Population & age
- Total population
- 177
- Median age
- 40.1
Whitewater, MT (59544)
Phillips County · Population 177
Fresh.Data current as of Apr 24, 2026
Whitewater, MT (ZIP 59544) sits in Phillips County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 40.1%. NCES lists 3 schools serving the area, 3 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $3,610. BLS QCEW reports average annual pay of $41,451 per worker, roughly 37% below the US average. The most recent FEMA disaster declaration here was straight-line winds-related (SEVERE WINTER STORM AND STRAIGHT-LINE WINDS, 2026). Annual average temperature is just 41.6°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Median daily AQI is just 21 per EPA AQS (2024), comfortably inside the Good range, with PM2.5 as the primary pollutant on most measured days. 36.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $40,208, fair market rent of $1,220 for a two-bedroom, and a median home value of $245,500. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 87.6%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
- Other / multi-racial
- 7.3%
Income & housing
- Median household income
- $40,208
- Median home value
- $245,500
Education
- Bachelor's degree or higher (age 25+)
- 23.3%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 50(60.2%)
- Renter-occupied
- 33(39.8%)
- Vacant units
- 28
- Built (median)
- 1982
Commute
- Public transit
- 0(0.0%)
- Work from home
- 9(9.4%)
- Avg commute
- 13.5 min
Economic wellbeing
- Below poverty line
- 33(19.2%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 75(90.4%)
- No broadband
- 8(9.6%)
Language & nativity
- Foreign-born
- 11(6.2%)
- Non-English at home
- 4(2.6%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$920
/month
1 Bed
$1,110
/month
2 Bed
$1,220
/month
3 Bed
$1,690
/month
4 Bed
$1,970
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
0
Across 0 permitted buildings. Total construction value: $0.
Single-family
0
Multifamily (2+ unit)
0
Single-family value
$0
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Employment & wages
Average annual pay
$41,451
Average weekly wage
$797
Total employment
1,160
Total establishments
186
That is roughly 37% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.4%
That is 0.6 percentage points below the US national unemployment rate of about 4.0%.
Labor force
2,018
Employed
1,949
Unemployed
69
Based on Phillips County, MT data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
10
Date Range
1986–2026
Most Recent Declaration
SEVERE WINTER STORM AND STRAIGHT-LINE WINDS
Straight-Line Winds — declared April 7, 2026 (DR-4902)
Incident period: December 17, 2025 – December 18, 2025
Top Incident Types
- Flood3 (30%)
- Biological2 (20%)
- Severe Storm2 (20%)
- Straight-Line Winds1 (10%)
- Hurricane1 (10%)
- Other1 (10%)
Individual Assistance
2
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
9
Repair of public facilities & roads
Hazard Mitigation
3
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
41.6°F
29.4° – 53.7°
Annual precipitation
12.6"
Annual snowfall
22.9"
Heating · cooling days
8,837.5 · 338.8
Annual base 65°F
Nearest station: PORT OF MORGAN, MT US, 18.4 miles from the centroid of Whitewater, MT (ZIP 59544)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
21
GoodGood 323dModerate 37dUSG 2d
Peak AQI (2024)
147
Unhealthy for Sensitive Groups
Primary pollutant
PM2.5
362 days as main pollutant
Days measured
362
Based on Phillips County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
—
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
16%
of adults self-report
Poor physical health days
4.0
avg per adult per month
Poor mental health days
5.4
avg per adult per month
Uninsured
10.6%
of residents under 65
Primary care MDs
24
per 100,000 residents
Preventable hospital stays
2,681
per 100K Medicare enrollees
Food environment (0-10)
7.9
10 = best access & security
Exercise access
61%
residents near a facility
Flu vaccinated
28%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 5.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Phillips data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
36.1% of Phillips County, MT residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
—
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.95
accepting food benefits
Fast-food restaurants
0.77
per 1,000 residents
Among low-income residents, 13.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Phillips County, MT for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 18 reports
Property crime rate
—
per 100K residents · 30 reports
Homicide
0
Robbery
0
Burglary
2
Vehicle theft
3
County-level data for Phillips (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−2 people
−3 households • −$357K net AGI flow
Moved in
49households
88 people • $2.3M AGI
Moved out
52households
90 people • $2.6M AGI
Where new residents came from
No county-level breakdown available.
Where departing residents went
No county-level breakdown available.
Incoming households reported an average AGI of $46,020 versus departing households' $50,231.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Montana
State-level rules that apply to every resident of ZIP 59544. Numbers reflect the most recent published year per source.
Tax rates
Income tax
5.90%
flat · 1 brackets
Sales tax (combined)
0.00%
State 0.00% · avg local 0.00%
Property tax (effective)
0.84%
Median $2,669/year
Tax burden rank
27 of 50
10.20% of personal income
For ZIP 59544: Applied to this ZIP's typical home value of $245,500, that works out to roughly $2,063/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 59544
Nearby ZIPs by distance
59537 (Loring Colony, 19.9 mi) · 59261 (Saco, 19.9 mi) · 59241 (Hinsdale, 33.2 mi) · 59273 (44.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
40.1%
7.1pp above the 33.0% national rate.
