Population & age
- Total population
- 520
- Median age
- 60.3
Hamburg, IL (62045)
Calhoun County · St. Louis, MO-IL · Population 520
Fresh.Data current as of Apr 24, 2026
Hamburg, IL (ZIP 62045) sits in Calhoun County within the St. Louis metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Health Insurance comes in below the national average at 6.2%. No NCES schools are mapped to this ZIP in the current dataset. 4 colleges and universities serve the area, with median in-state tuition of $12,922. IRS data shows average household income (AGI) of $65,743, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $36,322 per worker, roughly 45% below the US average. The CDC SVI flags housing & transportation (69th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 38th-percentile score. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1969 — a high-frequency exposure profile. Only 5.4% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. IRS migration data (2022-2023) shows a net loss of 21 residents (3 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $66,875, fair market rent of $1,030 for a two-bedroom, and a typical home value of $173,703, down 2.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 94.6%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.2%
- Other / multi-racial
- 3.7%
Income & housing
- Median household income
- $66,875
- Median home value
- $97,900
Education
- Bachelor's degree or higher (age 25+)
- 11.8%
Employment
- Unemployment rate
- 5.5%
Housing
- Owner-occupied
- 146(99.3%)
- Renter-occupied
- 1(0.7%)
- Vacant units
- 167
- Built (median)
- 1966
Commute
- Public transit
- 0(0.0%)
- Work from home
- 0(0.0%)
- Avg commute
- 54.8 min
Economic wellbeing
- Below poverty line
- 28(5.4%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 128(87.1%)
- No broadband
- 19(12.9%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$780
/month
1 Bed
$820
/month
2 Bed
$1,030
/month
3 Bed
$1,300
/month
4 Bed
$1,520
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$173,703
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
-2.8%
vs. March 2025
5-year change
-9.8%
vs. March 2021
Metro area
St. Louis, MO-IL
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
11
Across 11 permitted buildings. Total construction value: $2.3M.
Single-family
11
100% of total units
Multifamily (2+ unit)
0
0% of total units
Single-family value
$2.3M
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
210
Average AGI
$65,743
Avg property tax
—
EITC participation
—
Income distribution
- $1 – $25,00028.6% · 60
- $25,000 – $50,00019.0% · 40
- $50,000 – $75,00019.0% · 40
- $75,000 – $100,0009.5% · 20
- $100,000 – $200,00023.8% · 50
- $200,000 or more0.0% · 0
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
$605
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $13.8M across all reported brackets.
Business & employment
Business establishments
3
Total employment
7
Annual payroll
$257K
Average annual pay
$36,714
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$36,322
Average weekly wage
$699
Total employment
743
Total establishments
92
That is roughly 45% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.6%
That is 0.6 percentage points above the US national unemployment rate of about 4.0%.
Labor force
1,932
Employed
1,844
Unemployed
88
Based on Calhoun County, IL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
25
Date Range
1969–2023
Most Recent Declaration
SEVERE STORMS AND FLOODING
Severe Storm — declared August 15, 2023 (DR-4728)
Incident period: June 29, 2023 – July 2, 2023
Top Incident Types
- Flood11 (44%)
- Severe Storm7 (28%)
- Biological2 (8%)
- Snowstorm2 (8%)
- Severe Ice Storm1 (4%)
- Other2 (8%)
Individual Assistance
15
Direct help to disaster survivors
Households Program
3
Housing & temporary lodging support
Public Assistance
25
Repair of public facilities & roads
Hazard Mitigation
9
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
54°F
43.5° – 64.5°
Annual precipitation
41.3"
Annual snowfall
16.3"
Heating · cooling days
5,140.1 · 1,158.8
Annual base 65°F
Nearest station: ELSBERRY 1 S, MO US, 9 miles from the centroid of Hamburg, IL (ZIP 62045)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
9,814
That is roughly 1,614 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
4.1
avg per adult per month
Poor mental health days
5.3
avg per adult per month
Uninsured
5.4%
of residents under 65
Primary care MDs
23
per 100,000 residents
Preventable hospital stays
4,665
per 100K Medicare enrollees
Food environment (0-10)
8.3
10 = best access & security
Exercise access
2%
residents near a facility
Flu vaccinated
40%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Calhoun data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
14.3% of Calhoun County, IL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.65
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.45
accepting food benefits
Fast-food restaurants
—
per 1,000 residents
Among low-income residents, 5.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Calhoun County, IL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 7 reports
Property crime rate
—
per 100K residents · 10 reports
Homicide
0
Robbery
0
Burglary
0
Vehicle theft
2
County-level data for Calhoun (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−21 people
−3 households • +$1.1M net AGI flow
Moved in
48households
88 people • $3.7M AGI
Moved out
51households
109 people • $2.6M AGI
Where new residents came from
No county-level breakdown available.
Where departing residents went
No county-level breakdown available.
Incoming households reported an average AGI of $76,292 versus departing households' $50,863.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Illinois
State-level rules that apply to every resident of ZIP 62045. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
8.96%
State 6.25% · avg local 2.71%
Property tax (effective)
2.18%
Median $4,224/year
Tax burden rank
38 of 50
11.20% of personal income
For ZIP 62045: Applied to this ZIP's typical home value of $173,703, that works out to roughly $3,786/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 62045
Nearby ZIPs by distance
62053 (Kampsville, 4 mi) · 63330 (Annada, 5.4 mi) · 62027 (Eldred, 7.2 mi) · 62047 (Hardin, 10.3 mi) · 63343 (Elsberry, 10.6 mi) · 62355 (Nebo, 11.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
34.7%
Tracks close to the 33.0% national rate.
