Population & age
- Total population
- 11,352
- Median age
- 38.0
McCurtain County · Population 11,352
Broken Bow, OK (ZIP 74728) sits in McCurtain County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 42.1%. NCES lists 9 schools serving the area, 9 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $7,530. 28% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $45,832 per worker, roughly 30% below the US average. FEMA has issued 30 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. Annual precipitation averages 55.1" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 17,783 years of potential life lost per 100,000 (2025) — well above the national county median. 28.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Oklahoma levies a graduated state income tax (top rate 4.75%); a household at the local median AGI of $56,850 would pay roughly $1,620/year before deductions. IRS migration data (2022-2023) shows a net gain of 194 residents (15 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $56,330, fair market rent of $940 for a two-bedroom, and a typical home value of $323,233, down 5.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$650
/month
1 Bed
$750
/month
2 Bed
$940
/month
3 Bed
$1,260
/month
4 Bed
$1,450
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$323,233
Zillow Home Value Index (ZHVI) · as of March 2026
-5.3%
vs. March 2025
+16.8%
vs. March 2021
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
16
Across 15 permitted buildings. Total construction value: $4.1M.
Single-family
14
88% of total units
Multifamily (2+ unit)
2
13% of total units
Single-family value
$3.8M
construction value
Multifamily value
$318,000
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
4,410
Average AGI
$56,850
Avg property tax
$66
EITC participation
28.1%
Income distribution
Avg mortgage interest
$202
Avg charitable contribution
$495
Avg capital gains
$3,680
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $250.7M across all reported brackets.
Business establishments
280
Total employment
4,516
Annual payroll
$179.8M
Average annual pay
$39,823
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$45,832
Average weekly wage
$881
Total employment
12,201
Total establishments
891
That is roughly 30% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.2%
That is 0.2 percentage points above the US national unemployment rate of about 4.0%.
Labor force
14,784
Employed
14,164
Unemployed
620
Based on McCurtain County, OK data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
6
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$326.3M
across all branches in this ZIP
Distinct institutions
4
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally funded health-center sites
2
Multiple health-center sites
A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.
FQHC sites
2
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
47
across sites in this ZIP
Sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Public EV charging stations
3
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
10
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Propane (LPG)
2
Propane autogas
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
39.6
across outlets in this ZIP
Avg square feet
17,000
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
30
Date Range
1968–2023
Most Recent Declaration
SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Severe Storm — declared July 19, 2023 (DR-4721)
Incident period: June 14, 2023 – June 18, 2023
Top Incident Types
Individual Assistance
5
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
30
Repair of public facilities & roads
Hazard Mitigation
17
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
61.8°F
49.2° – 74.3°
Annual precipitation
55.1"
Annual snowfall
2.2"
Heating · cooling days
3,079.1 · 1,927.3
Annual base 65°F
Nearest station: BROKEN BOW 1 N, OK US, 8.8 miles from the centroid of Broken Bow, OK (ZIP 74728)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
17,783
That is roughly 9,583 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
28%
of adults self-report
Poor physical health days
5.5
avg per adult per month
Poor mental health days
6.5
avg per adult per month
Uninsured
16.4%
of residents under 65
Primary care MDs
45
per 100,000 residents
Preventable hospital stays
4,113
per 100K Medicare enrollees
Food environment (0-10)
5.9
10 = best access & security
Exercise access
56%
residents near a facility
Flu vaccinated
32%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.9% of live births in this county — an early-life health input that downstream outcomes track against.
Based on McCurtain data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Significant food access concerns
28.4% of McCurtain County, OK residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.12
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.81
accepting food benefits
Fast-food restaurants
0.46
per 1,000 residents
Among low-income residents, 13.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in McCurtain County, OK for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 46 reports
Property crime rate
—
per 100K residents · 298 reports
Homicide
1
Robbery
1
Burglary
82
Vehicle theft
45
County-level data for McCurtain (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+194 people
+15 households • +$343K net AGI flow
Moved in
679households
1,463 people • $28.1M AGI
Moved out
664households
1,269 people • $27.8M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $41,426 versus departing households' $41,845.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 74728. Numbers reflect the most recent published year per source.
Income tax
4.75%
graduated · 6 brackets
Sales tax (combined)
9.06%
State 4.50% · avg local 4.56%
Property tax (effective)
0.62%
Median $1,105/year
Tax burden rank
6 of 50
8.80% of personal income
For ZIP 74728: At this ZIP's median AGI of $56,850, the estimated state income tax (before deductions) runs about $1,620 per year. Applied to this ZIP's typical home value of $323,233, that works out to roughly $2,007/year in property tax.