High Blood Pressure
36.9%
4.9pp above the 32.0% national rate.
Depression
24.6%
2.6pp above the 22.0% national rate.
Annual Checkup
74.4%
Tracks close to the 76.0% national rate.
Health Insurance
7.9%
5.1pp below the 13.0% national rate.
Diabetes
12.4%
Tracks close to the 11.0% national rate.
Schools in this ZIP
3 schools serve this ZIP, including 3 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Whitewater School | Public | -1–5 | 24 |
| Whitewater High School | Public | 9–12 | 11 |
| Whitewater 6-8 | Public | 6–8 | 8 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
3
Median in-state tuition
$3,610
Median earnings (10 yr)
$30,528
- 4-Year
Montana State University-Northern
Havre, MT · 59501
- In-state tuition
- $6,982
- Out-of-state tuition
- $21,875
- Acceptance rate
- —
- Graduation rate
- 41.8%
- Median earnings (10 yr)
- $49,505
- Median student debt
- $18,500
- 4-Year
Stone Child College
Box Elder, MT · 59521
- In-state tuition
- $3,610
- Out-of-state tuition
- $3,610
- Acceptance rate
- —
- Graduation rate
- 33.3%
- Median earnings (10 yr)
- $24,555
- Median student debt
- —
- 4-Year
Aaniiih Nakoda College
Harlem, MT · 59526
- In-state tuition
- $3,080
- Out-of-state tuition
- $3,080
- Acceptance rate
- —
- Graduation rate
- 33.3%
- Median earnings (10 yr)
- $30,528
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Whitewater, MT (ZIP 59544) sits in Phillips County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 40.1%. NCES lists 3 schools serving the area, 3 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $3,610. BLS QCEW reports average annual pay of $41,451 per worker, roughly 37% below the US average. The most recent FEMA disaster declaration here was straight-line winds-related (SEVERE WINTER STORM AND STRAIGHT-LINE WINDS, 2026). Annual average temperature is just 41.6°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Median daily AQI is just 21 per EPA AQS (2024), comfortably inside the Good range, with PM2.5 as the primary pollutant on most measured days. 36.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $40,208, fair market rent of $1,220 for a two-bedroom, and a median home value of $245,500. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 59544
What is the obesity rate in ZIP 59544?
40.1%, which is 7.1 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 59544?
24.6%, which is 2.6 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 59544?
36.9%, which is 4.9 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 59544?
3 schools serve this ZIP, including 3 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 59544 have charter schools?
No charter schools are listed in ZIP 59544 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 59544?
Yes, 1 high school serves this ZIP: Whitewater High School. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 59544?
177 people live in ZIP 59544, with a median age of 40.1 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 59544?
$40,208 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 59544 mostly renters or homeowners?
In ZIP 59544, 60.2% of occupied housing units are owner-occupied and 39.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 59544?
In ZIP 59544, 9.4% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 59544?
19.2% of the population in ZIP 59544 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 59544 have broadband internet?
90.4% of households in ZIP 59544 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How vulnerable is ZIP 59544 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 59544 ranks in the 51th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 59544?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 59544, ranking in the 71th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 59544 experienced?
FEMA has recorded 10 federal disaster declarations affecting ZIP 59544 between 1986–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 59544?
Flood is the most common federally declared disaster type affecting ZIP 59544, accounting for 3 of 10 declarations (30%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 59544?
The most recent FEMA disaster declaration affecting ZIP 59544 was "SEVERE WINTER STORM AND STRAIGHT-LINE WINDS" — a straight-line winds declared in 2026 (DR-4902) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 59544?
3 colleges and universities are listed near ZIP 59544 by the U.S. Department of Education College Scorecard, including Montana State University-Northern, Stone Child College, and Aaniiih Nakoda College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 59544?
Median in-state tuition across 3 nearby institutions is $3,610 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 59544?
Graduates of nearby colleges earn a median of $30,528 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 59544?
ZIP 59544 has an average annual temperature of 41.6°F and 12.6" of annual precipitation based on the PORT OF MORGAN, MT US weather station 18.4 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 59544?
Montana has a flat income tax with a top rate of 5.90%. Combined sales tax: 0.00% (Tax Foundation 2025).
Does Montana have paid family leave?
Montana has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 59544?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (3 schools), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (3 institutions), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (10 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (10 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 59544
Nearby ZIPs by distance
59537 (Loring Colony, 19.9 mi) · 59261 (Saco, 19.9 mi) · 59241 (Hinsdale, 33.2 mi) · 59273 (44.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 59544?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
51st percentile
High Vulnerability
Based on 1 census tract, population 357
Vulnerability Themes
Households Without Vehicle
3
Persons with Disability
55
Without HS Diploma
17
Without Health Insurance
33
Adults Age 65+
81
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.