Population & age
- Total population
- 376
- Median age
- 52.4
Pablo, MT (59855)
Lake County · Population 376
Fresh.Data current as of Apr 24, 2026
Pablo, MT (ZIP 59855) sits in Lake County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Annual Checkup comes in above the national average at 69.5%. NCES lists 1 schools serving the area, 1 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $6,432. Local establishments report average pay of $34,913 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $50,280 per worker, roughly 23% below the US average. CDC's Social Vulnerability Index places this ZIP in the 81th percentile nationally — a highly vulnerable community profile. The most recent FEMA disaster declaration here was straight-line winds-related (SEVERE WINTER STORM AND STRAIGHT-LINE WINDS, 2026). Median daily AQI is just 9 per EPA AQS (2024), comfortably inside the Good range, with PM2.5 as the primary pollutant on most measured days. County Health Rankings reports 11,703 years of potential life lost per 100,000 (2025) — well above the national county median. USDA's Food Environment Atlas shows a strong food retail environment in this county — only 5.7% of residents are low-access and grocery density is above the national county median. IRS migration data (2022-2023) shows a net gain of 729 residents (322 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $28,750, fair market rent of $1,310 for a two-bedroom, and a typical home value of $277,205, down 2.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 53.5%
- Black
- 4.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
- Other / multi-racial
- 13.3%
Income & housing
- Median household income
- $28,750
- Median home value
- $96,100
Education
- Bachelor's degree or higher (age 25+)
- 10.9%
Employment
- Unemployment rate
- 14.4%
Housing
- Owner-occupied
- 127(69.0%)
- Renter-occupied
- 57(31.0%)
- Vacant units
- 17
- Built (median)
- 1984
Commute
- Public transit
- 0(0.0%)
- Work from home
- 0(0.0%)
- Avg commute
- 8.8 min
Economic wellbeing
- Below poverty line
- 179(48.5%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 95(51.6%)
- No broadband
- 89(48.4%)
Language & nativity
- Foreign-born
- 9(2.4%)
- Non-English at home
- 1(0.3%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,000
/month
1 Bed
$1,000
/month
2 Bed
$1,310
/month
3 Bed
$1,690
/month
4 Bed
$1,810
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$277,205
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
-2.3%
vs. March 2025
5-year change
+40.7%
vs. March 2021
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
19
Across 14 permitted buildings. Total construction value: $3.7M.
Single-family
11
58% of total units
Multifamily (2+ unit)
8
42% of total units
Single-family value
$2.4M
construction value
Multifamily value
$1.2M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
11
Total employment
344
Annual payroll
$12.0M
Average annual pay
$34,913
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$50,280
Average weekly wage
$967
Total employment
9,768
Total establishments
1,300
That is roughly 23% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.6%
That is 0.4 percentage points below the US national unemployment rate of about 4.0%.