Program
No program
No program
SNAP eligibility
130% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
74737 (Golden, 9.9 mi) · 74766 (Wright City, 10.1 mi) · 74724 (13 mi) · 74764 (Valliant, 14.3 mi) · 74722 (16 mi) · 74750 (Millerton, 16.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
42.0%
9.0pp above the 33.0% national rate.
42.1%
10.1pp above the 32.0% national rate.
25.7%
3.7pp above the 22.0% national rate.
78.3%
2.3pp above the 76.0% national rate.
12.5%
Tracks close to the 13.0% national rate.
15.3%
4.3pp above the 11.0% national rate.
9 schools serve this ZIP, including 9 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| BROKEN BOW HS | Public | 9–12 | 611 |
| LUKFATA PUBLIC SCHOOL | Public | -1–8 | 366 |
| DIERKS ES | Public | -1–2 | 324 |
| RECTOR JOHNSON MS | Public | 6–8 | 313 |
| BENNETT ES | Public | 3–5 | 289 |
Showing top 5 by enrollment. 4 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
3
Median in-state tuition
$7,530
Median earnings (10 yr)
$27,368
Durant, OK · 74701
Durant, OK · 74701
Durant, OK · 74701
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Broken Bow, OK (ZIP 74728) sits in McCurtain County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 42.1%. NCES lists 9 schools serving the area, 9 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $7,530. 28% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. BLS QCEW reports average annual pay of $45,832 per worker, roughly 30% below the US average. FEMA has issued 30 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. Annual precipitation averages 55.1" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. County Health Rankings reports 17,783 years of potential life lost per 100,000 (2025) — well above the national county median. 28.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Oklahoma levies a graduated state income tax (top rate 4.75%); a household at the local median AGI of $56,850 would pay roughly $1,620/year before deductions. IRS migration data (2022-2023) shows a net gain of 194 residents (15 households) — the ZIP's primary county is growing. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $56,330, fair market rent of $940 for a two-bedroom, and a typical home value of $323,233, down 5.3% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 25.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
42.0%, which is 9.0 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
25.7%, which is 3.7 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
42.1%, which is 10.1 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
9 schools serve this ZIP, including 9 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 74728 by NCES CCD (retrieved Apr 27, 2026).
Yes, 2 high schools serve this ZIP: Broken Bow Hs, Battiest Hs. (NCES CCD, retrieved Apr 27, 2026).
11,352 people live in ZIP 74728, with a median age of 38.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$56,330 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 74728, 73.4% of occupied housing units are owner-occupied and 26.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 74728, 1.5% of workers work from home. Public transit is used by 0.1% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
20.7% of the population in ZIP 74728 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
75.6% of households in ZIP 74728 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 74728 is $323,233, down 5.3% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 5.3% over the past year and up 16.8% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 74728 (Broken Bow, OK) is $56,850 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 74728 report an average of $66 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
2.7% of tax returns from ZIP 74728 (Broken Bow, OK) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 280 business establishments operated in ZIP 74728 employing 4,516 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 74728 is $39,823, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 74728 ranks in the 75th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 74728, ranking in the 89th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 30 federal disaster declarations affecting ZIP 74728 between 1968–2023 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Severe Storm is the most common federally declared disaster type affecting ZIP 74728, accounting for 16 of 30 declarations (53%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 74728 was "SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES" — a severe storm declared in 2023 (DR-4721) (FEMA OpenFEMA, retrieved May 3, 2026).
3 colleges and universities are listed near ZIP 74728 by the U.S. Department of Education College Scorecard, including Southeastern Oklahoma State University, Durant Institute Of Hair Design, and Southern School Of Beauty Inc (retrieved May 2, 2026).
Median in-state tuition across 3 nearby institutions is $7,530 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $27,368 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 74728 has an average annual temperature of 61.8°F and 55.1" of annual precipitation based on the BROKEN BOW 1 N, OK US weather station 8.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Oklahoma has a graduated income tax with a top rate of 4.75%. Households at the local median AGI of $56,850 would pay roughly $1,620 in state income tax annually (estimated, before deductions). Combined sales tax: 9.06% (Tax Foundation 2025).
Oklahoma has no state paid family leave program (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (9 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (3 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (30 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (30 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
74737 (Golden, 9.9 mi) · 74766 (Wright City, 10.1 mi) · 74724 (13 mi) · 74764 (Valliant, 14.3 mi) · 74722 (16 mi) · 74750 (Millerton, 16.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 74728?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
75th percentile
High Vulnerability
Based on 6 census tracts, population 11,071
Vulnerability Themes
Households Without Vehicle
235
Limited English Speakers
206
Persons with Disability
1,930
Without HS Diploma
1,107
Without Health Insurance
2,277
Adults Age 65+
1,951
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.