High Blood Pressure
38.3%
6.3pp above the 32.0% national rate.
Depression
21.1%
Tracks close to the 22.0% national rate.
Annual Checkup
79.5%
3.5pp above the 76.0% national rate.
Health Insurance
6.2%
6.8pp below the 13.0% national rate.
Diabetes
12.3%
Tracks close to the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
4
Median in-state tuition
$12,922
Median earnings (10 yr)
$37,724
- 4-Year
Southern Illinois University Edwardsville
Edwardsville, IL · 62026
- In-state tuition
- $12,922
- Out-of-state tuition
- $12,922
- Acceptance rate
- 97.5%
- Graduation rate
- 56.0%
- Median earnings (10 yr)
- $56,346
- Median student debt
- $20,500
- 2-Year
Lewis and Clark Community College
Godfrey, IL · 62035
- In-state tuition
- $4,340
- Out-of-state tuition
- $7,840
- Acceptance rate
- —
- Graduation rate
- 46.2%
- Median earnings (10 yr)
- $37,724
- Median student debt
- $6,751
- 4-Year
Principia College
Elsah, IL · 62028
- In-state tuition
- $34,680
- Out-of-state tuition
- $34,680
- Acceptance rate
- —
- Graduation rate
- 75.1%
- Median earnings (10 yr)
- —
- Median student debt
- —
- Certificate
CALC Institute of Technology
Alton, IL · 62002
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $32,088
- Median student debt
- $9,500
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Hamburg, IL (ZIP 62045) sits in Calhoun County within the St. Louis metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Health Insurance comes in below the national average at 6.2%. No NCES schools are mapped to this ZIP in the current dataset. 4 colleges and universities serve the area, with median in-state tuition of $12,922. IRS data shows average household income (AGI) of $65,743, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $36,322 per worker, roughly 45% below the US average. The CDC SVI flags housing & transportation (69th percentile) as this ZIP's standout vulnerability dimension, sitting well above its overall 38th-percentile score. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1969 — a high-frequency exposure profile. Only 5.4% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. IRS migration data (2022-2023) shows a net loss of 21 residents (3 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $66,875, fair market rent of $1,030 for a two-bedroom, and a typical home value of $173,703, down 2.8% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 21.1%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 62045
What is the obesity rate in ZIP 62045?
34.7%, which is 1.7 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 62045?
21.1%, which is 0.9 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 62045?
38.3%, which is 6.3 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 62045?
520 people live in ZIP 62045, with a median age of 60.3 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 62045?
$66,875 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 62045 mostly renters or homeowners?
In ZIP 62045, 99.3% of occupied housing units are owner-occupied and 0.7% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 62045?
In ZIP 62045, 0.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 62045?
5.4% of the population in ZIP 62045 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 62045 have broadband internet?
87.1% of households in ZIP 62045 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 62045?
The typical home value in ZIP 62045 is $173,703, down 2.8% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 62045?
Home values are down 2.8% over the past year and down 9.8% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 62045?
The average Adjusted Gross Income reported on tax returns from ZIP 62045 (Hamburg, IL) is $65,743 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 62045?
Tax returns from ZIP 62045 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 62045 earn over $200,000?
0.0% of tax returns from ZIP 62045 (Hamburg, IL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 62045?
As of 2022, 3 business establishments operated in ZIP 62045 employing 7 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 62045?
The average annual pay across all local establishments in ZIP 62045 is $36,714, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 62045 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 62045 ranks in the 38th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 62045?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 62045, ranking in the 69th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 62045 experienced?
FEMA has recorded 25 federal disaster declarations affecting ZIP 62045 between 1969–2023 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 62045?
Flood is the most common federally declared disaster type affecting ZIP 62045, accounting for 11 of 25 declarations (44%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 62045?
The most recent FEMA disaster declaration affecting ZIP 62045 was "SEVERE STORMS AND FLOODING" — a severe storm declared in 2023 (DR-4728) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 62045?
4 colleges and universities are listed near ZIP 62045 by the U.S. Department of Education College Scorecard, including Southern Illinois University Edwardsville, Lewis And Clark Community College, and Principia College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 62045?
Median in-state tuition across 4 nearby institutions is $12,922 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 62045?
Graduates of nearby colleges earn a median of $37,724 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 62045?
ZIP 62045 has an average annual temperature of 54.0°F and 41.3" of annual precipitation based on the ELSBERRY 1 S, MO US weather station 9.0 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 62045?
Illinois has a graduated income tax with a top rate of unspecified. Combined sales tax: 8.96% (Tax Foundation 2025).
Does Illinois have paid family leave?
Illinois has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 62045?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (4 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (25 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (25 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 62045
Nearby ZIPs by distance
62053 (Kampsville, 4 mi) · 63330 (Annada, 5.4 mi) · 62027 (Eldred, 7.2 mi) · 62047 (Hardin, 10.3 mi) · 63343 (Elsberry, 10.6 mi) · 62355 (Nebo, 11.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 62045?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
38th percentile
Moderate Vulnerability
Based on 2 census tracts, population 648
Vulnerability Themes
Households Without Vehicle
6
Persons with Disability
151
Without HS Diploma
46
Without Health Insurance
10
Adults Age 65+
159
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.