Population & age
- Total population
- 1,542
- Median age
- 53.0
Jersey County · St. Louis, MO-IL · Population 1,542
Grafton, IL (ZIP 62037) sits in Jersey County within the St. Louis metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 5.9%. NCES lists 2 schools serving the area, 2 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $12,922. IRS data shows average household income (AGI) of $78,882, well above the ~$45K national average per return. Local establishments report average pay of $32,252 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $45,258 per worker, roughly 31% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 20th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 20 federal disaster declarations affecting this ZIP since 1969 — a high-frequency exposure profile. Only 5.2% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New residents arriving here predominantly come from Madison County, IL (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $76,250, fair market rent of $990 for a two-bedroom, and a typical home value of $266,208, up 4.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$760
/month
1 Bed
$800
/month
2 Bed
$990
/month
3 Bed
$1,270
/month
4 Bed
$1,480
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$266,208
Zillow Home Value Index (ZHVI) · as of March 2026
+4.4%
vs. March 2025
+20.4%
vs. March 2021
St. Louis, MO-IL
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
101
Across 46 permitted buildings. Total construction value: $19.7M.
Single-family
33
33% of total units
Multifamily (2+ unit)
68
67% of total units
Single-family value
$6.1M
construction value
Multifamily value
$13.6M
construction value
Apartment construction (5+ unit buildings) accounts for 67% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
880
Average AGI
$78,882
Avg property tax
$194
EITC participation
9.1%
Income distribution
Avg mortgage interest
$126
Avg charitable contribution
$347
Avg capital gains
$1,867
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $69.4M across all reported brackets.
Business establishments
44
Total employment
373
Annual payroll
$12.0M
Average annual pay
$32,252
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$45,258
Average weekly wage
$870
Total employment
5,218
Total establishments
389
That is roughly 31% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.1%
That tracks the US national unemployment rate of about 4.0%.
Labor force
10,475
Employed
10,048
Unemployed
427
Based on Jersey County, IL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$13.9M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally Declared Disasters
20
Date Range
1969–2021
Most Recent Declaration
SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Tornado — declared December 13, 2021 (DR-3577)
Incident period: December 10, 2021 – December 10, 2021
Top Incident Types
Individual Assistance
13
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
20
Repair of public facilities & roads
Hazard Mitigation
5
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
53.4°F
43.1° – 63.7°
Annual precipitation
42.2"
Annual snowfall
12.5"
Heating · cooling days
5,347.5 · 1,151.6
Annual base 65°F
Nearest station: JERSEYVILLE 2 SW, IL US, 9.1 miles from the centroid of Grafton, IL (ZIP 62037)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Median daily AQI
42
GoodPeak AQI (2024)
112
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
167 days as main pollutant
Days measured
333
Based on Jersey County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Years of potential life lost (per 100K)
9,795
That is roughly 1,595 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
17%
of adults self-report
Poor physical health days
4.1
avg per adult per month
Poor mental health days
5.6
avg per adult per month
Uninsured
5.2%
of residents under 65
Primary care MDs
47
per 100,000 residents
Preventable hospital stays
3,538
per 100K Medicare enrollees
Food environment (0-10)
8.7
10 = best access & security
Exercise access
68%
residents near a facility
Flu vaccinated
45%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.6% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Jersey data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
22.8% of Jersey County, IL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.14
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.65
accepting food benefits
Fast-food restaurants
0.65
per 1,000 residents
Among low-income residents, 4.0% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Jersey County, IL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 15 reports
Property crime rate
—
per 100K residents · 67 reports
Homicide
0
Robbery
0
Burglary
19
Vehicle theft
6
County-level data for Jersey (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+6 people
−47 households • +$6.6M net AGI flow
Moved in
583households
1,026 people • $38.5M AGI
Moved out
630households
1,020 people • $31.9M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $66,041 versus departing households' $50,656.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 62037. Numbers reflect the most recent published year per source.
Income tax
Yes
graduated
Sales tax (combined)
8.96%
State 6.25% · avg local 2.71%
Property tax (effective)
2.18%
Median $4,224/year
Tax burden rank
38 of 50
11.20% of personal income
For ZIP 62037: Applied to this ZIP's typical home value of $266,208, that works out to roughly $5,802/year in property tax.
