Norfolk, NE (68701)

Madison County · Population 31,116

Fresh.Data current as of Apr 24, 2026

Norfolk, NE (ZIP 68701) sits in Madison County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 39.7%. NCES lists 12 schools serving the area, 12 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $6,028. IRS data shows average household income (AGI) of $84,242, well above the ~$45K national average per return. BLS LAUS reports county unemployment of just 2.5% (2024), well below the ~4.0% US average and consistent with a tight local labor market. FEMA has issued 27 federal disaster declarations affecting this ZIP since 1967 — a high-frequency exposure profile. 29.6% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Stanton County, NE (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $61,351, fair market rent of $1,020 for a two-bedroom, and a typical home value of $256,052, up 5.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
31,116
Median age
37.2

Race & ethnicity

White
84.9%
Black
1.0%
Asian
1.0%
Hispanic / Latino
13.5%
Other / multi-racial
11.8%

Income & housing

Median household income
$61,351
Median home value
$191,800

Education

Bachelor's degree or higher (age 25+)
24.2%

Employment

Unemployment rate
2.3%

Housing

Owner-occupied
8,371(65.9%)
Renter-occupied
4,322(34.1%)
Vacant units
986
Built (median)
1976

Commute

Public transit
64(0.4%)
Work from home
711(4.4%)
Avg commute
13.2 min

Economic wellbeing

Below poverty line
3,635(12.0%)
Uninsured
535(1.7%)

Digital access

Broadband access
10,671(84.1%)
No broadband
2,022(15.9%)

Language & nativity

Foreign-born
1,788(5.7%)
Non-English at home
3,146(10.9%)

Studio

$700

/month

1 Bed

$780

/month

2 Bed

$1,020

/month

3 Bed

$1,310

/month

4 Bed

$1,550

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$256,052

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

+5.3%

vs. March 2025

5-year change

+36.3%

vs. March 2021

Metro area

Norfolk, NE

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

303

Across 88 permitted buildings. Total construction value: $62.1M.

Single-family

63

21% of total units

Multifamily (2+ unit)

240

79% of total units

Single-family value

$28.1M

construction value

Multifamily value

$34.1M

construction value

Apartment construction (5+ unit buildings) accounts for 65% of new units this year — the area is densifying, not just adding single-family stock.

Aggregated from 3 counties touching this ZIP (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

14,610

Average AGI

$84,242

Avg property tax

$222

EITC participation

12.7%

Income distribution

  • $1 – $25,00026.0% · 3,800
  • $25,000 – $50,00025.4% · 3,710
  • $50,000 – $75,00016.6% · 2,420
  • $75,000 – $100,00010.1% · 1,470
  • $100,000 – $200,00016.9% · 2,470
  • $200,000 or more5.1% · 740

Avg mortgage interest

$206

Avg charitable contribution

$991

Avg capital gains

$3,350

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1230.8M across all reported brackets.

Business & employment

Business establishments

1,049

Total employment

16,158

Annual payroll

$809.5M

Average annual pay

$50,096

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$55,267

Average weekly wage

$1,063

Total employment

22,011

Total establishments

1,339

That is roughly 16% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

2.5%

That is 1.5 percentage points below the US national unemployment rate of about 4.0%.

Labor force

18,877

Employed

18,398

Unemployed

479

Based on Madison County, NE data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

22

Strong banking access

Multiple institutions and offices within easy reach of residents.

Total deposits

$1.8B

across all branches in this ZIP

Distinct institutions

12

different banks operating here

Top banks by deposits in this ZIP

  • 1.Elkhorn Valley Bank & Trust$773.9M · 5 branches
  • 2.BankFirst$270.1M · 3 branches
  • 3.Midwest Bank$212.4M · 2 branches

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Community health centers

Federally funded health-center sites

15

Excellent health-center coverage

A high concentration of federally funded community health centers — typical of urban cores with dense low-income populations or established safety-net networks.

