% of total units

Multifamily (2+ unit)

0

0% of total units

Single-family value

$880,000

construction value

Multifamily value

$0

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

560

Average AGI

$78,886

Avg property tax

EITC participation

10.7%

Income distribution

  • $1 – $25,00019.6% · 110
  • $25,000 – $50,00021.4% · 120
  • $50,000 – $75,00023.2% · 130
  • $75,000 – $100,00012.5% · 70
  • $100,000 – $200,00019.6% · 110
  • $200,000 or more3.6% · 20

Avg mortgage interest

Avg charitable contribution

Avg capital gains

$1,452

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $44.2M across all reported brackets.

Business & employment

Business establishments

39

Total employment

2,076

Annual payroll

$131.5M

Average annual pay

$63,350

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$63,818

Average weekly wage

$1,227

Total employment

2,762

Total establishments

191

That is roughly 3% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

4.5%

That is 0.5 percentage points above the US national unemployment rate of about 4.0%.

Labor force

1,841

Employed

1,759

Unemployed

82

Based on Sargent County, ND data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

1

Limited banking access

Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.

Total deposits

$41.4M

across all branches in this ZIP

Distinct institutions

1

different banks operating here

Top banks by deposits in this ZIP

  • 1.Stock Growers Bank$41.4M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Social Vulnerability Index

Overall SVI

21st percentile

Low Vulnerability

Based on 1 census tract, population 400

Vulnerability Themes

  • Socioeconomic Status10th percentile
  • Household Characteristics62nd percentile
  • Racial & Ethnic Minority Status23rd percentile
  • Housing Type & Transportation30th percentile

Households Without Vehicle

5

Limited English Speakers

3

Persons with Disability

36

Without HS Diploma

14

Without Health Insurance

10

Adults Age 65+

68

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

32

Date Range

1966–2024

Most Recent Declaration

SEVERE WINTER STORM AND STRAIGHT-LINE WINDS

Winter Storm — declared February 15, 2024 (DR-4760)

Incident period: December 25, 2023 – December 27, 2023

Top Incident Types

  • Flood15 (47%)
  • Severe Storm11 (34%)
  • Biological2 (6%)
  • Winter Storm1 (3%)
  • Snowstorm1 (3%)
  • Other2 (6%)

Individual Assistance

10

Direct help to disaster survivors

Households Program

2

Housing & temporary lodging support

Public Assistance

32

Repair of public facilities & roads

Hazard Mitigation

17

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Climate

30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.

Avg. temperature

41.4°F

30.2°52.6°

Annual precipitation

22.3"

Annual snowfall

46.7"

Heating · cooling days

· 462.4

Annual base 65°F

Nearest station: LISBON, ND US, 17.6 miles from the centroid of Gwinner, ND (ZIP 58040)

Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.

See national environment & climate trends →

Community health profile

Years of potential life lost (per 100K)

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

16%

of adults self-report

Poor physical health days

3.3

avg per adult per month

Poor mental health days

4.3

avg per adult per month

Uninsured

5.1%

of residents under 65

Primary care MDs

per 100,000 residents

Preventable hospital stays

2,388

per 100K Medicare enrollees

Food environment (0-10)

9.9

10 = best access & security

Exercise access

65%

residents near a facility

Flu vaccinated

53%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 6.5% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Sargent data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Good food access — most residents near a store

9.7% of Sargent County, ND residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.77

per 1,000 residents

Supercenters & clubs

per 1,000 residents

SNAP-authorized stores

1.31

accepting food benefits

Fast-food restaurants

per 1,000 residents

Among low-income residents, 1.6% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Sargent County, ND for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Safety

FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.

Violent crime rate

per 100K residents · 5 reports

Property crime rate

per 100K residents · 9 reports

Homicide

0

Robbery

0

Burglary

4

Vehicle theft

1

County-level data for Sargent (2024)

Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.

See national safety & crime trends →

Who’s moving in and out

Net migration (2022-2023)

+25 people

+21 households+$266K net AGI flow

Moved in

145households

234 people • $7.0M AGI

Moved out

124households

209 people • $6.8M AGI

Where new residents came from

  1. Cass County, ND22 households

Where departing residents went

  1. Cass County, ND22 households

Incoming households reported an average AGI of $48,593 versus departing households' $54,677.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Taxes & benefits in North Dakota

State-level rules that apply to every resident of ZIP 58040. Numbers reflect the most recent published year per source.

Tax rates

Income tax

2.50%

flat · 1 brackets

Sales tax (combined)

7.09%

State 5.00% · avg local 2.09%

Property tax (effective)

0.71%

Median $1,913/year

Tax burden rank

14 of 50

9.20% of personal income

For ZIP 58040: At this ZIP's median AGI of $78,886, the estimated state income tax (before deductions) runs about $1,183 per year. Applied to this ZIP's typical home value of $165,200, that works out to roughly $1,180/year in property tax.

Paid family leave

Program

No program

No program

Safety net

SNAP eligibility

200% FPL

Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.

Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).