Labor force
14,776
Employed
14,238
Unemployed
538
Based on Lake County, MT data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
8
Date Range
2000–2026
Most Recent Declaration
SEVERE WINTER STORM AND STRAIGHT-LINE WINDS
Straight-Line Winds — declared April 7, 2026 (DR-4902)
Incident period: December 17, 2025 – December 18, 2025
Top Incident Types
- Biological2 (25%)
- Flood2 (25%)
- Fire2 (25%)
- Straight-Line Winds1 (13%)
- Hurricane1 (13%)
Individual Assistance
1
Direct help to disaster survivors
Households Program
1
Housing & temporary lodging support
Public Assistance
7
Repair of public facilities & roads
Hazard Mitigation
3
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
45.2°F
34.4° – 56°
Annual precipitation
15.7"
Annual snowfall
33.6"
Heating · cooling days
7,453.1 · 262.7
Annual base 65°F
Nearest station: SKQ DAM, MT US, 7.9 miles from the centroid of Pablo, MT (ZIP 59855)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
9
GoodGood 108dModerate 7d
Peak AQI (2024)
77
Moderate
Primary pollutant
PM2.5
115 days as main pollutant
Days measured
115
Based on Lake County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
11,703
That is roughly 3,503 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
19%
of adults self-report
Poor physical health days
4.6
avg per adult per month
Poor mental health days
5.9
avg per adult per month
Uninsured
15.5%
of residents under 65
Primary care MDs
75
per 100,000 residents
Preventable hospital stays
1,762
per 100K Medicare enrollees
Food environment (0-10)
8.3
10 = best access & security
Exercise access
63%
residents near a facility
Flu vaccinated
34%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Lake data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
5.7% of Lake County, MT residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.26
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.79
accepting food benefits
Fast-food restaurants
0.65
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Lake County, MT for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 78 reports
Property crime rate
—
per 100K residents · 189 reports
Homicide
1
Robbery
2
Burglary
24
Vehicle theft
57
County-level data for Lake (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+729 people
+322 households • +$51.1M net AGI flow
Moved in
1,390households
2,490 people • $120.3M AGI
Moved out
1,068households
1,761 people • $69.2M AGI
Where new residents came from
- Missoula County, MT — 152 households
- Flathead County, MT — 118 households
- Gallatin County, MT — 23 households
- Yellowstone County, MT — 23 households
- Sanders County, MT — 21 households
Where departing residents went
- Flathead County, MT — 125 households
- Missoula County, MT — 125 households
- Sanders County, MT — 22 households
Incoming households reported an average AGI of $86,544 versus departing households' $64,784.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Montana
State-level rules that apply to every resident of ZIP 59855. Numbers reflect the most recent published year per source.
Tax rates
Income tax
5.90%
flat · 1 brackets
Sales tax (combined)
0.00%
State 0.00% · avg local 0.00%
Property tax (effective)
0.84%
Median $2,669/year
Tax burden rank
27 of 50
10.20% of personal income
For ZIP 59855: Applied to this ZIP's typical home value of $277,205, that works out to roughly $2,330/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 59855
Other ZIPs in Pablo
Nearby ZIPs by distance
59864 (Pablo, 4.7 mi) · 59860 (Polson, 8.6 mi) · 59824 (Kicking Horse, 13.6 mi) · 59910 (Big Arm, 16.2 mi) · 59865 (St. Ignatius, 19.3 mi) · 59915 (Elmo, 20.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
36.5%
3.5pp above the 33.0% national rate.
High Blood Pressure
29.4%
2.6pp below the 32.0% national rate.
Depression
28.3%
6.3pp above the 22.0% national rate.
Annual Checkup
69.5%
6.5pp below the 76.0% national rate.
Health Insurance
13.2%
Tracks close to the 13.0% national rate.
Diabetes
11.2%
Tracks close to the 11.0% national rate.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Pablo Elementary | Public | -1–4 | 222 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
2
Median in-state tuition
$6,432
Median earnings (10 yr)
$38,618
- 4-Year
Salish Kootenai College
Pablo, MT · 59855
- In-state tuition
- $4,311
- Out-of-state tuition
- $11,583
- Acceptance rate
- —
- Graduation rate
- 32.0%
- Median earnings (10 yr)
- $32,725
- Median student debt
- $12,923
- 4-Year
The University of Montana
Missoula, MT · 59812
- In-state tuition
- $8,552
- Out-of-state tuition
- $33,671
- Acceptance rate
- 95.9%
- Graduation rate
- 46.6%
- Median earnings (10 yr)
- $44,511
- Median student debt
- $22,400
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Pablo, MT (ZIP 59855) sits in Lake County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Annual Checkup comes in above the national average at 69.5%. NCES lists 1 schools serving the area, 1 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $6,432. Local establishments report average pay of $34,913 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $50,280 per worker, roughly 23% below the US average. CDC's Social Vulnerability Index places this ZIP in the 81th percentile nationally — a highly vulnerable community profile. The most recent FEMA disaster declaration here was straight-line winds-related (SEVERE WINTER STORM AND STRAIGHT-LINE WINDS, 2026). Median daily AQI is just 9 per EPA AQS (2024), comfortably inside the Good range, with PM2.5 as the primary pollutant on most measured days. County Health Rankings reports 11,703 years of potential life lost per 100,000 (2025) — well above the national county median. USDA's Food Environment Atlas shows a strong food retail environment in this county — only 5.7% of residents are low-access and grocery density is above the national county median. IRS migration data (2022-2023) shows a net gain of 729 residents (322 households) — the ZIP's primary county is growing. Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: median household income $28,750, fair market rent of $1,310 for a two-bedroom, and a typical home value of $277,205, down 2.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
- Fair market rent for a two-bedroom ($1,310/month, HUD SAFMR) represents 55% of median household income ($28,750, Census ACS) — above the 30% affordability threshold commonly used by housing experts.
