Population & age
- Total population
- 45
- Median age
- 56.6
Muddy, IL (62965)
Saline County · Population 45
Fresh.Data current as of Apr 24, 2026
Muddy, IL (ZIP 62965) sits in Saline County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Health Insurance comes in below the national average at 7.3%. No NCES schools are mapped to this ZIP in the current dataset. 4 colleges and universities serve the area, with median in-state tuition of $4,640. BLS QCEW reports average annual pay of $46,586 per worker, roughly 29% below the US average. FEMA has issued 9 federal disaster declarations affecting this ZIP since 1996. Annual precipitation averages 50.9" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 11,841 years of potential life lost per 100,000 (2025) — well above the national county median. New residents arriving here predominantly come from Williamson County, IL (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $920 for a two-bedroom, a 31.0% poverty rate (well above the ~12% US average), and 28.6% of workers working from home. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 100.0%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.0%
Education
- Bachelor's degree or higher (age 25+)
- 25.7%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 6(37.5%)
- Renter-occupied
- 10(62.5%)
- Vacant units
- 4
- Built (median)
- 1953
Commute
- Public transit
- 0(0.0%)
- Work from home
- 6(28.6%)
- Avg commute
- 10.5 min
Economic wellbeing
- Below poverty line
- 13(31.0%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 9(56.3%)
- No broadband
- 7(43.8%)
Language & nativity
- Foreign-born
- 0(0.0%)
- Non-English at home
- 0(0.0%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$630
/month
1 Bed
$700
/month
2 Bed
$920
/month
3 Bed
$1,200
/month
4 Bed
$1,260
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
0
Across 0 permitted buildings. Total construction value: $0.
Single-family
0
Multifamily (2+ unit)
0
Single-family value
$0
construction value
Multifamily value
$0
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Employment & wages
Average annual pay
$46,586
Average weekly wage
$896
Total employment
8,307
Total establishments
503
That is roughly 29% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.5%
That is 0.5 percentage points above the US national unemployment rate of about 4.0%.
Labor force
10,485
Employed
10,008
Unemployed
477
Based on Saline County, IL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
9
Date Range
1996–2020
Most Recent Declaration
COVID-19 PANDEMIC
Biological — declared March 26, 2020 (DR-4489)
Incident period: January 20, 2020 – May 11, 2023
Top Incident Types
- Severe Storm4 (44%)
- Biological2 (22%)
- Hurricane1 (11%)
- Snowstorm1 (11%)
- Tornado1 (11%)
Individual Assistance
1
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
9
Repair of public facilities & roads
Hazard Mitigation
5
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
54.8°F
43.6° – 66.1°
Annual precipitation
50.9"
Annual snowfall
3.3"
Heating · cooling days
4,803 · 1,130.9
Annual base 65°F
Nearest station: ROSICLARE 5NW, IL US, 21 miles from the centroid of Muddy, IL (ZIP 62965)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
11,841
That is roughly 3,641 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
20%
of adults self-report
Poor physical health days
4.8
avg per adult per month
Poor mental health days
5.9
avg per adult per month
Uninsured
6.3%
of residents under 65
Primary care MDs
64
per 100,000 residents
Preventable hospital stays
3,098
per 100K Medicare enrollees
Food environment (0-10)
7.1
10 = best access & security
Exercise access
73%
residents near a facility
Flu vaccinated
29%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.9% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Saline data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
14.3% of Saline County, IL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.26
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.40
accepting food benefits
Fast-food restaurants
0.82
per 1,000 residents
Among low-income residents, 6.5% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Saline County, IL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 19 reports
Property crime rate
—
per 100K residents · 62 reports
Homicide
0
Robbery
0
Burglary
26
Vehicle theft
14
County-level data for Saline (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+5 people
+16 households • −$1.2M net AGI flow
Moved in
555households
995 people • $24.1M AGI
Moved out
539households
990 people • $25.3M AGI
Where new residents came from
- Williamson County, IL — 74 households
- Hardin County, IL — 26 households
- Franklin County, IL — 25 households
- Gallatin County, IL — 22 households
Where departing residents went
- Williamson County, IL — 97 households
- Franklin County, IL — 23 households
- Gallatin County, IL — 23 households
Incoming households reported an average AGI of $43,486 versus departing households' $47,028.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Illinois
State-level rules that apply to every resident of ZIP 62965. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
8.96%
State 6.25% · avg local 2.71%
Property tax (effective)
2.18%
Median $4,224/year
Tax burden rank
38 of 50
11.20% of personal income
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 62965
Nearby ZIPs by distance
62946 (Harrisburg, 4.6 mi) · 62977 (Raleigh, 6.1 mi) · 62930 (Eldorado, 6.9 mi) · 62935 (Galatia, 8.5 mi) · 62917 (Carrier Mills, 8.9 mi) · 62934 (Equality, 9.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
36.2%
3.2pp above the 33.0% national rate.