FQHC sites

15

federally qualified

Look-Alike sites

0

FQHC equivalents

Avg hours / week

15.6

across sites in this ZIP

Sites in this ZIP

  • 1.Midtown Health Center - Jefferson Elementary School
  • 2.Midtown Plaza
  • 3.Midtown Xpress

+ 12 more sites in this ZIP

Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.

Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.

Alternative-fuel stations

Public EV charging stations

8

Established EV charging

Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.

Level 2 ports

18

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • Blink Network
  • ChargePoint Network
  • Tesla

Other

1

Biodiesel, E85, LNG, RD

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Public libraries

Public-library outlets

1

Single library outlet

One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.

Buildings

1

1 central

Avg hours / week

63

across outlets in this ZIP

Avg square feet

38,000

per outlet

Outlets in this ZIP

  • 1.Norfolk Public Library

Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.

Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.

Social Vulnerability Index

Overall SVI

50th percentile

Moderate Vulnerability

Based on 12 census tracts, population 29,846

Vulnerability Themes

  • Socioeconomic Status36th percentile
  • Household Characteristics65th percentile
  • Racial & Ethnic Minority Status32nd percentile
  • Housing Type & Transportation61st percentile

Households Without Vehicle

632

Limited English Speakers

669

Persons with Disability

3,433

Without HS Diploma

1,228

Without Health Insurance

2,426

Adults Age 65+

4,868

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

27

Date Range

1967–2022

Most Recent Declaration

SEVERE STORMS AND STRAIGHT-LINE WINDS

Severe Storm — declared July 27, 2022 (DR-4662)

Incident period: May 12, 2022 – May 12, 2022

Top Incident Types

  • Severe Storm12 (44%)
  • Flood9 (33%)
  • Biological2 (7%)
  • Snowstorm1 (4%)
  • Hurricane1 (4%)
  • Other2 (7%)

Individual Assistance

5

Direct help to disaster survivors

Households Program

2

Housing & temporary lodging support

Public Assistance

27

Repair of public facilities & roads

Hazard Mitigation

15

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Community health profile

Years of potential life lost (per 100K)

6,586

That is roughly 1,614 years per 100,000 below the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

17%

of adults self-report

Poor physical health days

3.9

avg per adult per month

Poor mental health days

4.6

avg per adult per month

Uninsured

9.2%

of residents under 65

Primary care MDs

62

per 100,000 residents

Preventable hospital stays

2,318

per 100K Medicare enrollees

Food environment (0-10)

7.7

10 = best access & security

Exercise access

90%

residents near a facility

Flu vaccinated

50%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 6.1% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Madison data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Significant food access concerns

29.6% of Madison County, NE residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.26

per 1,000 residents

Supercenters & clubs

per 1,000 residents

SNAP-authorized stores

0.93

accepting food benefits

Fast-food restaurants

0.80

per 1,000 residents

Among low-income residents, 7.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Madison County, NE for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

−117 people

−81 households−$9.7M net AGI flow

Moved in

1,230households

1,990 people • $64.5M AGI

Moved out

1,311households

2,107 people • $74.2M AGI

Where new residents came from

  1. Stanton County, NE79 households
  2. Pierce County, NE67 households
  3. Douglas County, NE49 households
  4. Lancaster County, NE47 households
  5. Platte County, NE47 households

Where departing residents went

  1. Stanton County, NE102 households
  2. Douglas County, NE100 households
  3. Lancaster County, NE76 households
  4. Pierce County, NE68 households
  5. Platte County, NE40 households

Incoming households reported an average AGI of $52,451 versus departing households' $56,613.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

12 schools serve this ZIP, including 12 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
NORFOLK SENIOR HIGH SCHOOLPublic9–121,348
NORFOLK MIDDLE SCHOOLPublic5–6646
NORFOLK JR HIGH SCHOOLPublic7–8628
BEL AIR ELEMENTARY SCHOOLPublic-1–4350
LITTLE PANTHERS PRESCHOOLPublic-1–-1263

