Population & age
- Total population
- 222
- Median age
- 40.9
Ludlow, MO (64656)
Livingston County · Population 222
Fresh.Data current as of Apr 24, 2026
Ludlow, MO (ZIP 64656) sits in Livingston County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 37.5%. NCES lists 2 schools serving the area, 2 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $11,558. BLS QCEW reports average annual pay of $44,944 per worker, roughly 31% below the US average. Social vulnerability is low in this ZIP at the 25th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. IRS migration data (2022-2023) shows a net gain of 200 residents (79 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $51,667, fair market rent of $890 for a two-bedroom, and a typical home value of $169,022, down 0.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 99.1%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 0.5%
- Other / multi-racial
- 0.9%
Income & housing
- Median household income
- $51,667
- Median home value
- $94,500
Education
- Bachelor's degree or higher (age 25+)
- 17.3%
Employment
- Unemployment rate
- 10.3%
Housing
- Owner-occupied
- 71(71.0%)
- Renter-occupied
- 29(29.0%)
- Vacant units
- 43
- Built (median)
- 1964
Commute
- Public transit
- 0(0.0%)
- Work from home
- 1(1.3%)
- Avg commute
- 27.1 min
Economic wellbeing
- Below poverty line
- 45(20.3%)
- Uninsured
- 1(0.5%)
Digital access
- Broadband access
- 64(64.0%)
- No broadband
- 36(36.0%)
Language & nativity
- Foreign-born
- 10(4.5%)
- Non-English at home
- 10(4.8%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$660
/month
1 Bed
$680
/month
2 Bed
$890
/month
3 Bed
$1,150
/month
4 Bed
$1,330
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$169,022
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
-0.3%
vs. March 2025
5-year change
+29.8%
vs. March 2021
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
31
Across 27 permitted buildings. Total construction value: $6.4M.
Single-family
25
81% of total units
Multifamily (2+ unit)
6
19% of total units
Single-family value
$5.7M
construction value
Multifamily value
$700,000
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Employment & wages
Average annual pay
$44,944
Average weekly wage
$864
Total employment
6,156
Total establishments
470
That is roughly 31% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.4%
That is 0.6 percentage points below the US national unemployment rate of about 4.0%.
Labor force
6,559
Employed
6,339
Unemployed
220
Based on Livingston County, MO data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Federal Disaster Declarations
Federally Declared Disasters
23
Date Range
1973–2021
Most Recent Declaration
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Severe Storm — declared September 1, 2021 (DR-4612)
Incident period: June 24, 2021 – July 1, 2021
Top Incident Types
- Severe Storm14 (61%)
- Severe Ice Storm3 (13%)
- Biological2 (9%)
- Flood2 (9%)
- Hurricane1 (4%)
- Other1 (4%)
Individual Assistance
7
Direct help to disaster survivors
Households Program
5
Housing & temporary lodging support
Public Assistance
21
Repair of public facilities & roads
Hazard Mitigation
13
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
52.6°F
42.3° – 62.9°
Annual precipitation
41.2"
Annual snowfall
13.9"
Heating · cooling days
5,682.4 · 1,195.8
Annual base 65°F
Nearest station: CHILLICOTHE 2S, MO US, 10.8 miles from the centroid of Ludlow, MO (ZIP 64656)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
8,155
That tracks the national county median of about 8,200 years per 100,000.
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
18%
of adults self-report
Poor physical health days
5.0
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
12.5%
of residents under 65
Primary care MDs
75
per 100,000 residents
Preventable hospital stays
2,027
per 100K Medicare enrollees
Food environment (0-10)
8.0
10 = best access & security
Exercise access
65%
residents near a facility
Flu vaccinated
48%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.4% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Livingston data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
10.2% of Livingston County, MO residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
—
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.76
accepting food benefits
Fast-food restaurants
0.62
per 1,000 residents
Among low-income residents, 3.7% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Livingston County, MO for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 12 reports
Property crime rate
—
per 100K residents · 26 reports
Homicide
0
Robbery
0
Burglary
8
Vehicle theft
3
County-level data for Livingston (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+200 people
+79 households • +$2.4M net AGI flow
Moved in
457households
861 people • $22.2M AGI
Moved out
378households
661 people • $19.8M AGI
Where new residents came from
- Grundy County, MO — 33 households
- Carroll County, MO — 30 households
- Linn County, MO — 28 households
- Jackson County, MO — 24 households
Where departing residents went
- Linn County, MO — 32 households
- Grundy County, MO — 25 households
- Jackson County, MO — 25 households
- Clay County, MO — 21 households
- Carroll County, MO — 20 households
Incoming households reported an average AGI of $48,685 versus departing households' $52,437.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Missouri
State-level rules that apply to every resident of ZIP 64656. Numbers reflect the most recent published year per source.