High Blood Pressure
33.8%
Tracks close to the 32.0% national rate.
Depression
23.4%
Tracks close to the 22.0% national rate.
Annual Checkup
78.6%
2.6pp above the 76.0% national rate.
Health Insurance
7.3%
5.7pp below the 13.0% national rate.
Diabetes
10.7%
Tracks close to the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
4
Median in-state tuition
$4,640
Median earnings (10 yr)
$33,930
- 4-Year
Southern Illinois University-Carbondale
Carbondale, IL · 62901
- In-state tuition
- $13,334
- Out-of-state tuition
- $13,334
- Acceptance rate
- 86.9%
- Graduation rate
- 59.0%
- Median earnings (10 yr)
- $53,390
- Median student debt
- $21,543
- 2-Year
John A Logan College
Carterville, IL · 62918
- In-state tuition
- $4,630
- Out-of-state tuition
- $7,540
- Acceptance rate
- —
- Graduation rate
- 43.3%
- Median earnings (10 yr)
- $34,096
- Median student debt
- —
- 2-Year
Shawnee Community College
Ullin, IL · 62992
- In-state tuition
- $4,650
- Out-of-state tuition
- $7,500
- Acceptance rate
- —
- Graduation rate
- 51.3%
- Median earnings (10 yr)
- $32,999
- Median student debt
- —
- 2-Year
Southeastern Illinois College
Harrisburg, IL · 62946
- In-state tuition
- $4,560
- Out-of-state tuition
- $6,780
- Acceptance rate
- —
- Graduation rate
- 52.9%
- Median earnings (10 yr)
- $33,763
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Muddy, IL (ZIP 62965) sits in Saline County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Health Insurance comes in below the national average at 7.3%. No NCES schools are mapped to this ZIP in the current dataset. 4 colleges and universities serve the area, with median in-state tuition of $4,640. BLS QCEW reports average annual pay of $46,586 per worker, roughly 29% below the US average. FEMA has issued 9 federal disaster declarations affecting this ZIP since 1996. Annual precipitation averages 50.9" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 11,841 years of potential life lost per 100,000 (2025) — well above the national county median. New residents arriving here predominantly come from Williamson County, IL (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: fair market rent of $920 for a two-bedroom, a 31.0% poverty rate (well above the ~12% US average), and 28.6% of workers working from home. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.4%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 62965
What is the obesity rate in ZIP 62965?
36.2%, which is 3.2 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 62965?
23.4%, which is 1.4 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 62965?
33.8%, which is 1.8 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 62965?
45 people live in ZIP 62965, with a median age of 56.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 62965 mostly renters or homeowners?
In ZIP 62965, 37.5% of occupied housing units are owner-occupied and 62.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 62965?
In ZIP 62965, 28.6% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 62965?
31.0% of the population in ZIP 62965 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 62965 have broadband internet?
56.3% of households in ZIP 62965 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How vulnerable is ZIP 62965 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 62965 ranks in the 31th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 62965?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 62965, ranking in the 42th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 62965 experienced?
FEMA has recorded 9 federal disaster declarations affecting ZIP 62965 between 1996–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 62965?
Severe Storm is the most common federally declared disaster type affecting ZIP 62965, accounting for 4 of 9 declarations (44%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 62965?
The most recent FEMA disaster declaration affecting ZIP 62965 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4489) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 62965?
4 colleges and universities are listed near ZIP 62965 by the U.S. Department of Education College Scorecard, including Southern Illinois University-Carbondale, John A Logan College, and Shawnee Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 62965?
Median in-state tuition across 4 nearby institutions is $4,640 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 62965?
Graduates of nearby colleges earn a median of $33,930 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 62965?
ZIP 62965 has an average annual temperature of 54.8°F and 50.9" of annual precipitation based on the ROSICLARE 5NW, IL US weather station 21.0 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 62965?
Illinois has a graduated income tax with a top rate of unspecified. Combined sales tax: 8.96% (Tax Foundation 2025).
Does Illinois have paid family leave?
Illinois has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 62965?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (4 institutions), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (9 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (9 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 62965
Nearby ZIPs by distance
62946 (Harrisburg, 4.6 mi) · 62977 (Raleigh, 6.1 mi) · 62930 (Eldorado, 6.9 mi) · 62935 (Galatia, 8.5 mi) · 62917 (Carrier Mills, 8.9 mi) · 62934 (Equality, 9.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 62965?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
31st percentile
Moderate Vulnerability
Based on 2 census tracts, population 19
Vulnerability Themes
Persons with Disability
3
Without HS Diploma
1
Without Health Insurance
1
Adults Age 65+
4
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.