Showing top 5 by enrollment. 7 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

2

Median in-state tuition

$6,028

Median earnings (10 yr)

$44,855

  • Wayne State College

    Wayne, NE · 68787

    4-Year
    In-state tuition
    $8,216
    Out-of-state tuition
    $8,216
    Acceptance rate
    Graduation rate
    53.8%
    Median earnings (10 yr)
    $47,075
    Median student debt
    $19,000
  • Northeast Community College

    Norfolk, NE · 68702

    2-Year
    In-state tuition
    $3,840
    Out-of-state tuition
    $5,130
    Acceptance rate
    Graduation rate
    55.6%
    Median earnings (10 yr)
    $42,634
    Median student debt
    $11,000

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Norfolk, NE (ZIP 68701) sits in Madison County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Obesity comes in above the national average at 39.7%. NCES lists 12 schools serving the area, 12 non-charter. 2 colleges and universities serve the area, with median in-state tuition of $6,028. IRS data shows average household income (AGI) of $84,242, well above the ~$45K national average per return. BLS LAUS reports county unemployment of just 2.5% (2024), well below the ~4.0% US average and consistent with a tight local labor market. FEMA has issued 27 federal disaster declarations affecting this ZIP since 1967 — a high-frequency exposure profile. 29.6% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from Stanton County, NE (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $61,351, fair market rent of $1,020 for a two-bedroom, and a typical home value of $256,052, up 5.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.

One concrete reading worth keeping: Depression prevalence sits lower the national rate at 16.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 68701

What is the obesity rate in ZIP 68701?

39.7%, which is 6.7 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 68701?

16.6%, which is 5.4 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 68701?

34.0%, which is 2.0 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 68701?

12 schools serve this ZIP, including 12 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 68701 have charter schools?

No charter schools are listed in ZIP 68701 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 68701?

Yes, 1 high school serves this ZIP: Norfolk Senior High School. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 68701?

31,116 people live in ZIP 68701, with a median age of 37.2 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 68701?

$61,351 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 68701 mostly renters or homeowners?

In ZIP 68701, 65.9% of occupied housing units are owner-occupied and 34.1% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 68701?

In ZIP 68701, 4.4% of workers work from home. Public transit is used by 0.4% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 68701?

12.0% of the population in ZIP 68701 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 68701 have broadband internet?

84.1% of households in ZIP 68701 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 68701?

The typical home value in ZIP 68701 is $256,052, up 5.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 68701?

Home values are up 5.3% over the past year and up 36.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 68701?

The average Adjusted Gross Income reported on tax returns from ZIP 68701 (Norfolk, NE) is $84,242 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 68701?

Tax returns from ZIP 68701 report an average of $222 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 68701 earn over $200,000?

5.1% of tax returns from ZIP 68701 (Norfolk, NE) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 68701?

As of 2022, 1,049 business establishments operated in ZIP 68701 employing 16,158 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 68701?

The average annual pay across all local establishments in ZIP 68701 is $50,096, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 68701 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 68701 ranks in the 50th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 68701?

Household Characteristics is the highest-scoring CDC SVI theme for ZIP 68701, ranking in the 65th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 68701 experienced?

FEMA has recorded 27 federal disaster declarations affecting ZIP 68701 between 1967–2022 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 68701?

Severe Storm is the most common federally declared disaster type affecting ZIP 68701, accounting for 12 of 27 declarations (44%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 68701?

The most recent FEMA disaster declaration affecting ZIP 68701 was "SEVERE STORMS AND STRAIGHT-LINE WINDS" — a severe storm declared in 2022 (DR-4662) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 68701?

2 colleges and universities are listed near ZIP 68701 by the U.S. Department of Education College Scorecard, including Wayne State College and Northeast Community College (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 68701?

Median in-state tuition across 2 nearby institutions is $6,028 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 68701?

Graduates of nearby colleges earn a median of $44,855 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 68701?

This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (12 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (2 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (27 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (27 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 68701?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.