Other ZIPs near 58040

Other ZIPs in Gwinner

Nearby ZIPs by distance

58032 (Forman, 7.9 mi) · 58069 (Gwinner, 8.3 mi) · 58067 (Rutland, 12 mi) · 58017 (Cogswell, 12.9 mi) · 58060 (Milnor, 13.5 mi) · 58054 (Lisbon, 15.7 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

Data sources used on this page

All data on this page is sourced from federal government datasets · Not AI-generated · Methodology

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

2 schools serve this ZIP, including 2 non-charter.

All 2 schools serving this ZIP
SchoolTypeGradesEnrollment
NORTH SARGENT ELEMENTARY SCHOOLPublic-1–8146
NORTH SARGENT HIGH SCHOOLPublic9–1270

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

2

Median in-state tuition

$7,244

Median earnings (10 yr)

$51,619

  • 2-Year
    In-state tuition
    $5,974
    Out-of-state tuition
    $6,973
    Acceptance rate
    Graduation rate
    52.3%
    Median earnings (10 yr)
    $50,513
    Median student debt
    $12,000
  • Valley City State University

    Valley City, ND · 58072

    4-Year
    In-state tuition
    $8,514
    Out-of-state tuition
    $13,544
    Acceptance rate
    99.1%
    Graduation rate
    50.6%
    Median earnings (10 yr)
    $52,725
    Median student debt
    $20,369

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Gwinner, ND (ZIP 58040) sits in Sargent County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 42.4%. NCES lists 2 schools serving the area, 2 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $7,244. IRS data shows average household income (AGI) of $78,886, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 21th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 32 federal disaster declarations affecting this ZIP since 1966 — a high-frequency exposure profile. Annual average temperature is just 41.4°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Only 5.1% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. North Dakota levies a flat state income tax (top rate 2.50%); a household at the local median AGI of $78,886 would pay roughly $1,183/year before deductions. IRS migration data (2022-2023) shows a net gain of 25 residents (21 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $70,000, fair market rent of $960 for a two-bedroom, and a median home value of $165,200. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits near the national rate at 20.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 58040

What is the obesity rate in ZIP 58040?

42.4%, which is 9.4 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 58040?

20.6%, which is 1.4 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 58040?

33.3%, which is 1.3 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 58040?

2 schools serve this ZIP, including 2 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 58040 have charter schools?

No charter schools are listed in ZIP 58040 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 58040?

Yes, 1 high school serves this ZIP: North Sargent High School. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 58040?

1,001 people live in ZIP 58040, with a median age of 31.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 58040?

$70,000 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 58040 mostly renters or homeowners?

In ZIP 58040, 59.1% of occupied housing units are owner-occupied and 40.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 58040?

In ZIP 58040, 10.4% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 58040?

7.0% of the population in ZIP 58040 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 58040 have broadband internet?

93.0% of households in ZIP 58040 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the average household income in ZIP 58040?

The average Adjusted Gross Income reported on tax returns from ZIP 58040 (Gwinner, ND) is $78,886 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 58040?

Tax returns from ZIP 58040 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 58040 earn over $200,000?

3.6% of tax returns from ZIP 58040 (Gwinner, ND) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 58040?

As of 2022, 39 business establishments operated in ZIP 58040 employing 2,076 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 58040?

The average annual pay across all local establishments in ZIP 58040 is $63,350, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 58040 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 58040 ranks in the 21th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 58040?

Household Characteristics is the highest-scoring CDC SVI theme for ZIP 58040, ranking in the 62th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 58040 experienced?

FEMA has recorded 32 federal disaster declarations affecting ZIP 58040 between 1966–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 58040?

Flood is the most common federally declared disaster type affecting ZIP 58040, accounting for 15 of 32 declarations (47%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 58040?

The most recent FEMA disaster declaration affecting ZIP 58040 was "SEVERE WINTER STORM AND STRAIGHT-LINE WINDS" — a winter storm declared in 2024 (DR-4760) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 58040?

2 colleges and universities are listed near ZIP 58040 by the U.S. Department of Education College Scorecard, including North Dakota State College Of Science and Valley City State University (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 58040?

Median in-state tuition across 2 nearby institutions is $7,244 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 58040?

Graduates of nearby colleges earn a median of $51,619 ten years after entry (College Scorecard, retrieved May 2, 2026).

What is the climate like in ZIP 58040?

ZIP 58040 has an average annual temperature of 41.4°F and 22.3" of annual precipitation based on the LISBON, ND US weather station 17.6 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).

What taxes apply in ZIP 58040?

North Dakota has a flat income tax with a top rate of 2.50%. Households at the local median AGI of $78,886 would pay roughly $1,183 in state income tax annually (estimated, before deductions). Combined sales tax: 7.09% (Tax Foundation 2025).

Does North Dakota have paid family leave?

North Dakota has no state paid family leave program (Bipartisan Policy Center 2026).

What data is available for ZIP 58040?

This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (2 schools), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (2 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (32 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (32 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.

Other ZIPs near 58040

Other ZIPs in Gwinner

Nearby ZIPs by distance

58032 (Forman, 7.9 mi) · 58069 (Gwinner, 8.3 mi) · 58067 (Rutland, 12 mi) · 58017 (Cogswell, 12.9 mi) · 58060 (Milnor, 13.5 mi) · 58054 (Lisbon, 15.7 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

More Info topics

Have a specific question about ZIP 58040?

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By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.