Population & age
- Total population
- 319
- Median age
- 44.6
Stamford, NE (68977)
Harlan County · Population 319
Fresh.Data current as of Apr 24, 2026
Stamford, NE (ZIP 68977) sits in Harlan County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 40.9%. No NCES schools are mapped to this ZIP in the current dataset. 1 college or university serves the area, with median in-state tuition of $37,770. IRS data shows average household income (AGI) of $45,933 per tax return. BLS QCEW reports average annual pay of $45,165 per worker, roughly 31% below the US average. BLS LAUS reports county unemployment of just 2.1% (2024), well below the ~4.0% US average and consistent with a tight local labor market. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Severe Storm accounts for 58% of the 19 FEMA disaster declarations on record for this ZIP. Nebraska levies a graduated state income tax (top rate 5.20%); a household at the local median AGI of $45,933 would pay roughly $1,433/year before deductions. IRS migration data (2022-2023) shows a net loss of 13 residents (23 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $65,000, fair market rent of $980 for a two-bedroom, and a median home value of $55,700. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 91.8%
- Black
- 0.0%
- Asian
- 0.6%
- Hispanic / Latino
- 5.3%
- Other / multi-racial
- 7.5%
Income & housing
- Median household income
- $65,000
- Median home value
- $55,700
Education
- Bachelor's degree or higher (age 25+)
- 42.2%
Employment
- Unemployment rate
- 11.0%
Housing
- Owner-occupied
- 97(86.6%)
- Renter-occupied
- 15(13.4%)
- Vacant units
- 32
- Built (median)
- 1938
Commute
- Public transit
- 0(0.0%)
- Work from home
- 0(0.0%)
- Avg commute
- 36.9 min
Economic wellbeing
- Below poverty line
- 35(11.0%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 96(85.7%)
- No broadband
- 16(14.3%)
Language & nativity
- Foreign-born
- 13(4.1%)
- Non-English at home
- 11(3.5%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$690
/month
1 Bed
$810
/month
2 Bed
$980
/month
3 Bed
$1,300
/month
4 Bed
$1,460
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
0
Across 0 permitted buildings. Total construction value: $0.
Single-family
0
Multifamily (2+ unit)
0
Single-family value
$0
construction value
Multifamily value
$0
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
120
Average AGI
$45,933
Avg property tax
—
EITC participation
—
Income distribution
- $1 – $25,00033.3% · 40
- $25,000 – $50,00041.7% · 50
- $50,000 – $75,0000.0% · 0
- $75,000 – $100,00025.0% · 30
- $100,000 – $200,0000.0% · 0
- $200,000 or more0.0% · 0
Avg mortgage interest
—
Avg charitable contribution
—
Avg capital gains
—
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $5.5M across all reported brackets.
Business & employment
Business establishments
5
Total employment
26
Annual payroll
$910K
Average annual pay
$35,000
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$45,165
Average weekly wage
$869
Total employment
853
Total establishments
128
That is roughly 31% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
2.1%
That is 1.9 percentage points below the US national unemployment rate of about 4.0%.
Labor force
1,658
Employed
1,624
Unemployed
34
Based on Harlan County, NE data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$15.7M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
- 1.First State Bank$15.7M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federal Disaster Declarations
Federally Declared Disasters
19
Date Range
1967–2022
Most Recent Declaration
ROAD 702 FIRE
Fire — declared April 23, 2022 (DR-5436)
Incident period: April 22, 2022 – April 30, 2022
Top Incident Types
- Severe Storm11 (58%)
- Flood3 (16%)
- Biological2 (11%)
- Fire1 (5%)
- Hurricane1 (5%)
- Other1 (5%)
Individual Assistance
2
Direct help to disaster survivors
Households Program
1
Housing & temporary lodging support
Public Assistance
19
Repair of public facilities & roads
Hazard Mitigation
13
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
51.8°F
36.3° – 67.4°
Annual precipitation
24.6"
Annual snowfall
21.3"
Heating · cooling days
5,933.7 · 1,165.2
Annual base 65°F
Nearest station: BEAVER CITY, NE US, 11.3 miles from the centroid of Stamford, NE (ZIP 68977)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
—
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
14%
of adults self-report
Poor physical health days
3.5
avg per adult per month
Poor mental health days
4.7
avg per adult per month
Uninsured
8.9%
of residents under 65
Primary care MDs
65
per 100,000 residents
Preventable hospital stays
1,583
per 100K Medicare enrollees
Food environment (0-10)
8.4
10 = best access & security
Exercise access
47%
residents near a facility
Flu vaccinated
25%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 9.8% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Harlan data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
6.9% of Harlan County, NE residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
—
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.97
accepting food benefits
Fast-food restaurants
—
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Harlan County, NE for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 2 reports
Property crime rate
—
per 100K residents · 33 reports
Homicide
0
Robbery
0
Burglary
2
Vehicle theft
5
County-level data for Furnas (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−13 people
−23 households • +$546K net AGI flow
Moved in
55households
109 people • $3.2M AGI
Moved out
78households
122 people • $2.7M AGI
Where new residents came from
No county-level breakdown available.
Where departing residents went
- Phelps County, NE — 22 households
Incoming households reported an average AGI of $58,855 versus departing households' $34,500.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Nebraska
State-level rules that apply to every resident of ZIP 68977. Numbers reflect the most recent published year per source.