Tax rates
Income tax
4.70%
graduated · 6 brackets
Sales tax (combined)
8.44%
State 4.22% · avg local 4.22%
Property tax (effective)
1.05%
Median $1,935/year
Tax burden rank
11 of 50
9.00% of personal income
For ZIP 64656: Applied to this ZIP's typical home value of $169,022, that works out to roughly $1,767/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
130% FPL
Federal 130% FPL gross income limit. Asset limit $3,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 64656
Nearby ZIPs by distance
64664 (Mooresville, 5.5 mi) · 64638 (Dawn, 5.6 mi) · 64686 (Utica, 6.2 mi) · 64625 (Breckenridge, 7.5 mi) · 64624 (Braymer, 8.5 mi) · 64601 (Chillicothe, 10.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
37.5%
4.5pp above the 33.0% national rate.
High Blood Pressure
37.5%
5.5pp above the 32.0% national rate.
Depression
25.2%
3.2pp above the 22.0% national rate.
Annual Checkup
78.7%
2.7pp above the 76.0% national rate.
Health Insurance
7.7%
5.3pp below the 13.0% national rate.
Diabetes
11.6%
Tracks close to the 11.0% national rate.
Schools in this ZIP
2 schools serve this ZIP, including 2 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| SOUTHWEST LIVINGSTON CO R-1 EL | Public | -1–6 | 110 |
| SOUTHWEST LIVINGSTON CO R-1 HS | Public | 7–12 | 97 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
3
Median in-state tuition
$11,558
Median earnings (10 yr)
$40,837
- 2-Year
North Central Missouri College
Trenton, MO · 64683
- In-state tuition
- $5,370
- Out-of-state tuition
- $8,820
- Acceptance rate
- —
- Graduation rate
- 57.0%
- Median earnings (10 yr)
- $40,837
- Median student debt
- $10,500
- Certificate
Grand River Technical School
Chillicothe, MO · 64601
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- 88.4%
- Graduation rate
- 88.9%
- Median earnings (10 yr)
- $40,665
- Median student debt
- —
- 4-Year
Graceland University - Trenton
Trenton, MO · 64683
- In-state tuition
- $17,745
- Out-of-state tuition
- $17,745
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $47,361
- Median student debt
- $21,212
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Ludlow, MO (ZIP 64656) sits in Livingston County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 37.5%. NCES lists 2 schools serving the area, 2 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $11,558. BLS QCEW reports average annual pay of $44,944 per worker, roughly 31% below the US average. Social vulnerability is low in this ZIP at the 25th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 23 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. IRS migration data (2022-2023) shows a net gain of 200 residents (79 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $51,667, fair market rent of $890 for a two-bedroom, and a typical home value of $169,022, down 0.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 25.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 64656
What is the obesity rate in ZIP 64656?
37.5%, which is 4.5 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 64656?
25.2%, which is 3.2 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 64656?
37.5%, which is 5.5 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 64656?
2 schools serve this ZIP, including 2 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 64656 have charter schools?
No charter schools are listed in ZIP 64656 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 64656?
Yes, 1 high school serves this ZIP: Southwest Livingston Co R-1 Hs. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 64656?
222 people live in ZIP 64656, with a median age of 40.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 64656?
$51,667 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 64656 mostly renters or homeowners?
In ZIP 64656, 71.0% of occupied housing units are owner-occupied and 29.0% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 64656?
In ZIP 64656, 1.3% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 64656?
20.3% of the population in ZIP 64656 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 64656 have broadband internet?
64.0% of households in ZIP 64656 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 64656?
The typical home value in ZIP 64656 is $169,022, down 0.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 64656?
Home values are down 0.3% over the past year and up 29.8% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
How vulnerable is ZIP 64656 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 64656 ranks in the 25th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 64656?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 64656, ranking in the 43th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 64656 experienced?
FEMA has recorded 23 federal disaster declarations affecting ZIP 64656 between 1973–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 64656?
Severe Storm is the most common federally declared disaster type affecting ZIP 64656, accounting for 14 of 23 declarations (61%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 64656?
The most recent FEMA disaster declaration affecting ZIP 64656 was "SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING" — a severe storm declared in 2021 (DR-4612) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 64656?
3 colleges and universities are listed near ZIP 64656 by the U.S. Department of Education College Scorecard, including North Central Missouri College, Grand River Technical School, and Graceland University - Trenton (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 64656?
Median in-state tuition across 3 nearby institutions is $11,558 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 64656?
Graduates of nearby colleges earn a median of $40,837 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 64656?
ZIP 64656 has an average annual temperature of 52.6°F and 41.2" of annual precipitation based on the CHILLICOTHE 2S, MO US weather station 10.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 64656?
Missouri has a graduated income tax with a top rate of 4.70%. Combined sales tax: 8.44% (Tax Foundation 2025).
Does Missouri have paid family leave?
Missouri has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 64656?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (2 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (3 institutions), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (23 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (23 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 64656
Nearby ZIPs by distance
64664 (Mooresville, 5.5 mi) · 64638 (Dawn, 5.6 mi) · 64686 (Utica, 6.2 mi) · 64625 (Breckenridge, 7.5 mi) · 64624 (Braymer, 8.5 mi) · 64601 (Chillicothe, 10.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 64656?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
25th percentile
Low Vulnerability
Based on 1 census tract, population 187
Vulnerability Themes
Households Without Vehicle
4
Persons with Disability
24
Without HS Diploma
12
Without Health Insurance
19
Adults Age 65+
38
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.