Program
No program
No program
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
62013 (Brussels, 6.9 mi) · 62028 (Elsah, 7 mi) · 63373 (Portage Des Sioux, 7.1 mi) · 62022 (7.5 mi) · 62031 (Fieldon, 7.9 mi) · 62036 (9.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
38.5%
5.5pp above the 33.0% national rate.
38.6%
6.6pp above the 32.0% national rate.
21.3%
Tracks close to the 22.0% national rate.
80.8%
4.8pp above the 76.0% national rate.
5.9%
7.1pp below the 13.0% national rate.
12.3%
Tracks close to the 11.0% national rate.
2 schools serve this ZIP, including 2 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Grafton Elem School | Public | -1–4 | 180 |
| Il Youth Center - Pere Marquette | Alternative | 8–12 | 6 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
4
Median in-state tuition
$12,922
Median earnings (10 yr)
$37,724
Edwardsville, IL · 62026
Godfrey, IL · 62035
Elsah, IL · 62028
Alton, IL · 62002
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Grafton, IL (ZIP 62037) sits in Jersey County within the St. Louis metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Health Insurance comes in below the national average at 5.9%. NCES lists 2 schools serving the area, 2 non-charter. 4 colleges and universities serve the area, with median in-state tuition of $12,922. IRS data shows average household income (AGI) of $78,882, well above the ~$45K national average per return. Local establishments report average pay of $32,252 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $45,258 per worker, roughly 31% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Social vulnerability is low in this ZIP at the 20th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 20 federal disaster declarations affecting this ZIP since 1969 — a high-frequency exposure profile. Only 5.2% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 5-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. New residents arriving here predominantly come from Madison County, IL (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $76,250, fair market rent of $990 for a two-bedroom, and a typical home value of $266,208, up 4.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 21.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
38.5%, which is 5.5 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
21.3%, which is 0.7 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
38.6%, which is 6.6 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
2 schools serve this ZIP, including 2 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 62037 by NCES CCD (retrieved Apr 27, 2026).
Yes, 1 high school serves this ZIP: Il Youth Center - Pere Marquette. (NCES CCD, retrieved Apr 27, 2026).
1,542 people live in ZIP 62037, with a median age of 53.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$76,250 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 62037, 81.9% of occupied housing units are owner-occupied and 18.1% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 62037, 13.9% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
11.6% of the population in ZIP 62037 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
72.7% of households in ZIP 62037 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 62037 is $266,208, up 4.4% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 4.4% over the past year and up 20.4% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 62037 (Grafton, IL) is $78,882 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 62037 report an average of $194 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
5.7% of tax returns from ZIP 62037 (Grafton, IL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 44 business establishments operated in ZIP 62037 employing 373 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 62037 is $32,252, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 62037 ranks in the 20th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 62037, ranking in the 42th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 20 federal disaster declarations affecting ZIP 62037 between 1969–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Flood is the most common federally declared disaster type affecting ZIP 62037, accounting for 9 of 20 declarations (45%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 62037 was "SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES" — a tornado declared in 2021 (DR-3577) (FEMA OpenFEMA, retrieved May 3, 2026).
4 colleges and universities are listed near ZIP 62037 by the U.S. Department of Education College Scorecard, including Southern Illinois University Edwardsville, Lewis And Clark Community College, and Principia College (retrieved May 2, 2026).
Median in-state tuition across 4 nearby institutions is $12,922 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $37,724 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 62037 has an average annual temperature of 53.4°F and 42.2" of annual precipitation based on the JERSEYVILLE 2 SW, IL US weather station 9.1 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Illinois has a graduated income tax with a top rate of unspecified. Combined sales tax: 8.96% (Tax Foundation 2025).
Illinois has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (2 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (4 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (20 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (20 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
62013 (Brussels, 6.9 mi) · 62028 (Elsah, 7 mi) · 63373 (Portage Des Sioux, 7.1 mi) · 62022 (7.5 mi) · 62031 (Fieldon, 7.9 mi) · 62036 (9.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 62037?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
20th percentile
Low Vulnerability
Based on 3 census tracts, population 1,205
Vulnerability Themes
Households Without Vehicle
16
Limited English Speakers
5
Persons with Disability
190
Without HS Diploma
50
Without Health Insurance
27
Adults Age 65+
364
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.