Tax rates
Income tax
5.20%
graduated · 3 brackets
Sales tax (combined)
6.98%
State 5.50% · avg local 1.48%
Property tax (effective)
1.20%
Median $2,115/year
Tax burden rank
33 of 50
10.80% of personal income
For ZIP 68977: At this ZIP's median AGI of $45,933, the estimated state income tax (before deductions) runs about $1,433 per year. Applied to this ZIP's typical home value of $55,700, that works out to roughly $670/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). Asset limit $25,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 68977
Nearby ZIPs by distance
67647 (Long Island, 10.6 mi) · 68966 (Orleans, 10.8 mi) · 68926 (Beaver City, 11.4 mi) · 67622 (Almena, 12.3 mi) · 68967 (Oxford, 12.9 mi) · 68920 (Alma, 16.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
36.0%
3.0pp above the 33.0% national rate.
High Blood Pressure
40.9%
8.9pp above the 32.0% national rate.
Depression
16.1%
5.9pp below the 22.0% national rate.
Annual Checkup
78.9%
2.9pp above the 76.0% national rate.
Health Insurance
8.4%
4.6pp below the 13.0% national rate.
Diabetes
13.5%
2.5pp above the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
1
Median in-state tuition
$37,770
Median earnings (10 yr)
$51,303
- 4-Year
Hastings College
Hastings, NE · 68901
- In-state tuition
- $37,770
- Out-of-state tuition
- $37,770
- Acceptance rate
- 71.7%
- Graduation rate
- 51.2%
- Median earnings (10 yr)
- $51,303
- Median student debt
- $27,000
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Stamford, NE (ZIP 68977) sits in Harlan County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in above the national average at 40.9%. No NCES schools are mapped to this ZIP in the current dataset. 1 college or university serves the area, with median in-state tuition of $37,770. IRS data shows average household income (AGI) of $45,933 per tax return. BLS QCEW reports average annual pay of $45,165 per worker, roughly 31% below the US average. BLS LAUS reports county unemployment of just 2.1% (2024), well below the ~4.0% US average and consistent with a tight local labor market. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. Severe Storm accounts for 58% of the 19 FEMA disaster declarations on record for this ZIP. Nebraska levies a graduated state income tax (top rate 5.20%); a household at the local median AGI of $45,933 would pay roughly $1,433/year before deductions. IRS migration data (2022-2023) shows a net loss of 13 residents (23 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $65,000, fair market rent of $980 for a two-bedroom, and a median home value of $55,700. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 16.1%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 68977
What is the obesity rate in ZIP 68977?
36.0%, which is 3.0 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 68977?
16.1%, which is 5.9 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 68977?
40.9%, which is 8.9 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 68977?
319 people live in ZIP 68977, with a median age of 44.6 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 68977?
$65,000 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 68977 mostly renters or homeowners?
In ZIP 68977, 86.6% of occupied housing units are owner-occupied and 13.4% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 68977?
In ZIP 68977, 0.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 68977?
11.0% of the population in ZIP 68977 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 68977 have broadband internet?
85.7% of households in ZIP 68977 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the average household income in ZIP 68977?
The average Adjusted Gross Income reported on tax returns from ZIP 68977 (Stamford, NE) is $45,933 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 68977?
Tax returns from ZIP 68977 report an average of $0 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 68977 earn over $200,000?
0.0% of tax returns from ZIP 68977 (Stamford, NE) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 68977?
As of 2022, 5 business establishments operated in ZIP 68977 employing 26 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 68977?
The average annual pay across all local establishments in ZIP 68977 is $35,000, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 68977 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 68977 ranks in the 55th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 68977?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 68977, ranking in the 78th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 68977 experienced?
FEMA has recorded 19 federal disaster declarations affecting ZIP 68977 between 1967–2022 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 68977?
Severe Storm is the most common federally declared disaster type affecting ZIP 68977, accounting for 11 of 19 declarations (58%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 68977?
The most recent FEMA disaster declaration affecting ZIP 68977 was "ROAD 702 FIRE" — a fire declared in 2022 (DR-5436) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 68977?
1 college or university is listed near ZIP 68977 by the U.S. Department of Education College Scorecard, including Hastings College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 68977?
Median in-state tuition across 1 nearby institution is $37,770 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 68977?
Graduates of nearby colleges earn a median of $51,303 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 68977?
ZIP 68977 has an average annual temperature of 51.8°F and 24.6" of annual precipitation based on the BEAVER CITY, NE US weather station 11.3 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
What taxes apply in ZIP 68977?
Nebraska has a graduated income tax with a top rate of 5.20%. Households at the local median AGI of $45,933 would pay roughly $1,433 in state income tax annually (estimated, before deductions). Combined sales tax: 6.98% (Tax Foundation 2025).
Does Nebraska have paid family leave?
Nebraska has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 68977?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (1 institution), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (19 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (19 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 68977
Nearby ZIPs by distance
67647 (Long Island, 10.6 mi) · 68966 (Orleans, 10.8 mi) · 68926 (Beaver City, 11.4 mi) · 67622 (Almena, 12.3 mi) · 68967 (Oxford, 12.9 mi) · 68920 (Alma, 16.5 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 68977?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
55th percentile
High Vulnerability
Based on 2 census tracts, population 600
Vulnerability Themes
Households Without Vehicle
8
Limited English Speakers
5
Persons with Disability
108
Without HS Diploma
37
Without Health Insurance
45
Adults Age 65+
156
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.