- Lower median household income ($28,750, Census ACS) sits alongside an above-average 36.5% obesity rate (CDC PLACES) — a pattern that correlates with reduced healthcare access in lower-income areas.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 28.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 59855
What is the obesity rate in ZIP 59855?
36.5%, which is 3.5 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 59855?
28.3%, which is 6.3 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 59855?
29.4%, which is 2.6 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 59855?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 59855 have charter schools?
No charter schools are listed in ZIP 59855 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 59855?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 27, 2026).
What is the population of ZIP 59855?
376 people live in ZIP 59855, with a median age of 52.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 59855?
$28,750 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 59855 mostly renters or homeowners?
In ZIP 59855, 69.0% of occupied housing units are owner-occupied and 31.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 59855?
In ZIP 59855, 0.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 59855?
48.5% of the population in ZIP 59855 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 59855 have broadband internet?
51.6% of households in ZIP 59855 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 59855?
The typical home value in ZIP 59855 is $277,205, down 2.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 59855?
Home values are down 2.3% over the past year and up 40.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
How many businesses are in ZIP 59855?
As of 2022, 11 business establishments operated in ZIP 59855 employing 344 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 59855?
The average annual pay across all local establishments in ZIP 59855 is $34,913, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 59855 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 59855 ranks in the 81th percentile nationally for social vulnerability — a very high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 59855?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 59855, ranking in the 87th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 59855 experienced?
FEMA has recorded 8 federal disaster declarations affecting ZIP 59855 between 2000–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 59855?
Biological is the most common federally declared disaster type affecting ZIP 59855, accounting for 2 of 8 declarations (25%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 59855?
The most recent FEMA disaster declaration affecting ZIP 59855 was "SEVERE WINTER STORM AND STRAIGHT-LINE WINDS" — a straight-line winds declared in 2026 (DR-4902) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 59855?
2 colleges and universities are listed near ZIP 59855 by the U.S. Department of Education College Scorecard, including Salish Kootenai College and The University Of Montana (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 59855?
Median in-state tuition across 2 nearby institutions is $6,432 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 59855?
Graduates of nearby colleges earn a median of $38,618 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 59855?
ZIP 59855 has an average annual temperature of 45.2°F and 15.7" of annual precipitation based on the SKQ DAM, MT US weather station 7.9 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 59855?
Montana has a flat income tax with a top rate of 5.90%. Combined sales tax: 0.00% (Tax Foundation 2025).
Does Montana have paid family leave?
Montana has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 59855?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (2 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (8 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (8 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 59855
Other ZIPs in Pablo
Nearby ZIPs by distance
59864 (Pablo, 4.7 mi) · 59860 (Polson, 8.6 mi) · 59824 (Kicking Horse, 13.6 mi) · 59910 (Big Arm, 16.2 mi) · 59865 (St. Ignatius, 19.3 mi) · 59915 (Elmo, 20.4 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 59855?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
81st percentile
Very High Vulnerability
Based on 1 census tract, population 14
Vulnerability Themes
Persons with Disability
2
Without HS Diploma
1
Without Health Insurance
2
Adults Age 65+
2
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.